401(k) Plans

19,275 topics in this forum

1. Reduce EACA percentage effective January 1

   By WCC, April 27, 2020
   • 6 replies
   • 941 views
   • 
   • BG5150
   • April 29, 2020

2. What's the Max PS contribution for...

   By RayJJohnsonJr, March 23, 2022
   • 3 replies
   • 941 views
   • 
   • RayJJohnsonJr
   • March 25, 2022

3. Coverage change and adp testing

   By Guest cosmo1215, November 19, 2004
   • 0 replies
   • 941 views
   • 
   • Guest
   • November 19, 2004

4. 401k deposits into a SIMPLE investment account

   By cpc0506, August 13, 2014
   • 6 replies
   • 941 views
   • 
   • Bird
   • August 15, 2014

5. Limit Catch-up Eligible Participant Contributions?

   By austin3515, December 30, 2015
   • 9 replies
   • 941 views
   • 
   • austin3515
   • December 30, 2015

6. Best option for husband/wife company?

   By Lori H, December 22, 2011
   • 4 replies
   • 940 views
   • 
   • Bird
   • December 23, 2011

7. Shared Employees

   By Brian Anderson, April 20, 2021
   • 4 replies
   • 940 views
   • 
   • Brian Anderson
   • April 22, 2021

8. late deferral deposit correction

   By Tom, February 1, 2023
   • 4 replies
   • 940 views
   • 
   • RatherBeGolfing
   • February 1, 2023

9. FAS 87 Report

   By rcline46, June 20, 2012
   • 1 reply
   • 940 views
   • 
   • david rigby
   • June 20, 2012

10. Discrimination Testing If Everyone Is An HCE

    By metsfan026, January 31
    • 4 replies
    • 940 views
    • 
    • Artie M
    • January 31

11. QACA Auto Increases

    By austin3515, January 31, 2017
    • 5 replies
    • 939 views
    • 
    • austin3515
    • February 2, 2017

12. Safe Harbor Correction

    By pixmax, March 13, 2012
    • 2 replies
    • 939 views
    • 
    • Lou S.
    • March 13, 2012

13. coverage

    By Gary, March 15, 2012
    • 2 replies
    • 939 views
    • 
    • chc93
    • March 15, 2012

14. Hurricane Relief

    By DocumentDiva, October 10, 2024
    • 6 replies
    • 939 views
    • 
    • RatherBeGolfing
    • October 15, 2024

15. Error Found by Auditor

    By khn, September 16, 2020
    • 5 replies
    • 939 views
    • 
    • khn
    • September 17, 2020

16. Guaranteed Bonus

    By Gadgetfreak, September 26, 2019
    • 2 replies
    • 939 views
    • 
    • Larry Starr
    • September 26, 2019

17. Top-Heavy or Not Top-Heavy

    By Guest 4:15 Limit, February 4, 2010
    • 1 reply
    • 939 views
    • 
    • austin3515
    • February 4, 2010

18. Amending a Standardized Plan

    By austin3515, February 18, 2012
    • 6 replies
    • 939 views
    • 
    • Guest
    • February 23, 2012

19. SIMPLE IRA and 401k

    By Guest John P., August 19, 2015
    • 2 replies
    • 939 views
    • 
    • austin3515
    • August 20, 2015

20. 408(b)(2) regulation

    By KevinMc, June 24, 2012
    • 2 replies
    • 939 views
    • 
    • KevinMc
    • June 25, 2012

21. May a plan exclude an intern (even if she met LTPT conditions)?

    By Peter Gulia, October 4, 2024
    • 1 reply
    • 939 views
    • 
    • Paul I
    • October 4, 2024

22. match safe harbor after 12/1?

    By Santo Gold, December 10, 2021
    • 3 replies
    • 938 views
    • 
    • Bri
    • December 13, 2021

23. Participant cashed out with incorrect vesting

    By Karoline Curran, December 17, 2018   

    • vesting; distribution
    • 3 replies
    • 938 views
    • 
    • Bill Presson
    • December 17, 2018

24. Top Heavy Minimum in Terminating Plan

    By drakecohen, April 2, 2014
    • 1 reply
    • 938 views
    • 
    • PensionPro
    • April 2, 2014

25. Changing Investment options in 401k plan

    By fynn6%7, November 24, 2015
    • 4 replies
    • 938 views
    • 
    • WCC
    • November 24, 2015

26. Allocation of ER Match

    By Guest bgiles, June 6, 2003
    • 0 replies
    • 938 views
    • 
    • Guest
    • June 6, 2003

