401(k) Plans

19,275 topics in this forum

1. Super Top Heavy

   By austin3515, December 18, 2002
   • 5 replies
   • 3.8k views
   • 
   • austin3515
   • December 18, 2002

2. 401(a) vs. 401(k)

   By Guest vinson7, January 6, 2010
   • 3 replies
   • 3.8k views
   • 
   • Guest
   • January 6, 2010

3. Amending the Profit Sharing feature of a SH Plan

   By Barbara, October 25, 2018
   • 8 replies
   • 3.8k views
   • 
   • Kevin C
   • October 31, 2018

4. 401k Deposit Deadline

   By Gadgetfreak, June 14, 2016
   • 20 replies
   • 3.8k views
   • 
   • ESOP Guy
   • June 15, 2016

5. Negative 401(k) Elections - California

   By lkpittman, March 25, 2003
   • 15 replies
   • 3.8k views
   • 
   • E as in ERISA
   • July 12, 2006

6. Non-elective safe harbor contribution for newly eligible employee

   By Guest cereader, February 20, 2010
   • 6 replies
   • 3.8k views
   • 
   • Guest
   • February 22, 2010

7. 415 Excess Contribution, 401(k) and Safe Harbor Match

   By imchipbrown, January 29, 2018
   • 14 replies
   • 3.8k views
   • 
   • imchipbrown
   • February 8, 2018

8. 401(k) In-Plan Roth rollover (IRR) vs. In-Plan Roth Transfer (IRT)

   By Tom, September 12, 2022
   • 1 reply
   • 3.8k views
   • 
   • C. B. Zeller
   • September 12, 2022

9. SS Integration - Q'ly Statements

   By austin3515, July 5, 2007
   • 29 replies
   • 3.8k views
   • 
   • austin3515
   • July 16, 2007

10. Changing Eligibility in a SH 401(k) Plan

    By Blinky the 3-eyed Fish, August 1, 2006
    • 4 replies
    • 3.8k views
    • 
    • austin3515
    • August 4, 2006

11. Two Section 415 limits in unrelated companies.

    By Guest, May 3, 2001
    • 16 replies
    • 3.8k views
    • 
    • Guest
    • June 3, 2001

12. Match True up when doc says per payroll?

    By Jim Chad, October 4, 2018
    • 13 replies
    • 3.8k views
    • 
    • RatherBeGolfing
    • October 8, 2018

13. 402g Failure Question

    By Guest KD40, February 6, 2003
    • 3 replies
    • 3.8k views
    • 
    • Tom Poje
    • February 10, 2003

14. Frozen 401k Plan - impact on vesting?

    By waid10, May 11, 2023
    • 10 replies
    • 3.8k views
    • 
    • Belgarath
    • May 16, 2023

15. Disability, Loan Repayments, Default

    By Guest Jelly Phish, November 8, 2002
    • 2 replies
    • 3.8k views
    • 
    • JanetM
    • November 21, 2002

16. Non-qualified profit sharing plan

    By Guest natasa, May 30, 2007
    • 2 replies
    • 3.8k views
    • 
    • Guest
    • October 12, 2007

17. Springing Safe Harbor -- Amendment required each year?

    By Guest phy401k, June 18, 2013
    • 4 replies
    • 3.8k views
    • 
    • Kevin C
    • June 19, 2013

18. What is an offset arrangement?

    By fiona1, June 16, 2011
    • 3 replies
    • 3.8k views
    • 
    • QNPG
    • June 16, 2011

19. 402(g) excess - two jobs

    By pmacduff, February 1, 2019
    • 10 replies
    • 3.8k views
    • 
    • Mike Preston
    • February 4, 2019

20. Changed accrual requirements at the end of the year

    By Guest elirpa, February 5, 2004
    • 7 replies
    • 3.8k views
    • 
    • Guest
    • February 9, 2004

21. Quick Eligibility Question

    By Guest carsonv, March 11, 2005
    • 17 replies
    • 3.8k views
    • 
    • GBurns
    • March 17, 2005

22. Safe Harbor 401k plan - basic match & discretionary match - catchup only

    By Guest elirpa, November 3, 2005
    • 0 replies
    • 3.8k views
    • 
    • Guest
    • November 3, 2005

23. off calendar year ADP testing

    By EBDI, October 16, 2012
    • 10 replies
    • 3.8k views
    • 
    • Kevin C
    • October 22, 2012

24. Gap Period Income

    By Guest Rutager, December 20, 2006
    • 4 replies
    • 3.8k views
    • 
    • Guest
    • January 30, 2007

