401(k) Plans

19,319 topics in this forum

1. recognizing past service / 401k testing

   By CLE401kGuy, January 25, 2019
   • 3 replies
   • 752 views
   • 
   • Bri
   • January 28, 2019

2. Frozen 401(k) Plan/Participant Loan Issue

   By bzorc, October 4, 2023
   • 1 reply
   • 752 views
   • 
   • duckthing
   • October 4, 2023

3. Compensation for a fiscal year plan

   By Pammie57, June 11, 2024
   • 1 reply
   • 751 views
   • 
   • Bill Presson
   • June 11, 2024

4. Is it permissible to have EACA for only one type of compensation, such as bonus?

   By jkharvey, November 24, 2015
   • 2 replies
   • 751 views
   • 
   • Tom Poje
   • October 24, 2017

5. Employee Leasing Company 401k

   By LauraERPA, August 1, 2022   

   • peo
   • 2 replies
   • 751 views
   • 
   • Bill Presson
   • August 1, 2022

6. Trust ID - SS-4

   By Lou81, December 14, 2022
   • 2 replies
   • 751 views
   • 
   • Lois Baker
   • December 14, 2022

7. Matching Contribution

   By Guest TPA Guy, February 3, 2012
   • 0 replies
   • 751 views
   • 
   • Guest
   • February 3, 2012

8. Triple Stacked Match

   By Coleboy1, June 1, 2023
   • 2 replies
   • 750 views
   • 
   • Coleboy1
   • June 1, 2023

9. New Plan 2018 No Deposits No Reporting

   By ldr, October 2, 2019   

   • new plan
   • 5500-ez
   • 4 replies
   • 750 views
   • 
   • msmith
   • October 3, 2019

10. Mandarin and Cantonese call center?

    By Matt RPS, July 17, 2024
    • 2 replies
    • 750 views
    • 
    • Matt RPS
    • July 18, 2024

11. Fund Change Error

    By khn, July 17, 2015
    • 0 replies
    • 750 views
    • 
    • khn
    • July 17, 2015

12. Review of Vendor Contracts - Settlor Fee?

    By 52626, July 8, 2020
    • 2 replies
    • 749 views
    • 
    • Peter Gulia
    • July 9, 2020

13. EBAR Calculation - Cash Balance/Profit Sharing

    By Stash026, April 4, 2020
    • 4 replies
    • 749 views
    • 
    • Mike Preston
    • April 7, 2020

14. ACA Notice

    By Safeharbor29, June 1, 2015
    • 1 reply
    • 749 views
    • 
    • Flyboyjohn
    • June 1, 2015

15. Safe Harbor NonElective Mid-Year Under SECURE Act

    By PensionPro, May 28, 2020
    • 1 reply
    • 749 views
    • 
    • Bill Presson
    • May 28, 2020

16. 401(k) Safe Harbor and 410(b)(6)(C) Transition Rule in Transactions

    By Benefits Vet, December 28, 2021
    • 2 replies
    • 749 views
    • 
    • MWeddell
    • January 24, 2022

17. Bonus Out PS Forfeitures to Terminated Participant

    By EBECatty, August 9, 2021
    • 2 replies
    • 749 views
    • 
    • EBECatty
    • August 9, 2021

18. Is this match ok--controlled group, two plans

    By BG5150, November 26, 2019
    • 6 replies
    • 748 views
    • 
    • MWeddell
    • November 27, 2019

19. 1099Misc

    By Guest eafrazier, January 27, 2010
    • 0 replies
    • 748 views
    • 
    • Guest
    • January 27, 2010

20. Application of deemed Roth provision

    By Megan G, October 7, 2025
    • 6 replies
    • 748 views
    • 
    • Lou S.
    • October 8, 2025

21. Loan Payoff - Deceased Participant

    By MGOAdmin, April 7, 2020   

    • loan
    • deceased participant
    • 2 replies
    • 747 views
    • 
    • Larry Starr
    • April 7, 2020

22. Solo 401k 5500-EZ filed through IRS relief program still subject to DOL penalties?

    By ChevChase, September 18, 2022
    • 2 replies
    • 747 views
    • 
    • ChevChase
    • September 19, 2022

23. Annual Safe Harbor Compensation Limit

    By coleboy, October 30, 2018
    • 4 replies
    • 747 views
    • 
    • Tom Poje
    • October 30, 2018

24. Roth Conversion Timing

    By Dougsbpc, March 22, 2016
    • 1 reply
    • 747 views
    • 
    • Belgarath
    • March 22, 2016

25. QNECS on a Corbel prototype style VS

    By Jim Chad, January 27, 2012
    • 1 reply
    • 747 views
    • 
    • Guest
    • January 28, 2012

26. One person plan - unvested ER @bop

    By TPApril, September 4, 2019
    • 6 replies
    • 747 views
    • 
    • david rigby
    • September 4, 2019

27. change plan eligibility to get out of LTPTE?

