401(k) Plans

19,318 topics in this forum

1. Saver's Credit/Sample Employee Notice - what does the first example me

   By Guest gaham, January 8, 2002
   • 15 replies
   • 3.9k views
   • 
   • Guest
   • January 8, 2003

2. Bankruptcy qualify for hardship withdrawal?

   By Guest jusducki, July 24, 2007
   • 2 replies
   • 3.9k views
   • 
   • 401_4_ever
   • July 24, 2007

3. An Oldie but Goodie: severance pay as a source of 401(k) deferrals

   By Guest erisafried, May 2, 2005
   • 9 replies
   • 3.9k views
   • 
   • Guest
   • May 5, 2005

4. Deduct Profit Sharing Contributions After Filing Personal Tax Returns

   By YankeeFan, April 14, 2015
   • 4 replies
   • 3.9k views
   • 
   • jpod
   • April 14, 2015

5. Selecting participants when auditing participant data and employee con

   By Guest Scott E. Hall, August 31, 2000
   • 2 replies
   • 3.9k views
   • 
   • Guest
   • August 31, 2000

6. Periodic Pension Benefit Statement Requirement

   By PainPA, January 23, 2014   

   • Sec 508 of the 2006 PPA
   • 10 replies
   • 3.9k views
   • 
   • Bird
   • January 25, 2014

7. Corrective Contributions and 402(g) Limit

   By Guest pcohen, August 20, 2008
   • 4 replies
   • 3.9k views
   • 
   • Loves401(k)
   • March 8, 2018

8. Quitting to roll over a 401k

   By Guest mlmarvin, December 9, 2005
   • 15 replies
   • 3.9k views
   • 
   • dmwe
   • December 15, 2005

9. Deferrals from Guaranteed Payments

   By jkharvey, October 22, 2008
   • 5 replies
   • 3.9k views
   • 
   • Bird
   • October 23, 2008

10. Docusign for Plan documents

    By austin3515, August 10, 2017
    • 19 replies
    • 3.9k views
    • 
    • Peter Gulia
    • August 11, 2017

11. 410(b) minimum coverage failure - how to retroactively amend if the pl

    By Guest Phil L, October 6, 1999
    • 3 replies
    • 3.9k views
    • 
    • Guest
    • October 7, 1999

12. "Mistake of Fact"

    By thepensionmaven, May 2, 2018
    • 11 replies
    • 3.9k views
    • 
    • thepensionmaven
    • May 3, 2018

13. 401k forced distribution to pay child support

    By Guest jani, July 3, 2006
    • 8 replies
    • 3.9k views
    • 
    • Locust
    • July 19, 2006

14. 402(g) excess - two jobs

    By pmacduff, February 1, 2019
    • 10 replies
    • 3.9k views
    • 
    • Mike Preston
    • February 4, 2019

15. Otherwise excludable

    By cdavis25, February 27, 2018
    • 4 replies
    • 3.9k views
    • 
    • cdavis25
    • February 27, 2018

16. Amending the Profit Sharing feature of a SH Plan

    By Barbara, October 25, 2018
    • 8 replies
    • 3.9k views
    • 
    • Kevin C
    • October 31, 2018

17. EGTRRA - Catchup contributions -- ADP / ACP

    By Guest Factster, August 3, 2001
    • 14 replies
    • 3.9k views
    • 
    • Guest
    • March 15, 2002

18. Integrating Deemed Roth IRAs into 401k Plans

    By Guest johnpetrancosta, July 21, 2005
    • 17 replies
    • 3.9k views
    • 
    • Guest
    • July 22, 2005

19. Non-elective safe harbor contribution for newly eligible employee

    By Guest cereader, February 20, 2010
    • 6 replies
    • 3.9k views
    • 
    • Guest
    • February 22, 2010

20. Application of the 25% profit sharing rule

    By Mleech, March 10, 2025   

    • profit sharing
    • safe harbor
    • 3 replies
    • 3.9k views
    • 
    • jsample
    • March 11, 2025

21. ADP ACP testing and comp used in test

    By John Feldt ERPA CPC QPA, February 28, 2011
    • 3 replies
    • 3.9k views
    • 
    • BG5150
    • March 1, 2011

22. "Deemed 125 Compensation"

    By Belgarath, April 12, 2023
    • 5 replies
    • 3.9k views
    • 
    • bito'money
    • April 15, 2023

23. 401k Offshore processing

    By Guest JohnXXXX, August 28, 2002
    • 13 replies
    • 3.9k views
    • 
    • BFree
    • September 4, 2002

24. Otherwise Excludable Employees on ADP Test

    By ratherbereading, May 11, 2018   

    • 401k test; excludable ees
    • 13 replies
    • 3.9k views
    • 
    • Tom Poje
    • February 19, 2019

25. PTE 2002-51 notice to interested persons

    By Guest TinaThornton, September 14, 2005
    • 2 replies
    • 3.9k views
    • 
    • Blinky the 3-eyed Fish
    • September 14, 2005

