401(k) Plans

19,317 topics in this forum

1. Multiple K-1s, net negative, can owner defer from positive K-1?

   By 401(k)athryn, September 13, 2018
   • 1 reply
   • 553 views
   • 
   • Bird
   • September 17, 2018

2. Enrollment Date

   By mjf06241972, June 27, 2019
   • 2 replies
   • 553 views
   • 
   • Bird
   • June 28, 2019

3. Merger of safe harbor plan into non-safe harbor plan due to business acquisition

   By Belgarath, August 6, 2024
   • 1 reply
   • 552 views
   • 
   • Bill Presson
   • August 8, 2024

4. Quarterly Benefit Statements

   By dragondon, August 16, 2023
   • 4 replies
   • 552 views
   • 
   • Belgarath
   • August 17, 2023

5. include earnings in 5330 late ADP refund calc?

   By AlbanyConsultant, August 21, 2024
   • 1 reply
   • 552 views
   • 
   • AlbanyConsultant
   • August 21, 2024

6. 402(g) Refund not processed by employer

   By LauraT, April 22, 2019
   • 0 replies
   • 552 views
   • 
   • LauraT
   • April 22, 2019

7. Basis for related match to FF from failed ADP

   By cdavis25, December 14, 2015
   • 1 reply
   • 552 views
   • 
   • cdavis25
   • December 14, 2015

8. Amending SH Nonelective plan with "maybe" notice

   By Belgarath, August 18, 2017
   • 1 reply
   • 552 views
   • 
   • CuseFan
   • August 18, 2017

9. Controlled Group - Attribution

   By Vlad401k, March 8, 2018
   • 4 replies
   • 552 views
   • 
   • Vlad401k
   • March 8, 2018

10. Controlled Group question

    By Tom, September 7, 2022
    • 4 replies
    • 551 views
    • 
    • Tom
    • September 12, 2022

11. 402(g) refund after 4/15 but has IRS extension

    By BG5150, August 23, 2023
    • 1 reply
    • 551 views
    • 
    • C. B. Zeller
    • August 23, 2023

12. HCEs not receiving regular employer match

    By Rose, March 9, 2022
    • 2 replies
    • 551 views
    • 
    • BG5150
    • March 9, 2022

13. Safe Harbor nonelective with after-tax contributions

    By Scuba 401, June 15, 2017
    • 4 replies
    • 551 views
    • 
    • spiritrider
    • June 16, 2017

14. IRS Finally Relaxes Forfeitures for Safe Harbor Plans

    By austin3515, January 18, 2017
    • 3 replies
    • 551 views
    • 
    • RatherBeGolfing
    • January 18, 2017

15. financial advisor buys their client... and is still getting paid

    By AlbanyConsultant, December 22, 2025
    • 1 reply
    • 550 views
    • 
    • Peter Gulia
    • December 23, 2025

16. Eligibility Help

    By pixiebear, August 19, 2024
    • 1 reply
    • 550 views
    • 
    • ESOP Guy
    • August 19, 2024

17. QDRO - Electronic Copy

    By austin3515, April 24, 2018
    • 2 replies
    • 550 views
    • 
    • MoJo
    • April 24, 2018

18. Can a Hardship Distribution be Returned within 3 Years if Partic is CARES "Qual Indiv"?

    By cheersmate, July 7, 2020   

    • cares act tax
    • cares act qualified individual
    • 2 replies
    • 550 views
    • 
    • cheersmate
    • July 7, 2020

19. Waive Eligibility for New Plan

    By Benefits 101, January 4, 2021
    • 1 reply
    • 549 views
    • 
    • Jakyasar
    • January 5, 2021

20. No control group.. 415 limit

    By Basically, January 3, 2024
    • 5 replies
    • 549 views
    • 
    • Basically
    • January 4, 2024

21. Spinoff Plan Enrollment Forms

    By AbsolutelyOkayPossibly, December 4, 2020
    • 1 reply
    • 549 views
    • 
    • Luke Bailey
    • December 10, 2020

22. Employer Match

    By lisan1025, December 6, 2019
    • 2 replies
    • 549 views
    • 
    • Luke Bailey
    • December 8, 2019

23. Startup Tax Savers Credit for small plans - which year?

    By TPApril, September 22, 2023
    • 1 reply
    • 549 views
    • 
    • Peter Gulia
    • September 25, 2023

24. Construction company, employees terminating then coming back.

    By Basically, September 20, 2022
    • 1 reply
    • 548 views
    • 
    • QDROphile
    • September 20, 2022

