401(k) Plans

19,321 topics in this forum

1. Partial Plan Termination

   By Guest imthatguy, September 9, 2010
   • 1 reply
   • 1.1k views
   • 
   • J Simmons
   • September 9, 2010

2. Top Heavy Minimum + Maternity Leave

   By Stash026, April 12, 2012
   • 1 reply
   • 1.1k views
   • 
   • Jim Chad
   • April 12, 2012

3. When is someone a participant (again)

   By BG5150, August 21, 2012
   • 1 reply
   • 818 views
   • 
   • ETA Consulting LLC
   • August 21, 2012

4. Solo 401(k) did not file 5500 EZ - Has anyone tried a letter, lately?

   By Jim Chad, October 28, 2015
   • 1 reply
   • 881 views
   • 
   • Lou S.
   • October 28, 2015

5. Separate ADP/ACP Testing of Otherwise Excludable Employees

   By MWeddell, February 26, 1999
   • 1 reply
   • 2.6k views
   • 
   • Disco Stu
   • February 26, 1999

6. How to determine HCE if the company did not have payroll in the prior year?

   By dragondon, November 8, 2022
   • 1 reply
   • 408 views
   • 
   • Bill Presson
   • November 8, 2022

7. 401(k) vs. 403(b)

   By Guest L, March 6, 2000
   • 1 reply
   • 1.4k views
   • 
   • david rigby
   • March 7, 2000

8. Transfer employment within controlled group - a termination?

   By Tom, May 24, 2024
   • 1 reply
   • 1.4k views
   • 
   • Paul I
   • May 24, 2024

9. Matching contributions by a Partnership

   By preErisa, October 4, 2000
   • 1 reply
   • 1.5k views
   • 
   • Guest
   • October 4, 2000

10. Top-heavy contributions for plans without deferrals

    By Mleech, February 11, 2025
    • 1 reply
    • 1.2k views
    • 
    • C. B. Zeller
    • February 11, 2025

11. GUST Remedial Amendment Period, current vs. prior year testing choice?

    By John A, July 31, 2001
    • 1 reply
    • 1.4k views
    • 
    • Guest
    • August 13, 2001

12. In-service withdrawal

    By Guest KimAnn, October 23, 2001
    • 1 reply
    • 1.6k views
    • 
    • MWeddell
    • October 23, 2001

13. operational error?

    By Guest jfp, July 30, 2003
    • 1 reply
    • 1.4k views
    • 
    • J. Bringhurst
    • July 31, 2003

14. Tiered Match Contribution

    By Guest gnappi, May 25, 2004
    • 1 reply
    • 1.7k views
    • 
    • Blinky the 3-eyed Fish
    • May 25, 2004

15. Investment in investment fund on Foreign stock market

    By Guest fore01k, February 15, 2005
    • 1 reply
    • 1.2k views
    • 
    • mbozek
    • February 15, 2005

16. Two 2004 5500's?

    By austin3515, July 12, 2006
    • 1 reply
    • 1.1k views
    • 
    • JanetM
    • July 12, 2006

17. 401k and 403b from same sponsor

    By Guest ABCI, October 30, 2006
    • 1 reply
    • 1.2k views
    • 
    • Belgarath
    • October 30, 2006

18. Compensaton Definition for Safe Harbor Non-Elective Plan

    By Bruddah Kimo, May 12, 2008
    • 1 reply
    • 1.5k views
    • 
    • John Feldt ERPA CPC QPA
    • May 12, 2008

19. Compensation Definition

    By Chippy, February 1, 2012
    • 1 reply
    • 1.4k views
    • 
    • QNPG
    • February 1, 2012

20. Safe Harbor Match and Top Heavy Minimum

    By Chippy, January 2, 2013
    • 1 reply
    • 1.5k views
    • 
    • Tom Poje
    • January 2, 2013

21. new plan, terminated employees

    By gregburst, August 5, 2016
    • 1 reply
    • 711 views
    • 
    • Lou S.
    • August 5, 2016

22. Stock ownership for HCE definition

    By gdlfa, October 5, 2016
    • 1 reply
    • 667 views
    • 
    • RatherBeGolfing
    • October 5, 2016

23. Excluding Union Members from 401(k) Plan

    By erisa_novice, March 20, 2019   

    • union workers
    • exclusions
    • 1 reply
    • 1k views
    • 
    • Mike Preston
    • March 20, 2019

24. Schedule D

    By Christopher Wilson, July 12, 2019
    • 1 reply
    • 742 views
    • 
    • chc93
    • July 13, 2019

25. closely held organization

    By Guest MMorgan, October 6, 1998
    • 1 reply
    • 4.3k views
    • 
    • Dawn Hafner
    • October 6, 1998

