401(k) Plans

19,319 topics in this forum

1. Employeer terminated 401k plan for ONLY our branch

   By Guest rapidskies, July 16, 2012
   • 2 replies
   • 1k views
   • 
   • Guest
   • July 18, 2012

2. Hospital Affiliated Service Group and HCE determination

   By Will.I.Am, February 22, 2020
   • 4 replies
   • 1k views
   • 
   • Will.I.Am
   • April 23, 2020

3. Safe Harbor Contributions

   By Nassau, July 16, 2010
   • 2 replies
   • 1k views
   • 
   • K2retire
   • July 17, 2010

4. Top Heavy Correction Question

   By Madison71, April 19, 2012
   • 0 replies
   • 1k views
   • 
   • Madison71
   • April 19, 2012

5. Self-Employed income & contribution limits

   By TPApril, September 24, 2020
   • 5 replies
   • 1k views
   • 
   • BG5150
   • September 25, 2020

6. Tax Credit for expenses

   By FJR, January 22, 2004
   • 1 reply
   • 1k views
   • 
   • Archimage
   • January 22, 2004

7. Hardship to purchase primary residence

   By 52626, June 13, 2019
   • 5 replies
   • 1k views
   • 
   • Bri
   • June 14, 2019

8. When Should salary deferrals start

   By Guest LHaskell, December 17, 2010
   • 0 replies
   • 1k views
   • 
   • Guest
   • December 17, 2010

9. cross testing and gateway

   By Gary, May 9, 2012
   • 0 replies
   • 1k views
   • 
   • Gary
   • May 9, 2012

10. Historial lump sum auto-distributions (looking for 2001)

    By hr for me, August 25, 2008
    • 3 replies
    • 1k views
    • 
    • hr for me
    • August 25, 2008

11. Automatic Enrollment (Year End Match)

    By PainPA, January 20, 2012
    • 4 replies
    • 1k views
    • 
    • PainPA
    • January 21, 2012

12. returning a refund... or not

    By AlbanyConsultant, January 31, 2025
    • 2 replies
    • 1k views
    • 
    • AlbanyConsultant
    • February 4, 2025

13. Hurricane Florence hardship

    By QPAetc, October 4, 2018   

    • disaster
    • hurricane
    • (and 3 more)

      Tagged with:

      • disaster
      • hurricane
      • florence
      • hardship
      • loans
    • 4 replies
    • 1k views
    • 
    • Lois Baker
    • November 9, 2018

14. Compensation & withholding

    By R. Butler, March 13, 2013
    • 3 replies
    • 1k views
    • 
    • QDROphile
    • March 13, 2013

15. timing requirements for amending testing method

    By Guest jjenkins, December 18, 2003
    • 1 reply
    • 1k views
    • 
    • g8r
    • December 19, 2003

16. Forfeitures account in trust fund too low to allocate properly

    By Guest HLIFECraigo, September 30, 2003
    • 0 replies
    • 1k views
    • 
    • Guest
    • September 30, 2003

17. New Determination Letter Program

    By Guest kjk, April 24, 2005
    • 0 replies
    • 1k views
    • 
    • Guest
    • April 24, 2005

18. Calculating 401k Match

    By four01kman, July 11, 2012
    • 2 replies
    • 1k views
    • 
    • GMK
    • July 11, 2012

19. 2005 Safe Harbor Contribution not made

    By Guest Twinky, March 20, 2007
    • 2 replies
    • 1k views
    • 
    • Guest
    • March 21, 2007

20. Distribution to foreign citizen

    By ombskid, May 25, 2010
    • 0 replies
    • 1k views
    • 
    • ombskid
    • May 25, 2010

21. Employee Questionnaires

    By Guest Cliff Langwith, August 11, 2004
    • 0 replies
    • 1k views
    • 
    • Guest
    • August 11, 2004

22. 25% Cap on Employer Contributions

    By pjbaer, September 7, 2016   

    • 25% Cap on ER contributions
    • 1 reply
    • 1k views
    • 
    • Lou S.
    • September 7, 2016

23. Final Catch Up Regulations in IRS Bulletin # 37

    By jevd, September 23, 2003
    • 0 replies
    • 1k views
    • 
    • jevd
    • September 23, 2003

24. ASG member adopts existing SH in final 3 months-OK?

    By Guest lushbenefits, October 15, 2008
    • 2 replies
    • 1k views
    • 
    • Jim Chad
    • October 16, 2008

25. NEW COMP ALLOCATION

    By Guest mcorson, July 29, 2010
    • 4 replies
    • 1k views
    • 
    • 12AX7
    • August 4, 2010

26. IRS COLA Announement is Missing Something Important

    By austin3515, November 5, 2024
    • 12 replies
    • 1k views
    • 
    • Gilmore
    • November 6, 2024

