401(k) Plans

19,275 topics in this forum

1. RMD 10 Year Rule

   By ALS, October 15, 2020
   • 1 reply
   • 491 views
   • 
   • Bird
   • October 16, 2020

2. Missed Blackout Notice

   By LawyerGuy, July 28, 2021
   • 1 reply
   • 967 views
   • 
   • Peter Gulia
   • July 28, 2021

3. QNEC's

   By Guest Nicole, August 27, 1998
   • 1 reply
   • 5.7k views
   • 
   • LCARUSI
   • August 27, 1998

4. Non-Standardized Safeharbor plan

   By Guest halencourt, September 5, 2001
   • 1 reply
   • 1.6k views
   • 
   • Tom Poje
   • September 5, 2001

5. IRS Levy Question

   By Guest Barker, March 29, 2002
   • 1 reply
   • 1.8k views
   • 
   • mbozek
   • March 29, 2002

6. Interest calculation for late contributions?

   By Guest susan w, August 20, 2002
   • 1 reply
   • 1.7k views
   • 
   • KJohnson
   • August 21, 2002

7. Can anyone direct me to a sample copy of a Safe Harbor Notice?

   By Guest Michael Anderson, November 10, 2003
   • 1 reply
   • 1.2k views
   • 
   • pmacduff
   • November 10, 2003

8. Cap on HCE for Profit sharing? and New vesting Rules?

   By Guest Michael Anderson, February 18, 2004
   • 1 reply
   • 1.1k views
   • 
   • Blinky the 3-eyed Fish
   • February 18, 2004

9. Puerto Rico 401K tax rules

   By Guest tellid, October 5, 2004
   • 1 reply
   • 2.9k views
   • 
   • MWeddell
   • October 6, 2004

10. Minimum Age Requirements

    By Guest caddieadmin, March 11, 2007
    • 1 reply
    • 1.4k views
    • 
    • Mike Preston
    • March 11, 2007

11. Safe Harbor Notice

    By Guest medinael, November 28, 2007
    • 1 reply
    • 1.4k views
    • 
    • Tom Poje
    • November 29, 2007

12. New 5307 Form

    By Guest igglesfan, July 30, 2008
    • 1 reply
    • 992 views
    • 
    • J Simmons
    • July 30, 2008

13. Safe Harbor amend to exclude HCE

    By Guest Peggy806, January 7, 2009
    • 1 reply
    • 2.1k views
    • 
    • Kevin C
    • January 8, 2009

14. first Roth Distribution

    By Jim Chad, February 23, 2009
    • 1 reply
    • 840 views
    • 
    • J Simmons
    • February 28, 2009

15. Employee Contributions Sent in Early

    By sdix401k, September 2, 2010
    • 1 reply
    • 1k views
    • 
    • rcline46
    • September 2, 2010

16. 5300

    By Guest sidalee1, January 27, 2011
    • 1 reply
    • 1.1k views
    • 
    • Guest
    • January 27, 2011

17. Davis Bacon, Safe Harbor & Top-Heavy

    By austin3515, August 26, 2011
    • 1 reply
    • 1.7k views
    • 
    • DMcGovern
    • August 26, 2011

18. Spin off

    By fiona1, March 1, 2012
    • 1 reply
    • 1.1k views
    • 
    • Tom Poje
    • March 2, 2012

19. Schwab Small Biz 401k

    By pb401k, October 18, 2019
    • 1 reply
    • 603 views
    • 
    • david rigby
    • October 20, 2019

20. Combination 401k refund & qnec

    By Becky Schwing, May 1, 2020
    • 1 reply
    • 604 views
    • 
    • Mr Bagwell
    • May 1, 2020

21. Can the first plan year for a Safe Harbor 401(k) Plan be less than 12

    By richard, November 15, 1999
    • 1 reply
    • 1.4k views
    • 
    • Guest
    • November 15, 1999

22. Should have been a multiple employer plan

    By gc@chimentowebb.com, February 21, 2023
    • 1 reply
    • 580 views
    • 
    • Paul I
    • February 28, 2023

23. US Company with Canadian Subsidiary

    By 401kSteve, June 20
    • 1 reply
    • 673 views
    • 
    • CuseFan
    • June 20

24. Form 945

    By Guest ANNEBV, January 10, 2002
    • 1 reply
    • 1.6k views
    • 
    • pmacduff
    • January 10, 2002

25. Is $150,000 the limit on 2025 FICA wages before a participant must make 2026 age-based-catch-up elective deferrals as Roth contributions?

