401(k) Plans

19,275 topics in this forum

1. Corrective Amendment for Ineligibles

   By Susan S., February 21, 2014
   • 2 replies
   • 853 views
   • 
   • Tom Poje
   • February 21, 2014

2. Affiliated Service Group? Regularly peforming services or regularly associated?

   By Floridaattorney, February 26, 2014
   • 0 replies
   • 853 views
   • 
   • Floridaattorney
   • February 26, 2014

3. Maximum loan limits

   By Ajillity, November 6, 2018
   • 4 replies
   • 853 views
   • 
   • Ajillity
   • November 7, 2018

4. Proposed Safe Harbor Match lower than previous match

   By rblum50, November 18, 2013   

   • S/H Match
   • 1 reply
   • 853 views
   • 
   • Lou S.
   • November 18, 2013

5. Form 5500-EZ - Correction Program

   By metsfan026, March 18
   • 3 replies
   • 853 views
   • 
   • Paul I
   • March 18

6. 457 Spinoff to a 401(k)

   By oldman, June 22, 2012
   • 0 replies
   • 853 views
   • 
   • oldman
   • June 22, 2012

7. amendments due this year (DC Plans)

   By Scuba 401, October 29, 2010
   • 2 replies
   • 853 views
   • 
   • Scuba 401
   • October 29, 2010

8. Source Specific Beneficiary Designation

   By Nassau, March 3, 2011
   • 1 reply
   • 853 views
   • 
   • QDROphile
   • March 3, 2011

9. excluded compensation

   By Chippy, December 30, 2015
   • 1 reply
   • 853 views
   • 
   • ETA Consulting LLC
   • December 30, 2015

10. transfer fees for platform change

    By pmacduff, December 15, 2023
    • 2 replies
    • 852 views
    • 
    • CuseFan
    • December 15, 2023

11. counterproductive

    By thepensionmaven, April 9, 2020
    • 10 replies
    • 852 views
    • 
    • ratherbereading
    • April 9, 2020

12. non discrimination testing

    By Gary, March 11, 2011
    • 0 replies
    • 852 views
    • 
    • Gary
    • March 11, 2011

13. Match is offset by Prevailing wage

    By pensiongeek, January 17, 2020
    • 4 replies
    • 852 views
    • 
    • Below Ground
    • January 20, 2020

14. Missed Deferral - automatic enrollment

    By Chippy, February 23, 2018
    • 5 replies
    • 852 views
    • 
    • 401king
    • February 26, 2018

15. late deposit for corp with 2 owners, no EEs

    By Guest JL Sperry, April 22, 2014   

    • late deposits
    • 1 reply
    • 852 views
    • 
    • Peter Gulia
    • April 22, 2014

16. Comp paid in current year for prior years work

    By CJS07, July 7, 2010
    • 0 replies
    • 852 views
    • 
    • CJS07
    • July 7, 2010

17. Amend plan to exclude employee group covered by the plan in the past - so excluded prospectively

    By Tom, August 4, 2021
    • 2 replies
    • 852 views
    • 
    • Tom
    • August 19, 2021

18. Missed match

    By Pension RC, October 29, 2015
    • 1 reply
    • 852 views
    • 
    • Bill Presson
    • October 29, 2015

19. How long must plan sponsor keep unforeseeable emergency distribution documentation?

    By dv13, October 12, 2018
    • 3 replies
    • 852 views
    • 
    • Mike Preston
    • October 16, 2018

20. Hardship Distribution / Medical Debt

    By austin3515, February 19, 2019
    • 5 replies
    • 851 views
    • 
    • Cardscrazy
    • February 20, 2019

21. ADP Refunds for Partners

    By bzorc, April 9, 2019
    • 3 replies
    • 851 views
    • 
    • Luke Bailey
    • April 10, 2019

22. Corrective Amendment

    By cpc0506, September 15, 2017
    • 3 replies
    • 851 views
    • 
    • Luke Bailey
    • September 18, 2017

23. Disclosing Distribution Fees

    By austin3515, November 14, 2016
    • 3 replies
    • 851 views
    • 
    • austin3515
    • November 14, 2016

24. Owner of safe harbor plan underdeposited own 401(k)

    By TPApril, May 17, 2016   

    • 401(k) correction
    • 3 replies
    • 851 views
    • 
    • Bird
    • May 17, 2016

25. Plan Termination of old and new plan establishment

    By cpc0506, November 15, 2017
    • 4 replies
    • 851 views
    • 
    • Mike Preston
    • November 15, 2017

26. PSP/Universal individual life insurance/premiums charged to participant

    By JCS, February 12
    • 5 replies
    • 851 views
    • 
    • Bird
    • February 14

27. Does this qualify as buying a house for 30 year loan or hardship

    By Jim Chad, September 12, 2013
    • 1 reply
    • 850 views
    • 
    • QDROphile
    • September 12, 2013

28. True Up Contribution

    By 52626, September 14, 2020
    • 2 replies
    • 850 views
    • 
    • MWeddell
    • September 15, 2020

29. 401(k) for a foreign company?

