401(k) Plans

19,334 topics in this forum

1. 402g limit exceeded

   By J Simmons, January 5, 2024
   • 2 replies
   • 876 views
   • 
   • Lou S.
   • January 5, 2024

2. Short Plan Year

   By austin3515, March 30, 2012
   • 3 replies
   • 876 views
   • 
   • Jim Chad
   • March 30, 2012

3. QNEC for new NHCE

   By jmartin, October 28, 2011
   • 0 replies
   • 876 views
   • 
   • jmartin
   • October 28, 2011

4. Solo 401k to max out pretax savings.

   By Ponzu, December 10, 2015
   • 2 replies
   • 876 views
   • 
   • Mike Preston
   • December 11, 2015

5. Statement Due dates

   By Dazednconfused, August 3, 2009
   • 0 replies
   • 876 views
   • 
   • Dazednconfused
   • August 3, 2009

6. Recharacterizing deferrals as profit sharing?

   By Mleech, February 14, 2025
   • 4 replies
   • 876 views
   • 
   • Mleech
   • February 15, 2025

7. Comingling Elective Deferrals and Employer Contributions

   By mming, September 30, 2020
   • 6 replies
   • 875 views
   • 
   • mming
   • October 2, 2020

8. Secure Act - removal of ER s/h notice rqurmnt

   By TPApril, August 11, 2020
   • 1 reply
   • 875 views
   • 
   • RatherBeGolfing
   • August 11, 2020

9. vesting and coronavirus

   By Scuba 401, June 22, 2020
   • 10 replies
   • 875 views
   • 
   • G8Rs
   • June 23, 2020

10. EACA - Have to be in effect for a full 12-month plan year?

    By benefitsguru, October 23, 2015
    • 0 replies
    • 875 views
    • 
    • benefitsguru
    • October 23, 2015

11. Testing of multiemployer contributions

    By Guest hyper, September 3, 2009
    • 0 replies
    • 875 views
    • 
    • Guest
    • September 3, 2009

12. Plan qualification question

    By fiona1, September 14, 2010
    • 0 replies
    • 874 views
    • 
    • fiona1
    • September 14, 2010

13. One of a Kind Situation and Need Advice!

    By Sanctioned Man, August 5, 2024
    • 4 replies
    • 874 views
    • 
    • Lou S.
    • August 6, 2024

14. Eligible for a Distriubtion

    By austin3515, June 28, 2011
    • 1 reply
    • 874 views
    • 
    • ETA Consulting LLC
    • June 28, 2011

15. In-house payroll system programmed to allow catchup capped at $7500

    By campy, December 12, 2024
    • 2 replies
    • 874 views
    • 
    • campy
    • December 13, 2024

16. Owner of safe harbor plan underdeposited own 401(k)

    By TPApril, May 17, 2016   

    • 401(k) correction
    • 3 replies
    • 874 views
    • 
    • Bird
    • May 17, 2016

17. Should I apply for a Determination Letter

    By fiona1, December 8, 2011
    • 1 reply
    • 874 views
    • 
    • ETA Consulting LLC
    • December 8, 2011

18. New Comp PS calculation, where K-1 in involved

    By Alex Daisy, March 1, 2011
    • 1 reply
    • 874 views
    • 
    • Jim Chad
    • March 1, 2011

19. Year End Notices and Required Disclosures

    By Pammie57, November 2, 2015
    • 2 replies
    • 874 views
    • 
    • Pammie57
    • November 3, 2015

20. Participant Deduction Accidently Stopped on Payroll

    By coleboy, August 25, 2014
    • 1 reply
    • 873 views
    • 
    • Bill Presson
    • August 25, 2014

21. Annual Match Calculation Excluding Comp Prior to When they first contributed

    By austin3515, February 14, 2024
    • 12 replies
    • 873 views
    • 
    • austin3515
    • February 15, 2024

22. Combining account balances upon death

    By rblum50, June 3, 2019
    • 6 replies
    • 873 views
    • 
    • Belgarath
    • June 4, 2019

23. ADP Refund options

    By 401king, January 22, 2013
    • 1 reply
    • 873 views
    • 
    • BG5150
    • January 22, 2013

24. Roth Deferral

    By KevinMc, January 24, 2014
    • 1 reply
    • 873 views
    • 
    • rcline46
    • January 24, 2014

25. excluded compensation

    By Chippy, December 30, 2015
    • 1 reply
    • 873 views
    • 
    • ETA Consulting LLC
    • December 30, 2015

26. Electronic Delivery of IRS Notices

    By LANDO, June 4, 2024   

    • electronic disclosures
    • 2 replies
    • 872 views
    • 
    • Paul I
    • July 31, 2024

27. auto enroll opt out

    By pmacduff, February 3, 2016
    • 1 reply
    • 872 views
    • 
    • PainPA
    • February 16, 2016

28. Source Specific Beneficiary Designation

    By Nassau, March 3, 2011
    • 1 reply
    • 872 views
    • 
    • QDROphile
    • March 3, 2011

29. add match with prior year testing - issues?

