401(k) Plans

19,319 topics in this forum

1. Form 8881(Rev. December 2020)

   By Kac1214, April 7, 2021
   • 2 replies
   • 994 views
   • 
   • Kac1214
   • July 6, 2022

2. Controlled Group ADP Testing

   By JBones, January 6, 2016   

   • controlled group
   • disaggregation
   • 1 reply
   • 993 views
   • 
   • Tom Poje
   • January 6, 2016

3. Automatic Contribution Arrangement expiration

   By Guest Jones01, March 29, 2013
   • 0 replies
   • 993 views
   • 
   • Guest
   • March 29, 2013

4. ADP-ACP failure - owners on K-1 income

   By pmacduff, March 6, 2025
   • 3 replies
   • 993 views
   • 
   • C. B. Zeller
   • March 6, 2025

5. SE "owner only" deposits 41K but has no income

   By Guest tracys, April 28, 2003
   • 0 replies
   • 993 views
   • 
   • Guest
   • April 28, 2003

6. 401(k) / SEP

   By Stash026, March 6, 2020
   • 3 replies
   • 993 views
   • 
   • spiritrider
   • March 13, 2020

7. Compensation definition for Safe Harbor match computation

   By Beltane, November 24, 2015   

   • Bonuses excluded comp def
   • 0 replies
   • 993 views
   • 
   • Beltane
   • November 24, 2015

8. Business Acquisition and SH 401(k) Plan

   By Dougsbpc, June 4, 2014
   • 1 reply
   • 993 views
   • 
   • lalaland
   • June 4, 2014

9. 415 Excesses / EPCRS

   By austin3515, November 11, 2018
   • 2 replies
   • 993 views
   • 
   • RatherBeGolfing
   • November 12, 2018

10. Amendment Checklist

    By austin3515, June 3, 2013
    • 1 reply
    • 993 views
    • 
    • Jim Chad
    • June 4, 2013

11. consulting income and cash balance plan

    By Guest rmse46, June 6, 2007
    • 1 reply
    • 993 views
    • 
    • Mike Preston
    • June 6, 2007

12. HCEs work at two locations of car dealership.

    By Tapestry, June 28, 2017   

    • hce
    • 3 replies
    • 993 views
    • 
    • david rigby
    • June 29, 2017

13. Hurricane Relief

    By DocumentDiva, October 10, 2024
    • 6 replies
    • 992 views
    • 
    • RatherBeGolfing
    • October 15, 2024

14. Controlled Group, Affiliated Service Group or Multi-Employer Plan

    By Renee H, December 12, 2024
    • 4 replies
    • 992 views
    • 
    • Renee H
    • December 13, 2024

15. SECURE 2.0 auto enrollment EACA requirement starting 2025

    By Belgarath, April 12, 2024
    • 4 replies
    • 992 views
    • 
    • Belgarath
    • April 12, 2024

16. HEART Act

    By Belgarath, January 6, 2010
    • 0 replies
    • 992 views
    • 
    • Belgarath
    • January 6, 2010

17. FIRST PLAN YEAR IS SHORT.

    By Lori H, February 28, 2007
    • 1 reply
    • 992 views
    • 
    • WDIK
    • February 28, 2007

18. Top Heavy For Employee Who Waived

    By goldtpa, June 17, 2011
    • 3 replies
    • 992 views
    • 
    • Guest
    • June 17, 2011

19. Can an employer's money purchase plan be merged to it's start up 401(k)?

    By Lori H, February 26, 2016
    • 2 replies
    • 991 views
    • 
    • Lou S.
    • February 26, 2016

20. Help with Distributions

    By Oh so SIMPLE, July 19, 2010
    • 2 replies
    • 991 views
    • 
    • Guest
    • July 19, 2010

21. New plan for 401(k) safe-harbor adoption?

    By Guest jody303, February 12, 2003
    • 0 replies
    • 991 views
    • 
    • Guest
    • February 12, 2003

22. Change in Ownership - Closely Held Corp. Top Heavy Requirements

    By LangLangTPA, February 16, 2015
    • 2 replies
    • 991 views
    • 
    • Kevin C
    • February 16, 2015

23. ASPPA Virtual Conference / ERPA CE Credit

    By austin3515, April 29, 2015
    • 0 replies
    • 991 views
    • 
    • austin3515
    • April 29, 2015

24. Discrimination Testing If Everyone Is An HCE

    By metsfan026, January 31, 2025
    • 4 replies
    • 991 views
    • 
    • Artie M
    • January 31, 2025

25. Elapsed Time Eligiblity

    By austin3515, June 9, 2022
    • 3 replies
    • 991 views
    • 
    • austin3515
    • June 12, 2022

26. Participant Statements

    By Nassau, May 16, 2011
    • 1 reply
    • 991 views
    • 
    • Bird
    • May 16, 2011

