401(k) Plans

19,318 topics in this forum

1. Pro Rata QNEC and Bottom Up QNEC

   By austin3515, January 9, 2013
   • 6 replies
   • 3.7k views
   • 
   • MoShawn
   • January 11, 2013

2. 401k late due to chg in recordkeeper, or not

   By TPApril, September 14, 2018
   • 17 replies
   • 3.7k views
   • 
   • Patricia Neal Jensen
   • September 25, 2018

3. Loan Defualt due to Employer Error

   By Guest lavander30, April 18, 2002
   • 6 replies
   • 3.7k views
   • 
   • Belgarath
   • April 23, 2002

4. Deferring on Commissions

   By ratherbereading, July 20, 2015   

   • 401k
   • commissions
   • (and 1 more)

     Tagged with:

     • 401k
     • commissions
     • deferrals
   • 7 replies
   • 3.7k views
   • 
   • rcline46
   • July 21, 2015

5. Restitution from an embezzler

   By Guest JPIngold, February 4, 2013
   • 7 replies
   • 3.7k views
   • 
   • Guest
   • February 8, 2013

6. Separate Plan Checking Account?

   By Guest jmarini, April 16, 2003
   • 10 replies
   • 3.7k views
   • 
   • Guest
   • April 25, 2003

7. HCE determination and comp limits for 2009

   By buckaroo, August 7, 2009
   • 5 replies
   • 3.7k views
   • 
   • buckaroo
   • August 10, 2009

8. Short Plan Year - 1st year of Safe Harbor

   By nancy, December 1, 2000
   • 5 replies
   • 3.7k views
   • 
   • nancy
   • December 1, 2000

9. Early Participation and Otherwise Excludable

   By Guest LLHarlow, August 14, 2014   

   • ADP Test Exclusions
   • 5 replies
   • 3.7k views
   • 
   • MWeddell
   • August 15, 2014

10. Discretionary tiered match and benefits rights and features testing.

    By KJohnson, January 15, 2001
    • 3 replies
    • 3.7k views
    • 
    • Guest
    • January 16, 2001

11. Can real estate be purchased and held in a pension

    By bpenfold, April 13, 2018   

    • pension
    • real estate
    • (and 3 more)

      Tagged with:

      • pension
      • real estate
      • purchase
      • home
      • 401k
    • 18 replies
    • 3.7k views
    • 
    • ERISAAPPLE
    • April 16, 2018

12. Short Plan Year and ADP/ACP Testing

    By J. Bringhurst, October 28, 2002
    • 4 replies
    • 3.7k views
    • 
    • J. Bringhurst
    • October 30, 2002

13. Who gets the SH match?

    By shERPA, April 1, 2015   

    • different eligibility
    • 2 replies
    • 3.7k views
    • 
    • Tom Poje
    • April 1, 2015

14. Help with Summary Annual Report requirements!

    By Guest lkramer, February 6, 2002
    • 3 replies
    • 3.7k views
    • 
    • Guest
    • February 6, 2002

15. ADP/ACP Testing for two 401(k) Plans in single controlled group

    By 7806akp, September 15, 2010
    • 10 replies
    • 3.7k views
    • 
    • QDROphile
    • April 8, 2011

16. Discretionary Matching

    By SwimmingInBowelsOfERISA, April 8, 2014
    • 10 replies
    • 3.7k views
    • 
    • Tom Poje
    • April 9, 2014

17. IRA withdrawal by mistake

    By Guest riabaj, March 16, 2007
    • 7 replies
    • 3.7k views
    • 
    • Appleby
    • March 27, 2007

18. Borrowing from ADP to ACP

    By jaemmons, February 4, 2004
    • 6 replies
    • 3.7k views
    • 
    • R. Butler
    • February 6, 2004

19. DC plan company stock limits

    By fidu, April 23, 2002
    • 16 replies
    • 3.7k views
    • 
    • fidu
    • April 26, 2002

20. Required Aggregation for Top-Heavy

    By KCA, June 12, 2018
    • 16 replies
    • 3.7k views
    • 
    • Mike Preston
    • June 19, 2018

21. EIN Number for Form 5500

    By Stash026, December 18, 2020
    • 3 replies
    • 3.7k views
    • 
    • BobbyV
    • December 22, 2020

22. 415 Limit - Compensation Definition

    By richard, May 22, 1999
    • 6 replies
    • 3.7k views
    • 
    • Guest
    • May 27, 1999

23. Individual self directed subaccounts restricted to a specified minimum

    By Guest Joe Twidwell, February 25, 2003
    • 22 replies
    • 3.7k views
    • 
    • mbozek
    • April 26, 2003

24. Minimus Bal. EE Doesn't have to process RMD

    By MWeddell, December 29, 1998
    • 1 reply
    • 3.7k views
    • 
    • Guest
    • December 29, 1998