26. Company takeover - Orphan 401k account: What are the employees options

    By Guest skbenlc, August 5, 1999
    • 1 reply
    • 2.1k views
    • 
    • MoJo
    • August 5, 1999

27. Plan Mergers/Controlled Group

    By KevinMc, October 2, 2024
    • 1 reply
    • 804 views
    • 
    • MDCPA
    • October 3, 2024

28. SIMPLE 401(k) TO SAFEHARBOR CONVERSION

    By Guest FredR, April 23, 2002
    • 1 reply
    • 1.5k views
    • 
    • R. Butler
    • April 23, 2002

29. testing for terminated plans

    By Guest bythebay, September 13, 2002
    • 1 reply
    • 1.3k views
    • 
    • mbozek
    • September 15, 2002

30. RMDs

    By Guest Ted Kowalchuk, CFP, CFS,, December 15, 2005
    • 1 reply
    • 1.2k views
    • 
    • Guest
    • December 15, 2005

31. Excluding Part-Time Employees

    By Guest mbaca, October 31, 2006
    • 1 reply
    • 1.2k views
    • 
    • Peanut Butter Man
    • October 31, 2006

32. Top Heavy & 415

    By fiona1, January 23, 2007
    • 1 reply
    • 1k views
    • 
    • Jim Chad
    • January 23, 2007

33. handling tardy reimbursement of fee overcharges

    By Guest Iwonder, December 24, 2009
    • 1 reply
    • 1k views
    • 
    • TPAMan
    • December 24, 2009

34. Average Benefits Testing

    By justatester, March 23, 2010
    • 1 reply
    • 986 views
    • 
    • Mike Preston
    • March 23, 2010

35. Operational failure in a DB prototype

    By QNPG, February 3, 2011
    • 1 reply
    • 709 views
    • 
    • John Feldt ERPA CPC QPA
    • February 3, 2011

36. ASG - Of The Type Historically Performed....

    By Madison71, July 28, 2011
    • 1 reply
    • 979 views
    • 
    • Jim Chad
    • July 29, 2011

37. how long can you be 'otherwise excludable'

    By cpc0506, October 21, 2013
    • 1 reply
    • 830 views
    • 
    • ETA Consulting LLC
    • October 21, 2013

38. 414(s) Testing

    By justatester, November 24, 2014
    • 1 reply
    • 1.7k views
    • 
    • Kevin C
    • December 3, 2014

39. 401(a)(4)-5 - Establishing a DC plan short plan year

    By tamaramiddleton63, October 5, 2016   

    • New Plan - Existing Business
    • New plan
    • (and 1 more)

      Tagged with:

      • New Plan - Existing Business
      • New plan
      • Coverage rules under 401(a)(4)
    • 1 reply
    • 693 views
    • 
    • John Feldt ERPA CPC QPA
    • October 7, 2016

40. Safe harbor 401-k Plan Termination

    By KevinMc, July 12, 2019
    • 1 reply
    • 647 views
    • 
    • Bird
    • July 15, 2019

41. would anyone have a sample copy of an election form provided to partic

    By Guest AP, July 29, 1999
    • 1 reply
    • 1.4k views
    • 
    • Guest
    • August 5, 1999

42. How to perform ADP test for multiple employer plan sponsored by a leas

    By MR, October 23, 2000
    • 1 reply
    • 1.9k views
    • 
    • alanm
    • October 24, 2000

43. 402(g) excess with 2 employers, but a common owner.

    By R. Butler, January 19, 2001
    • 1 reply
    • 1.4k views
    • 
    • actuarysmith
    • January 24, 2001

44. Amount of Excise Tax from failure of ADP test

    By Brian Gallagher, February 3, 2004
    • 1 reply
    • 2.2k views
    • 
    • Guest
    • February 3, 2004

45. Otherwise Excludable EE's

    By Guest jefe96, April 4, 2006
    • 1 reply
    • 1.4k views
    • 
    • Mike Preston
    • April 4, 2006

46. Determination Letter Cycles

    By ERISA25, January 2, 2013
    • 1 reply
    • 1.7k views
    • 
    • John Feldt ERPA CPC QPA
    • January 3, 2013

47. First Year Safe Harbor 401(k) Plan

    By Guest barrydorfman, August 1, 2000
    • 1 reply
    • 2k views
    • 
    • Guest
    • August 2, 2000

48. safe harbor 401(k) with 3% nonelective

    By thepensionmaven, February 28, 2001
    • 1 reply
    • 1.6k views
    • 
    • rcline46
    • February 28, 2001

49. PEO Converting to Multiple Employer Plan

    By Guest tws, April 17, 2003
    • 1 reply
    • 1.5k views
    • 
    • Guest
    • April 18, 2003

50. Affiliated Service Group Rules

    By Guest CSTS, December 14, 2004
    • 1 reply
    • 1.8k views
    • 
    • GBurns
    • December 14, 2004