    By Peter Gulia, July 31
    • 1 reply
    • 791 views
    • 
    • Peter Gulia
    • August 1

26. Forfeitures in Safe Harbor 401(k) Plan

    By Guest dcb, December 13, 2002
    • 1 reply
    • 1.7k views
    • 
    • Guest
    • December 27, 2002

27. Can someone on workmans comp be terminated?

    By Guest Michael Anderson, February 18, 2004
    • 1 reply
    • 1.3k views
    • 
    • Guest
    • February 18, 2004

28. Safe harbor inclsuign previously excluded employees mid-year.

    By R. Butler, August 4, 2005
    • 1 reply
    • 1.4k views
    • 
    • Archimage
    • August 8, 2005

29. Top Heavy Minimums - DC Plan

    By PJ2009, March 17, 2009
    • 1 reply
    • 1k views
    • 
    • Tom Poje
    • March 18, 2009

30. Family Attribution

    By Guest RS182, June 4, 2009
    • 1 reply
    • 1.4k views
    • 
    • Guest
    • June 4, 2009

31. Service

    By fiona1, February 18, 2010
    • 1 reply
    • 1k views
    • 
    • J Simmons
    • February 19, 2010

32. loan defaults while employed

    By JKW, June 11, 2010
    • 1 reply
    • 1.3k views
    • 
    • Guest
    • June 15, 2010

33. Safe Harbor Plan - Adopting Employer

    By austin3515, October 2, 2010
    • 1 reply
    • 1.5k views
    • 
    • 12AX7
    • October 6, 2010

34. Turning off Automatic Contribution Arrangement

    By Dennis Povloski, December 27, 2010
    • 1 reply
    • 1.2k views
    • 
    • masteff
    • December 28, 2010

35. BRF

    By justatester, November 1, 2011
    • 1 reply
    • 1.2k views
    • 
    • Jim Chad
    • November 2, 2011

36. Fiduciary Audit Firm

    By CharlesLeggette, May 17, 2012
    • 1 reply
    • 999 views
    • 
    • mbozek
    • May 18, 2012

37. short plan year for safe harbor plan or retroactive effective date?

    By AKconsult, March 8, 2013
    • 1 reply
    • 1.7k views
    • 
    • K2
    • March 8, 2013

38. Severance pay and SH NEC

    By Cynchbeast, August 30, 2019
    • 1 reply
    • 634 views
    • 
    • Luke Bailey
    • September 3, 2019

39. Safe Harbor and Short Plan Years

    By Guest JF, July 11, 1999
    • 1 reply
    • 1.5k views
    • 
    • Guest
    • July 13, 1999

40. "electing out" of a 401(k) plan

    By Guest mam, November 15, 1999
    • 1 reply
    • 1.6k views
    • 
    • Guest
    • November 15, 1999

41. Bundled Service Provider & a TPA

    By Guest UKH, July 25, 2000
    • 1 reply
    • 2.1k views
    • 
    • Jon Chambers
    • July 28, 2000

42. Timing of employer contribution

    By Guest CHRISTA, March 15, 2001
    • 1 reply
    • 1.5k views
    • 
    • rcline46
    • March 15, 2001

43. self-employed individuals and net earned income calculation

    By Guest MES, January 28, 2002
    • 1 reply
    • 1.4k views
    • 
    • Mary Kay Foss
    • January 29, 2002

44. Trustee to trustee transfer

    By Guest jkrad, May 27, 2003
    • 1 reply
    • 1.4k views
    • 
    • QDROphile
    • May 27, 2003

45. Hardship verification

    By Guest jhilliard, August 15, 2003
    • 1 reply
    • 1.5k views
    • 
    • Theresa Lynn
    • August 15, 2003

46. Can ADP/ACP Testing Methods be Different?

    By Guest PB&J, June 10, 2005
    • 1 reply
    • 1.2k views
    • 
    • Tom Poje
    • June 10, 2005

47. Match on Catch-Up Contributions

    By Guest Factor, January 10, 2006
    • 1 reply
    • 1.3k views
    • 
    • QDROphile
    • January 11, 2006

48. Multiple Plans and Plan Year Limits

    By Guest Mad_Tony, September 5, 2006
    • 1 reply
    • 1.1k views
    • 
    • Blinky the 3-eyed Fish
    • September 5, 2006

49. QNEC question

    By BG5150, October 1, 2007
    • 1 reply
    • 1.1k views
    • 
    • Tom Poje
    • October 2, 2007

50. Spouse death results in hardship

    By Guest jdstar, January 6, 2008
    • 1 reply
    • 1.2k views
    • 
    • Bird
    • January 6, 2008