401(k) Plans

19,319 topics in this forum

1. Family Attribution - Owner elects out of plan

   By jmartin, September 18, 2012
   • 2 replies
   • 946 views
   • 
   • BG5150
   • September 18, 2012

2. In-plan Roth rollovers

   By K2retire, January 14, 2014
   • 3 replies
   • 946 views
   • 
   • masteff
   • January 14, 2014

3. Two different matching Formulas

   By heygents, June 23, 2015
   • 0 replies
   • 946 views
   • 
   • heygents
   • June 23, 2015

4. ADP Testing for New Plan who uses prior year testing....

   By Pammie57, February 3, 2016
   • 5 replies
   • 946 views
   • 
   • BG5150
   • February 4, 2016

5. new plan safe harbor match comp when plan eff 1/1, 401k eff 7/1

   By TPApril, February 3, 2020
   • 3 replies
   • 946 views
   • 
   • AndyH
   • February 4, 2020

6. 5330 line 3b

   By Lou81, September 5, 2019
   • 3 replies
   • 946 views
   • 
   • Below Ground
   • September 9, 2019

7. Mid-year amendment to SH 401k

   By dmb, March 22, 2010
   • 0 replies
   • 946 views
   • 
   • dmb
   • March 22, 2010

8. Simple IRA and 401k

   By cpc0506, March 31, 2011
   • 2 replies
   • 945 views
   • 
   • Guest
   • March 31, 2011

9. Suspend Auto-Increase for Deferrals

   By Guest AEA, February 12, 2009
   • 0 replies
   • 945 views
   • 
   • Guest
   • February 12, 2009

10. Violation of successor plan rule

    By Belgarath, October 24, 2023
    • 2 replies
    • 945 views
    • 
    • Luke Bailey
    • October 24, 2023

11. Vesting

    By CLE401kGuy, October 17, 2011
    • 1 reply
    • 945 views
    • 
    • Guest
    • October 26, 2011

12. Matching with company stock

    By Guest DBS1, December 2, 2008
    • 2 replies
    • 945 views
    • 
    • Guest
    • December 9, 2008

13. special coverage rules

    By Guest JBeck, June 15, 2004
    • 0 replies
    • 945 views
    • 
    • Guest
    • June 15, 2004

14. plan term, nhce liquidated but pending s/h deposit

    By TPApril, January 16, 2018
    • 6 replies
    • 945 views
    • 
    • TPApril
    • January 19, 2018

15. ADP corrective distributions for wrong amount

    By DMcGovern, March 20, 2013
    • 0 replies
    • 944 views
    • 
    • DMcGovern
    • March 20, 2013

16. IRA owners can have their RMD's used as QCD's. But Qual Plan RMD's cannot?

    By RayJJohnsonJr, April 15, 2022
    • 4 replies
    • 944 views
    • 
    • ESOP Guy
    • June 2, 2022

17. ADP test for fiscal year plan: use leftover catchup from previous calendar year?

    By AlbanyConsultant, December 1, 2022
    • 4 replies
    • 944 views
    • 
    • AlbanyConsultant
    • December 2, 2022

18. Quarterly vesting

    By Dan, May 6, 2022
    • 8 replies
    • 944 views
    • 
    • Dan
    • May 11, 2022

19. Voluntary After-Tax Employee Contributions

    By emmetttrudy, August 5, 2020
    • 5 replies
    • 944 views
    • 
    • Bill Presson
    • August 6, 2020

20. Effect of amending definition of 415 compensation

    By SST73, July 13, 2016   

    • 415 compensation
    • HCE determination
    • 2 replies
    • 944 views
    • 
    • RatherBeGolfing
    • July 13, 2016

21. Missed Enrollment of Rehired Participant in SH401k

    By cheersmate, October 21, 2015   

    • 401k safe harbor
    • eligibility correction
    • (and 1 more)

      Tagged with:

      • 401k safe harbor
      • eligibility correction
      • corrective contribution
    • 0 replies
    • 944 views
    • 
    • cheersmate
    • October 21, 2015

22. top heavy safe harbor

    By pmacduff, May 21, 2012
    • 1 reply
    • 944 views
    • 
    • K2retire
    • May 21, 2012

23. Inherited IRA

    By Pension RC, April 1, 2016
    • 2 replies
    • 944 views
    • 
    • QDROphile
    • April 1, 2016

24. PPA regarding Investment Diversification

    By Guest LSULLIVAN, February 15, 2008
    • 1 reply
    • 944 views
    • 
    • david rigby
    • February 15, 2008

25. Tips/Ideas for Foreign Participants w/ no SSN

    By Guest GAKVE, December 11, 2013
    • 2 replies
    • 944 views
    • 
    • Lou S.
    • December 11, 2013

