401(k) Plans

19,319 topics in this forum

1. Year End Discretionary Matching Contribution amended to x% payroll by payroll Matching contribution

   By AdKu, December 2, 2016   

   • Year End Discretionary Matchi
   • x% payroll by payroll Matchin
   • 0 replies
   • 761 views
   • 
   • AdKu
   • December 2, 2016

2. Safe Harbor Question

   By Stash026, October 27, 2015
   • 3 replies
   • 761 views
   • 
   • Tom Poje
   • October 27, 2015

3. Are SEP contributions included in 401(a)(4) testing?

   By MrsMacias, December 2, 2021
   • 2 replies
   • 761 views
   • 
   • John Feldt ERPA CPC QPA
   • December 6, 2021

4. Plan effective 10/1 and deferral/ SH Match limits

   By Pammie57, August 11, 2021
   • 6 replies
   • 761 views
   • 
   • Lou S.
   • August 12, 2021

5. Withdraw 401k amount

   By ppht, October 6, 2021
   • 2 replies
   • 761 views
   • 
   • ppht
   • October 7, 2021

6. solo 401k

   By Raj, February 15, 2018
   • 2 replies
   • 760 views
   • 
   • imchipbrown
   • February 15, 2018

7. Small Corrections in EPCRS

   By austin3515, August 9, 2020
   • 2 replies
   • 760 views
   • 
   • austin3515
   • August 9, 2020

8. RMD

   By mehmgo, December 21, 2015
   • 1 reply
   • 760 views
   • 
   • WCC
   • December 21, 2015

9. Does a QNEC trigger exemption from TH for SH plan?

   By jkharvey, September 17, 2015
   • 0 replies
   • 759 views
   • 
   • jkharvey
   • September 17, 2015

10. ADP Testing and correction of other errors

    By Janice F, November 12, 2015   

    • ADP ACP
    • 0 replies
    • 759 views
    • 
    • Janice F
    • November 12, 2015

11. Elective Deferral for Sole Proprietor

    By thepensionmaven, August 24, 2021
    • 4 replies
    • 759 views
    • 
    • BG5150
    • August 26, 2021

12. Trust

    By Nassau, April 15, 2011
    • 0 replies
    • 759 views
    • 
    • Nassau
    • April 15, 2011

13. finding which 1099's involve Roth so they can be coed correctly

    By Jim Chad, December 24, 2010
    • 0 replies
    • 759 views
    • 
    • Jim Chad
    • December 24, 2010

14. Participant Request to Add Asset Class

    By khn, March 20, 2019
    • 5 replies
    • 759 views
    • 
    • Cardscrazy
    • March 21, 2019

15. 401k pays out last participant - still a plan?

    By AlbanyConsultant, April 12, 2016
    • 6 replies
    • 759 views
    • 
    • BG5150
    • April 14, 2016

16. USERRA - Eligibility Service

    By M_2015, April 17, 2024
    • 3 replies
    • 758 views
    • 
    • Paul I
    • April 17, 2024

17. Sched. C Reflects a Loss

    By coleboy, June 2, 2021
    • 2 replies
    • 758 views
    • 
    • Kevin C
    • June 4, 2021

18. 401k entitlement

    By Sheila Mitchell, August 26, 2018
    • 3 replies
    • 758 views
    • 
    • QDROphile
    • August 28, 2018

19. Which recordkeepers allow a hardship distribution on a participant’s certification?

    By Peter Gulia, June 15, 2023
    • 3 replies
    • 757 views
    • 
    • Peter Gulia
    • June 15, 2023

20. Roth rollover to 401(k) Plan

    By Jim Chad, August 5, 2015
    • 1 reply
    • 757 views
    • 
    • Lou S.
    • August 5, 2015

21. 401(k) with both participant directed accounts and a trustee directed brokerage account

    By lradimer, April 6, 2017   

    • participant directed
    • trustee directed
    • (and 3 more)

      Tagged with:

      • participant directed
      • trustee directed
      • 401k
      • brf
      • benefits rights and features
    • 1 reply
    • 757 views
    • 
    • K2
    • April 7, 2017

22. RMD

    By 401Karina, November 2, 2023
    • 6 replies
    • 757 views
    • 
    • Lou S.
    • November 2, 2023

23. Lifetime Income Illustration - SECURE Act

    By RSPGH18, March 21, 2022
    • 1 reply
    • 757 views
    • 
    • Peter Gulia
    • March 21, 2022

24. Plan Amendment Effective, but Late Adopted

    By BenefitsRUs21, July 8, 2019
    • 2 replies
    • 757 views
    • 
    • Luke Bailey
    • July 8, 2019

25. ReHired account balance

    By 401Karina, December 30, 2022
    • 2 replies
    • 757 views
    • 
    • Bri
    • January 3, 2023

26. controlled group?

