401(k) Plans

19,317 topics in this forum

1. Tax Credit for new plan for SECURE Act

   By mjf06241972, January 8, 2020
   • 2 replies
   • 608 views
   • 
   • mjf06241972
   • January 13, 2020

2. Safe Harbor Plan with Relaxed Entry for 401k

   By CLE401kGuy, April 10, 2019
   • 4 replies
   • 608 views
   • 
   • justanotheradmin
   • April 10, 2019

3. 410b

   By TH 401k, January 16, 2025
   • 1 reply
   • 608 views
   • 
   • Bri
   • January 16, 2025

4. Coverage Testing Multiple Plans When Employees Transfer

   By PensionPro, July 8, 2019
   • 1 reply
   • 608 views
   • 
   • CuseFan
   • July 9, 2019

5. RMD from New Plan - required or not?

   By ldr, December 5, 2018   

   • rmd
   • new plan
   • 2 replies
   • 608 views
   • 
   • ldr
   • December 5, 2018

6. Catch-up and 415 Limit for participant who participates in two 401(k) plans sponsored by unrelated entities

   By Will.I.Am, January 23, 2023
   • 1 reply
   • 607 views
   • 
   • Lou S.
   • January 23, 2023

7. Automatic enrollment in 2025

   By Belgarath, August 28, 2024
   • 3 replies
   • 607 views
   • 
   • Peter Gulia
   • August 29, 2024

8. Audits for 2019

   By Jodi, April 20, 2020
   • 4 replies
   • 607 views
   • 
   • msmith
   • April 22, 2020

9. Correcting missed 401k deferrals

   By Will J, October 31, 2022
   • 1 reply
   • 607 views
   • 
   • justanotheradmin
   • October 31, 2022

10. ADP Test and Otherwise Excludable

    By msmith, May 7, 2018
    • 2 replies
    • 607 views
    • 
    • msmith
    • May 8, 2018

11. 401(k) Corrective Distributions Calculation

    By Renafesq, December 10, 2024
    • 2 replies
    • 606 views
    • 
    • Bruce1
    • December 11, 2024

12. Secure 2.0 Section 603 - striking subparagraph (c)

    By WCC, January 25, 2023
    • 3 replies
    • 606 views
    • 
    • Lois Baker
    • January 26, 2023

13. Deemed nonelective contributions to a 401(k) Plan

    By Christopher Wilson, April 29, 2021
    • 1 reply
    • 606 views
    • 
    • Bird
    • April 29, 2021

14. existing 401(k) Plan

    By Theresa, February 25, 2019
    • 5 replies
    • 606 views
    • 
    • Theresa
    • March 26, 2019

15. QACA auto enrollment % change January 1

    By WCC, November 1, 2018
    • 0 replies
    • 606 views
    • 
    • WCC
    • November 1, 2018

16. correcting noncontribution check deposited into 401(k) plan

    By TPApril, October 1, 2017
    • 5 replies
    • 606 views
    • 
    • Bird
    • October 4, 2017

17. QNEC, Already contributed $20,500 limit to 401K; Turned 50 years old in March 2022, will QNEC count towards Catch-Up Limit?

    By Rita, August 24, 2022
    • 2 replies
    • 605 views
    • 
    • Rita
    • August 24, 2022

18. 401-k Plan Merger

    By KevinMc, December 6, 2024
    • 2 replies
    • 604 views
    • 
    • Artie M
    • December 10, 2024

19. Prevailing Wage Offsets and Testing

    By MICHAEL HATLEE, February 19, 2021
    • 2 replies
    • 604 views
    • 
    • MICHAEL HATLEE
    • February 21, 2021

20. No Beneficiary Designation- distribute to estate

    By Kat, January 28, 2021
    • 1 reply
    • 604 views
    • 
    • FORMER ESQ.
    • January 30, 2021

21. CARES Act - Loan Question

    By Stash026, April 1, 2020
    • 2 replies
    • 604 views
    • 
    • RAH401(k)
    • April 2, 2020

22. ADP/ACP Not Corrected within 12 months

    By justatester, February 25, 2016
    • 0 replies
    • 603 views
    • 
    • justatester
    • February 25, 2016

23. Safe Harbor testing issues

    By AndyH, April 8, 2020
    • 3 replies
    • 603 views
    • 
    • Luke Bailey
    • May 1, 2020

24. Are QMACS Targeted When Made to Employees of One Plan Of An Affiliated Service Group

    By sdix401k, November 5, 2016
    • 0 replies
    • 603 views
    • 
    • sdix401k
    • November 5, 2016

25. Compensation and controlled group

    By Chippy, November 2, 2017
    • 1 reply
    • 603 views
    • 
    • ETA Consulting LLC
    • November 2, 2017