26. Failure to provide deferral opportunity

    By Guest ebgroup, June 17, 2010
    • 1 reply
    • 943 views
    • 
    • Guest
    • June 17, 2010

27. 401k VFCP excel calculator

    By PathFinder111, April 23, 2025   

    • vfcp
    • 0 replies
    • 943 views
    • 
    • PathFinder111
    • April 23, 2025

28. Corp. A has no Plan, buys Corp. B which has a 401(k) in a stock sale and....stock purchase

    By RayJJohnsonJr, April 7, 2020
    • 9 replies
    • 943 views
    • 
    • RayJJohnsonJr
    • April 7, 2020

29. Spouse as Beneficiary

    By Nassau, June 1, 2011
    • 1 reply
    • 943 views
    • 
    • austin3515
    • June 1, 2011

30. Employer securities as matching contributions in safe harbor plan

    By Guest W Waldan Lloyd, April 14, 2011
    • 1 reply
    • 943 views
    • 
    • Guest
    • April 15, 2011

31. Roth 401k In-Service

    By austin3515, August 28, 2015
    • 5 replies
    • 943 views
    • 
    • austin3515
    • August 28, 2015

32. How much will my company match?

    By GonGon, June 20, 2017   

    • savings
    • retirement
    • (and 3 more)

      Tagged with:

      • savings
      • retirement
      • match
      • contribution
      • 401k
    • 5 replies
    • 943 views
    • 
    • ESOP Guy
    • June 21, 2017

33. HCE Determination with a Stock Deal

    By justatester, August 6, 2009
    • 0 replies
    • 943 views
    • 
    • justatester
    • August 6, 2009

34. Roth 401(k) question

    By Guest ArkansasChris, June 10, 2009
    • 2 replies
    • 943 views
    • 
    • Appleby
    • June 11, 2009

35. OMIT

    By BeanCounterBlues, November 24, 2008
    • 0 replies
    • 942 views
    • 
    • BeanCounterBlues
    • November 24, 2008

36. BrightScope

    By Guest caseyb, May 13, 2009
    • 1 reply
    • 942 views
    • 
    • Fredman
    • May 15, 2009

37. Lay offs

    By Dazednconfused, January 7, 2010
    • 0 replies
    • 942 views
    • 
    • Dazednconfused
    • January 7, 2010

38. new bills introduced to congress

    By bmore1147, July 20, 2018   

    • 401k
    • compliance
    • 3 replies
    • 942 views
    • 
    • austin3515
    • July 20, 2018

39. Additional Form 5330

    By Guest koo, June 2, 2010
    • 0 replies
    • 942 views
    • 
    • Guest
    • June 2, 2010

40. EE Options & Controlled Group

    By BeccaERISA, August 24, 2011
    • 1 reply
    • 942 views
    • 
    • Guest
    • August 25, 2011

41. COLA_Rollover Chart (2008-2009)

    By Gary Lesser, October 20, 2008
    • 0 replies
    • 942 views
    • 
    • Gary Lesser
    • October 20, 2008

42. Form 5330

    By justatester, April 7, 2009
    • 1 reply
    • 942 views
    • 
    • Bill Presson
    • April 7, 2009

43. US Citizens Working in Canada

    By justatester, September 24, 2009
    • 0 replies
    • 942 views
    • 
    • justatester
    • September 24, 2009

44. Employer behind depositing deferrals

    By RayJJohnsonJr, October 27, 2010
    • 2 replies
    • 942 views
    • 
    • Belgarath
    • October 27, 2010

45. Does vesting credit at separated firm count?

    By Jim Chad, March 23, 2011
    • 2 replies
    • 942 views
    • 
    • Jim Chad
    • March 25, 2011

46. Catch-ups and Roth availability

    By BG5150, August 1, 2025
    • 7 replies
    • 942 views
    • 
    • RatherBeGolfing
    • August 4, 2025

47. Permissive disaggregation and ineligible employees

    By t.haley, August 27, 2025
    • 0 replies
    • 941 views
    • 
    • t.haley
    • August 27, 2025

48. Management function - Controlled Group

    By rmaker, August 24, 2016
    • 7 replies
    • 941 views
    • 
    • david rigby
    • August 26, 2016

49. Missed Deferral

    By Nassau, September 20, 2010
    • 0 replies
    • 941 views
    • 
    • Nassau
    • September 20, 2010

50. Investment Fiduciary & non-owner W2 employee of plan sponsor?

    By Guest Ohio-RIA, September 13, 2008
    • 1 reply
    • 941 views
    • 
    • ERISAnut
    • September 13, 2008