    By gregburst, October 21, 2014
    • 0 replies
    • 756 views
    • 
    • gregburst
    • October 21, 2014

27. possible missed deferral opportunity

    By Chippy, September 10, 2021
    • 7 replies
    • 756 views
    • 
    • Chippy
    • September 13, 2021

28. Plan Termination and one year rule

    By 30Rock, July 5, 2024
    • 2 replies
    • 756 views
    • 
    • 30Rock
    • July 5, 2024

29. 10% Excise Tax on Return of Excess in Puerto Rico Only Plan

    By RRB, May 24, 2016
    • 0 replies
    • 756 views
    • 
    • RRB
    • May 24, 2016

30. Notification of Stable Value Rate Change

    By khn, January 6, 2016
    • 0 replies
    • 755 views
    • 
    • khn
    • January 6, 2016

31. Deferrals deposited late - earning calculations and 5500 relation

    By Jakyasar, May 25, 2020
    • 5 replies
    • 755 views
    • 
    • Jakyasar
    • May 27, 2020

32. Retroactive New Plan and Deduction Timing

    By EBECatty, September 15, 2023
    • 4 replies
    • 755 views
    • 
    • EBECatty
    • September 18, 2023

33. Prefunded NECs allocated to HCE who terminated mid-year are withdrawn and reallocated to remaining participants. Permissible?

    By OR-ERISA, July 28, 2021
    • 1 reply
    • 755 views
    • 
    • Kevin C
    • August 12, 2021

34. SE with SH Match and Discretionary PS

    By Susan S., August 17, 2018
    • 3 replies
    • 755 views
    • 
    • RatherBeGolfing
    • August 20, 2018

35. Deferrals on Bonuses

    By Pammie57, October 10, 2017
    • 1 reply
    • 755 views
    • 
    • ETA Consulting LLC
    • October 10, 2017

36. 5500 EZ One-participant retirement plan

    By Roz Nard, July 14, 2018
    • 3 replies
    • 754 views
    • 
    • ETA Consulting LLC
    • July 15, 2018

37. Merged Pension in 401(k) and death of participant - QJSA question

    By Tom, August 21, 2024
    • 2 replies
    • 754 views
    • 
    • acm_acm
    • August 27, 2024

38. overdeposit of PS - de minimis refund?

    By TPApril, September 17, 2024
    • 8 replies
    • 754 views
    • 
    • Paul I
    • September 19, 2024

39. Top Heavy with dual eligibility for deferral and safe harbor

    By Lou81, May 19, 2021   

    • top heavy
    • safe habor
    • 2 replies
    • 754 views
    • 
    • Lou81
    • May 20, 2021

40. TIN Application and Form 945 filing Notice URGENT REQUEST TO THIS GROUP

    By LMK TPA, March 19, 2024
    • 4 replies
    • 754 views
    • 
    • LMK TPA
    • March 19, 2024

41. recognizing past service / 401k testing

    By CLE401kGuy, January 25, 2019
    • 3 replies
    • 754 views
    • 
    • Bri
    • January 28, 2019

42. CARES Act and Hardship Withdrawal

    By Susan S., March 31, 2020
    • 2 replies
    • 754 views
    • 
    • RPAS
    • April 1, 2020

43. 401k catchup

    By pgold, February 6, 2017
    • 3 replies
    • 753 views
    • 
    • Tom Poje
    • February 6, 2017

44. Employer Match

    By thepensionmaven, May 18, 2025
    • 1 reply
    • 753 views
    • 
    • Bill Presson
    • May 19, 2025

45. Is it permissible to have EACA for only one type of compensation, such as bonus?

    By jkharvey, November 24, 2015
    • 2 replies
    • 753 views
    • 
    • Tom Poje
    • October 24, 2017

46. SHNEC deposit for 2017 plan year not made until now

    By MarZDoates, November 13, 2018
    • 5 replies
    • 753 views
    • 
    • MarZDoates
    • November 14, 2018

47. Auto-Enrollment

    By jpod, July 1, 2019
    • 6 replies
    • 753 views
    • 
    • RatherBeGolfing
    • July 2, 2019

48. Age Based Match Formulas

    By justatester, October 23, 2023
    • 4 replies
    • 752 views
    • 
    • Bri
    • October 23, 2023

49. Related Companies - an easy example (I think)

    By Tom, March 4, 2024
    • 1 reply
    • 752 views
    • 
    • C. B. Zeller
    • March 4, 2024

50. Terminated Plan did not fund safe harbor before distributing all plan assets

    By Pammie57, June 18, 2019
    • 3 replies
    • 752 views
    • 
    • ESOP Guy
    • June 18, 2019