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401(k) Plans

19,499 topics in this forum

  1. Plan year based on teachers contract year; are teachers terminated on last day of plan year considered terminated from plan last day of plan year?

    By Guest jusducki,
    • 4 replies
    • 1.4k views
    • Guest
    • Guest

  2. adp test with llc owner with negative k-1

    By MR,
    • 1 reply
    • 1.2k views

  3. Client not complying with plan document

    By Guest moosegirl,
    • 2 replies
    • 1.3k views

  4. Embezzlement from corporation/plan sponsor by participant; any recourse for the plan sponsor?

    By Guest ELS,
    • 8 replies
    • 2k views

  5. How to run ADP/ACP test when plan year is amended, creating a short plan year

    By Guest cohenron,
    • 12 replies
    • 3.6k views

  6. Conversion from 401(k) to SIMPLE-401k

    By perkinsran,
    • 1 reply
    • 1.5k views

  7. Late Remittances - Mistake of Fact Exception?

    By Guest Chaffee,
    • 10 replies
    • 2.8k views

  8. How does a non-participant go about researching the details of a specific 401(k) plan?

    By joel,
    • 7 replies
    • 2k views

  9. 401(k) Loans: Double taxation or not?

    By Guest InTraining,
    • 40 replies
    • 20.4k views
    • g8r
    • g8r

  10. Would a 401k for a nonprofit private school make sense rather than a 403b plan?

    By Guest tpeterson1959,
    • 1 reply
    • 1.7k views

  11. OK to terminate calendar year plan as of today (10/1/03)?

    By chris,
    • 3 replies
    • 3.1k views

  12. Exclude from definition of compensation the amount of any health coverage "buybacks"?

    By austin3515,
    • 0 replies
    • 1k views

  13. How to handle funds of missing beneficiary; participant died 15 years ago

    By PensionNewbee,
    • 7 replies
    • 7.2k views
    • Guest
    • Guest

  14. Is 100% match on first 4%, fully vested, an "enhanced matching" formula for safe harbor purposes?

    By Lori H,
    • 3 replies
    • 1.3k views

  15. Calendar year plan terminating as of 9/30/2003; has a last-day-of-the-plan-year employment requirement for allocations; top-heavy minimum contribution required?

    By Guest StoneWalk,
    • 9 replies
    • 1.9k views

  16. Coverage testing - how to handle acquiring employer's promise to make contributions 4 or 5 years from now?

    By fiona1,
    • 3 replies
    • 1.2k views

  17. OK for same employer to have 2 different 401(k) plans? One will be safe harbor, other will be subject to ADP testing

    By Guest RSNOW,
    • 0 replies
    • 1.2k views
    • Guest
    • Guest

  18. Loan taxed twice?

    By Brian Gallagher,
    • 4 replies
    • 1.6k views

  19. Forfeitures account in trust fund too low to allocate properly

    By Guest HLIFECraigo,
    • 0 replies
    • 1.2k views
    • Guest
    • Guest

  20. Possible to request/receive specific plan provision approval to be included in IRS' favorable letter?

    By Guest Twitch,
    • 8 replies
    • 2.1k views

  21. Taxing distribution of less than account balance; includes pre-tax and after-tax contributions

    By jane123,
    • 5 replies
    • 1.4k views

  22. Safe Harbor Match

    By DP,
    • 4 replies
    • 1.4k views
    • DP
    • DP

  23. Anyone have a survey to determine how much participation there would be for a proposed 401(k) plan?

    By Guest linden2522,
    • 0 replies
    • 1.2k views
    • Guest
    • Guest

  24. Distribution of deceased participant's account to surviving spouse's account in same plan; can survivor later roll over to IRA?

    By Lori H,
    • 5 replies
    • 2.5k views

  25. Incorrectly included 401(k) participant (not 21 until recently) - how to fix?

    By Guest GNagler,
    • 3 replies
    • 2k views

  26. Rev. Rul. 58-230 says a participant can get in-service withdrawal if he incurs a 6 month suspension from participation. Still in effect?

