401(k) Plans

19,319 topics in this forum

1. A mutual fund company fully vests participants receiving discretionary matching in a former Safe Harbor Plan

   By CharlesLeggette, June 30, 2015   

   • safe harbor
   • 1 reply
   • 1.3k views
   • 
   • ETA Consulting LLC
   • June 30, 2015

2. A New Failed ADP Correction Method

   By Guest D_NITSCHE, February 5, 1999
   • 4 replies
   • 1.9k views
   • 
   • Guest
   • February 8, 1999

3. A nickel reappears.

   By imchipbrown, October 5, 2021
   • 2 replies
   • 735 views
   • 
   • CuseFan
   • October 6, 2021

4. A not-for-profit entity sponsors a 401(k) plan but expects to add several for-profit companies to its growing list of businesses

   By katieinny, May 14, 2010
   • 2 replies
   • 1.1k views
   • 
   • katieinny
   • May 14, 2010

5. A Not-So-Worthy Competitor: Uncle Sam's myRA

   By austin3515, January 29, 2014
   • 42 replies
   • 4.3k views
   • 
   • GMK
   • February 5, 2014

6. A participant with an outstanding loan files for bankruptcy and the pl

   By k man, March 31, 2000
   • 3 replies
   • 1.8k views
   • 
   • Guest
   • October 13, 2000

7. A Poll: VCP Timing and Results?

   By casey72, June 4, 2025
   • 1 reply
   • 883 views
   • 
   • EBP
   • June 5, 2025

8. A question about excluding participants from ACP Test.

   By Guest, February 9, 2001
   • 2 replies
   • 2.4k views
   • 
   • Guest
   • February 12, 2001

9. a question on marketing

   By Guest advisorpage, December 17, 2001
   • 0 replies
   • 1.4k views
   • 
   • Guest
   • December 17, 2001

10. A Real Doozy...

    By austin3515, October 20, 2011
    • 5 replies
    • 1.5k views
    • 
    • austin3515
    • October 21, 2011

11. A Real Problem

    By rblum50, January 13
    • 9 replies
    • 644 views
    • 
    • Tax ERISA Thoughts
    • January 14

12. A ridiculous situation

    By Belgarath, September 28, 2023
    • 2 replies
    • 559 views
    • 
    • Belgarath
    • September 29, 2023

13. A second match formula

    By JKW, June 18, 2015
    • 4 replies
    • 1k views
    • 
    • JKW
    • June 22, 2015

14. A sole proprietor (who has employees) is setting up a 401k plan. Any

    By Guest Juracek, December 7, 2000
    • 4 replies
    • 1.8k views
    • 
    • Guest
    • December 19, 2000

15. A U.S. company has leased U.S. citizens in a foreign country. How are

    By Guest Leigh Lindsey, September 6, 2000
    • 3 replies
    • 1.9k views
    • 
    • pjkoehler
    • September 7, 2000

16. a way to avoid a plan audit?

    By betheeg, February 23, 2006
    • 19 replies
    • 7.4k views
    • 
    • betheeg
    • March 9, 2006

17. Abandoned Checks

    By Guest CK401K, July 2, 2014
    • 1 reply
    • 1.1k views
    • 
    • Jim Chad
    • July 9, 2014

18. Ability of Emplouer to Rescind its Notice of Discontinuance under a GI

    By Guest Edward McElroy, January 13, 2000
    • 2 replies
    • 1.5k views
    • 
    • GBurns
    • January 15, 2000

19. Ability to defer 100% of compensation

    By Guest Diane DuFresne, October 8, 2002
    • 4 replies
    • 4.2k views
    • 
    • david rigby
    • October 8, 2002

20. Ability to Refund or Recharacterize '03 Defl Due to Failure of 401(a)(4) General Test

    By Guest Dash04, February 25, 2004
    • 1 reply
    • 1.1k views
    • 
    • Blinky the 3-eyed Fish
    • February 25, 2004

21. Ability to Repay Plan Loan or limiting loans based on P's salary

    By Casey, March 26, 2003
    • 8 replies
    • 1.3k views
    • 
    • Casey
    • March 27, 2003

22. Ability to roll loans from the plan - protected benefit?

    By AlbanyConsultant, November 1, 2023
    • 7 replies
    • 1.9k views
    • 
    • Luke Bailey
    • November 8, 2023

23. About a higher-wage participant’s age-based catch-up, what is an effective opportunity to elect against Roth contributions?