    By gdlfa, June 30, 2016
    • 2 replies
    • 850 views
    • 
    • gdlfa
    • June 30, 2016

30. Salary advance

    By fiona1, February 23, 2012
    • 0 replies
    • 850 views
    • 
    • fiona1
    • February 23, 2012

31. Deemed 401K Loan

    By 401kchallenged, August 29, 2019
    • 3 replies
    • 850 views
    • 
    • Patricia Neal Jensen
    • September 3, 2019

32. Determining Missed Deferral Under EPCRS

    By Lauren0507, June 23, 2020
    • 3 replies
    • 850 views
    • 
    • Lauren0507
    • June 24, 2020

33. Authorization to Use Prototype

    By austin3515, April 17, 2012
    • 1 reply
    • 849 views
    • 
    • ETA Consulting LLC
    • April 17, 2012

34. Eligibility Conditions

    By Mr Bagwell, August 22, 2016
    • 3 replies
    • 849 views
    • 
    • BG5150
    • August 22, 2016

35. Match Reinstated in middle of the plan year????

    By heygents, November 1, 2013
    • 2 replies
    • 849 views
    • 
    • Lou S.
    • November 1, 2013

36. Hardship/deferrals were not stopped

    By WCC, August 8, 2013   

    • amend the W2?
    • 2 replies
    • 849 views
    • 
    • masteff
    • August 9, 2013

37. In-Plan Roth Conversion

    By Guest A125, December 1, 2011
    • 2 replies
    • 849 views
    • 
    • Guest
    • December 1, 2011

38. Entry date calculation

    By AKconsult, March 5, 2019
    • 1 reply
    • 849 views
    • 
    • Tom Poje
    • March 5, 2019

39. Nationwide Rollover Issues

    By MaiDia2007, May 3, 2024
    • 4 replies
    • 849 views
    • 
    • MaiDia2007
    • May 7, 2024

40. Late Filer

    By Guest elang, January 31, 2012
    • 2 replies
    • 849 views
    • 
    • shERPA
    • January 31, 2012

41. PS has no last day and no hours requirement

    By John Feldt ERPA CPC QPA, March 4, 2011
    • 1 reply
    • 849 views
    • 
    • 12AX7
    • March 4, 2011

42. PS w/grouping & changing allocation %

    By Guest MississippiTPAgal, February 27, 2010
    • 1 reply
    • 848 views
    • 
    • Jim Chad
    • February 27, 2010

43. Match due to 401(k) plan

    By R. Butler, April 1, 2014
    • 2 replies
    • 848 views
    • 
    • ETA Consulting LLC
    • April 1, 2014

44. Why not follow the catch-up rule for 2026 too?

    By Peter Gulia, September 24
    • 3 replies
    • 848 views
    • 
    • Belgarath
    • September 25

45. Is a 401(k) Spin Off a Viable Option? What are the considerations?

    By youngbenefitslawyer, February 6
    • 2 replies
    • 848 views
    • 
    • Paul I
    • February 6

46. Service Provider fails to provide data

    By austin3515, December 8, 2010
    • 1 reply
    • 847 views
    • 
    • austin3515
    • December 8, 2010

47. Mortgage as an investment

    By DDB BN, November 15, 2019
    • 5 replies
    • 847 views
    • 
    • Luke Bailey
    • November 18, 2019

48. to general test or not

    By Jakyasar, December 13, 2022
    • 3 replies
    • 847 views
    • 
    • CuseFan
    • December 13, 2022

49. Safe Harbor Match - There's no money

    By Guest Shrek'sconfused, May 7, 2010
    • 0 replies
    • 847 views
    • 
    • Guest
    • May 7, 2010

50. top heavy - ownership

    By JKW, March 18, 2016
    • 3 replies
    • 847 views
    • 
    • Tom Poje
    • March 18, 2016