    By AlbanyConsultant, December 22, 2023
    • 3 replies
    • 746 views
    • 
    • austin3515
    • December 29, 2023

28. no FICA tax for sole proprietor

    By cpc0506, October 2, 2017
    • 2 replies
    • 746 views
    • 
    • cpc0506
    • October 2, 2017

29. Deemed Loan that EE continued to pay on 5500

    By Alex Daisy, April 6, 2016
    • 1 reply
    • 746 views
    • 
    • Bird
    • April 7, 2016

30. When to withhold money for Automatic Enrollment plans

    By leesuh12, November 29, 2017
    • 4 replies
    • 746 views
    • 
    • Peter Gulia
    • November 29, 2017

31. Aggregate Testing - Different definiton of compensation

    By Trisports, May 19, 2017
    • 1 reply
    • 745 views
    • 
    • Tom Poje
    • May 22, 2017

32. Banks offering preferred commercial lending rates to plan sponsors

    By MarZDoates, March 26, 2019
    • 11 replies
    • 744 views
    • 
    • Bob the Swimmer
    • March 28, 2019

33. Coverage Fail-Safe for Excluded Interns

    By Plan Doc, June 13, 2023
    • 4 replies
    • 744 views
    • 
    • Plan Doc
    • June 15, 2023

34. Non-Profits and New Comparability - Free Choice?

    By ldr, August 27, 2019   

    • non-profit
    • cross testing
    • (and 1 more)

      Tagged with:

      • non-profit
      • cross testing
      • new comp
    • 5 replies
    • 744 views
    • 
    • jpod
    • August 28, 2019

35. RMD Start date - checking

    By Jakyasar, March 26, 2024
    • 6 replies
    • 744 views
    • 
    • david rigby
    • March 27, 2024

36. prevailing wage

    By cdavis25, July 9, 2020
    • 2 replies
    • 743 views
    • 
    • Larry Starr
    • July 9, 2020

37. Prevailing Wage/Davis Bacon - dealing with awarding agencies?

    By AndrewZ, May 28, 2015
    • 0 replies
    • 743 views
    • 
    • AndrewZ
    • May 28, 2015

38. Participant Loan of a Dying Employee

    By ldr, June 24, 2019   

    • loans
    • death
    • (and 1 more)

      Tagged with:

      • loans
      • death
      • medical leave
    • 5 replies
    • 743 views
    • 
    • ldr
    • June 24, 2019

39. Discretionary Match

    By khn, January 21, 2025
    • 3 replies
    • 743 views
    • 
    • Artie M
    • January 23, 2025

40. 401(k) catch up plus a maxed out SEP

    By AJC, May 20, 2021
    • 4 replies
    • 743 views
    • 
    • Kevin C
    • May 28, 2021

41. True-up / Benefits Rights and Features

    By jsample, March 1, 2024
    • 2 replies
    • 742 views
    • 
    • CuseFan
    • March 4, 2024

42. ADP test failure

    By thepensionmaven, September 15, 2016
    • 5 replies
    • 742 views
    • 
    • ETA Consulting LLC
    • September 19, 2016

43. Does a 401(k) plan provide a disability benefit?

    By Peter Gulia, January 12, 2018   

    • disability; claims procedure
    • 1 reply
    • 742 views
    • 
    • Jim Chad
    • January 12, 2018

44. Schedule D

    By Christopher Wilson, July 12, 2019
    • 1 reply
    • 742 views
    • 
    • chc93
    • July 13, 2019

45. Does corporate resolution to make a discretionary contribution create legal obligation to do so?

    By Belgarath, August 31, 2022
    • 4 replies
    • 742 views
    • 
    • Belgarath
    • September 2, 2022

46. 401k hardship for down payment on home purchase

    By 7kafrank, June 29, 2018
    • 3 replies
    • 742 views
    • 
    • 7kafrank
    • June 30, 2018

47. Forfeiture when there is no distribution.

    By Tom, April 18, 2024
    • 2 replies
    • 741 views
    • 
    • Tom
    • April 19, 2024

48. One Employer - 2 Plans?

    By 401kSteve, September 30, 2020
    • 5 replies
    • 741 views
    • 
    • Bob the Swimmer
    • October 2, 2020

49. quick mini-survey on bundled provider

    By truphao, November 11, 2024
    • 6 replies
    • 741 views
    • 
    • Paul I
    • November 15, 2024

50. 401k Hardship Suspension Period and Restarting Deferrals

    By cheersmate, January 21, 2019   

    • hardship distribution
    • restarting 401k deferral contributions
    • 1 reply
    • 741 views
    • 
    • Doc Ument
    • January 23, 2019