401(k) Plans

19,275 topics in this forum

1. Requesting information from a former employer.

   By Guest rjdietz, March 13, 2002
   • 3 replies
   • 3.7k views
   • 
   • Medusa
   • March 14, 2002

2. Safe Harbor Plans - True Up

   By Guest Becki625, August 13, 2007
   • 7 replies
   • 3.7k views
   • 
   • QDROphile
   • August 14, 2007

3. Excludable Employees

   By Guest J Samuelson, April 2, 1999
   • 7 replies
   • 3.7k views
   • 
   • Guest
   • April 7, 1999

4. Deferral deposit for large plans

   By 52626, February 10, 2015
   • 16 replies
   • 3.7k views
   • 
   • John Feldt ERPA CPC QPA
   • February 12, 2015

5. DOL Proposed Regs for Timely Deposits

   By 12AX7, May 21, 2008
   • 21 replies
   • 3.7k views
   • 
   • Don Levit
   • May 29, 2008

6. Switching From Form 5500-SF to Form 5500-EZ

   By metsfan026, September 16, 2022
   • 13 replies
   • 3.7k views
   • 
   • truphao
   • January 4, 2024

7. Lost Participants

   By austin3515, September 13, 2007
   • 11 replies
   • 3.7k views
   • 
   • Steelerfan
   • September 18, 2007

8. Tax Withholding on Corrective Distributions

   By Guest rkmarkus, May 29, 2003
   • 3 replies
   • 3.7k views
   • 
   • Tom Poje
   • May 29, 2003

9. Employer Match Contribution Deadline

   By Guest szaidman, May 26, 2005
   • 4 replies
   • 3.7k views
   • 
   • R. Butler
   • May 27, 2005

10. Prior Year method, first only has HCEs

    By John Feldt ERPA CPC QPA, February 28, 2007
    • 17 replies
    • 3.7k views
    • 
    • Archimage
    • March 8, 2007

11. Targeted QNEC's

    By Guest blaum8, February 10, 2003
    • 8 replies
    • 3.7k views
    • 
    • Mike Preston
    • February 11, 2003

12. Required Aggregation for Top-Heavy

    By KCA, June 12, 2018
    • 16 replies
    • 3.7k views
    • 
    • Mike Preston
    • June 19, 2018

13. Hardship Withdrawal "Immediate and Heavy Financial Need"

    By kmhaab, December 13, 2018
    • 3 replies
    • 3.6k views
    • 
    • Larry Starr
    • December 14, 2018

14. Early entry of soon-to-be HCE

    By Flyboyjohn, February 7, 2018
    • 23 replies
    • 3.6k views
    • 
    • Larry Starr
    • February 13, 2018

15. Employee who Embezzled Funds - Are we required to withhold 20% on dist

    By Guest J Samuelson, November 11, 1999
    • 5 replies
    • 3.6k views
    • 
    • Dave Baker
    • November 16, 1999

16. Exclude HCE's from SHNEC for flexibility

    By Jim Chad, May 21, 2008
    • 13 replies
    • 3.6k views
    • 
    • Jim Chad
    • May 29, 2008

17. ADP/ACP testing

    By betheeg, October 5, 2006
    • 8 replies
    • 3.6k views
    • 
    • Tom Poje
    • October 11, 2006

18. Fee Reimbursement

    By Guest Big Al, December 10, 2012
    • 9 replies
    • 3.6k views
    • 
    • jpod
    • December 11, 2012

19. Prorate Compensation - SH Termination

    By 12AX7, December 28, 2012
    • 7 replies
    • 3.6k views
    • 
    • 12AX7
    • January 3, 2013

20. HIGHLY COMPENSATED EMPLOYEES ONLY

    By jeanh, December 8, 2017
    • 16 replies
    • 3.6k views
    • 
    • K2retire
    • December 11, 2017

21. 401k safe harbor and mid year changes

    By Tom Poje, December 23, 2013
    • 6 replies
    • 3.6k views
    • 
    • TPApril
    • September 1, 2017

22. Off Calendar Plans

    By justatester, January 28, 2013   

    • Calendar vs Plan Year
    • 8 replies
    • 3.6k views
    • 
    • ETA Consulting LLC
    • January 29, 2013

23. Two tiered matching formula

    By dmb, October 2, 2008
    • 4 replies
    • 3.6k views
    • 
    • J Simmons
    • October 3, 2008

24. Top heavy percentage - 60.71% rounds down to 60%, so plan not top-heav

    By Jean, February 17, 1999
    • 15 replies
    • 3.6k views
    • 
    • AndyH
    • July 24, 2002

25. Current year testing vs. prior year

    By FJR, June 26, 2001
    • 8 replies
    • 3.6k views
    • 
    • Bob R
    • July 1, 2001

26. Catch up contributions and a fiscal year end plan

    By Guest EPS2, May 7, 2008
    • 5 replies
    • 3.6k views
    • 
    • dmwe
    • May 8, 2008

