401(k) Plans

19,319 topics in this forum

1. Safe Harbor and top heavy

   By Guest philc, June 2, 2003
   • 1 reply
   • 964 views
   • 
   • Blinky the 3-eyed Fish
   • June 2, 2003

2. Controlled Group - ADP Testing

   By Guest benefitsgirl, December 5, 2006
   • 0 replies
   • 964 views
   • 
   • Guest
   • December 5, 2006

3. New Company formed 1/1/2004; same employees, can I use prior year's wages to determine HCEs?

   By Guest jsample, February 26, 2004
   • 1 reply
   • 964 views
   • 
   • Mike Preston
   • February 26, 2004

4. 401K and DB 415 limit

   By pgold, October 17, 2012
   • 2 replies
   • 964 views
   • 
   • rcline46
   • October 17, 2012

5. Compensation excluding bonus

   By khr, October 6, 2015
   • 2 replies
   • 964 views
   • 
   • Tom Poje
   • October 7, 2015

6. Controlled Group - combined testing

   By RPC-TPA, April 16, 2018
   • 1 reply
   • 964 views
   • 
   • Mike Preston
   • April 16, 2018

7. Safe Harbor Nonelective retroactive to Jan 1

   By AKconsult, February 5, 2008
   • 1 reply
   • 964 views
   • 
   • Kimberly S
   • February 5, 2008

8. Control Group Safe Harbor Plan with two different safe harbor contributions

   By lcollins300, August 28, 2019   

   • control group
   • safe harbor 401k plan
   • 3 replies
   • 964 views
   • 
   • C. B. Zeller
   • August 30, 2019

9. Who can be a Trustee

   By cpc0506, July 17, 2013
   • 2 replies
   • 964 views
   • 
   • david rigby
   • July 17, 2013

10. Converting 401(k) into 403(b)

    By Stash026, February 5, 2021
    • 3 replies
    • 964 views
    • 
    • david rigby
    • February 5, 2021

11. Assets Held for Investment requested by Participant

    By cheersmate, December 29, 2022
    • 3 replies
    • 964 views
    • 
    • cheersmate
    • January 3, 2023

12. Loan Refi's if Loan Program discontinued

    By austin3515, March 14, 2013
    • 1 reply
    • 964 views
    • 
    • Belgarath
    • March 14, 2013

13. Limitation of regular contributions to 401(k) plan

    By Guest casey5, December 7, 2014   

    • 401(k) plan
    • 1 reply
    • 963 views
    • 
    • QDROphile
    • December 7, 2014

14. Exclusive Benefit Rule

    By Nassau, October 10, 2011
    • 0 replies
    • 963 views
    • 
    • Nassau
    • October 10, 2011

15. Beneficiary Designation

    By austin3515, September 6, 2014
    • 4 replies
    • 963 views
    • 
    • Peter Gulia
    • September 8, 2014

16. key employee

    By mehmgo, February 15, 2013
    • 1 reply
    • 963 views
    • 
    • Archimage
    • February 15, 2013

17. Late Employer Contribution to 401(k) Plan

    By rblum50, May 12, 2022
    • 3 replies
    • 963 views
    • 
    • Lou S.
    • May 12, 2022

18. Auto Enroll Notice - Default Invesment

    By DTH, October 25, 2012
    • 2 replies
    • 963 views
    • 
    • DTH
    • October 31, 2012

19. Compensation

    By justatester, December 1, 2015   

    • 415 vs ADP/ACP
    • 1 reply
    • 963 views
    • 
    • Tom Poje
    • December 2, 2015

20. RMD - death

    By mehmgo, May 8, 2012
    • 1 reply
    • 963 views
    • 
    • jpod
    • May 8, 2012

21. ADP Test - Potential Catch-up Contributions in Multiple Plans

    By PensionPro, July 20, 2021
    • 8 replies
    • 963 views
    • 
    • JackS
    • July 23, 2021

22. New 401k Plan

    By Guest dannyoc, October 1, 2010
    • 1 reply
    • 963 views
    • 
    • Tom Poje
    • October 1, 2010

23. Is there any safe harbor.....

    By mphs77, February 14, 2020
    • 3 replies
    • 963 views
    • 
    • CuseFan
    • February 14, 2020

24. Plan Fees from owners account

    By austin3515, September 4, 2012
    • 5 replies
    • 962 views
    • 
    • Lou S.
    • September 4, 2012

