401(k) Plans

19,337 topics in this forum

1. controlled group 5500 filing requirement

   By Tom, April 30, 2025
   • 2 replies
   • 703 views
   • 
   • Artie M
   • May 1, 2025

2. Hardships and Rehire

   By 52626, March 30, 2017
   • 2 replies
   • 703 views
   • 
   • 52626
   • March 30, 2017

3. Mid Year HCE Safe Harbor Inclusion?

   By Gilmore, February 25, 2021
   • 1 reply
   • 703 views
   • 
   • MWeddell
   • March 1, 2021

4. small SH due to paid-out participant

   By AlbanyConsultant, March 20, 2025
   • 3 replies
   • 703 views
   • 
   • Peter Gulia
   • March 21, 2025

5. Ineligible Participant with Contributions and Investment

   By FishOn, May 6, 2024
   • 1 reply
   • 703 views
   • 
   • Lou S.
   • May 6, 2024

6. PEP Fees

   By Keith Lowery, May 22, 2024
   • 1 reply
   • 703 views
   • 
   • Peter Gulia
   • May 22, 2024

7. Service spanning rule question

   By cpc0506, August 23, 2018
   • 1 reply
   • 703 views
   • 
   • Madison71
   • August 24, 2018

8. Safe Harbor and Plan Sponsor Acquistion

   By cpc0506, December 6, 2017
   • 2 replies
   • 702 views
   • 
   • EBECatty
   • December 9, 2017

9. plan took 401k contribution on Bonus

   By JKW, January 7, 2016
   • 0 replies
   • 702 views
   • 
   • JKW
   • January 7, 2016

10. Limiting Only Catch-up Eligible HCE's

    By austin3515, March 2, 2016
    • 3 replies
    • 702 views
    • 
    • austin3515
    • March 2, 2016

11. Late Deposits Issue - VFCP Qs

    By LANDO, February 28, 2024   

    • 401(k)
    • late deposits
    • (and 1 more)

      Tagged with:

      • 401(k)
      • late deposits
      • vfcp
    • 4 replies
    • 702 views
    • 
    • LANDO
    • March 1, 2024

12. IRA Rollover

    By PS, March 11, 2021
    • 5 replies
    • 702 views
    • 
    • Lou S.
    • March 12, 2021

13. Excess Roth

    By thepensionmaven, October 8, 2020
    • 4 replies
    • 702 views
    • 
    • Luke Bailey
    • October 8, 2020

14. Need help on 5500-SF Count

    By stephen20, May 19, 2021
    • 3 replies
    • 702 views
    • 
    • pmacduff
    • May 19, 2021

15. Inclusion of Ineligible Employees

    By CLE401kGuy, May 24, 2016
    • 2 replies
    • 702 views
    • 
    • CLE401kGuy
    • May 24, 2016

16. 3% Safe Harbor Change

    By Stash026, October 19, 2020
    • 2 replies
    • 702 views
    • 
    • JackS
    • October 20, 2020

17. Compensation

    By PFranckowiak, December 29, 2015
    • 2 replies
    • 702 views
    • 
    • PFranckowiak
    • December 29, 2015

18. 415 limits and allocation to other Participants

    By TPA Bob, December 12, 2018   

    • 415 limit
    • 5 replies
    • 701 views
    • 
    • TPA Bob
    • December 13, 2018

19. Reverse Borrowing then Shifting-Permitted?

    By justatester, February 12, 2014
    • 0 replies
    • 701 views
    • 
    • justatester
    • February 12, 2014

20. Failed ADP test deadline and plan merger

    By cpc0506, July 14, 2018
    • 1 reply
    • 701 views
    • 
    • PensionPro
    • July 16, 2018

21. How are you interpreting SECURE 2.0 Section 350?

    By Belgarath, February 8, 2023
    • 2 replies
    • 701 views
    • 
    • Belgarath
    • February 8, 2023

22. Bad Asset - Correction

    By justanotheradmin, March 18, 2016
    • 4 replies
    • 701 views
    • 
    • justanotheradmin
    • March 18, 2016

23. top heavy and MEP

    By AlbanyConsultant, May 3, 2023
    • 2 replies
    • 701 views
    • 
    • AlbanyConsultant
    • May 3, 2023

24. Short Plan Year Partnership Compensation Pro Rata

    By Kiley, August 4, 2021
    • 3 replies
    • 701 views
    • 
    • CuseFan
    • August 5, 2021

25. top heavy safe harbor plan with different eligibility

    By K2retire, February 27, 2016
    • 1 reply
    • 700 views
    • 
    • Mike Preston
    • February 27, 2016

26. Control Group question

    By cpc0506, August 19, 2016   

    • CG and Intl Company
    • 3 replies
    • 700 views
    • 
    • QDROphile
    • August 20, 2016