27. Service Based Exclusions

    By LANDO, March 18, 2015   

    • eligibility
    • service based exclusions
    • (and 4 more)

      Tagged with:

      • eligibility
      • service based exclusions
      • 410(a)
      • Maximum age and service
      • business classification
      • excluded employees
    • 10 replies
    • 3.6k views
    • 
    • Kevin C
    • March 20, 2015

28. Fixing missed top-heavy contributions: OK to retroactively contribute

    By Hoard1, July 17, 2000
    • 8 replies
    • 3.6k views
    • 
    • Richard Anderson
    • July 23, 2000

29. Plan investment fees charged only to the accounts of terminated participants

    By Belgarath, July 24, 2023
    • 9 replies
    • 3.6k views
    • 
    • Belgarath
    • July 25, 2023

30. DC plan company stock limits

    By fidu, April 23, 2002
    • 16 replies
    • 3.6k views
    • 
    • fidu
    • April 26, 2002

31. Separate Plan Checking Account?

    By Guest jmarini, April 16, 2003
    • 10 replies
    • 3.6k views
    • 
    • Guest
    • April 25, 2003

32. Severance from Employment

    By Kevin C, May 18, 2012
    • 2 replies
    • 3.6k views
    • 
    • 00hskrgrl
    • May 24, 2012

33. Conversion to Automatic Enrollment

    By Guest Una M, March 27, 2001
    • 17 replies
    • 3.6k views
    • 
    • RCK
    • April 19, 2001

34. Enhanced SH match of 125 % on 6%

    By Jim Chad, March 8, 2013
    • 7 replies
    • 3.6k views
    • 
    • John Feldt ERPA CPC QPA
    • March 8, 2013

35. Amendment to Safe Harbor 401(k) Plan

    By Guest Celtics, January 31, 2014   

    • safe harbor amendments
    • 8 replies
    • 3.6k views
    • 
    • austin3515
    • February 3, 2014

36. Short year 401k Plan

    By DP, December 12, 2001
    • 5 replies
    • 3.6k views
    • 
    • Guest
    • April 9, 2002

37. Different vesting schedules for members of a controlled group?

    By jkharvey, August 30, 2010
    • 7 replies
    • 3.6k views
    • 
    • Archimage
    • August 31, 2010

38. IRA withdrawal by mistake

    By Guest riabaj, March 16, 2007
    • 7 replies
    • 3.6k views
    • 
    • Appleby
    • March 27, 2007

39. employer moved account to a riskier fund

    By Guest orm, October 8, 2008
    • 20 replies
    • 3.6k views
    • 
    • GBurns
    • October 10, 2008

40. rollover from SARSEP to 401k plan

    By Guest sritts, October 21, 2003
    • 3 replies
    • 3.6k views
    • 
    • Guest
    • October 21, 2003

41. Can real estate be purchased and held in a pension

    By bpenfold, April 13, 2018   

    • pension
    • real estate
    • (and 3 more)

      Tagged with:

      • pension
      • real estate
      • purchase
      • home
      • 401k
    • 18 replies
    • 3.6k views
    • 
    • ERISAAPPLE
    • April 16, 2018

42. Testing 401k plans in controlled group

    By 30Rock, December 15, 2017
    • 10 replies
    • 3.6k views
    • 
    • 30Rock
    • December 15, 2017

43. Exclusion of Fringe Benefits

    By BTG, March 20, 2019
    • 5 replies
    • 3.6k views
    • 
    • Doc Ument
    • March 21, 2019

44. 402g limit and unrelated plans

    By Mr Bagwell, September 26, 2017   

    • 402g limit
    • unrelated plans
    • 15 replies
    • 3.6k views
    • 
    • Luke Bailey
    • September 29, 2017

45. When must acquired employees enter 401(k) plan after merger?

    By Alonzo, June 26, 2000
    • 3 replies
    • 3.6k views
    • 
    • Guest
    • June 30, 2000

46. Fiscal Year Deferral Limit vs calender year limit

    By Cathy from Chicago, September 2, 2010
    • 4 replies
    • 3.6k views
    • 
    • Tom Poje
    • September 30, 2010

47. Minimum participation requirements; how to treat rehired employees who

    By Guest JMLSON, March 22, 2000
    • 9 replies
    • 3.6k views
    • 
    • KJohnson
    • July 14, 2000

48. Life Insurance as plan investment; incidental benefit rule violated; h

    By Guest Lex, February 12, 2003
    • 2 replies
    • 3.6k views
    • 
    • mbozek
    • February 12, 2003

49. Hardship to purchase land

    By Guest anne1, December 9, 2005
    • 6 replies
    • 3.6k views
    • 
    • GBurns
    • December 23, 2005

50. Employer as Trustee?

    By 7806akp, August 10, 2016
    • 6 replies
    • 3.6k views
    • 
    • Peter Gulia
    • August 11, 2016