26. correcting excess deferrals after April 15

    By K2retire, May 14, 2010
    • 7 replies
    • 3.9k views
    • 
    • 401 Chaos
    • February 11, 2013

27. Roth Profit Sharing Plans?

    By DPSRich, December 15, 2018
    • 11 replies
    • 3.9k views
    • 
    • AndyH
    • December 20, 2018

28. LRM's on SH's and Forfeitures

    By austin3515, October 19, 2011
    • 16 replies
    • 3.9k views
    • 
    • K2retire
    • October 20, 2011

29. Start Date/Term Date

    By 401Kerfuffle, January 26, 2018
    • 10 replies
    • 3.9k views
    • 
    • XTitan
    • January 31, 2018

30. Is the annual limit prorated in a money purchase pension plan for a sh

    By Guest Tara Curran, January 27, 2001
    • 22 replies
    • 3.9k views
    • 
    • Tom Poje
    • March 15, 2002

31. 3508 Direct Sellers

    By ldr, March 31, 2020   

    • compensation
    • participation
    • (and 1 more)

      Tagged with:

      • compensation
      • participation
      • deferrals
    • 12 replies
    • 3.9k views
    • 
    • ldr
    • April 7, 2020

32. Hardship Withdrawal "Immediate and Heavy Financial Need"

    By kmhaab, December 13, 2018
    • 3 replies
    • 3.8k views
    • 
    • Larry Starr
    • December 14, 2018

33. Switching From Form 5500-SF to Form 5500-EZ

    By metsfan026, September 16, 2022
    • 13 replies
    • 3.8k views
    • 
    • truphao
    • January 4, 2024

34. Hardship Suspension Period

    By ERISA25, July 12, 2012
    • 5 replies
    • 3.8k views
    • 
    • ETA Consulting LLC
    • July 12, 2012

35. Safe Harbor Match "True UP"?

    By rodin011, June 22, 2009
    • 3 replies
    • 3.8k views
    • 
    • Blinky the 3-eyed Fish
    • June 22, 2009

36. Compensation

    By Guest kgsingletary, April 17, 2003
    • 2 replies
    • 3.8k views
    • 
    • AmyR
    • December 9, 2009

37. Quick Eligibility Question

    By Guest carsonv, March 11, 2005
    • 17 replies
    • 3.8k views
    • 
    • GBurns
    • March 17, 2005

38. ACP Safe Harbor hardship withdrawal

    By PMC, May 21, 2008
    • 3 replies
    • 3.8k views
    • 
    • Tom Poje
    • May 27, 2008

39. Attributable match question...

    By jaemmons, February 23, 2005
    • 6 replies
    • 3.8k views
    • 
    • Bird
    • February 24, 2005

40. Failing ADP test: Want to use QMAC contribution (allocated to only those that deferred). Relius doesn't calculate: Any suggestions?

    By Guest DIGMYDOG, August 6, 2004
    • 3 replies
    • 3.8k views
    • 
    • Tom Poje
    • August 9, 2004

41. 415 Excess Contribution, 401(k) and Safe Harbor Match

    By imchipbrown, January 29, 2018
    • 14 replies
    • 3.8k views
    • 
    • imchipbrown
    • February 8, 2018

42. ADP Testing Method Amendment ?

    By Leopurrd, February 27, 2006
    • 12 replies
    • 3.8k views
    • 
    • rcline46
    • March 5, 2006

43. another excess deferral question

    By TPAnnie, February 5, 2009
    • 17 replies
    • 3.8k views
    • 
    • Guest
    • February 12, 2009

44. 401(a) vs. 401(k)

    By Guest vinson7, January 6, 2010
    • 3 replies
    • 3.8k views
    • 
    • Guest
    • January 6, 2010

45. Super Top Heavy

    By austin3515, December 18, 2002
    • 5 replies
    • 3.8k views
    • 
    • austin3515
    • December 18, 2002

46. Do voluntary aftertax contributions count toward 402(g) limit?

    By Jim Chad, April 10, 2014
    • 5 replies
    • 3.8k views
    • 
    • MWeddell
    • June 11, 2014

47. What is an offset arrangement?

    By fiona1, June 16, 2011
    • 3 replies
    • 3.8k views
    • 
    • QNPG
    • June 16, 2011

48. Loan Default Prohibited Transaction?

    By Guest NiceGuyMike46205, March 16, 2006
    • 11 replies
    • 3.8k views
    • 
    • Guest
    • March 27, 2006

49. eligibility for non residents

    By pmacduff, April 6, 2011
    • 3 replies
    • 3.8k views
    • 
    • pmacduff
    • April 6, 2011

50. Springing Safe Harbor -- Amendment required each year?

    By Guest phy401k, June 18, 2013
    • 4 replies
    • 3.8k views
    • 
    • Kevin C
    • June 19, 2013