401(k) Plans

19,275 topics in this forum

1. Separate Accounting For Roth 401(k) Funds in Brokerage

   By EPCRSGuru, June 2, 2016
   • 4 replies
   • 1k views
   • 
   • Tom Poje
   • June 2, 2016

2. late deposit and 415 limits

   By K2retire, October 3, 2014
   • 1 reply
   • 1k views
   • 
   • Kevin C
   • October 3, 2014

3. Delay in transferring assets from an orphaned SDA

   By mwagner003, April 11, 2016   

   • self-directed account
   • SDA
   • (and 1 more)

     Tagged with:

     • self-directed account
     • SDA
     • trading window
   • 2 replies
   • 1k views
   • 
   • BG5150
   • April 12, 2016

4. Plan coverage change during testing year

   By Guest jae3207, December 20, 2005
   • 0 replies
   • 1k views
   • 
   • Guest
   • December 20, 2005

5. Match Allocation vs Formula Condition

   By justatester, February 17, 2012
   • 2 replies
   • 1k views
   • 
   • austin3515
   • February 18, 2012

6. 401k/ catch up/ PSP

   By pgold, February 22, 2017
   • 6 replies
   • 1k views
   • 
   • K2
   • February 23, 2017

7. Correcting Failed 401(m) Ratio % Test

   By Catch22PGM, March 13, 2021   

   • coverage test
   • ratio percent test
   • 4 replies
   • 1k views
   • 
   • Catch22PGM
   • March 14, 2021

8. Mergers and 401k Safe harbors

   By perkinsran, March 7, 2007
   • 0 replies
   • 1k views
   • 
   • perkinsran
   • March 7, 2007

9. Wrong Match Amended

   By austin3515, June 25, 2015
   • 4 replies
   • 1k views
   • 
   • Kevin C
   • June 26, 2015

10. 415 excess

    By justatester, June 3, 2022
    • 9 replies
    • 1k views
    • 
    • Nate S
    • June 11, 2022

11. QACA 2-6 year graded vesting

    By Sarah73, May 15, 2024
    • 4 replies
    • 1k views
    • 
    • Tom Veal
    • May 17, 2024

12. Safe Harbor Plan with only the owners deferring

    By Guest EPS2, March 11, 2008
    • 1 reply
    • 1k views
    • 
    • Kimberly S
    • March 11, 2008

13. Safe Harbor 3% flip to Safe Harbor Match 4%

    By pbarrett, February 19, 2004
    • 1 reply
    • 1k views
    • 
    • Archimage
    • February 19, 2004

14. Funds returned to the plan for a breakpoint settlement from the asset compan

    By Guest cynthiar, July 13, 2004
    • 0 replies
    • 1k views
    • 
    • Guest
    • July 13, 2004

15. Irrevocable Election (Opt Out) and Coverage

    By MaryMcConnell, June 23, 2022
    • 3 replies
    • 1k views
    • 
    • MaryMcConnell
    • June 24, 2022

16. ACP/ADP Tesing

    By pbarrett, March 17, 2003
    • 1 reply
    • 1k views
    • 
    • R. Butler
    • March 17, 2003

17. Plan merger and last day rule

    By 30Rock, October 9, 2012
    • 0 replies
    • 1k views
    • 
    • 30Rock
    • October 9, 2012

18. Change in Plan Year Prior to Establishing Safe Harbor 401(k)

    By WDIK, June 1, 2004
    • 1 reply
    • 1k views
    • 
    • g8r
    • June 2, 2004

19. Suspending Trading due to Volume

    By Guest calcu, July 21, 2005
    • 0 replies
    • 1k views
    • 
    • Guest
    • July 21, 2005

20. SARSEP divorce withdraw

    By Guest debtman, December 16, 2010
    • 0 replies
    • 1k views
    • 
    • Guest
    • December 16, 2010

21. 415 Testing Question

    By MBCarey, June 13, 2011
    • 1 reply
    • 1k views
    • 
    • Guest
    • June 13, 2011

22. Plan Sponsor and Affiliated Service Grps segregate

    By Guest CRA, September 9, 2003
    • 0 replies
    • 1k views
    • 
    • Guest
    • September 9, 2003

23. 401(k) employee contribution missed for 12/24/2014

    By lbrenneman, March 19, 2015
    • 1 reply
    • 1k views
    • 
    • Kevin C
    • April 3, 2015

24. Private Letter Rulings

    By austin3515, September 20, 2004
    • 1 reply
    • 1k views
    • 
    • GBurns
    • September 21, 2004

25. ER Securities, NUA, and Roth

    By Guest JMF, April 24, 2010
    • 0 replies
    • 1k views
    • 
    • Guest
    • April 24, 2010

26. Change to Safe Harbor

    By Dougsbpc, April 24, 2010
    • 1 reply
    • 1k views
    • 
    • Tom Poje
    • April 26, 2010

27. IRA Rolled over to Qualified Plan

    By Guest PensionAdministrator, July 14, 2003
    • 0 replies
    • 1k views
    • 
    • Guest
    • July 14, 2003

28. Paying off Mortgage a Moving Expense?

    By austin3515, April 5, 2011
    • 5 replies
    • 1k views
    • 
    • austin3515
    • April 5, 2011

29. 415 excess 415 Excess - Past Deadline - True Ups also due...