    By AlbanyConsultant, December 3, 2024
    • 5 replies
    • 872 views
    • 
    • C. B. Zeller
    • December 4, 2024

30. One-time irrevocable election not to participate

    By Rg, January 12, 2023
    • 3 replies
    • 871 views
    • 
    • Lou S.
    • January 19, 2023

31. Requirement for independent audit for plans with over 100 ptps.

    By KevinMc, June 19, 2013
    • 2 replies
    • 871 views
    • 
    • BG5150
    • June 19, 2013

32. 401(k) for a foreign company?

    By gdlfa, June 30, 2016
    • 2 replies
    • 871 views
    • 
    • gdlfa
    • June 30, 2016

33. Affiliated Service Group? Regularly peforming services or regularly associated?

    By Floridaattorney, February 26, 2014
    • 0 replies
    • 871 views
    • 
    • Floridaattorney
    • February 26, 2014

34. Automatic Enrollment

    By Guest Salvador A Mander, October 20, 2011
    • 1 reply
    • 871 views
    • 
    • Guest
    • October 26, 2011

35. amendments due this year (DC Plans)

    By Scuba 401, October 29, 2010
    • 2 replies
    • 871 views
    • 
    • Scuba 401
    • October 29, 2010

36. Profit Sharing Plan/Money Purchase Plan Compensation

    By Guest duckweed, January 6, 2011
    • 3 replies
    • 870 views
    • 
    • Kevin C
    • January 6, 2011

37. Maximum Loan / market dropped

    By Lou81, June 17, 2021   

    • loan
    • 6 replies
    • 870 views
    • 
    • BenefitJack
    • June 19, 2021

38. Mandatory Roth / Plans where HCE's hit 415 Limit

    By austin3515, October 26, 2025
    • 4 replies
    • 870 views
    • 
    • Peter Gulia
    • October 28, 2025

39. Bonus rewards program

    By Chippy, August 7, 2015
    • 4 replies
    • 870 views
    • 
    • BG5150
    • August 9, 2015

40. Relius users - 410b Coverage is including Terminated Participants with <500 hours as eligible

    By Megandps, July 1, 2021
    • 5 replies
    • 870 views
    • 
    • BG5150
    • July 9, 2021

41. Fixed Annuity Matures 1099R Issued to 401k Plan

    By AmyETPA, January 25, 2021
    • 3 replies
    • 870 views
    • 
    • Bird
    • January 26, 2021

42. Is H-1B Status a nonresident alien

    By karl, January 25, 2024
    • 3 replies
    • 870 views
    • 
    • karl
    • January 25, 2024

43. Safe harbor plan, disaggregation

    By JRN, August 18, 2022
    • 2 replies
    • 870 views
    • 
    • JRN
    • August 23, 2022

44. In-service rollover request with after tax funds

    By cpc0506, October 29, 2010
    • 1 reply
    • 870 views
    • 
    • masteff
    • October 29, 2010

45. Company acquistion with a SEP

    By cpc0506, December 3, 2010
    • 0 replies
    • 870 views
    • 
    • cpc0506
    • December 3, 2010

46. unbundled 403b vendors

    By gregburst, February 14, 2013
    • 0 replies
    • 869 views
    • 
    • gregburst
    • February 14, 2013

47. non discrimination testing

    By Gary, March 11, 2011
    • 0 replies
    • 869 views
    • 
    • Gary
    • March 11, 2011

48. ADP Test - Determining HCE

    By metsfan026, November 13, 2023
    • 3 replies
    • 869 views
    • 
    • Paul I
    • November 13, 2023

49. 20% Mandatory Withholding

    By rblum50, November 26, 2024
    • 3 replies
    • 869 views
    • 
    • Peter Gulia
    • November 26, 2024

50. Short Question

    By Dougsbpc, September 13, 2019
    • 4 replies
    • 868 views
    • 
    • Bri
    • September 17, 2019