401(k) Plans

19,319 topics in this forum

1. Young investor seeking advice

   By Guest younginvestor, March 29, 2005
   • 4 replies
   • 1.1k views
   • 
   • david rigby
   • March 30, 2005

2. component plans

   By Guest gsi miami, November 28, 2006
   • 2 replies
   • 1.1k views
   • 
   • AndyH
   • November 28, 2006

3. ACP Failure

   By Guest esaade, May 12, 2009
   • 1 reply
   • 1.1k views
   • 
   • Tom Poje
   • May 13, 2009

4. Force out IRA

   By Bruce1, April 23, 2025
   • 3 replies
   • 1.1k views
   • 
   • CuseFan
   • April 23, 2025

5. Conduit IRA into 401(k)

   By Guest notnimbaab, August 22, 2003
   • 0 replies
   • 1.1k views
   • 
   • Guest
   • August 22, 2003

6. separate testing of excludable employees

   By Guest mackenzie, March 21, 2003
   • 1 reply
   • 1.1k views
   • 
   • Tom Poje
   • March 21, 2003

7. Top Heavy Test

   By FJR, February 14, 2003
   • 1 reply
   • 1.1k views
   • 
   • jaemmons
   • February 14, 2003

8. SEP to 401(k)

   By Guest bac, February 8, 2005
   • 2 replies
   • 1.1k views
   • 
   • Guest
   • February 11, 2005

9. Non-Spouse Beneficiary

   By Guest A_Dude, June 16, 2014
   • 0 replies
   • 1.1k views
   • 
   • Guest
   • June 16, 2014

10. Roth IRA and QP in same year

    By K-t-F, November 17, 2006
    • 0 replies
    • 1.1k views
    • 
    • K-t-F
    • November 17, 2006

11. Late 401(k) Contributions

    By PFranckowiak, September 23, 2011
    • 1 reply
    • 1.1k views
    • 
    • 12AX7
    • September 27, 2011

12. Safe Harbor Matching

    By Guest PAINPA, May 6, 2003
    • 1 reply
    • 1.1k views
    • 
    • g8r
    • May 7, 2003

13. RMD with no previous year balance

    By ratherbereading, September 20, 2023   

    • rmd
    • 1 reply
    • 1.1k views
    • 
    • Peter Gulia
    • September 20, 2023

14. Company Stock Diversification

    By Guest Kristen B, April 3, 2007
    • 0 replies
    • 1.1k views
    • 
    • Guest
    • April 3, 2007

15. Two plans 401 k and SEP

    By caryn22359, December 6, 2013
    • 3 replies
    • 1.1k views
    • 
    • masteff
    • December 10, 2013

16. Customized Data for Businesses

    By Guest B.Z. Khasru, February 13, 2006
    • 0 replies
    • 1.1k views
    • 
    • Guest
    • February 13, 2006

17. Irrevocable Election (Opt Out) and Coverage

    By MaryMcConnell, June 23, 2022
    • 3 replies
    • 1.1k views
    • 
    • MaryMcConnell
    • June 24, 2022

18. Plan Amendments

    By Guest Raman A, February 9, 2004
    • 2 replies
    • 1.1k views
    • 
    • Kirk Maldonado
    • February 10, 2004

19. Eliminate Safe Harbor match for HCEs only?

    By Gilmore, February 19, 2009
    • 1 reply
    • 1.1k views
    • 
    • K2retire
    • February 19, 2009

20. Affiliated Service Group

    By EBDI, June 9, 2011
    • 2 replies
    • 1.1k views
    • 
    • EBDI
    • June 9, 2011

21. Changing from prior yet to current (or vice versa)

    By BG5150, December 20, 2006
    • 1 reply
    • 1.1k views
    • 
    • Belgarath
    • December 20, 2006

22. Gateway Contributions

    By ratherbereading, May 8, 2020
    • 5 replies
    • 1.1k views
    • 
    • ratherbereading
    • May 11, 2020

23. 401k safe harbor

    By Guest jim williams, August 11, 2006
    • 1 reply
    • 1.1k views
    • 
    • Guest
    • August 11, 2006

24. Safe Habor 401k & Top Heavy Exemption

    By B21, August 3, 2015
    • 0 replies
    • 1.1k views
    • 
    • B21
    • August 3, 2015

25. Ineligible employee deferred

    By cdavis25, April 26, 2012
    • 1 reply
    • 1.1k views
    • 
    • K2retire
    • April 26, 2012

