401(k) Plans

19,319 topics in this forum

1. Change in Plan Sponsor - Amended and Restated Plan

   By Alex Daisy, December 4, 2008
   • 7 replies
   • 3.5k views
   • 
   • jpod
   • December 8, 2008

2. Plan Amendment timing

   By Guest hyper, April 17, 2006
   • 10 replies
   • 3.5k views
   • 
   • namealreadyinuse
   • August 14, 2006

3. Beneficiary Distribution Options for Small Estates in California

   By ERISA-Bubs, December 22, 2017
   • 8 replies
   • 3.5k views
   • 
   • MoJo
   • December 26, 2017

4. investment options in 401k

   By Guest lip, April 23, 2008
   • 16 replies
   • 3.5k views
   • 
   • Guest
   • April 28, 2008

5. Spin Off of 401k Assets

   By Guest RS Vatalaro, December 21, 1999
   • 2 replies
   • 3.5k views
   • 
   • Guest
   • December 29, 1999

6. Mid-year changes to safe-harbor plans

   By Peter Gulia, January 29, 2016   

   • 1.401(k)-3; 1.401(m)-3
   • 12 replies
   • 3.5k views
   • 
   • ERISA newbie
   • February 4, 2016

7. De Minimis Corrections for Late Deferral/Loan Repayments

   By LANDO, January 16, 2013
   • 13 replies
   • 3.5k views
   • 
   • LANDO
   • January 24, 2013

8. State Levy on 401(k) Account?

   By CJS07, January 21, 2013   

   • State of Massachusetts
   • 4 replies
   • 3.5k views
   • 
   • Mike Preston
   • January 21, 2013

9. Amendment period

   By Guest Theresa Irvin, February 11, 1999
   • 10 replies
   • 3.5k views
   • 
   • Alonzo
   • July 31, 2000

10. 401k deferral

    By Gary, September 8, 2010
    • 8 replies
    • 3.5k views
    • 
    • QDROphile
    • September 10, 2010

11. 1099 income

    By Scuba 401, October 6, 2010
    • 10 replies
    • 3.5k views
    • 
    • austin3515
    • November 24, 2010

12. Eligibility

    By pmacduff, March 15, 2002
    • 13 replies
    • 3.5k views
    • 
    • Tom Poje
    • February 14, 2013

13. Audit Triggers

    By Guest Laura, July 12, 2001
    • 10 replies
    • 3.5k views
    • 
    • AndyH
    • July 17, 2001

14. Cash or Accrued?

    By imchipbrown, May 18, 2020
    • 14 replies
    • 3.5k views
    • 
    • ERISAtwin74
    • May 27, 2020

15. 414(s) Compensation Test on Deferrals

    By Inquiring Mind, March 5, 2024
    • 7 replies
    • 3.5k views
    • 
    • MDCPA
    • March 7, 2024

16. Vesting

    By Chippy, April 13, 2017
    • 18 replies
    • 3.5k views
    • 
    • BG5150
    • April 17, 2017

17. Employer withholding 401K info

    By Guest mel63129, June 25, 2008
    • 7 replies
    • 3.5k views
    • 
    • BG5150
    • June 27, 2008

18. Attainment of age 59 1/2

    By Fisher, January 4, 2007
    • 6 replies
    • 3.5k views
    • 
    • RCK
    • January 5, 2007

19. Ideal maximum 401(k) contribution rate

    By Guest planman, May 29, 2002
    • 10 replies
    • 3.5k views
    • 
    • MWeddell
    • May 30, 2002

20. Forfeitures used to reduce future employer contributions

    By Guest SuperMan, November 22, 1999
    • 7 replies
    • 3.5k views
    • 
    • BG5150
    • December 18, 2008

21. 410(b)(6)(C) Transition Rules

    By R. Butler, March 4, 2003
    • 4 replies
    • 3.5k views
    • 
    • R. Butler
    • March 7, 2003

22. prior year ACP testing when zero match in prior year

    By Guest DIGMYDOG, November 25, 2003
    • 13 replies
    • 3.5k views
    • 
    • Brian Gallagher
    • January 23, 2004

23. Minor Children and 401k Eligibility

    By JH1, November 5, 2014
    • 4 replies
    • 3.5k views
    • 
    • Tom Poje
    • November 5, 2014

24. Vesting service when predecessor plan exists

    By Guest JoeActuary, October 23, 2001
    • 4 replies
    • 3.5k views
    • 
    • QDROphile
    • October 25, 2001

25. Correcting ACP with ADP Shift

    By Below Ground, January 24, 2007
    • 2 replies
    • 3.5k views
    • 
    • Below Ground
    • January 28, 2007