    By Guest Giovanni,
    • 2 replies
    • 1.4k views

  27. Can employer make me take my 401(k) account in cash? Over $5,000, but all rollover money.

    By Guest cfaz13,
    • 22 replies
    • 21.3k views
    • ljr
    • ljr

  28. Chapter 13 bankruptcy. Can an employee still contribute to the plan as well as make loan payments?

    By Guest Cookiemonster,
    • 3 replies
    • 1.6k views

  29. Deferrals supposed to be suspended for 12 months after hardship distribution but 4 months after the distribution he starts deferring again; trouble?

    By Guest MNR,
    • 0 replies
    • 1.1k views
    • Guest
    • Guest

  30. Can employer require noncontributing employees to fill out a form stating they wish to make no deferrals?

    By austin3515,
    • 11 replies
    • 2.4k views

  31. Should a sponsor obtain a board resolution for its profit sharing contribution?

    By austin3515,
    • 1 reply
    • 2.3k views

  32. BenefitsLink Nondiscrimination Q&A 5-- Isn't it wrong?

    By KJohnson,
    • 6 replies
    • 3k views
    • MGB
    • MGB

  33. Can an employer amend a profit sharing plan midway through a given plan year to add a last-day-of-the-year employment requirement as a condition for receiving a profit sharing contribution?

    By billfgrady,
    • 3 replies
    • 1.9k views
    • Alf
    • Alf

  34. New calendar year safe-harbor 401(k) plan as of 4/1/02; what time period to use in calculating compensation?

    By Jilliandiz,
    • 3 replies
    • 1.9k views
    • g8r
    • g8r

  35. Can Summary Annual Reports be delivered with paychecks rather than via U.S. mail?

    By Guest lmoiseyev,
    • 1 reply
    • 1.7k views
    • Guest
    • Guest

  36. Reduce self-employment earnings by 179 expense?

    By MR,
    • 6 replies
    • 25.1k views

  37. 401(k) participation waiver by Amish participants; ignore them altogether in running tests, or count them as "zeros"?

    By rcline46,
    • 0 replies
    • 1.8k views

  38. Max S/E Contributions in a DC plan; OK to put in 402(g) limit PLUS 25% of adjusted SE comp?

    By Guest chris4013,
    • 3 replies
    • 2.8k views
    • Guest
    • Guest

  39. Final Catch Up Regulations in IRS Bulletin # 37

    By jevd,
    • 0 replies
    • 1.1k views
    • jevd
    • jevd

  40. Can participant simply choose to stop making repayments on loan from plan?

    By Guest rocnrols2,
    • 4 replies
    • 1.9k views

  41. When does employer have to contribute deferrals into plan's trust fund? When does trust fund have to invest them?

    By Guest Carl C,
    • 4 replies
    • 2.2k views

  42. 401(k) participant died with outstanding loan; does beneficiary get 1099R for the loan balance? How is the form coded?

    By Guest DBanko,
    • 3 replies
    • 2.1k views

  43. Participant's plan loan showing up as liability on his credit report; how did it get there? What does it matter to a prospective lender?

    By Guest mbb03,
    • 0 replies
    • 1.2k views
    • Guest
    • Guest

  44. Catch-Up Universal Availability

    By Guest OHH,
    • 4 replies
    • 2.4k views

  45. Late deferral contributions; can excise tax be waived if delay is due to TPA's refusal to accept and process them?

    By Guest Shmedd,
    • 1 reply
    • 1.3k views
    • RCK
    • RCK

  46. Which states prohibit use of SSNs on mailings to participants?

    By stevena,
    • 1 reply
    • 1.5k views

  47. 410(b) failure in controlled group setting

    By AndyH,
    • 12 replies
    • 3.7k views

  48. Can a new solo 401(k) be used to accept rollover from other plan, then loan funds to the sole participant?

    By Guest number6,
    • 3 replies
    • 1.5k views

  49. Non-Standard Prototype Plan

    By Guest PAL100759,
    • 4 replies
    • 2.4k views
    • Guest
    • Guest

  50. OK to include working HCE in testing even though he has no compensation?

    By kmciver,
    • 3 replies
    • 1.5k views
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