26. Safe Harbor Discontinued / Any Creative Solutions for HCE?

    By Susan S., January 16, 2014
    • 4 replies
    • 1.1k views
    • 
    • ESOP Guy
    • January 17, 2014

27. maximum employer contribution/deduction

    By Guest k9522, October 18, 2002
    • 1 reply
    • 1.1k views
    • 
    • E as in ERISA
    • October 18, 2002

28. One employer: Two separate Safe Harbors

    By ERISA25, October 28, 2010
    • 2 replies
    • 1.1k views
    • 
    • Tom Poje
    • October 28, 2010

29. Suspended Contributions

    By MBCarey, April 25, 2011
    • 3 replies
    • 1.1k views
    • 
    • QDROphile
    • April 26, 2011

30. breakpoint discount refund-mutual funds

    By Guest scompliance, June 21, 2004
    • 0 replies
    • 1.1k views
    • 
    • Guest
    • June 21, 2004

31. VCP - filing question

    By PFranckowiak, September 9, 2011
    • 0 replies
    • 1.1k views
    • 
    • PFranckowiak
    • September 9, 2011

32. Allowable Participant Fees

    By mlp0816, February 21, 2014
    • 1 reply
    • 1.1k views
    • 
    • Lou S.
    • February 21, 2014

33. Amendign Prototype w/o restating

    By austin3515, February 17, 2011
    • 3 replies
    • 1.1k views
    • 
    • Kevin C
    • February 17, 2011

34. Coupon loans? Why a bad idea?

    By BG5150, November 21, 2019
    • 3 replies
    • 1.1k views
    • 
    • Larry Starr
    • November 21, 2019

35. Which DOL regulation requires that deferrals occur timely?

    By Guest Enda80, October 14, 2009
    • 3 replies
    • 1.1k views
    • 
    • david rigby
    • October 14, 2009

36. New Safe Harbor Plan Effective 10-1-2010

    By steverenner, September 28, 2010
    • 1 reply
    • 1.1k views
    • 
    • Lou S.
    • September 30, 2010

37. Life Expectancy

    By Guest gchase3, December 13, 2006
    • 1 reply
    • 1.1k views
    • 
    • Guest
    • December 13, 2006

38. Four Step SSI

    By Kattdogg12, March 25, 2025
    • 6 replies
    • 1.1k views
    • 
    • Dave Baker
    • April 29, 2025

39. A not-for-profit entity sponsors a 401(k) plan but expects to add several for-profit companies to its growing list of businesses

    By katieinny, May 14, 2010
    • 2 replies
    • 1.1k views
    • 
    • katieinny
    • May 14, 2010

40. 410b test and suspension provision

    By Mr Bagwell, January 19, 2017   

    • 410b
    • suspension
    • 5 replies
    • 1.1k views
    • 
    • Tom Poje
    • January 20, 2017

41. ADP testing

    By Guest Amy Marie, January 8, 2009
    • 2 replies
    • 1.1k views
    • 
    • Tom Poje
    • January 8, 2009

42. Locating Lost participants

    By alexa, May 6, 2009
    • 3 replies
    • 1.1k views
    • 
    • david rigby
    • May 6, 2009

43. Late 5500's, But Not REally

    By austin3515, July 9, 2010
    • 2 replies
    • 1.1k views
    • 
    • austin3515
    • July 9, 2010

44. Match used to cover top heavy minimum

    By blue, October 20, 2005
    • 0 replies
    • 1.1k views
    • 
    • blue
    • October 20, 2005

45. Required Top-Heavy Contribution for non-key HCE?

    By Guest Platinum401k, March 17, 2014   

    • top heavy 401k hce
    • 3 replies
    • 1.1k views
    • 
    • Tom Poje
    • March 17, 2014

46. Waive Service REquirements

    By austin3515, November 15, 2012
    • 3 replies
    • 1.1k views
    • 
    • austin3515
    • November 15, 2012

47. Employer Deposit Deadline Change?

    By Guest CSTS, August 6, 2009
    • 2 replies
    • 1.1k views
    • 
    • jkdoll2
    • August 10, 2009

48. Participating employer relationship ends

    By Guest Achilles, December 5, 2007
    • 1 reply
    • 1.1k views
    • 
    • JanetM
    • December 5, 2007

49. PS Shortfall in Floor/offset

    By Guest Ddalk, May 9, 2003
    • 4 replies
    • 1.1k views
    • 
    • Mike Preston
    • May 13, 2003

50. Going from Simple to 401(k) plan

    By Guest CathyS, March 16, 2007
    • 2 replies
    • 1.1k views
    • 
    • Archimage
    • March 16, 2007