401(k) Plans

19,317 topics in this forum

1. 2024 Catch-Ups as Roth

   By msmith, August 16, 2023
   • 2 replies
   • 524 views
   • 
   • Lou S.
   • August 16, 2023

2. QDROs next step

   By Chiswick, June 9, 2020
   • 1 reply
   • 524 views
   • 
   • Larry Starr
   • June 9, 2020

3. Elective Withholding on Unpaid Vacation

   By CLE401kGuy, September 19, 2018
   • 2 replies
   • 524 views
   • 
   • CLE401kGuy
   • September 20, 2018

4. Profit Sharing after taxes are filed

   By 401Kerfuffle, April 25, 2019
   • 1 reply
   • 524 views
   • 
   • C. B. Zeller
   • April 25, 2019

5. New plan Tax credit

   By Tom, March 14, 2024
   • 1 reply
   • 524 views
   • 
   • Paul I
   • March 14, 2024

6. Vesting for Rehires

   By FishOn, July 18, 2023
   • 2 replies
   • 524 views
   • 
   • 401kAllTheWay
   • July 18, 2023

7. Plan Termination - Short 401k Deferral

   By Pensions2020, October 20, 2023
   • 3 replies
   • 523 views
   • 
   • Lou S.
   • October 23, 2023

8. Average Benefit Test - Controlled Group - Tested Separately

   By Vlad401k, April 18, 2024
   • 1 reply
   • 523 views
   • 
   • C. B. Zeller
   • April 18, 2024

9. Participant Loans

   By hsctpa, July 30, 2018
   • 1 reply
   • 523 views
   • 
   • Madison71
   • July 30, 2018

10. List of Required Notices

    By metsfan026, November 5, 2021
    • 1 reply
    • 523 views
    • 
    • Pam Shoup
    • November 8, 2021

11. Dad does asset sale to son: successor plan?

    By AlbanyConsultant, November 2, 2024
    • 0 replies
    • 523 views
    • 
    • AlbanyConsultant
    • November 2, 2024

12. Adding Safe Harbor mid-year

    By 401kLife, January 7, 2021
    • 1 reply
    • 522 views
    • 
    • Bill Presson
    • January 7, 2021

13. Forfeitures Used to Fund QNECs/QMACs - Amendment

    By ERISAAPPLE, December 13, 2017
    • 2 replies
    • 522 views
    • 
    • RatherBeGolfing
    • December 13, 2017

14. Start-up (sort of?) 401(k) Plan

    By truphao, December 1, 2022
    • 4 replies
    • 522 views
    • 
    • Bird
    • December 1, 2022

15. First year of the plan with HCEs limited due to lack of SH

    By Jakyasar, December 20, 2024
    • 4 replies
    • 522 views
    • 
    • Jakyasar
    • December 20, 2024

16. Management Service Organization and Safe Harbor

    By Chippy, November 10, 2021
    • 2 replies
    • 522 views
    • 
    • Chippy
    • November 10, 2021

17. Ineligible 401(k) participant

    By TPA2015, May 2, 2018   

    • 401(k)
    • ineligible participant
    • 1 reply
    • 522 views
    • 
    • ETA Consulting LLC
    • May 3, 2018

18. 401(a)(17) Prorated Due to Suspended Discretionary Match?

    By QualGeek, February 11, 2021
    • 1 reply
    • 522 views
    • 
    • Bird
    • February 12, 2021

19. Control Group 5500EZ or SF filing

    By Bob Demontigny, June 24, 2022
    • 1 reply
    • 522 views
    • 
    • CuseFan
    • June 24, 2022

20. amend safe harbor non-elective to ACP with QMAC

    By thepensionmaven, July 10, 2022
    • 2 replies
    • 521 views
    • 
    • thepensionmaven
    • July 12, 2022

21. Participating Employers, employees and deferrals

    By Pammie57, September 9, 2020
    • 2 replies
    • 521 views
    • 
    • Mike Preston
    • September 10, 2020

22. Integration - Maximize

    By TH 401k, October 16, 2025
    • 5 replies
    • 520 views
    • 
    • TH 401k
    • October 18, 2025

23. Annuity illustrations_Secure Act

    By gc@chimentowebb.com, July 25, 2023
    • 1 reply
    • 520 views
    • 
    • garrettwadley
    • July 26, 2023

24. 401k HCE limit as a fraction

    By TPApril, June 29, 2022
    • 3 replies
    • 518 views
    • 
    • CuseFan
    • June 30, 2022

25. 401k 415

    By pgold, February 6, 2017
    • 4 replies
    • 518 views
    • 
    • K2
    • February 6, 2017

26. Ft Wm Volume Submitter PSP with CODA

    By J Simmons, November 7, 2018
    • 0 replies
    • 518 views
    • 
    • J Simmons
    • November 7, 2018

27. 401k Profit sharing deposit rejected by bank missing deadline

    By Bill Reskin, October 8, 2020
    • 2 replies
    • 518 views
    • 
    • Mike Preston
    • October 10, 2020

28. match as contribution or cash?

