401(k) Plans

19,275 topics in this forum

1. Datair EGTRRA IRS approval letter

   By DDB BN, October 1, 2020
   • 0 replies
   • 494 views
   • 
   • DDB BN
   • October 1, 2020

2. List of Required Notices

   By metsfan026, November 5, 2021
   • 1 reply
   • 494 views
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   • Pam Shoup
   • November 8, 2021

3. Single Member Plan, only asset is the participant loan. Okay?

   By Basically, October 15, 2021
   • 4 replies
   • 493 views
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   • Lou S.
   • October 18, 2021

4. Seperate Plans / Commingled Accounts

   By austin3515, December 21, 2023
   • 2 replies
   • 493 views
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   • austin3515
   • December 28, 2023

5. Dad does asset sale to son: successor plan?

   By AlbanyConsultant, November 2, 2024
   • 0 replies
   • 493 views
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   • AlbanyConsultant
   • November 2, 2024

6. ADP Refund incorrect check amount

   By karl, March 17, 2021
   • 1 reply
   • 493 views
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   • BG5150
   • March 18, 2021

7. Is my math correct for deduction/415(c)?

   By Jakyasar, June 22, 2020
   • 3 replies
   • 493 views
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   • Jakyasar
   • July 14, 2020

8. overshot deferral

   By thepensionmaven, March 15, 2019
   • 2 replies
   • 493 views
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   • duckthing
   • March 15, 2019

9. Safe Harbor Nonelective with exclusions

   By AKPension, March 15, 2017
   • 5 replies
   • 493 views
   • 
   • ETA Consulting LLC
   • March 15, 2017

10. Eligibility Question

    By bzorc, October 6, 2021
    • 1 reply
    • 493 views
    • 
    • BG5150
    • October 6, 2021

11. safe harbor match plan, retro amendment to make employee eligible and top heavy exemption

    By DMcGovern, March 1, 2022
    • 1 reply
    • 492 views
    • 
    • mming
    • March 4, 2022

12. Elective Withholding on Unpaid Vacation

    By CLE401kGuy, September 19, 2018
    • 2 replies
    • 492 views
    • 
    • CLE401kGuy
    • September 20, 2018

13. ARA Comment Letter on Amending Safe Harbor Plans

    By austin3515, June 9, 2017
    • 2 replies
    • 492 views
    • 
    • RatherBeGolfing
    • June 10, 2017

14. Comp exclusions in a match a BRF issue?

    By austin3515, August 24, 2020
    • 4 replies
    • 492 views
    • 
    • MWeddell
    • August 26, 2020

15. testing each xt deposit... including receivable?

    By AlbanyConsultant, January 31, 2019
    • 7 replies
    • 492 views
    • 
    • Belgarath
    • February 6, 2019

16. Compensation Question - Part Year or Whole Year?

    By MarZDoates, February 18, 2021
    • 2 replies
    • 491 views
    • 
    • MarZDoates
    • February 18, 2021

17. Average Benefit Test - Controlled Group - Tested Separately

    By Vlad401k, April 18, 2024
    • 1 reply
    • 491 views
    • 
    • C. B. Zeller
    • April 18, 2024

18. Eligibility on change in Organization structure

    By Lawrence, May 29, 2018   

    • corp change
    • eligibility
    • 1 reply
    • 491 views
    • 
    • mming
    • May 29, 2018

19. Top Heavy Contributions

    By Stash026, June 21, 2019
    • 2 replies
    • 491 views
    • 
    • Tom Poje
    • June 21, 2019

20. Force-Outs

    By MTWeeks, April 25, 2023
    • 3 replies
    • 491 views
    • 
    • CuseFan
    • April 27, 2023

21. non profit organization

    By Chippy, September 23, 2021
    • 2 replies
    • 491 views
    • 
    • Patricia Neal Jensen
    • September 27, 2021

22. IRS Preapproved Plan Submission - Cover letter

    By youngbenefitslawyer, January 15
    • 0 replies
    • 490 views
    • 
    • youngbenefitslawyer
    • January 15

23. Late Deposit

    By PFranckowiak, April 12, 2018
    • 1 reply
    • 490 views
    • 
    • ETA Consulting LLC
    • April 12, 2018

24. Earned Income Calculation

    By 415 Limit, March 8, 2024
    • 2 replies
    • 490 views
    • 
    • 415 Limit
    • March 8, 2024

25. Match in Excess of Cap

    By bzorc, January 11, 2017
    • 4 replies
    • 490 views
    • 
    • BG5150
    • January 11, 2017

