401(k) Plans

19,275 topics in this forum

1. Section 415 Limits Across Multiple DC Plans

   By Guest browntrout, January 7, 2010
   • 1 reply
   • 1.9k views
   • 
   • Mike Preston
   • January 7, 2010

2. Section 415 Limits and refunds on earnings

   By Dominic, March 3
   • 8 replies
   • 1.5k views
   • 
   • Dominic
   • March 13

3. Section 457 plan as successor plan.

   By Guest Thornton, May 29, 2001
   • 0 replies
   • 1.3k views
   • 
   • Guest
   • May 29, 2001

4. SECURE - LTPT EEs - Interns?

   By doombuggy, October 25, 2023
   • 16 replies
   • 2.6k views
   • 
   • Peter Gulia
   • October 29, 2023

5. SECURE 1.0 - Retroactive Safe Harbor 4% to Correct ADP

   By Towanda, July 28, 2023
   • 1 reply
   • 811 views
   • 
   • John Feldt ERPA CPC QPA
   • July 29, 2023

6. Secure 1.0 Amendment deadline (Setting up Every Community....)

   By Tom, June 22, 2023
   • 3 replies
   • 597 views
   • 
   • Tom
   • June 23, 2023

7. Secure 2- Retroactive adoption of deferral contributions

   By B21, January 4, 2023
   • 1 reply
   • 464 views
   • 
   • Towanda
   • May 17, 2023

8. Secure 2.0

   By ratherbereading, August 16, 2023
   • 10 replies
   • 1.1k views
   • 
   • Peter Gulia
   • August 17, 2023

9. Secure 2.0 - 100% tax credit for new plans - effective date

   By TPApril, December 20, 2022
   • 1 reply
   • 353 views
   • 
   • Bill Presson
   • December 20, 2022

10. Secure 2.0 - Document / Qualification Issues after 1/1/25?

    By Leopurrd-401k, September 24, 2024
    • 3 replies
    • 659 views
    • 
    • Ecianas
    • September 28, 2024

11. SECURE 2.0 - Mandatory Auto Enrollment for New 401(k) Plans (What is considered "new"?)

    By youngbenefitslawyer, January 10, 2023
    • 9 replies
    • 1.7k views
    • 
    • Peter Gulia
    • January 20, 2023

12. SECURE 2.0 - Roth Catch-Up for HPEs - Payroll or TPA monitoring function?

    By legort69, May 1, 2023
    • 4 replies
    • 854 views
    • 
    • Paul I
    • May 3, 2023

13. SECURE 2.0 - Roth Catch-Up for HPEs: Lookback comp for onboarding PEO

    By legort69, August 22, 2023
    • 1 reply
    • 499 views
    • 
    • Peter Gulia
    • August 22, 2023

14. Secure 2.0 - Traumatic Vel Non

    By fmsinc, February 21
    • 9 replies
    • 1.1k views
    • 
    • Peter Gulia
    • February 25

15. SECURE 2.0 & new plan in 2022 / Saver's Credits

    By TPApril, March 23, 2023
    • 0 replies
    • 431 views
    • 
    • TPApril
    • March 23, 2023

16. SECURE 2.0 2025 auto-enrollment applying to LTPT employees?

    By Belgarath, October 28, 2024
    • 6 replies
    • 2.3k views
    • 
    • RatherBeGolfing
    • October 31, 2024

17. SECURE 2.0 317: Retroactive 1st year deferral for Sole Prop

    By joef, January 21, 2023
    • 11 replies
    • 2.7k views
    • 
    • joef
    • January 25, 2023

18. SECURE 2.0 60-63 CAtch-ups - Optional or Mandatory?

    By austin3515, February 15, 2024
    • 13 replies
    • 5.4k views
    • 
    • austin3515
    • August 16, 2024

19. SECURE 2.0 Act Section 603 Mandatory Roth Catch Up - ADP Testing

    By FishOn, September 9
    • 2 replies
    • 1.1k views
    • 
    • FishOn
    • September 9

20. SECURE 2.0 amendment

    By Tom, April 4
    • 3 replies
    • 1.2k views
    • 
    • Paul I
    • April 7

21. Secure 2.0 and ACA Question

    By Gadgetfreak, March 6, 2024
    • 4 replies
    • 776 views
    • 
    • EMoney
    • March 7, 2024

22. SECURE 2.0 auto enrollment EACA requirement starting 2025

    By Belgarath, April 12, 2024
    • 4 replies
    • 928 views
    • 
    • Belgarath
    • April 12, 2024

23. SECURE 2.0 COLA Adjustments

    By austin3515, May 3
    • 2 replies
    • 924 views
    • 
    • austin3515
    • May 4

24. SECURE 2.0 Deduction for Roth employer contributions

    By Ian, January 27, 2023
    • 12 replies
    • 1.7k views
    • 
    • RatherBeGolfing
    • February 5, 2023