25. Top- heavy relief included in SECURE 2.0!!

    By austin3515, December 23, 2022
    • 24 replies
    • 3.8k views
    • 
    • Peter Gulia
    • December 28, 2022

26. Safe Harbor Match Formula

    By WesleyT, February 6, 2009
    • 3 replies
    • 3.8k views
    • 
    • Kevin C
    • February 6, 2009

27. Docusign for Plan documents

    By austin3515, August 10, 2017
    • 19 replies
    • 3.8k views
    • 
    • Peter Gulia
    • August 11, 2017

28. another excess deferral question

    By TPAnnie, February 5, 2009
    • 17 replies
    • 3.8k views
    • 
    • Guest
    • February 12, 2009

29. Roth 401(k) Contributions

    By Appleby, January 1, 2006
    • 13 replies
    • 3.8k views
    • 
    • Appleby
    • February 5, 2006

30. Otherwise Excludable Employees on ADP Test

    By ratherbereading, May 11, 2018   

    • 401k test; excludable ees
    • 13 replies
    • 3.8k views
    • 
    • Tom Poje
    • February 19, 2019

31. 401k No Notice

    By tomres, December 15, 2018
    • 12 replies
    • 3.8k views
    • 
    • tomres
    • December 23, 2018

32. Rule of Parity

    By IRA, November 25, 2008
    • 6 replies
    • 3.8k views
    • 
    • IRA
    • December 10, 2008

33. Standards of Hardship Proof?

    By Guest MaryMac, August 2, 2002
    • 5 replies
    • 3.8k views
    • 
    • card
    • August 13, 2002

34. Removing safe harbor match mid-year

    By Guest IU1994, February 11, 2009
    • 10 replies
    • 3.8k views
    • 
    • R. Butler
    • March 6, 2009

35. 401k Deferral election made after entry date

    By DDB BN, October 25, 2019
    • 13 replies
    • 3.8k views
    • 
    • Bill Presson
    • October 29, 2019

36. BRFs

    By Guest qualified plan, January 14, 2002
    • 11 replies
    • 3.8k views
    • 
    • Belgarath
    • October 8, 2003

37. Open Enrollment / Special Enrollment

    By BLM, April 29, 2016
    • 6 replies
    • 3.8k views
    • 
    • GMK
    • April 29, 2016

38. Using compensation only while participant for 3% safe harbor QNEC?

    By Guest GMedley, February 21, 2001
    • 7 replies
    • 3.7k views
    • 
    • R. Butler
    • February 23, 2001

39. Top 20% Rule for identifying HCE's?

    By Guest KD40, March 7, 2003
    • 1 reply
    • 3.7k views
    • 
    • Blinky the 3-eyed Fish
    • March 7, 2003

40. Disability rider to a 401K plan....

    By K-t-F, August 16, 2004
    • 9 replies
    • 3.7k views
    • 
    • david rigby
    • August 19, 2004

41. Taxpayer Relief act of 1998

    By Guest William Wichrowski, September 29, 1998
    • 5 replies
    • 3.7k views
    • 
    • Guest
    • October 12, 1998

42. Loan Re-Payments Made By Company Not Participant

    By sdix401k, September 21, 2016
    • 15 replies
    • 3.7k views
    • 
    • MoJo
    • September 22, 2016

43. Hardship - didn't suspend deferrals

    By Guest jvandyke, November 30, 2007
    • 10 replies
    • 3.7k views
    • 
    • masteff
    • December 3, 2007

44. Leased employees

    By k man, January 31, 2005
    • 12 replies
    • 3.7k views
    • 
    • Guest
    • February 3, 2005

45. Bloated Forfeiture Account

    By BERPA, July 25, 2019
    • 11 replies
    • 3.7k views
    • 
    • rr_sphr
    • July 30, 2019

46. Early 90's Participant

    By austin3515, February 23, 2016
    • 43 replies
    • 3.7k views
    • 
    • MoJo
    • February 26, 2016

47. 401K Loan - How Is Prime Interest Rate Determined?

    By R. Scott, November 12, 2024
    • 2 replies
    • 3.7k views
    • 
    • Paul I
    • November 13, 2024

48. Can this person take a loan?

    By LCARUSI, October 7, 1998
    • 2 replies
    • 3.7k views
    • 
    • Guest
    • October 8, 1998

49. One Time Irrevocable Election

    By Guest ptpnthr, April 9, 2004
    • 13 replies
    • 3.7k views
    • 
    • Lori Foresz
    • April 19, 2004

50. RMD and Multiple Bene's question

    By Question?, February 6, 2015
    • 9 replies
    • 3.7k views
    • 
    • 4k Everyday
    • July 2, 2015