401(k) Plans

19,275 topics in this forum

1. Eligibility

   By pmacduff, March 15, 2002
   • 13 replies
   • 3.5k views
   • 
   • Tom Poje
   • February 14, 2013

2. Match based on incorrect compensation

   By oldman, August 30, 2012
   • 7 replies
   • 3.5k views
   • 
   • 12AX7
   • September 6, 2012

3. IRC 415(c) limit

   By Guest koo, September 23, 2009
   • 3 replies
   • 3.5k views
   • 
   • SheilaD
   • September 24, 2009

4. Defer from pay received after termination of employment?

   By MR, January 14, 2003
   • 12 replies
   • 3.5k views
   • 
   • mbozek
   • January 16, 2003

5. W-2 Pension Box

   By JanetM, December 14, 2001
   • 5 replies
   • 3.5k views
   • 
   • david rigby
   • December 14, 2001

6. eligibility for non residents

   By pmacduff, April 6, 2011
   • 3 replies
   • 3.5k views
   • 
   • pmacduff
   • April 6, 2011

7. RFPs and the search for a new service provider

   By Guest lminsky, October 20, 1998
   • 13 replies
   • 3.5k views
   • 
   • Guest
   • May 9, 2000

8. Lay-Off or Termination?

   By KateSmithPA, February 22, 2002
   • 2 replies
   • 3.5k views
   • 
   • david rigby
   • February 22, 2002

9. 401(k) receivable contributions and the ADP test

   By Guest dubya, January 21, 2002
   • 1 reply
   • 3.5k views
   • 
   • Tom Poje
   • January 21, 2002

10. May a “notice” about discretionary matching contributions be in the summary plan description?

    By Peter Gulia, September 18
    • 9 replies
    • 3.5k views
    • 
    • Peter Gulia
    • September 22

11. Tiered match tied to service, not amount of deferrals

    By Guest TaxedToDeath, July 11, 2011
    • 8 replies
    • 3.5k views
    • 
    • Guest
    • July 14, 2011

12. Attainment of age 59 1/2

    By Fisher, January 4, 2007
    • 6 replies
    • 3.5k views
    • 
    • RCK
    • January 5, 2007

13. The IRS Continues To Behave Badly

    By austin3515, March 11, 2014
    • 21 replies
    • 3.5k views
    • 
    • Kevin C
    • May 14, 2015

14. Are all Eligible Employees entitled to a QNEC, or can you carve out the otherwise excludable employees?

    By Guest CAP, February 18, 2005
    • 9 replies
    • 3.5k views
    • 
    • austin3515
    • February 19, 2005

15. EPCRS, corrected part loan: treatment of now incorrect 1099R

    By QP_Guy, June 12, 2019
    • 9 replies
    • 3.5k views
    • 
    • RatherBeGolfing
    • August 6, 2019

16. 401k late due to chg in recordkeeper, or not

    By TPApril, September 14, 2018
    • 17 replies
    • 3.5k views
    • 
    • Patricia Neal Jensen
    • September 25, 2018

17. Beneficiary Distribution Options for Small Estates in California

    By ERISA-Bubs, December 22, 2017
    • 8 replies
    • 3.5k views
    • 
    • MoJo
    • December 26, 2017

18. HEART and Qualified Reservist Distributions

    By Guest Statler, February 4, 2010
    • 1 reply
    • 3.5k views
    • 
    • 401K_AZ
    • March 26, 2015

19. "Keogh"/H.R.10 Plans - Can they self-trustee now?

    By ljr, December 5, 2003
    • 5 replies
    • 3.5k views
    • 
    • mbozek
    • December 8, 2003

20. Safe Harbor Match Miscalculated on Payroll by Payroll Basis?

    By kwalified, July 5, 2012
    • 18 replies
    • 3.5k views
    • 
    • austin3515
    • July 18, 2012

21. Plan Amendments after the Plan Year

    By Guest Marjorie Rogers, February 23, 1999
    • 10 replies
    • 3.5k views
    • 
    • Guest
    • February 26, 1999

22. Compensation

    By Guest Hartnett123, March 10, 2004
    • 4 replies
    • 3.5k views
    • 
    • Guest
    • March 11, 2004

23. Non-elective Safe Harbor

    By Dazednconfused, October 2, 2009
    • 6 replies
    • 3.5k views
    • 
    • Guest
    • October 5, 2009

24. two jobs-- one with 401K, one with 457-- two maximums?