27. Rolling from Simple 401(k) Plan to regular 401(k) Plan

    By MBCarey, November 17, 2006
    • 0 replies
    • 1k views
    • 
    • MBCarey
    • November 17, 2006

28. 401(k) Safe Harbor Nonelective

    By ERISA25, July 7, 2010
    • 1 reply
    • 1k views
    • 
    • Tom Poje
    • July 12, 2010

29. Termination of SH Matching plan to convert to SIMPLE IRA

    By GwenOC, April 8, 2025
    • 4 replies
    • 1k views
    • 
    • GwenOC
    • April 15, 2025

30. handling tardy reimbursement of fee overcharges

    By Guest Iwonder, December 24, 2009
    • 1 reply
    • 1k views
    • 
    • TPAMan
    • December 24, 2009

31. Cross Tested Plan w. Safe Harbor Feature

    By Guest ChopperPilot, October 11, 2004
    • 1 reply
    • 1k views
    • 
    • Tom Poje
    • October 11, 2004

32. Participant Loans

    By Guest sritts, November 6, 2010
    • 2 replies
    • 1k views
    • 
    • Guest
    • November 8, 2010

33. Fund Mapping

    By Nassau, August 16, 2011
    • 0 replies
    • 1k views
    • 
    • Nassau
    • August 16, 2011

34. Top Heavy Safe Harbor Match Plan w/ Prevailing Wage

    By 401_noob, July 24, 2018   

    • top heavy
    • 1 reply
    • 1k views
    • 
    • C. B. Zeller
    • July 24, 2018

35. Terminating Plan and 401(k) Safe Harbor Reliance

    By Fibonacci, May 1, 2024
    • 6 replies
    • 1k views
    • 
    • Lou S.
    • May 2, 2024

36. Limiting HCE's to $1 of 401kj

    By austin3515, July 15, 2011
    • 1 reply
    • 1k views
    • 
    • Tom Poje
    • July 15, 2011

37. Suspension of Accrual to pass 410

    By Alf, April 1, 2004
    • 0 replies
    • 1k views
    • 
    • Alf
    • April 1, 2004

38. Starting a 401(k) for a doctor with 2 different corporate entities

    By Guest pmetallic, November 7, 2003
    • 1 reply
    • 1k views
    • 
    • Blinky the 3-eyed Fish
    • November 7, 2003

39. QDIA w/ Target DAte Funds

    By austin3515, November 12, 2012
    • 1 reply
    • 1k views
    • 
    • MoJo
    • November 12, 2012

40. Deadline for 401(k) hardship amendment

    By S Derrin Watson, October 22, 2019   

    • hardship
    • deadline
    • (and 1 more)

      Tagged with:

      • hardship
      • deadline
      • extension
    • 4 replies
    • 1k views
    • 
    • Bob the Swimmer
    • November 2, 2019

41. Has anyone dealt with a third party Employer of Record for hiring residents of another country, such as the UK?

    By jkharvey, March 22, 2024
    • 4 replies
    • 1k views
    • 
    • CuseFan
    • March 25, 2024

42. safe harbor notice

    By Guest JJC, May 7, 2003
    • 0 replies
    • 1k views
    • 
    • Guest
    • May 7, 2003

43. Buried by custodian statements....

    By heygents, June 6, 2013
    • 3 replies
    • 1k views
    • 
    • heygents
    • June 6, 2013

44. Resuming deferrals after 6 month break after hardship

    By ldr, April 8, 2022   

    • hardship
    • 7 replies
    • 1k views
    • 
    • ldr
    • April 14, 2022

45. Hardship available after loans at 50% have been exhausted

    By PainPA, October 9, 2014   

    • Hardship Loans 50%
    • 1 reply
    • 1k views
    • 
    • 401king
    • October 9, 2014

46. New Entity General Testing

    By Blinky the 3-eyed Fish, August 27, 2004
    • 0 replies
    • 1k views
    • 
    • Blinky the 3-eyed Fish
    • August 27, 2004

47. Controlled Group Question

    By AJ North, June 4, 2012
    • 3 replies
    • 1k views
    • 
    • AJ North
    • June 5, 2012

48. Receiving plan of rollover contribution and forms?

    By Guest MSP, March 9, 2004
    • 0 replies
    • 1k views
    • 
    • Guest
    • March 9, 2004

49. Delaware Series LLC

    By Guest willow100, August 28, 2007
    • 0 replies
    • 1k views
    • 
    • Guest
    • August 28, 2007

50. Safe Harbor contribution on wages after termination?

    By Guest mookie23, March 12, 2007
    • 1 reply
    • 1k views
    • 
    • k man
    • March 12, 2007