25. SECURE 2.0 distributions - protected benefit?

    By MQS0413, November 5, 2024
    • 6 replies
    • 1.6k views
    • 
    • Peter Gulia
    • November 7, 2024

26. SECURE 2.0 Employer contribution credit

    By justanotheradmin, August 28, 2023
    • 2 replies
    • 537 views
    • 
    • PhilyK
    • August 28, 2023

27. SECURE 2.0 Employer Contribution Credit

    By justanotheradmin, February 29, 2024
    • 0 replies
    • 352 views
    • 
    • justanotheradmin
    • February 29, 2024

28. SECURE 2.0 New Distributable Events

    By Ian, January 27, 2023
    • 9 replies
    • 1.8k views
    • 
    • Peter Gulia
    • February 7, 2023

29. Secure 2.0 new plan start-up credit

    By Tom, January 24, 2023
    • 0 replies
    • 296 views
    • 
    • Tom
    • January 24, 2023

30. Secure 2.0 Question

    By KevinMc, October 23, 2024
    • 2 replies
    • 673 views
    • 
    • justanotheradmin
    • October 28, 2024

31. SECURE 2.0 RMD - why age 73?

    By WCC, April 12, 2023
    • 3 replies
    • 872 views
    • 
    • CuseFan
    • April 13, 2023

32. SECURE 2.0 Roth Catch-up - Automatic Spillover

    By Gruegen, June 23, 2023
    • 6 replies
    • 1.4k views
    • 
    • Peter Gulia
    • June 27, 2023

33. SECURE 2.0 Roth treatment of catch-up contributions

    By youngbenefitslawyer, February 11
    • 3 replies
    • 807 views
    • 
    • Peter Gulia
    • February 11

34. Secure 2.0 Section 603 - striking subparagraph (c)

    By WCC, January 25, 2023
    • 3 replies
    • 578 views
    • 
    • Lois Baker
    • January 26, 2023

35. Secure 2.0 tax credits for safe harbor 401(K)

    By Newyorksba, August 2, 2024
    • 1 reply
    • 642 views
    • 
    • Peter Gulia
    • August 4, 2024

36. Secure 2.0-Roth catchup

    By justatester, June 6, 2023
    • 1 reply
    • 500 views
    • 
    • Lou S.
    • June 6, 2023

37. SECURE 2.0, Sec. 604 Employer contributions as Roth

    By justanotheradmin, January 10, 2023
    • 12 replies
    • 1.5k views
    • 
    • justanotheradmin
    • January 12, 2023

38. SECURE 2.0: 401k plans that don't have Roth in them

    By AlbanyConsultant, February 1, 2023
    • 2 replies
    • 595 views
    • 
    • RatherBeGolfing
    • February 1, 2023

39. SECURE 2.0: Automatic Enrollment Exception and Employee Count

    By L. S., March 23, 2023
    • 1 reply
    • 599 views
    • 
    • Peter Gulia
    • March 23, 2023

40. SECURE 2.0: Classifying catch-ups as roth for ADP testing in 2024

    By drakecohen, January 2, 2023
    • 15 replies
    • 2.2k views
    • 
    • RatherBeGolfing
    • January 5, 2023

41. Secure 2.0/Cares/CAA addendum

    By Pixie, July 24
    • 2 replies
    • 519 views
    • 
    • CuseFan
    • July 25

42. SECURE ACT - LTPT Employees

    By 52626, July 19, 2023
    • 25 replies
    • 3.8k views
    • 
    • Barbara
    • October 18, 2023

43. SECURE Act - Part-time employees and vesting

    By Lisa2005, August 31, 2020
    • 16 replies
    • 1.5k views
    • 
    • RatherBeGolfing
    • September 13, 2020

44. Secure Act - removal of ER s/h notice rqurmnt

    By TPApril, August 11, 2020
    • 1 reply
    • 839 views
    • 
    • RatherBeGolfing
    • August 11, 2020

45. Secure Act - RMD Changes - Amendment Needed?

    By Stash026, January 9, 2020
    • 10 replies
    • 2k views
    • 
    • Mike Preston
    • January 10, 2020

46. Secure Act - starting new 3% SH nonelective plan 3 month rule

    By Will.I.Am, July 1, 2020
    • 2 replies
    • 1k views
    • 
    • stbennet
    • July 14, 2020

47. Secure Act 2.0 LTPT in a nutshell

    By Basically, December 27, 2023
    • 33 replies
    • 5.9k views
    • 
    • Patricia Neal Jensen
    • January 3, 2024

48. Secure Act 2.0 Question

    By Dougsbpc, May 15, 2023
    • 1 reply
    • 616 views
    • 
    • Lou S.
    • May 15, 2023

49. SECURE ACT 2.0 Roth Catch Up - 2-year transition period

    By legort69, August 26, 2023
    • 11 replies
    • 1.2k views
    • 
    • Luke Bailey
    • August 29, 2023

50. Secure Act adding SH NEC

    By justatester, June 17, 2020
    • 3 replies
    • 797 views
    • 
    • C. B. Zeller
    • June 17, 2020