27. Excluding fringe benefits

    By Chippy, November 7, 2018
    • 2 replies
    • 938 views
    • 
    • CuseFan
    • November 7, 2018

28. Family Attribution - Owner elects out of plan

    By jmartin, September 18, 2012
    • 2 replies
    • 938 views
    • 
    • BG5150
    • September 18, 2012

29. In-plan Roth rollovers

    By K2retire, January 14, 2014
    • 3 replies
    • 938 views
    • 
    • masteff
    • January 14, 2014

30. ADP Testing for New Plan who uses prior year testing....

    By Pammie57, February 3, 2016
    • 5 replies
    • 938 views
    • 
    • BG5150
    • February 4, 2016

31. Prohibited Transaction

    By Guest elang, August 16, 2012
    • 2 replies
    • 938 views
    • 
    • masteff
    • August 17, 2012

32. SH 401K for employees under a CBA

    By RatherBeGolfing, September 30, 2021
    • 9 replies
    • 938 views
    • 
    • Luke Bailey
    • October 5, 2021

33. Contribution Crediting Rules under Section 415

    By Guest CharlieLaur, May 24, 2010
    • 1 reply
    • 937 views
    • 
    • Kevin C
    • May 25, 2010

34. 501(c)(3)

    By Safeharbor29, July 31, 2015
    • 2 replies
    • 937 views
    • 
    • mbozek
    • July 31, 2015

35. How often does an automatic-contribution arrangement specify Roth contributions?

    By Peter Gulia, August 1, 2015   

    • automatic contribution; Roth
    • 4 replies
    • 937 views
    • 
    • Tom Poje
    • August 4, 2015

36. Figuring out Earnings

    By geunwyvar1978, October 27, 2016
    • 10 replies
    • 937 views
    • 
    • ESOP Guy
    • October 31, 2016

37. Matching with company stock

    By Guest DBS1, December 2, 2008
    • 2 replies
    • 937 views
    • 
    • Guest
    • December 9, 2008

38. 401(k) Testing

    By S- Milwaukee, February 24, 2015   

    • ADP test
    • 1 reply
    • 937 views
    • 
    • Lou S.
    • February 24, 2015

39. IRS SPECIAL NEWSLETTER RE: Model Amendment for Automatic Rollovers, COLAs and other stuff

    By jevd, October 22, 2004
    • 0 replies
    • 937 views
    • 
    • jevd
    • October 22, 2004

40. Two different matching Formulas

    By heygents, June 23, 2015
    • 0 replies
    • 937 views
    • 
    • heygents
    • June 23, 2015

41. Converting a SIMPLE IRA to a Safe Harbor 401k (and max the owners at 415)

    By austin3515, March 18, 2024
    • 2 replies
    • 937 views
    • 
    • austin3515
    • March 18, 2024

42. Change in Match -- Any issues?

    By Mr Bagwell, July 26, 2016   

    • match
    • 4 replies
    • 937 views
    • 
    • Mr Bagwell
    • July 26, 2016

43. Puerto Rico HCEs

    By justatester, April 16, 2010
    • 1 reply
    • 937 views
    • 
    • Tom Poje
    • April 19, 2010

44. impremissable w/d in Dec 2011 & March 2012 AND....

    By doombuggy, May 23, 2012
    • 0 replies
    • 937 views
    • 
    • doombuggy
    • May 23, 2012

45. After-Tax in-plan rollover to Roth

    By FormsRstillmylife, January 18, 2024
    • 3 replies
    • 936 views
    • 
    • FormsRstillmylife
    • January 23, 2024

46. Rescinding a safe harbor cancellation

    By WhoLetTheDogsOut, August 8, 2017
    • 1 reply
    • 936 views
    • 
    • Kevin C
    • August 8, 2017

47. Auto-enrollment

    By Guest ppapdx, October 8, 2013
    • 1 reply
    • 936 views
    • 
    • BG5150
    • October 8, 2013

48. Form 5330

    By justatester, April 7, 2009
    • 1 reply
    • 936 views
    • 
    • Bill Presson
    • April 7, 2009

49. Target Date Funds -- DOL Guidance

    By Guest Ms. Kate, May 13, 2010
    • 0 replies
    • 936 views
    • 
    • Guest
    • May 13, 2010

50. 401k Rollover to IRA(s)

    By Guest PeteC, November 25, 2008
    • 0 replies
    • 935 views
    • 
    • Guest
    • November 25, 2008