    By Guest indie doc, November 17, 2007
    • 6 replies
    • 3.5k views
    • 
    • John Feldt ERPA CPC QPA
    • January 13, 2010

25. Employer Match - Last Day Rule

    By Alex Daisy, January 21, 2009
    • 10 replies
    • 3.5k views
    • 
    • PLAN MAN
    • January 27, 2009

26. "Deemed 125 Compensation"

    By Belgarath, April 12, 2023
    • 5 replies
    • 3.5k views
    • 
    • bito'money
    • April 15, 2023

27. Prefunding Contributions

    By Guest Paul Hinderegger, June 25, 1999
    • 2 replies
    • 3.5k views
    • 
    • Ervin Barham
    • June 25, 1999

28. Start new 401(k) within 12 months of terminating PSP?

    By 401king, May 8, 2019
    • 7 replies
    • 3.5k views
    • 
    • Carol V. Calhoun
    • May 13, 2019

29. two "owner only 401k plans" in the same business?

    By AlbanyConsultant, June 7, 2024
    • 5 replies
    • 3.5k views
    • 
    • Luke Bailey
    • June 20, 2024

30. New TPA: what is transferred?

    By Guest Key Lime Pie, December 12, 2009
    • 24 replies
    • 3.5k views
    • 
    • Below Ground
    • December 21, 2009

31. ADP Test in Control Groups

    By Guest JF, May 26, 2000
    • 2 replies
    • 3.5k views
    • 
    • Guest
    • May 26, 2000

32. EGTRRA 415 limits for non-calendar year plans

    By Brenda Wren, July 25, 2001
    • 5 replies
    • 3.5k views
    • 
    • Effen
    • February 18, 2004

33. Terminating Plan

    By Guest lforesz, May 12, 2003
    • 8 replies
    • 3.5k views
    • 
    • g8r
    • May 21, 2003

34. 2021 distribution under 2020 CRD rules??

    By WCC, March 2, 2021
    • 3 replies
    • 3.4k views
    • 
    • Luke Bailey
    • March 3, 2021

35. Segregated 401(k) Accounts

    By Saiai, September 11, 2013   

    • segregated account
    • 1 reply
    • 3.4k views
    • 
    • ETA Consulting LLC
    • September 11, 2013

36. Hardship for purchase of principal residence

    By austin3515, May 1, 2018
    • 15 replies
    • 3.4k views
    • 
    • Larry Starr
    • May 2, 2018

37. Safe Harbor NonElective

    By thepensionmaven, May 8, 2017
    • 16 replies
    • 3.4k views
    • 
    • Tom Poje
    • May 16, 2017

38. Vesting

    By Chippy, April 13, 2017
    • 18 replies
    • 3.4k views
    • 
    • BG5150
    • April 17, 2017

39. Aggregation of Plan for Top Heavy

    By Lori Foresz, February 11, 2009
    • 10 replies
    • 3.4k views
    • 
    • jpod
    • August 12, 2009

40. escalation, auto-escalation, auto enrollment, ACA, automatic contribution arrangement

    By LANDO, June 3, 2015   

    • automatic escalation
    • aca
    • (and 1 more)

      Tagged with:

      • automatic escalation
      • aca
      • auto enrollment
    • 6 replies
    • 3.4k views
    • 
    • LANDO
    • March 2, 2016

41. Partnership Contribution Deductions

    By Guest SHP, April 9, 2001
    • 5 replies
    • 3.4k views
    • 
    • Guest
    • April 12, 2001

42. How many participants are burdened by the condition that a catch-up deferral must be a Roth contribution?

    By Peter Gulia, September 19
    • 6 replies
    • 3.4k views
    • 
    • FishOn
    • September 24

43. Change in Plan Sponsor - Amended and Restated Plan

    By Alex Daisy, December 4, 2008
    • 7 replies
    • 3.4k views
    • 
    • jpod
    • December 8, 2008

44. earnings on a 415 refund

    By fiona1, September 23, 2008
    • 1 reply
    • 3.4k views
    • 
    • Lou S.
    • September 23, 2008

45. Missed deferrals - do they go into ADP test?

    By AKconsult, June 1, 2016
    • 3 replies
    • 3.4k views
    • 
    • SavingsRUS
    • June 2, 2016

46. Qualified Termination Administrtors (QTA)

    By Guest Midas, June 2, 2005
    • 8 replies
    • 3.4k views
    • 
    • AndyH
    • June 8, 2005

47. Allocation vs Accural For ABT & General Test

    By justatester, October 12, 2012
    • 2 replies
    • 3.4k views
    • 
    • Mike Preston
    • October 13, 2012

48. What is contained in a "Successor Trustee Letter"?

    By Guest kgsingletary, February 16, 2001
    • 1 reply
    • 3.4k views
    • 
    • RayRay
    • May 29, 2019

49. Merger of non-safe harbor 401(k) plan into safe harbor 401(k) plan

    By Guest PGH.ERISA, March 24, 2008
    • 1 reply
    • 3.4k views
    • 
    • Tom Poje
    • March 25, 2008

50. ADP refunds, Pre-Tax,a dn ROth Deferrals

    By buckaroo, November 1, 2006
    • 2 replies
    • 3.4k views
    • 
    • Appleby
    • November 1, 2006