    By 401kology, May 8   

    • correction method
    • 10 replies
    • 1k views
    • 
    • Artie M
    • May 13

30. Title I Plan?

    By Guest notapensiongeek, February 26, 2008
    • 3 replies
    • 1k views
    • 
    • Guest
    • February 26, 2008

31. Change to Safe Harbor Formula

    By Stash026, November 19, 2020
    • 7 replies
    • 1k views
    • 
    • Bill Presson
    • November 20, 2020

32. Board of Resolution Language for Asset Purchase

    By Vlad401k, August 11, 2015
    • 3 replies
    • 1k views
    • 
    • austin3515
    • August 12, 2015

33. Participant Disclosure and Plan Amendment

    By Jennifer D., November 8, 2012
    • 3 replies
    • 1k views
    • 
    • MoJo
    • November 8, 2012

34. IRA Contribution & 401(k)

    By MGOAdmin, November 15, 2018
    • 4 replies
    • 1k views
    • 
    • Appleby
    • November 18, 2018

35. Control Group

    By pixmax, December 23, 2010
    • 3 replies
    • 1k views
    • 
    • Bird
    • December 24, 2010

36. Qualified Birth of Adoption Distribution -does plan accepting transfer of assets and liabilities from a multiple-employer plan that offered them need to accept repayments?

    By bito'money, February 22, 2023
    • 3 replies
    • 1k views
    • 
    • bito'money
    • March 1, 2023

37. Health Care Saving Account and 415 compensation

    By 30Rock, June 23, 2017
    • 2 replies
    • 1k views
    • 
    • 30Rock
    • June 23, 2017

38. Enrollment forms for rehire

    By pam@bbm, September 4, 2015
    • 2 replies
    • 1k views
    • 
    • GMK
    • September 4, 2015

39. Secure Act - starting new 3% SH nonelective plan 3 month rule

    By Will.I.Am, July 1, 2020
    • 2 replies
    • 1k views
    • 
    • stbennet
    • July 14, 2020

40. LLC 401K Contribution(s)

    By Nic Pospiech, April 14
    • 2 replies
    • 1k views
    • 
    • Peter Gulia
    • April 14

41. Fund not accepting liquidation requests

    By K2retire, September 8, 2009
    • 3 replies
    • 1k views
    • 
    • mbozek
    • September 8, 2009

42. New 401k with existing SEP

    By Guest TrustMe401k, May 5, 2006
    • 1 reply
    • 1k views
    • 
    • Bird
    • May 5, 2006

43. Compensation Question

    By mjf06241972, December 10, 2017   

    • 401k compensation profit sharing
    • 5 replies
    • 1k views
    • 
    • mjf06241972
    • December 11, 2017

44. Required Minimum Distribution

    By Guest hstew, December 19, 2007
    • 1 reply
    • 1k views
    • 
    • WDIK
    • December 19, 2007

45. does this constitute a controlled group?

    By Lori H, August 27, 2003
    • 1 reply
    • 1k views
    • 
    • actuarysmith
    • August 28, 2003

46. Fixing Related Employer Issue

    By khn, July 27, 2017
    • 2 replies
    • 1k views
    • 
    • Luke Bailey
    • July 28, 2017

47. Permitted contribution max w/Catch-up when after-tax-dumb question? Or does anyone know the answer.

    By Guest devonlucy, July 4, 2005
    • 0 replies
    • 1k views
    • 
    • Guest
    • July 4, 2005

48. 0% prior yr NHCE ADP

    By TPApril, May 24, 2024
    • 6 replies
    • 1k views
    • 
    • BG5150
    • May 24, 2024

49. Can a participant's benefit in an ESOP be diversified into his/her profit sharing plan of same employer?

    By Guest jhilliard, October 27, 2003
    • 2 replies
    • 1k views
    • 
    • stephen
    • October 28, 2003

50. Addding Match Option During The Plan Year

    By blue, January 30, 2007
    • 1 reply
    • 1k views
    • 
    • Tom Poje
    • January 31, 2007