401(k) Plans

19,334 topics in this forum

1. Late Deposits

   By Randy Watson, May 23, 2006
   • 15 replies
   • 3.6k views
   • 
   • Kirk Maldonado
   • June 14, 2006

2. 414(s) failure

   By Guest CHRISTA, April 1, 2002
   • 4 replies
   • 3.6k views
   • 
   • John A
   • April 4, 2002

3. Can CPA audit fees be paid from the plan's assets if the plan sponsor

   By Guest Lisa Flagg, November 8, 2000
   • 11 replies
   • 3.6k views
   • 
   • Guest
   • December 31, 2001

4. 401K Plan for Nanny?

   By ERISA13, May 9, 2011
   • 5 replies
   • 3.6k views
   • 
   • Guest
   • May 10, 2011

5. Investment Losses and 415 Refunds

   By Guest Luis G, January 8, 1999
   • 8 replies
   • 3.6k views
   • 
   • John A
   • March 29, 2001

6. safe harbor 401k plan

   By Oh so SIMPLE, June 30, 2009
   • 4 replies
   • 3.6k views
   • 
   • J Simmons
   • July 2, 2009

7. Sole Proprietor Salary Deferral

   By Below Ground, March 7, 2007
   • 9 replies
   • 3.6k views
   • 
   • Below Ground
   • March 9, 2007

8. hardship withdrawals

   By Guest zimmer, October 16, 1998
   • 11 replies
   • 3.6k views
   • 
   • Guest
   • October 22, 1998

9. can US citizen residing abroad serve as trustee of own solo 401(k) ?

   By JJA, October 16, 2015
   • 5 replies
   • 3.6k views
   • 
   • JJA
   • October 18, 2015

10. Can a parent make a deferral election for their child?

    By MSN, September 12, 2019
    • 32 replies
    • 3.6k views
    • 
    • MoJo
    • September 23, 2019

11. State Levy on 401(k) Account?

    By CJS07, January 21, 2013   

    • State of Massachusetts
    • 4 replies
    • 3.6k views
    • 
    • Mike Preston
    • January 21, 2013

12. 401k Qualification/Passive Income Only

    By Guest John Comelately, November 30, 2006
    • 6 replies
    • 3.6k views
    • 
    • namealreadyinuse
    • December 1, 2006

13. investment options in 401k

    By Guest lip, April 23, 2008
    • 16 replies
    • 3.6k views
    • 
    • Guest
    • April 28, 2008

14. Top Heavy - Different Eligibility for EE vs. ER Contributions

    By Guest Ted Kowalchuk, CFP, CFS,, March 20, 2006
    • 1 reply
    • 3.6k views
    • 
    • Tom Poje
    • March 20, 2006

15. 401(k) Loan Repayments Via Check

    By Comp Ben HRIS, January 25, 2016
    • 3 replies
    • 3.6k views
    • 
    • Bird
    • January 26, 2016

16. Mid-year changes to safe-harbor plans

    By Peter Gulia, January 29, 2016   

    • 1.401(k)-3; 1.401(m)-3
    • 12 replies
    • 3.6k views
    • 
    • ERISA newbie
    • February 4, 2016

17. Is $1,000 Automatic Distribution Threshhold a Protected Benefit?

    By kgr12, December 4, 2009
    • 2 replies
    • 3.6k views
    • 
    • BG5150
    • December 4, 2009

18. Eligibility

    By pmacduff, March 15, 2002
    • 13 replies
    • 3.6k views
    • 
    • Tom Poje
    • February 14, 2013

19. Plan Amendment timing

    By Guest hyper, April 17, 2006
    • 10 replies
    • 3.6k views
    • 
    • namealreadyinuse
    • August 14, 2006

20. Amend entry date from quarterly to semi-annual

    By MarZDoates, September 18, 2018
    • 21 replies
    • 3.6k views
    • 
    • Larry Starr
    • September 22, 2018

21. 1099 income

    By Scuba 401, October 6, 2010
    • 10 replies
    • 3.6k views
    • 
    • austin3515
    • November 24, 2010

22. Payroll shifts from bi-weekly to monthly for person w/ loan

    By BG5150, September 19, 2008
    • 8 replies
    • 3.6k views
    • 
    • R. Butler
    • September 22, 2008

23. De Minimis Corrections for Late Deferral/Loan Repayments

    By LANDO, January 16, 2013
    • 13 replies
    • 3.6k views
    • 
    • LANDO
    • January 24, 2013

24. Spin Off of 401k Assets

    By Guest RS Vatalaro, December 21, 1999
    • 2 replies
    • 3.5k views
    • 
    • Guest
    • December 29, 1999

25. 401k deferral

    By Gary, September 8, 2010
    • 8 replies
    • 3.5k views
    • 
    • QDROphile
    • September 10, 2010