    By Peter Gulia, August 15, 2025
    • 3 replies
    • 700 views
    • 
    • justanotheradmin
    • August 15, 2025

24. About long-term part-time employees, interpreting Internal Revenue Code § 401(k)(2)(D)(ii) and § 401(k)(15)

    By Peter Gulia, June 14, 2023
    • 2 replies
    • 393 views
    • 
    • Peter Gulia
    • June 14, 2023

25. Abpt

    By Guest greggi39, December 5, 2002
    • 3 replies
    • 1.3k views
    • 
    • Guest
    • December 6, 2002

26. ABT with US and PR plan

    By justatester, July 8, 2016
    • 0 replies
    • 593 views
    • 
    • justatester
    • July 8, 2016

27. ABT-Imputing Disparity

    By Guest dietpepsi, December 10, 2002
    • 6 replies
    • 2k views
    • 
    • Mike Preston
    • January 9, 2003

28. Abusing the match safe harbor: Does low NHCE participation result in

    By Guest michaelv, April 2, 2001
    • 4 replies
    • 1.9k views
    • 
    • Guest
    • April 2, 2001

29. ACA - not an EACA or a QACA and Notice Requirements

    By CLE401kGuy, November 25, 2013
    • 3 replies
    • 3.1k views
    • 
    • Belgarath
    • November 26, 2013

30. ACA Mid Year

    By Doghouse, July 10, 2009
    • 1 reply
    • 1.4k views
    • 
    • Guest
    • July 10, 2009

31. ACA mid year auto escalation - notice timing?

    By WCC, July 1, 2024
    • 1 reply
    • 471 views
    • 
    • C. B. Zeller
    • July 1, 2024

32. ACA Notice

    By Safeharbor29, June 1, 2015
    • 1 reply
    • 750 views
    • 
    • Flyboyjohn
    • June 1, 2015

33. ACA Notification

    By Guest Hgreer, May 6, 2013   

    • Automatic
    • 0 replies
    • 1.3k views
    • 
    • Guest
    • May 6, 2013

34. ACA vs EACA

    By blue, November 7, 2007
    • 3 replies
    • 8.5k views
    • 
    • blue
    • November 8, 2007

35. ACA, EACA, QACA

    By PMC, December 18, 2007
    • 2 replies
    • 10.9k views
    • 
    • Guest
    • February 19, 2008

36. ACAs, QACAs & EACAs

    By Tom Poje, September 8, 2009
    • 2 replies
    • 1.7k views
    • 
    • Guest
    • September 30, 2009

37. Accelerated eligibility/new employee not yet an HCE

    By preErisa, December 15, 2003
    • 35 replies
    • 4.9k views
    • 
    • Mike Preston
    • December 18, 2003

38. Accelerated Vesting due to EGTRRA

    By Guest Sara H, March 11, 2002
    • 1 reply
    • 1.8k views
    • 
    • Archimage
    • March 11, 2002

39. Accept a rollover or not?

    By TBob, March 9, 2005
    • 1 reply
    • 1.1k views
    • 
    • WDIK
    • March 9, 2005

40. Acceptance of Electronic Beneficiary Designation Forms

    By Guest TroyRiley, June 11, 2004
    • 0 replies
    • 2.1k views
    • 
    • Guest
    • June 11, 2004

41. Accepting 403 b money into a 401 k plan

    By Guest Pully, February 3, 2000
    • 1 reply
    • 1.4k views
    • 
    • MWeddell
    • February 3, 2000

42. Access Old IRS "Retirement News for Employers" Newsletter

    By EmpbAF, January 23, 2021
    • 2 replies
    • 705 views
    • 
    • EmpbAF
    • January 25, 2021

43. Access to Safe Harbor money

    By Guest Hartnett123, January 14, 2004
    • 9 replies
    • 1.9k views
    • 
    • ccassetty
    • January 15, 2004

44. Account balance definition for loans

    By Guest Lawrence_Groves, March 18, 2004
    • 1 reply
    • 1k views
    • 
    • FundeK
    • March 18, 2004

45. Account set up for mega back door Roth

    By Santo Gold, December 14, 2022
    • 7 replies
    • 777 views
    • 
    • CuseFan
    • December 16, 2022

46. Account Summary

    By Archimage, April 9, 2002
    • 1 reply
    • 1.4k views
    • 
    • maverick
    • April 10, 2002

47. Account title for individual 401K plans

    By vacat, January 26, 2021
    • 9 replies
    • 2.5k views
    • 
    • vacat
    • January 30, 2021

48. Accountant will not release Plan audit

    By kshaw, October 7, 2025
    • 5 replies
    • 1.1k views
    • 
    • kshaw
    • October 14, 2025

49. Accountant's audit needed? Brother-sister group of more than 100 emplo

    By Guest Don J. Smith, July 12, 2000
    • 3 replies
    • 1.7k views
    • 
    • lkpittman
    • August 23, 2000

50. Accountant's Opinion

    By Guest HRGuyinSF, March 8, 2007
    • 1 reply
    • 1.4k views
    • 
    • austin3515
    • March 8, 2007