401(k) Plans

19,319 topics in this forum

1. Too Late to Make Profit Sharing Contribution?

   By Guest MS TPA, December 6, 2010
   • 1 reply
   • 1.1k views
   • 
   • Guest
   • December 7, 2010

2. Increase SH Match

   By Guest saotampa, March 19, 2008
   • 3 replies
   • 1.1k views
   • 
   • MSN
   • March 20, 2008

3. Change in Vesting schedule

   By John Feldt ERPA CPC QPA, February 8, 2011
   • 2 replies
   • 1.1k views
   • 
   • david rigby
   • February 8, 2011

4. Change in vesting schedule

   By QNPG, February 8, 2011
   • 1 reply
   • 1.1k views
   • 
   • Jim Chad
   • February 9, 2011

5. Otherwise Excludible and TH

   By Earl, July 11, 2018
   • 14 replies
   • 1.1k views
   • 
   • shERPA
   • July 13, 2018

6. Integrated Allocation w/ Safe Harbor

   By Guest tzuck, November 6, 2008
   • 5 replies
   • 1.1k views
   • 
   • Guest
   • November 6, 2008

7. Post-Severance Compensation

   By HCE, July 28, 2022
   • 2 replies
   • 1.1k views
   • 
   • Peter Gulia
   • July 28, 2022

8. new plan credit for small employers clarification needed

   By Tom, February 8, 2023
   • 5 replies
   • 1.1k views
   • 
   • Tom
   • February 8, 2023

9. Rollover Prior to Eligibility

   By khn, June 5, 2025
   • 3 replies
   • 1.1k views
   • 
   • Peter Gulia
   • June 6, 2025

10. Correcting Failed Compensation Test in Safe Harbor 401(k) Plan

    By PensionPro, November 16, 2018   

    • 414(s)
    • 2 replies
    • 1.1k views
    • 
    • PensionPro
    • November 17, 2018

11. Multiple Plans and Plan Year Limits

    By Guest Mad_Tony, September 5, 2006
    • 1 reply
    • 1.1k views
    • 
    • Blinky the 3-eyed Fish
    • September 5, 2006

12. Election Forms not turned in on time

    By MarZDoates, January 10, 2008
    • 3 replies
    • 1.1k views
    • 
    • Kimberly S
    • January 10, 2008

13. Two 2004 5500's?

    By austin3515, July 12, 2006
    • 1 reply
    • 1.1k views
    • 
    • JanetM
    • July 12, 2006

14. Forfeitures

    By ac, November 4, 2015
    • 3 replies
    • 1.1k views
    • 
    • Belgarath
    • November 5, 2015

15. Contributions includable in ACP

    By Guest jim williams, March 9, 2004
    • 2 replies
    • 1.1k views
    • 
    • Guest
    • March 9, 2004

16. Eligible or Not?

    By Archimage, March 18, 2003
    • 2 replies
    • 1.1k views
    • 
    • Archimage
    • March 18, 2003

17. Annual True Up %

    By Guest Liosis, January 17, 2011
    • 2 replies
    • 1.1k views
    • 
    • Guest
    • January 18, 2011

18. Notice Requirements for Additional Benefits in Safe Harbor Plan

    By Guest W Waldan Lloyd, December 11, 2009
    • 0 replies
    • 1.1k views
    • 
    • Guest
    • December 11, 2009

19. 401(k) limits

    By Guest JoeK, July 3, 2003
    • 1 reply
    • 1.1k views
    • 
    • david rigby
    • July 3, 2003

20. Top Heavy contribution not made for 2001

    By Guest nlmc18, April 6, 2004
    • 3 replies
    • 1.1k views
    • 
    • Blinky the 3-eyed Fish
    • April 6, 2004

21. Excluded compensation in Safe Harbor plan

    By Penflyer, March 31, 2022
    • 4 replies
    • 1.1k views
    • 
    • Nate S
    • April 1, 2022

22. Allocation exception - retirement

    By pholosofizer, September 2, 2015
    • 2 replies
    • 1.1k views
    • 
    • K2retire
    • September 3, 2015

23. Spinoff from a Controlled Group

    By Archimage, December 19, 2003
    • 1 reply
    • 1.1k views
    • 
    • Mike Preston
    • December 19, 2003

24. Deferral of excess contributions that woud otherwise be returned after a failed test

    By Guest FAQ, August 26, 2004
    • 1 reply
    • 1.1k views
    • 
    • R. Butler
    • August 27, 2004

25. Using forfeitures to help fund safe harbor contribution

    By Pammie57, April 5, 2021
    • 3 replies
    • 1.1k views
    • 
    • Belgarath
    • April 6, 2021