26. Amend eligibility...what happens to those who no longer meet the requirement

    By jkharvey, September 14, 2016
    • 1 reply
    • 603 views
    • 
    • Doghouse
    • September 14, 2016

27. New Plan Termination

    By coleboy, March 6, 2017
    • 4 replies
    • 603 views
    • 
    • Lou S.
    • March 6, 2017

28. Sole prop deferrals plus catch-up exceeds limits

    By Belgarath, April 5, 2021
    • 3 replies
    • 603 views
    • 
    • Belgarath
    • April 6, 2021

29. 410(b) Testing with Control Group

    By Rose, October 22, 2025
    • 1 reply
    • 602 views
    • 
    • C. B. Zeller
    • October 22, 2025

30. Looking up search results

    By Belgarath, May 22, 2018
    • 10 replies
    • 602 views
    • 
    • MoJo
    • May 23, 2018

31. Participant not notified of eligibility - Correction

    By Vlad401k, June 12, 2025
    • 4 replies
    • 602 views
    • 
    • Artie M
    • June 16, 2025

32. Safe Harbor Mid year Amendments

    By 52626, July 21, 2016
    • 1 reply
    • 601 views
    • 
    • Lou S.
    • July 21, 2016

33. Client deposited profit sharing monies to safe harbor account and safe harbor monies to profit sharing account.

    By Fibonacci, July 16, 2024
    • 2 replies
    • 601 views
    • 
    • justanotheradmin
    • July 17, 2024

34. Second PSP

    By K2, August 31, 2018
    • 2 replies
    • 600 views
    • 
    • david rigby
    • August 31, 2018

35. immediate participation when dates don't gel

    By TPApril, September 28, 2022
    • 3 replies
    • 600 views
    • 
    • TPApril
    • September 28, 2022

36. Compliance Testing for mid year changes with salary

    By dragondon, October 17, 2022
    • 1 reply
    • 600 views
    • 
    • C. B. Zeller
    • October 17, 2022

37. 415 allocation Issues

    By VeryOldMan, February 14, 2020   

    • 415 allocation
    • 2 replies
    • 600 views
    • 
    • VeryOldMan
    • February 14, 2020

38. Ineligible Employees allowed to Defer

    By 52626, December 20, 2019
    • 1 reply
    • 600 views
    • 
    • Luke Bailey
    • December 21, 2019

39. Real Estate deposits in a 401(k)

    By Inquiring Mind, January 11, 2023
    • 3 replies
    • 599 views
    • 
    • Lou S.
    • January 11, 2023

40. 401k auto enroll permissible withdrawals - in ADP test?

    By pmacduff, December 21, 2021
    • 1 reply
    • 599 views
    • 
    • C. B. Zeller
    • December 21, 2021

41. Distributable event triggered due to warehouse closure?

    By PINO, July 2, 2019
    • 3 replies
    • 599 views
    • 
    • Bri
    • July 2, 2019

42. Employee Fund Allocations

    By coleboy, March 1, 2021
    • 3 replies
    • 598 views
    • 
    • EPCRSGuru
    • March 2, 2021

43. Safe Harbor status and impermissible hardship

    By 30Rock, April 6, 2017
    • 4 replies
    • 598 views
    • 
    • 30Rock
    • April 7, 2017

44. Excess deferrals in a tribal non-ERISA 401(k) plan

    By ldr, May 3, 2021   

    • tribal
    • non-erisa vs. erisa
    • (and 1 more)

      Tagged with:

      • tribal
      • non-erisa vs. erisa
      • 402(g)
    • 1 reply
    • 598 views
    • 
    • ldr
    • May 3, 2021

45. IS top-heavy minimum required for this situation?

    By PLHart, January 27, 2021
    • 1 reply
    • 598 views
    • 
    • Lou S.
    • January 27, 2021

46. Participant or not

    By msmith, January 5, 2023
    • 5 replies
    • 598 views
    • 
    • Lou S.
    • January 9, 2023

47. Effective Date of Restatement on Transfer

    By Purplemandinga, July 5, 2018
    • 1 reply
    • 597 views
    • 
    • Bird
    • July 6, 2018

48. Taking a loan before a hardship pre-2019 rules

    By 30Rock, October 17, 2018
    • 2 replies
    • 597 views
    • 
    • 30Rock
    • October 18, 2018

49. GW minimum calculation with dual eligibility requirements for SH & PSC

    By Audrey, April 29, 2025
    • 1 reply
    • 597 views
    • 
    • C. B. Zeller
    • April 29, 2025

50. COVID Distribution Repayment - Rollover

    By Jess C, April 6, 2020
    • 1 reply
    • 597 views
    • 
    • Larry Starr
    • April 6, 2020