27. Participant Statements

    By Nassau, May 16, 2011
    • 0 replies
    • 991 views
    • 
    • Nassau
    • May 16, 2011

28. Missed Match more than 12 months after plan year end

    By Vlad401k, February 8, 2021
    • 10 replies
    • 991 views
    • 
    • Mike Preston
    • February 16, 2021

29. 401(k) subsequent events disclosure

    By Sara, September 17, 2019
    • 1 reply
    • 990 views
    • 
    • Madison71
    • September 17, 2019

30. Auto Enroll Annual Notice

    By DTH, November 26, 2008
    • 0 replies
    • 990 views
    • 
    • DTH
    • November 26, 2008

31. Profit Sharing/401(k) issue

    By ANONY0611, March 27, 2023   

    • profit-sharing
    • profit sharing plan
    • (and 3 more)

      Tagged with:

      • profit-sharing
      • profit sharing plan
      • profit sharing formula
      • allocation
      • safe-harbor
    • 3 replies
    • 990 views
    • 
    • Paul I
    • March 27, 2023

32. ACP testing

    By Guest JohnSB, October 17, 2007
    • 1 reply
    • 990 views
    • 
    • Guest
    • October 17, 2007

33. QDIA during conversion

    By Rai401k, September 24, 2013
    • 0 replies
    • 990 views
    • 
    • Rai401k
    • September 24, 2013

34. New/First Solo 401K: Contributions under Limit(s), but More than I intended/needed

    By ALouise37, December 30, 2018
    • 6 replies
    • 990 views
    • 
    • SoCalActuary
    • January 16, 2019

35. Merger of practices/plans

    By Guest jvajj, July 8, 2013   

    • Merging Practices and Plans
    • 0 replies
    • 990 views
    • 
    • Guest
    • July 8, 2013

36. HCE Definition / Multiple Plans / Different Plan Years

    By austin3515, February 15, 2023
    • 4 replies
    • 990 views
    • 
    • Belgarath
    • February 20, 2023

37. Payroll Setup - Settlor expense?

    By khn, August 15, 2022
    • 2 replies
    • 990 views
    • 
    • Bird
    • August 15, 2022

38. Top Heavy and Gateway

    By jim241, May 2, 2018   

    • safe harbor
    • top heavy
    • (and 3 more)

      Tagged with:

      • safe harbor
      • top heavy
      • gateway
      • hce
      • non-key
    • 7 replies
    • 990 views
    • 
    • John Feldt ERPA CPC QPA
    • May 4, 2018

39. Amending Form 5500 in connection to Audit Report - Financial statement section updated to comply standard for Fair value

    By AdKu, January 23, 2018   

    • amend form 5500
    • audit report updated to comply fair value standard
    • 2 replies
    • 990 views
    • 
    • chc93
    • January 24, 2018

40. Participant owes Co Money but left

    By JKW, June 26, 2014
    • 2 replies
    • 990 views
    • 
    • Guest
    • July 3, 2014

41. switching current to prior year testing for ADP

    By Earl, November 14, 2003
    • 0 replies
    • 989 views
    • 
    • Earl
    • November 14, 2003

42. Hardship form?

    By Guest CAM223, August 11, 2004
    • 0 replies
    • 989 views
    • 
    • Guest
    • August 11, 2004

43. 70 1/2 Participant Follow Up Question

    By Jilliandiz, November 15, 2007
    • 1 reply
    • 989 views
    • 
    • jevd
    • November 15, 2007

44. Missed Deferrals - Correction Method

    By Vlad401k, January 22, 2016
    • 2 replies
    • 989 views
    • 
    • Comp Ben HRIS
    • January 25, 2016

45. Entity Adopting Safe Harbor 401k Mid-year as Participant Employer

    By austin3515, September 8, 2023
    • 4 replies
    • 989 views
    • 
    • CuseFan
    • September 11, 2023

46. Improperly Excluded Employee in 401(k) Plan

    By PensionPro, July 3, 2013
    • 2 replies
    • 989 views
    • 
    • MoShawn
    • July 5, 2013

47. Is there a prohibited transaction exemption for this?

    By jkharvey, August 25, 2009
    • 1 reply
    • 989 views
    • 
    • Belgarath
    • August 25, 2009

48. brokerage account only for owner?

    By gregburst, September 23, 2014   

    • goose vs gander
    • 2 replies
    • 989 views
    • 
    • John Feldt ERPA CPC QPA
    • September 24, 2014

49. Match Contributions Allocated After Plan Year End

    By 12AX7, November 4, 2011
    • 2 replies
    • 989 views
    • 
    • 12AX7
    • November 5, 2011

50. Excluding employees from eligibilty in plan provisions for small PSP

    By Lori H, March 26, 2013
    • 1 reply
    • 988 views
    • 
    • QDROphile
    • March 26, 2013