25. Electronic Distribution of Fund Change Notice

    By 52626, March 8, 2017
    • 1 reply
    • 548 views
    • 
    • RatherBeGolfing
    • March 8, 2017

26. Form 5500 Year End Plan Assets

    By Benefits 101, July 30, 2023
    • 3 replies
    • 548 views
    • 
    • Jakyasar
    • July 31, 2023

27. Dumb question about top-heavy

    By thepensionmaven, September 4, 2020
    • 4 replies
    • 548 views
    • 
    • thepensionmaven
    • September 11, 2020

28. Payroll Order of Operations

    By 401kAllTheWay, February 27, 2024
    • 1 reply
    • 547 views
    • 
    • Peter Gulia
    • February 27, 2024

29. PEP - Auto Enrollment Requirement

    By 52626, November 1, 2024
    • 1 reply
    • 547 views
    • 
    • PEP-HUB.com
    • November 20, 2024

30. SH contributions with multiple plans

    By Cynchbeast, July 15, 2021
    • 0 replies
    • 547 views
    • 
    • Cynchbeast
    • July 15, 2021

31. Contribution Limitation

    By KevinMc, November 14, 2016
    • 1 reply
    • 547 views
    • 
    • Lou S.
    • November 14, 2016

32. issuance of a loan for divorce

    By Lou81, May 6, 2024
    • 4 replies
    • 547 views
    • 
    • RatherBeGolfing
    • May 8, 2024

33. Added SHM to plan mid-year. Oops

    By BG5150, July 2, 2019
    • 4 replies
    • 547 views
    • 
    • BG5150
    • July 3, 2019

34. General Resource

    By JOH, November 23, 2021
    • 3 replies
    • 547 views
    • 
    • Patricia Neal Jensen
    • November 29, 2021

35. Datair connection issues?

    By ldr, July 11, 2022
    • 1 reply
    • 546 views
    • 
    • ldr
    • July 11, 2022

36. eligibility

    By thepensionmaven, February 20, 2018
    • 2 replies
    • 546 views
    • 
    • thepensionmaven
    • March 7, 2018

37. Secure 2.0/Cares/CAA addendum

    By Pixie, July 24, 2025
    • 2 replies
    • 546 views
    • 
    • CuseFan
    • July 25, 2025

38. New Roth Catch-Up Rules

    By Connor, December 2, 2025
    • 6 replies
    • 546 views
    • 
    • Artie M
    • December 3, 2025

39. Form 5500 - Deemed Distribution

    By Vlad401k, April 6, 2021
    • 0 replies
    • 546 views
    • 
    • Vlad401k
    • April 6, 2021

40. Late Contributions - Lost Earnings 3 Years in a Row

    By Vlad401k, November 19, 2019
    • 2 replies
    • 545 views
    • 
    • RatherBeGolfing
    • November 20, 2019

41. Fee Disclosures and Corporate Fund Actions

    By pb5350, December 31, 2018
    • 1 reply
    • 545 views
    • 
    • card
    • January 1, 2019

42. help with dual eligibility question - deferrals and non-safe harbor match

    By Roxie99, September 9, 2021
    • 2 replies
    • 545 views
    • 
    • BG5150
    • September 10, 2021

43. ADP Prior Year Testing - employee NHCE in 2015 but HCE in 2016

    By waid10, January 24, 2017
    • 1 reply
    • 545 views
    • 
    • Lou S.
    • January 24, 2017

44. Form 5500 Question

    By XCAL78, October 14, 2024
    • 2 replies
    • 544 views
    • 
    • XCAL78
    • October 15, 2024

45. Controlled group disclosed too late

    By cathyw, May 20, 2020
    • 0 replies
    • 544 views
    • 
    • cathyw
    • May 20, 2020

46. Loan help

    By greg, August 16, 2019
    • 4 replies
    • 544 views
    • 
    • Lou S.
    • August 16, 2019

47. MEP - do you ever aggregate members for TH min?

    By AlbanyConsultant, March 6, 2024
    • 4 replies
    • 544 views
    • 
    • AlbanyConsultant
    • March 6, 2024

48. Late deposit of Contributions -- class exemption for filing form 5330

    By PensionPal, November 5, 2021
    • 1 reply
    • 544 views
    • 
    • C. B. Zeller
    • November 5, 2021

49. Controlled Group - Sale of some entities

    By MGOAdmin, July 21, 2021   

    • controlled group
    • sale of business
    • 1 reply
    • 544 views
    • 
    • C. B. Zeller
    • July 21, 2021

50. 401k testing

    By mehmgo, February 19, 2019
    • 1 reply
    • 543 views
    • 
    • Kevin C
    • February 19, 2019