401(k) Plans

19,319 topics in this forum

1. Comp paid in current year for prior years work

   By CJS07, July 7, 2010
   • 0 replies
   • 864 views
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   • CJS07
   • July 7, 2010

2. Can an ER deposit lost earnings if deferrals were segregated but not invested?

   By OrderOfOps, October 1, 2024
   • 4 replies
   • 864 views
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   • OrderOfOps
   • October 1, 2024

3. excluded compensation

   By Chippy, December 30, 2015
   • 1 reply
   • 864 views
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   • ETA Consulting LLC
   • December 30, 2015

4. Minimum Coverage Testing

   By Guest Hunter401k, December 9, 2016
   • 4 replies
   • 864 views
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   • austin3515
   • December 12, 2016

5. Does this qualify as buying a house for 30 year loan or hardship

   By Jim Chad, September 12, 2013
   • 1 reply
   • 863 views
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   • QDROphile
   • September 12, 2013

6. Unlawful to take In-Service withdrawal before 59.5?

   By John K, October 10, 2024
   • 3 replies
   • 863 views
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   • John K
   • October 14, 2024

7. Bonus rewards program

   By Chippy, August 7, 2015
   • 4 replies
   • 863 views
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   • BG5150
   • August 9, 2015

8. 402g limit exceeded

   By J Simmons, January 5, 2024
   • 2 replies
   • 863 views
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   • Lou S.
   • January 5, 2024

9. Prior year testing Question

   By PaulL, February 3, 2023
   • 4 replies
   • 863 views
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   • Bri
   • February 6, 2023

10. In-Plan Roth Conversion

    By Gruegen, November 22, 2010
    • 0 replies
    • 863 views
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    • Gruegen
    • November 22, 2010

11. 457 Spinoff to a 401(k)

    By oldman, June 22, 2012
    • 0 replies
    • 863 views
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    • oldman
    • June 22, 2012

12. auto enroll opt out

    By pmacduff, February 3, 2016
    • 1 reply
    • 863 views
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    • PainPA
    • February 16, 2016

13. Safe harbor wait and see approach with coverage issue

    By Guest matt2800, October 26, 2010
    • 0 replies
    • 863 views
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    • Guest
    • October 26, 2010

14. Move from Payroll Based to Insured STD - 401(k) Contributions

    By rocknrolls2, March 2, 2016
    • 0 replies
    • 862 views
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    • rocknrolls2
    • March 2, 2016

15. State Unemployment Inquiries

    By jharcombe, September 21, 2022
    • 6 replies
    • 862 views
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    • EPCRSGuru
    • September 23, 2022

16. Employer Funding Requirements

    By Nassau, October 18, 2010
    • 0 replies
    • 862 views
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    • Nassau
    • October 18, 2010

17. Proposed Safe Harbor Match lower than previous match

    By rblum50, November 18, 2013   

    • S/H Match
    • 1 reply
    • 862 views
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    • Lou S.
    • November 18, 2013

18. Disclosing Distribution Fees

    By austin3515, November 14, 2016
    • 3 replies
    • 862 views
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    • austin3515
    • November 14, 2016

19. Secure Act - removal of ER s/h notice rqurmnt

    By TPApril, August 11, 2020
    • 1 reply
    • 862 views
    • 
    • RatherBeGolfing
    • August 11, 2020

20. Safe harbor match suspenseion

    By Pam S., January 31, 2020
    • 4 replies
    • 862 views
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    • Pam S.
    • February 5, 2020

21. amendments due this year (DC Plans)

    By Scuba 401, October 29, 2010
    • 2 replies
    • 862 views
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    • Scuba 401
    • October 29, 2010

22. Safe harbor notices and hardship changes

    By JPIngold, October 25, 2019
    • 3 replies
    • 862 views
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    • Michelle Mianecki
    • October 30, 2019

23. Key Employee definition

    By Tom, June 2, 2025
    • 1 reply
    • 861 views
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    • RELUCTANT_LAWYER
    • June 3, 2025

24. Company w/2 divisions passes 410(b) wants separate plans

    By CharlesLeggette, August 18, 2015
    • 3 replies
    • 861 views
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    • Tom Poje
    • August 18, 2015

25. new plan determination letter filing

    By Gary, April 9, 2010
    • 0 replies
    • 861 views
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    • Gary
    • April 9, 2010