25. Employer as Trustee?

    By 7806akp, August 10, 2016
    • 6 replies
    • 3.7k views
    • 
    • Peter Gulia
    • August 11, 2016

26. 401(k) Hardship Safe Harbor - Post Secondary Education

    By Guest jlucc, September 17, 2002
    • 2 replies
    • 3.7k views
    • 
    • Guest
    • September 26, 2002

27. 402g limit and unrelated plans

    By Mr Bagwell, September 26, 2017   

    • 402g limit
    • unrelated plans
    • 15 replies
    • 3.7k views
    • 
    • Luke Bailey
    • September 29, 2017

28. S Corp Tax savings with Solo 401K

    By sunshine, December 15, 2015   

    • s-corp
    • solo-401k
    • 11 replies
    • 3.7k views
    • 
    • Belgarath
    • December 17, 2015

29. Enrolled against will

    By Dug29, March 10, 2023
    • 6 replies
    • 3.7k views
    • 
    • MWeddell
    • March 22, 2023

30. 401k- Withdrawal & Hardship

    By Guest vivian918, February 15, 2001
    • 1 reply
    • 3.7k views
    • 
    • RCK
    • February 15, 2001

31. Start new 401(k) within 12 months of terminating PSP?

    By 401king, May 8, 2019
    • 7 replies
    • 3.7k views
    • 
    • Carol V. Calhoun
    • May 13, 2019

32. 402(g) violation and related match contribution

    By buckaroo, January 24, 2012
    • 2 replies
    • 3.7k views
    • 
    • PLAN MAN
    • May 10, 2013

33. Controlled group coverage testing

    By Cheryl S, December 6, 2019
    • 6 replies
    • 3.7k views
    • 
    • Kevin C
    • December 6, 2019

34. Overpayment - 1099-R Question

    By ERISA25, December 30, 2013
    • 1 reply
    • 3.7k views
    • 
    • BG5150
    • December 30, 2013

35. Safe Harbor Plans - True Up

    By Guest Becki625, August 13, 2007
    • 7 replies
    • 3.7k views
    • 
    • QDROphile
    • August 14, 2007

36. Timing of Forfeiture of related match on ADP corrective conts.

    By buckaroo, December 11, 2008
    • 2 replies
    • 3.7k views
    • 
    • buckaroo
    • December 16, 2008

37. Lost Participants

    By austin3515, September 13, 2007
    • 11 replies
    • 3.7k views
    • 
    • Steelerfan
    • September 18, 2007

38. discriminatory compensation

    By cpc0506, July 20, 2010
    • 15 replies
    • 3.7k views
    • 
    • John Feldt ERPA CPC QPA
    • July 21, 2010

39. DOL Proposed Regs for Timely Deposits

    By 12AX7, May 21, 2008
    • 21 replies
    • 3.7k views
    • 
    • Don Levit
    • May 29, 2008

40. Allocation of Forfeitures

    By anspai, March 26, 2009
    • 7 replies
    • 3.7k views
    • 
    • BG5150
    • March 27, 2009

41. Excludable Employees

    By Guest J Samuelson, April 2, 1999
    • 7 replies
    • 3.7k views
    • 
    • Guest
    • April 7, 1999

42. Employee who Embezzled Funds - Are we required to withhold 20% on dist

    By Guest J Samuelson, November 11, 1999
    • 5 replies
    • 3.7k views
    • 
    • Dave Baker
    • November 16, 1999

43. Employer Match Contribution Deadline

    By Guest szaidman, May 26, 2005
    • 4 replies
    • 3.7k views
    • 
    • R. Butler
    • May 27, 2005

44. May a “notice” about discretionary matching contributions be in the summary plan description?

    By Peter Gulia, September 18, 2025
    • 9 replies
    • 3.7k views
    • 
    • Peter Gulia
    • September 22, 2025

45. Deferral deposit for large plans

    By 52626, February 10, 2015
    • 16 replies
    • 3.7k views
    • 
    • John Feldt ERPA CPC QPA
    • February 12, 2015

46. Targeted QNEC's

    By Guest blaum8, February 10, 2003
    • 8 replies
    • 3.7k views
    • 
    • Mike Preston
    • February 11, 2003

47. ADP/ACP testing

    By betheeg, October 5, 2006
    • 8 replies
    • 3.7k views
    • 
    • Tom Poje
    • October 11, 2006

48. Fee Reimbursement

    By Guest Big Al, December 10, 2012
    • 9 replies
    • 3.7k views
    • 
    • jpod
    • December 11, 2012

49. 401k safe harbor and mid year changes

    By Tom Poje, December 23, 2013
    • 6 replies
    • 3.7k views
    • 
    • TPApril
    • September 1, 2017

50. Prior Year method, first only has HCEs

    By John Feldt ERPA CPC QPA, February 28, 2007
    • 17 replies
    • 3.7k views
    • 
    • Archimage
    • March 8, 2007