26. RMD 10 Year Rule

    By ALS, October 15, 2020
    • 1 reply
    • 490 views
    • 
    • Bird
    • October 16, 2020

27. Safe Harbor 401(k) with new controlled entity

    By cathyw, February 27, 2020
    • 2 replies
    • 489 views
    • 
    • cathyw
    • February 28, 2020

28. If 401(k) plan requires ppts to be active on 12/31 to receive match...

    By DayinJune, July 2, 2024
    • 2 replies
    • 489 views
    • 
    • CuseFan
    • July 2, 2024

29. Interesting Update On VCP Fees (not exciting news)

    By austin3515, April 18, 2018
    • 2 replies
    • 489 views
    • 
    • austin3515
    • April 18, 2018

30. Prior testing and first year match

    By Jim Chad, February 9, 2016
    • 1 reply
    • 489 views
    • 
    • Tom Poje
    • February 9, 2016

31. amend safe harbor non-elective to ACP with QMAC

    By thepensionmaven, July 10, 2022
    • 2 replies
    • 488 views
    • 
    • thepensionmaven
    • July 12, 2022

32. $250,000 Benchmark

    By BT, October 24, 2018
    • 1 reply
    • 488 views
    • 
    • DMcGovern
    • October 24, 2018

33. Loan from Roth accounts

    By Ian, October 30
    • 3 replies
    • 488 views
    • 
    • Artie M
    • October 31

34. SHNEC/New Comp - ppt eligibility for PS - include them in New Comp calc or not???

    By bethp38, March 7, 2024
    • 4 replies
    • 488 views
    • 
    • CuseFan
    • March 11, 2024

35. 2024 Catch-Ups as Roth

    By msmith, August 16, 2023
    • 2 replies
    • 487 views
    • 
    • Lou S.
    • August 16, 2023

36. Excluded class of employees vs allocation conditions for Coverage Testing

    By tghooper, January 26, 2017
    • 1 reply
    • 487 views
    • 
    • Mike Preston
    • January 26, 2017

37. post year contribution correction

    By WCC, January 5, 2017
    • 1 reply
    • 486 views
    • 
    • Bird
    • January 5, 2017

38. Expiration Date of Duly Executed Election Form

    By Christopher, June 5, 2018
    • 1 reply
    • 486 views
    • 
    • Madison71
    • June 5, 2018

39. Urgently Need help: 2018 Excess Employer contribution self-correction

    By hameshatumkochaha, July 10, 2020
    • 4 replies
    • 485 views
    • 
    • hameshatumkochaha
    • July 14, 2020

40. HCE violated 402(g)... effect on profit sharing?

    By AlbanyConsultant, March 7, 2017
    • 2 replies
    • 485 views
    • 
    • AlbanyConsultant
    • March 8, 2017

41. auto enrollment for pre-12/29/22 plans and LTPTE

    By AlbanyConsultant, November 29, 2023
    • 1 reply
    • 485 views
    • 
    • Peter Gulia
    • November 29, 2023

42. Is top heavy required under 401k plan?

    By Jakyasar, January 5, 2024
    • 4 replies
    • 484 views
    • 
    • Jakyasar
    • January 8, 2024

43. Deferral Eligibility Amendment Safe Harbor Plan

    By ATM, April 22, 2019
    • 1 reply
    • 484 views
    • 
    • 401king
    • April 22, 2019

44. Forfeitures and prior plan year 2016

    By alexa, September 26, 2017
    • 1 reply
    • 484 views
    • 
    • ETA Consulting LLC
    • September 26, 2017

45. Deferrals > net s/e comp

    By AlbanyConsultant, March 13, 2024
    • 1 reply
    • 484 views
    • 
    • Lou S.
    • March 13, 2024

46. late 5500EZ relief program question

    By HarryX, March 13, 2024
    • 3 replies
    • 484 views
    • 
    • CuseFan
    • March 14, 2024

47. Distribution made in the abscense of a distributable event

    By AbsolutelyOkayPossibly, January 12, 2021
    • 1 reply
    • 483 views
    • 
    • ESOP Guy
    • January 12, 2021

48. Top Heavy/Safe Harbor

    By Stash026, June 3, 2020
    • 1 reply
    • 483 views
    • 
    • Mike Preston
    • June 4, 2020

49. Community Land Trust

    By cpc0506, October 23, 2020
    • 2 replies
    • 483 views
    • 
    • Luke Bailey
    • October 23, 2020

50. Terminated 401(k) plan

    By Cynchbeast, January 16, 2020
    • 2 replies
    • 482 views
    • 
    • Bird
    • January 17, 2020