27. Hiring someone during the year with large salary and immediate entry

    By Jakyasar, August 20, 2021
    • 7 replies
    • 700 views
    • 
    • Lou S.
    • August 23, 2021

28. 401k Termination with Partners

    By Gilmore, October 22, 2025
    • 3 replies
    • 700 views
    • 
    • Gilmore
    • October 23, 2025

29. MEPs, PEPs, and exchanges

    By ESI2015, September 24, 2020
    • 1 reply
    • 700 views
    • 
    • WCC
    • September 24, 2020

30. SMM Required for change from Integrated to Cross-tested

    By Brandon1997, December 11, 2019
    • 2 replies
    • 700 views
    • 
    • Larry Starr
    • December 11, 2019

31. SNHEC with Match and PS?

    By Janie Kaminski, May 7, 2019
    • 2 replies
    • 700 views
    • 
    • Below Ground
    • May 7, 2019

32. Overfunded contributions

    By 401kallday, September 27, 2021
    • 3 replies
    • 700 views
    • 
    • Bird
    • September 29, 2021

33. 401(a)(4)-5 - Establishing a DC plan short plan year

    By tamaramiddleton63, October 5, 2016   

    • New Plan - Existing Business
    • New plan
    • (and 1 more)

      Tagged with:

      • New Plan - Existing Business
      • New plan
      • Coverage rules under 401(a)(4)
    • 1 reply
    • 700 views
    • 
    • John Feldt ERPA CPC QPA
    • October 7, 2016

34. Matching Contribution for New Acquisition (Can It Be Different Than Entire Company?)

    By metsfan026, July 2, 2025
    • 1 reply
    • 699 views
    • 
    • CuseFan
    • July 2, 2025

35. Are the 2021 SH amounts included in 2022 testing?

    By Jakyasar, December 19, 2022
    • 4 replies
    • 698 views
    • 
    • CuseFan
    • December 20, 2022

36. Require all participants to make catch-up contributions on Roth basis?

    By ECSmith, August 8, 2023
    • 2 replies
    • 698 views
    • 
    • C. B. Zeller
    • August 8, 2023

37. Ilene Ferenczy's Article in BL Newsletter

    By austin3515, February 4, 2016
    • 1 reply
    • 697 views
    • 
    • austin3515
    • February 4, 2016

38. affiliated service group after tax deferral

    By Nic Pospiech, January 27, 2025
    • 3 replies
    • 697 views
    • 
    • Nic Pospiech
    • January 27, 2025

39. Controlled Group - 2 plans SH options

    By Biz Develop Consultant BJF, November 17, 2021
    • 1 reply
    • 697 views
    • 
    • C. B. Zeller
    • November 17, 2021

40. Does a recordkeeper have an indicator for whether a participant is an employee or is a self-employed individual?

    By Peter Gulia, August 4, 2025
    • 7 replies
    • 697 views
    • 
    • Peter Gulia
    • August 5, 2025

41. Controlled Group - Permissive Aggregation - Plan Termination

    By kdubinski, February 12, 2021
    • 1 reply
    • 697 views
    • 
    • CuseFan
    • February 12, 2021

42. participant enrollment

    By pmacduff, November 5, 2015
    • 1 reply
    • 696 views
    • 
    • four01kman
    • November 5, 2015

43. Brighthouse Financial

    By austin3515, August 23, 2018
    • 2 replies
    • 696 views
    • 
    • Larry Starr
    • August 23, 2018

44. New Company Eligibility PS Grant

    By cheersmate, September 19, 2019   

    • eligibility waiver 401k eligibility,
    • eligibility service waiver
    • (and 1 more)

      Tagged with:

      • eligibility waiver 401k eligibility,
      • eligibility service waiver
      • past service grant
    • 6 replies
    • 695 views
    • 
    • Kevin C
    • September 23, 2019

45. 401(k) Plan Transferred to PEP

    By WBTPA, January 5, 2024
    • 1 reply
    • 695 views
    • 
    • Paul I
    • January 5, 2024

46. Master trust for DC plans

    By formeractuary, November 29, 2016
    • 2 replies
    • 695 views
    • 
    • formeractuary
    • November 30, 2016

47. Money purchase pension assets in top heavy testing

    By Mleech, April 3, 2025
    • 3 replies
    • 695 views
    • 
    • ESOP Guy
    • April 3, 2025

48. New Plan Setup - Plan Year For Safe Harbor With Automatic Increase

    By metsfan026, September 27, 2023
    • 2 replies
    • 695 views
    • 
    • Gilmore
    • September 27, 2023

49. Related employers, Safe Harbor/Profit Sharing allocation, 414s test

    By MLML, March 13, 2018
    • 1 reply
    • 695 views
    • 
    • Kevin C
    • March 13, 2018

50. Vesting Service Question

    By LostInPension, January 4, 2021
    • 5 replies
    • 693 views
    • 
    • Luke Bailey
    • January 7, 2021