25. Discretionary non-elective already paid in and fails testing

    By Jim Chad, April 22, 2015
    • 2 replies
    • 962 views
    • 
    • Bird
    • April 22, 2015

26. Audit or no audit

    By JKW, August 27, 2010
    • 1 reply
    • 962 views
    • 
    • Mike Preston
    • August 27, 2010

27. Revisiting the definition of compensation for 3% safe harbor

    By jkharvey, March 2, 2004
    • 0 replies
    • 962 views
    • 
    • jkharvey
    • March 2, 2004

28. Top Paid Group Former Owners

    By Guest shm3803, March 7, 2012
    • 3 replies
    • 962 views
    • 
    • ETA Consulting LLC
    • March 7, 2012

29. Form 5558s - returned from IRS

    By justanotheradmin, August 9, 2016
    • 3 replies
    • 962 views
    • 
    • justanotheradmin
    • August 9, 2016

30. changing frequency of Safe Harbor Match

    By 52626, May 3, 2016
    • 1 reply
    • 961 views
    • 
    • Griswold
    • May 3, 2016

31. IRA ROLLOVER

    By Guest Mike Schwing, June 9, 2003
    • 0 replies
    • 961 views
    • 
    • Guest
    • June 9, 2003

32. Form 5500-EZ - Correction Program

    By metsfan026, March 18, 2025
    • 3 replies
    • 961 views
    • 
    • Paul I
    • March 18, 2025

33. missed deferral opportunity

    By LANDO, January 23, 2024   

    • back pay
    • 1 reply
    • 961 views
    • 
    • Paul I
    • January 23, 2024

34. Controlled Group companies & Testing

    By Alex Daisy, October 3, 2014
    • 2 replies
    • 961 views
    • 
    • Tom Poje
    • October 3, 2014

35. Minimum deferral percent, plan year comp

    By Guest Achilles, January 30, 2014
    • 4 replies
    • 961 views
    • 
    • david rigby
    • January 30, 2014

36. Terminating SEP and PS Plan - New 401k

    By austin3515, December 11, 2013
    • 0 replies
    • 961 views
    • 
    • austin3515
    • December 11, 2013

37. Affiliated Service Group/Controlled Group

    By Randy Watson, December 2, 2009
    • 0 replies
    • 960 views
    • 
    • Randy Watson
    • December 2, 2009

38. Partner Compensation at Retirement

    By 401kAllTheWay, April 16, 2024
    • 4 replies
    • 960 views
    • 
    • 401kAllTheWay
    • April 22, 2024

39. Incorrect Default Investment

    By Guest Iwonder, June 24, 2010
    • 1 reply
    • 960 views
    • 
    • J Simmons
    • June 24, 2010

40. True Up Contributions

    By khn, January 24, 2024
    • 5 replies
    • 960 views
    • 
    • Peter Gulia
    • February 9, 2024

41. Match computation period issue

    By Zach Del, January 26, 2024
    • 3 replies
    • 960 views
    • 
    • Zach Del
    • February 19, 2024

42. late deferral contribution

    By Lou81, May 10, 2023   

    • late deferrals
    • 7 replies
    • 960 views
    • 
    • Nate S
    • May 15, 2023

43. 401(k) forms

    By Guest mmc, March 9, 2005
    • 0 replies
    • 960 views
    • 
    • Guest
    • March 9, 2005

44. Automatic Enrollment

    By PMC, October 8, 2010
    • 1 reply
    • 960 views
    • 
    • Bill Presson
    • October 8, 2010

45. Top-Heavy Plan

    By Guest Pat of RPC, February 6, 2012
    • 1 reply
    • 959 views
    • 
    • ETA Consulting LLC
    • February 7, 2012

46. Safe harbor match started mid-year.

    By Guest revier, November 9, 2004
    • 0 replies
    • 959 views
    • 
    • Guest
    • November 9, 2004

47. form 5500 - participant count

    By Chippy, June 28, 2021
    • 2 replies
    • 959 views
    • 
    • Mike Preston
    • June 29, 2021

48. Safe Harbor Match

    By Below Ground, March 10, 2010
    • 2 replies
    • 959 views
    • 
    • Below Ground
    • March 11, 2010

49. multiple employer 401k plan doc

    By Guest ghal, November 9, 2012
    • 1 reply
    • 959 views
    • 
    • John Feldt ERPA CPC QPA
    • November 9, 2012

50. Year-End Amendments - Corbel Prototype

    By austin3515, November 2, 2011
    • 1 reply
    • 959 views
    • 
    • Lou S.
    • November 2, 2011