26. Accountant will not release Plan audit

    By kshaw, October 7, 2025
    • 5 replies
    • 1.1k views
    • 
    • kshaw
    • October 14, 2025

27. "Individual" 401(k) Plans

    By Guest Fred Fenster, January 19, 2004
    • 1 reply
    • 1.1k views
    • 
    • Archimage
    • January 19, 2004

28. Suspension of 401k loan repayments

    By DDB BN, April 3, 2020
    • 4 replies
    • 1.1k views
    • 
    • DDB BN
    • April 3, 2020

29. Lawsuit Settlement Proceeds

    By Molgilny89, November 21, 2022
    • 1 reply
    • 1.1k views
    • 
    • Peter Gulia
    • November 21, 2022

30. Cash Balance Plans

    By mlp0816, January 4, 2007
    • 1 reply
    • 1.1k views
    • 
    • JanetM
    • January 4, 2007

31. Loan MINIMUM

    By Guest dhall, March 10, 2011
    • 2 replies
    • 1.1k views
    • 
    • BG5150
    • March 10, 2011

32. Eligibility for a 401k Plan for " employees" that have W-7#

    By Pammie57, August 25, 2021
    • 3 replies
    • 1.1k views
    • 
    • ESOP Guy
    • August 27, 2021

33. Amending plan for new formula

    By Guest Rags, January 25, 2008
    • 3 replies
    • 1.1k views
    • 
    • Mike Preston
    • January 25, 2008

34. Safe Harbor 4% Non-Elective Contribution, Top Heavy Contribution and Secure Act

    By Michele F, May 20, 2025
    • 2 replies
    • 1.1k views
    • 
    • Michele F
    • May 21, 2025

35. Controlled Group?

    By Guest YvonneT, October 19, 2011
    • 4 replies
    • 1.1k views
    • 
    • Guest
    • October 19, 2011

36. Money Purcahse merged with Profit Sharing

    By blue, May 27, 2008
    • 1 reply
    • 1.1k views
    • 
    • Mike Preston
    • May 28, 2008

37. Max out Safe Harbor 401(k) Profit Sharing Plan for 2005

    By Guest tgraham, November 17, 2004
    • 1 reply
    • 1.1k views
    • 
    • Bird
    • November 17, 2004

38. Per Pay Match Calulation - Cap Match?

    By jeff77, August 24, 2015
    • 3 replies
    • 1.1k views
    • 
    • Mike Preston
    • August 25, 2015

39. Participant loans and bankruptcy

    By Belgarath, July 12, 2005
    • 0 replies
    • 1.1k views
    • 
    • Belgarath
    • July 12, 2005

40. component plans

    By Guest gsi miami, November 28, 2006
    • 2 replies
    • 1.1k views
    • 
    • AndyH
    • November 28, 2006

41. Aggregation of plans for top heavy

    By Guest DJB, October 8, 2004
    • 0 replies
    • 1.1k views
    • 
    • Guest
    • October 8, 2004

42. Count comp from real estate holding company?

    By Jim Chad, October 30, 2013
    • 2 replies
    • 1.1k views
    • 
    • Guest
    • October 31, 2013

43. Testing - Plan Amendment

    By wmyer, February 18, 2005
    • 1 reply
    • 1.1k views
    • 
    • austin3515
    • February 19, 2005

44. Compensation in CG/ASG

    By goldtpa, March 25, 2004
    • 0 replies
    • 1.1k views
    • 
    • goldtpa
    • March 25, 2004

45. Interest Rate on Plan Loan

    By Guest meeh3704, November 4, 2008
    • 1 reply
    • 1.1k views
    • 
    • masteff
    • November 4, 2008

46. Owner has deemed loan. Is this a prohibited transaction?

    By Jim Chad, November 12, 2013
    • 1 reply
    • 1.1k views
    • 
    • austin3515
    • November 12, 2013

47. ECPCRS - Missed Deferral Oppotunity Corrections for 401k

    By austin3515, May 10, 2022
    • 6 replies
    • 1.1k views
    • 
    • Nate S
    • May 10, 2022

48. 1099R - Code 1 USed but Participant is Disabled

    By austin3515, February 3, 2023
    • 4 replies
    • 1.1k views
    • 
    • Peter Gulia
    • February 3, 2023

49. Section 414 compensation

    By Guest jkrad, January 27, 2004
    • 1 reply
    • 1.1k views
    • 
    • Tom Poje
    • January 27, 2004

50. Matching contributions and Integrated PS

    By Guest carsonv, February 11, 2005
    • 1 reply
    • 1.1k views
    • 
    • austin3515
    • February 11, 2005