26. vesting and coronavirus

    By Scuba 401, June 22, 2020
    • 10 replies
    • 861 views
    • 
    • G8Rs
    • June 23, 2020

27. Missed match

    By Pension RC, October 29, 2015
    • 1 reply
    • 861 views
    • 
    • Bill Presson
    • October 29, 2015

28. One of a Kind Situation and Need Advice!

    By Sanctioned Man, August 5, 2024
    • 4 replies
    • 860 views
    • 
    • Lou S.
    • August 6, 2024

29. Bankruptcy

    By Nassau, June 17, 2010
    • 0 replies
    • 860 views
    • 
    • Nassau
    • June 17, 2010

30. PS w/grouping & changing allocation %

    By Guest MississippiTPAgal, February 27, 2010
    • 1 reply
    • 860 views
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    • Jim Chad
    • February 27, 2010

31. Match due to 401(k) plan

    By R. Butler, April 1, 2014
    • 2 replies
    • 860 views
    • 
    • ETA Consulting LLC
    • April 1, 2014

32. Partial Plan Termination - Participant already took a Distribution

    By Vlad401k, April 7, 2020
    • 3 replies
    • 860 views
    • 
    • Mr Bagwell
    • April 7, 2020

33. Spousal consent to distributions

    By Tom, June 17, 2024
    • 3 replies
    • 860 views
    • 
    • Tom
    • June 19, 2024

34. Secure Act SH Nonelective - SECURE Act

    By austin3515, September 26, 2020
    • 7 replies
    • 860 views
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    • austin3515
    • September 30, 2020

35. W2 wages of Auto Reimb Only and wants to defer

    By KTB, March 9, 2016
    • 4 replies
    • 860 views
    • 
    • hr for me
    • March 10, 2016

36. late deposit for corp with 2 owners, no EEs

    By Guest JL Sperry, April 22, 2014   

    • late deposits
    • 1 reply
    • 860 views
    • 
    • Peter Gulia
    • April 22, 2014

37. Late Form 5500-EZ & Successor Plan Rule

    By Derek, July 15, 2024
    • 3 replies
    • 860 views
    • 
    • Bruce1
    • July 31, 2024

38. Late Filer

    By Guest elang, January 31, 2012
    • 2 replies
    • 860 views
    • 
    • shERPA
    • January 31, 2012

39. top heavy

    By Gary, March 12, 2012
    • 2 replies
    • 860 views
    • 
    • PensionPro
    • March 12, 2012

40. Service Provider fails to provide data

    By austin3515, December 8, 2010
    • 1 reply
    • 859 views
    • 
    • austin3515
    • December 8, 2010

41. Termed/Retired prior to Normal Retirement Age

    By Mr Bagwell, April 4, 2024
    • 2 replies
    • 859 views
    • 
    • Mr Bagwell
    • April 4, 2024

42. Overlapping Related Groups and Coverage Testing

    By AbsolutelyOkayPossibly, November 13, 2020
    • 2 replies
    • 859 views
    • 
    • RatherBeGolfing
    • November 13, 2020

43. Hardship/deferrals were not stopped

    By WCC, August 8, 2013   

    • amend the W2?
    • 2 replies
    • 859 views
    • 
    • masteff
    • August 9, 2013

44. 2022 deferral and terminated employee

    By Jakyasar, December 5, 2022
    • 9 replies
    • 859 views
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    • Jakyasar
    • December 17, 2022

45. Comingling Elective Deferrals and Employer Contributions

    By mming, September 30, 2020
    • 6 replies
    • 859 views
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    • mming
    • October 2, 2020

46. Salary advance

    By fiona1, February 23, 2012
    • 0 replies
    • 859 views
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    • fiona1
    • February 23, 2012

47. Last day requirement

    By cdavis25, February 24, 2011
    • 0 replies
    • 859 views
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    • cdavis25
    • February 24, 2011

48. Reasonable timing to implement salary deferral election changes?

    By kmhaab, March 29, 2021
    • 1 reply
    • 859 views
    • 
    • Bird
    • March 30, 2021

49. Safe Harbor Match - There's no money

    By Guest Shrek'sconfused, May 7, 2010
    • 0 replies
    • 858 views
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    • Guest
    • May 7, 2010

50. 100% vesting if new source

    By 30Rock, September 3, 2015
    • 3 replies
    • 858 views
    • 
    • Mike Preston
    • September 4, 2015