    By Santo Gold, November 15, 2018
    • 4 replies
    • 518 views
    • 
    • Luke Bailey
    • November 17, 2018

29. If 401(k) plan requires ppts to be active on 12/31 to receive match...

    By DayinJune, July 2, 2024
    • 2 replies
    • 517 views
    • 
    • CuseFan
    • July 2, 2024

30. Underpayment Rate / DOL VFCP Calculator

    By austin3515, March 25, 2019
    • 0 replies
    • 517 views
    • 
    • austin3515
    • March 25, 2019

31. End of year requirements for Profit sharing and non-electives

    By dragondon, November 10, 2022
    • 1 reply
    • 517 views
    • 
    • Bill Presson
    • November 10, 2022

32. 5500 audit requirement

    By Tom, August 26, 2024
    • 1 reply
    • 516 views
    • 
    • Bruce1
    • August 26, 2024

33. Brokerage accounts - trust accounting

    By ESI2015, October 27, 2021
    • 1 reply
    • 516 views
    • 
    • RatherBeGolfing
    • October 29, 2021

34. Corrective Distributions for 3 Plan Years

    By pixiebear, November 16, 2023
    • 2 replies
    • 516 views
    • 
    • Luke Bailey
    • November 18, 2023

35. catch-up universal availability failure

    By WCC, October 3, 2025
    • 1 reply
    • 516 views
    • 
    • Artie M
    • October 3, 2025

36. safe harbor contribution change mid year

    By KevinMc, March 5, 2023
    • 1 reply
    • 516 views
    • 
    • Lou S.
    • March 6, 2023

37. Age weighted and 401(a)(4) non discrimination Testing

    By TH 401k, August 20, 2025
    • 3 replies
    • 515 views
    • 
    • Bri
    • August 21, 2025

38. safe harbor non-elective

    By thepensionmaven, February 25, 2024
    • 1 reply
    • 515 views
    • 
    • Bill Presson
    • February 25, 2024

39. ADP refund deadline ?

    By pholosofizer, October 26, 2017
    • 1 reply
    • 515 views
    • 
    • Mike Preston
    • October 26, 2017

40. deferral from bonus - plan doc operational failure

    By doombuggy, September 27, 2017
    • 1 reply
    • 515 views
    • 
    • MoJo
    • September 27, 2017

41. RMD 10 Year Rule

    By ALS, October 15, 2020
    • 1 reply
    • 515 views
    • 
    • Bird
    • October 16, 2020

42. Cares withdrawal withholding

    By JRSP533, May 9, 2020
    • 1 reply
    • 515 views
    • 
    • david rigby
    • May 9, 2020

43. Determination Letter Fees?

    By ML68, August 21, 2018
    • 2 replies
    • 515 views
    • 
    • ML68
    • August 22, 2018

44. Secure 2.0-Roth catchup

    By justatester, June 6, 2023
    • 1 reply
    • 514 views
    • 
    • Lou S.
    • June 6, 2023

45. Distribution made in the abscense of a distributable event

    By AbsolutelyOkayPossibly, January 12, 2021
    • 1 reply
    • 514 views
    • 
    • ESOP Guy
    • January 12, 2021

46. Amending SH effective date

    By BG5150, August 6, 2019
    • 3 replies
    • 514 views
    • 
    • Mike Preston
    • August 6, 2019

47. SIMPLE IRA excess

    By thepensionmaven, September 24, 2020
    • 2 replies
    • 514 views
    • 
    • Bird
    • September 28, 2020

48. Deadline for funding deferrals for owners of Sub S Corp

    By Pammie57, December 31, 2018
    • 2 replies
    • 514 views
    • 
    • Larry Starr
    • January 2, 2019

49. Distribution Error - Vesting

    By Vlad401k, September 14, 2021
    • 1 reply
    • 514 views
    • 
    • Bill Presson
    • September 14, 2021

50. Compensation Question - Part Year or Whole Year?

    By MarZDoates, February 18, 2021
    • 2 replies
    • 513 views
    • 
    • MarZDoates
    • February 18, 2021