26. Employees Opted Out

    By Guest mikeboard, June 19, 2008
    • 13 replies
    • 3.5k views
    • 
    • austin3515
    • June 23, 2008

27. ADP testing, need info on borrowing method

    By Guest LTurner, January 24, 2001
    • 2 replies
    • 3.5k views
    • 
    • Guest
    • January 24, 2001

28. QNEC to Satisfy Failed ADP Test

    By Guest ELS, September 21, 1999
    • 2 replies
    • 3.5k views
    • 
    • MWeddell
    • September 21, 1999

29. Newly Established Profit Sharing Plan--Need to Fund w/ $1.00?

    By Guest aciepluch, December 29, 2004
    • 16 replies
    • 3.5k views
    • 
    • Blinky the 3-eyed Fish
    • January 4, 2005

30. RFPs and the search for a new service provider

    By Guest lminsky, October 20, 1998
    • 13 replies
    • 3.5k views
    • 
    • Guest
    • May 9, 2000

31. QACA

    By Guest JWB19, November 17, 2009
    • 5 replies
    • 3.5k views
    • 
    • Kevin C
    • November 18, 2009

32. Puerto Rico 401(k) Plans

    By Guest okz, April 1, 2003
    • 3 replies
    • 3.5k views
    • 
    • E as in ERISA
    • April 2, 2003

33. Match based on incorrect compensation

    By oldman, August 30, 2012
    • 7 replies
    • 3.5k views
    • 
    • 12AX7
    • September 6, 2012

34. How many participants are burdened by the condition that a catch-up deferral must be a Roth contribution?

    By Peter Gulia, September 19, 2025
    • 6 replies
    • 3.5k views
    • 
    • FishOn
    • September 24, 2025

35. Amend entry date from quarterly to semi-annual

    By MarZDoates, September 18, 2018
    • 21 replies
    • 3.5k views
    • 
    • Larry Starr
    • September 22, 2018

36. The IRS Continues To Behave Badly

    By austin3515, March 11, 2014
    • 21 replies
    • 3.5k views
    • 
    • Kevin C
    • May 14, 2015

37. escalation, auto-escalation, auto enrollment, ACA, automatic contribution arrangement

    By LANDO, June 3, 2015   

    • automatic escalation
    • aca
    • (and 1 more)

      Tagged with:

      • automatic escalation
      • aca
      • auto enrollment
    • 6 replies
    • 3.5k views
    • 
    • LANDO
    • March 2, 2016

38. Safe Harbor Match Miscalculated on Payroll by Payroll Basis?

    By kwalified, July 5, 2012
    • 18 replies
    • 3.5k views
    • 
    • austin3515
    • July 18, 2012

39. "Keogh"/H.R.10 Plans - Can they self-trustee now?

    By ljr, December 5, 2003
    • 5 replies
    • 3.5k views
    • 
    • mbozek
    • December 8, 2003

40. W-2 Pension Box

    By JanetM, December 14, 2001
    • 5 replies
    • 3.5k views
    • 
    • david rigby
    • December 14, 2001

41. Sign-on bonuses

    By austin3515, November 6, 2015
    • 13 replies
    • 3.5k views
    • 
    • austin3515
    • February 7, 2025

42. Automatic Enrollment

    By Guest terric, April 19, 2006
    • 11 replies
    • 3.5k views
    • 
    • Lou S.
    • November 6, 2013

43. Market Value Adjustment on stable value

    By Guest newport, December 30, 2010
    • 1 reply
    • 3.5k views
    • 
    • Guest
    • January 10, 2011

44. Payroll shifts from bi-weekly to monthly for person w/ loan

    By BG5150, September 19, 2008
    • 8 replies
    • 3.5k views
    • 
    • R. Butler
    • September 22, 2008

45. Can a parent make a deferral election for their child?

    By MSN, September 12, 2019
    • 32 replies
    • 3.5k views
    • 
    • MoJo
    • September 23, 2019

46. IRC 415(c) limit

    By Guest koo, September 23, 2009
    • 3 replies
    • 3.5k views
    • 
    • SheilaD
    • September 24, 2009

47. Referral to third party administrator for Individual 401K

    By MFouz, January 7, 2022
    • 13 replies
    • 3.5k views
    • 
    • Catch22PGM
    • February 1, 2022

48. Lay-Off or Termination?

    By KateSmithPA, February 22, 2002
    • 2 replies
    • 3.5k views
    • 
    • david rigby
    • February 22, 2002

49. New plan after plan termination

    By Guest Achilles, July 29, 2008
    • 8 replies
    • 3.5k views
    • 
    • Guest
    • February 2, 2009

50. Compensation

    By Guest Hartnett123, March 10, 2004
    • 4 replies
    • 3.5k views
    • 
    • Guest
    • March 11, 2004