26. How many participants are burdened by the condition that a catch-up deferral must be a Roth contribution?

    By Peter Gulia, September 19, 2025
    • 6 replies
    • 3.5k views
    • 
    • FishOn
    • September 24, 2025

27. Safe Harbor Plans with Profit Sharing

    By dragondon, November 8, 2022
    • 4 replies
    • 3.5k views
    • 
    • Belgarath
    • November 9, 2022

28. Amendment period

    By Guest Theresa Irvin, February 11, 1999
    • 10 replies
    • 3.5k views
    • 
    • Alonzo
    • July 31, 2000

29. Correcting ACP with ADP Shift

    By Below Ground, January 24, 2007
    • 2 replies
    • 3.5k views
    • 
    • Below Ground
    • January 28, 2007

30. Attainment of age 59 1/2

    By Fisher, January 4, 2007
    • 6 replies
    • 3.5k views
    • 
    • RCK
    • January 5, 2007

31. CEO receives 1099 compensation

    By nerd-party-administrator, March 12, 2020
    • 7 replies
    • 3.5k views
    • 
    • Luke Bailey
    • April 7, 2020

32. Short Plan Year and Proration

    By justatester, April 27, 2021
    • 5 replies
    • 3.5k views
    • 
    • Lou S.
    • August 12, 2021

33. Audit Triggers

    By Guest Laura, July 12, 2001
    • 10 replies
    • 3.5k views
    • 
    • AndyH
    • July 17, 2001

34. Shutting down a Solo 401k - 5500-EZ question

    By Jolly G, November 11, 2021
    • 13 replies
    • 3.5k views
    • 
    • Francis
    • November 20, 2021

35. Ideal maximum 401(k) contribution rate

    By Guest planman, May 29, 2002
    • 10 replies
    • 3.5k views
    • 
    • MWeddell
    • May 30, 2002

36. ADP testing, need info on borrowing method

    By Guest LTurner, January 24, 2001
    • 2 replies
    • 3.5k views
    • 
    • Guest
    • January 24, 2001

37. Davis Bacon / Prevailing Wage Plan with safe harbor nonelective offset

    By mattmc82, June 22, 2018
    • 3 replies
    • 3.5k views
    • 
    • ETA Consulting LLC
    • June 24, 2018

38. Employees Opted Out

    By Guest mikeboard, June 19, 2008
    • 13 replies
    • 3.5k views
    • 
    • austin3515
    • June 23, 2008

39. Employer withholding 401K info

    By Guest mel63129, June 25, 2008
    • 7 replies
    • 3.5k views
    • 
    • BG5150
    • June 27, 2008

40. prior year ACP testing when zero match in prior year

    By Guest DIGMYDOG, November 25, 2003
    • 13 replies
    • 3.5k views
    • 
    • Brian Gallagher
    • January 23, 2004

41. Vesting service when predecessor plan exists

    By Guest JoeActuary, October 23, 2001
    • 4 replies
    • 3.5k views
    • 
    • QDROphile
    • October 25, 2001

42. 410(b)(6)(C) Transition Rules

    By R. Butler, March 4, 2003
    • 4 replies
    • 3.5k views
    • 
    • R. Butler
    • March 7, 2003

43. Forfeitures used to reduce future employer contributions

    By Guest SuperMan, November 22, 1999
    • 7 replies
    • 3.5k views
    • 
    • BG5150
    • December 18, 2008

44. escalation, auto-escalation, auto enrollment, ACA, automatic contribution arrangement

    By LANDO, June 3, 2015   

    • automatic escalation
    • aca
    • (and 1 more)

      Tagged with:

      • automatic escalation
      • aca
      • auto enrollment
    • 6 replies
    • 3.5k views
    • 
    • LANDO
    • March 2, 2016

45. Minor Children and 401k Eligibility

    By JH1, November 5, 2014
    • 4 replies
    • 3.5k views
    • 
    • Tom Poje
    • November 5, 2014

46. 401K contributions cut off due to $10,500 limit but not restarted in n

    By Guest netadmin, November 28, 2001
    • 12 replies
    • 3.5k views
    • 
    • Guest
    • December 4, 2001

47. The IRS Continues To Behave Badly

    By austin3515, March 11, 2014
    • 21 replies
    • 3.5k views
    • 
    • Kevin C
    • May 14, 2015

48. Safe Harbor Match Miscalculated on Payroll by Payroll Basis?

    By kwalified, July 5, 2012
    • 18 replies
    • 3.5k views
    • 
    • austin3515
    • July 18, 2012

49. Match based on incorrect compensation

    By oldman, August 30, 2012
    • 7 replies
    • 3.5k views
    • 
    • 12AX7
    • September 6, 2012

50. QACA

    By Guest JWB19, November 17, 2009
    • 5 replies
    • 3.5k views
    • 
    • Kevin C
    • November 18, 2009