401(k) Plans

19,317 topics in this forum

1. Penalty for Late Filing of 1094/1095

   By metsfan026, April 10, 2024
   • 1 reply
   • 485 views
   • 
   • Sabrina1
   • April 10, 2024

2. Must safe-harbor matching or nonelective contributions be withdrawal-restricted.

   By Peter Gulia, December 9, 2022   

   • safe harbor
   • 1 reply
   • 485 views
   • 
   • Bill Presson
   • December 10, 2022

3. Penalty for Y/E match funded after March 15 fails ACP

   By legort69, March 12, 2020
   • 1 reply
   • 484 views
   • 
   • Bri
   • March 12, 2020

4. Where to put deemed distribution due to loan default on 2020 Form 5500- Schedule H

   By rblum50, September 14, 2021
   • 2 replies
   • 484 views
   • 
   • rblum50
   • September 14, 2021

5. Maxing out 401(k) Plan and Roth IRA

   By AJC, February 16, 2023
   • 2 replies
   • 484 views
   • 
   • AJC
   • February 16, 2023

6. Are after tax contributions subject to the 402 g limit or the 100% of compensation portion of the 415 limit?

   By dragondon, December 22, 2022
   • 1 reply
   • 484 views
   • 
   • C. B. Zeller
   • December 22, 2022

7. Who's The Employer?

   By AmyETPA, March 23, 2022
   • 1 reply
   • 484 views
   • 
   • CuseFan
   • March 24, 2022

8. Annual Notice Requirement for Spouse Only Plan

   By Sue, October 21, 2019
   • 2 replies
   • 484 views
   • 
   • Lou S.
   • October 22, 2019

9. QNEC and QMAC

   By dragondon, December 8, 2022
   • 3 replies
   • 483 views
   • 
   • C. B. Zeller
   • January 3, 2023

10. safe harbor for those still employed on LDOY only

    By Tom, November 25, 2025
    • 8 replies
    • 483 views
    • 
    • Paul I
    • December 3, 2025

11. New catch-up rules

    By Jakyasar, November 27, 2024
    • 2 replies
    • 483 views
    • 
    • Jakyasar
    • November 27, 2024

12. 401(k) non-elective safe harbor plan that excludes a small numer of NHCEs from making elective deferrals

    By RWPHoenix, December 5, 2018
    • 1 reply
    • 483 views
    • 
    • ETA Consulting LLC
    • December 5, 2018

13. Related Organizations

    By TPA Bob, February 20, 2018   

    • controlled group
    • affiliated service group
    • 1 reply
    • 482 views
    • 
    • Lou S.
    • February 20, 2018

14. Affiliate Service Group or Controlled Group

    By Snowman, April 30, 2024
    • 1 reply
    • 482 views
    • 
    • Paul I
    • April 30, 2024

15. Form 8955 Extension but nothing to file

    By Tom, July 3, 2024
    • 1 reply
    • 482 views
    • 
    • RatherBeGolfing
    • July 3, 2024

16. RMD for Deceased Partic - Client can't find bene

    By MidWestTPA, December 12, 2019
    • 1 reply
    • 482 views
    • 
    • ESOP Guy
    • December 12, 2019

17. Late Deposits MEP

    By ATM, December 13, 2019
    • 3 replies
    • 482 views
    • 
    • C. B. Zeller
    • December 13, 2019

18. Startup Safe Harbor Non-elective 401(k)

    By Gilmore, September 1, 2020
    • 1 reply
    • 482 views
    • 
    • Gilmore
    • September 1, 2020

19. Open Enrollment

    By Becky Schwing, August 19, 2021
    • 1 reply
    • 481 views
    • 
    • C. B. Zeller
    • August 19, 2021

20. Company Acquisition and HCEs

    By MGOAdmin, September 3, 2021
    • 1 reply
    • 481 views
    • 
    • Lou S.
    • September 7, 2021

21. QACA True-Ups - Are The Mandatory?

    By metsfan026, March 14, 2025
    • 0 replies
    • 481 views
    • 
    • metsfan026
    • March 14, 2025

22. After-tax contributions

    By austin3515, June 24, 2021
    • 0 replies
    • 480 views
    • 
    • austin3515
    • June 24, 2021

23. limit compensation for HCE's in a safe harbor match plan

    By Pixie, November 11, 2025
    • 6 replies
    • 480 views
    • 
    • CuseFan
    • November 13, 2025

24. 5500 Schedule C Question

    By Madison71, August 6, 2018
    • 0 replies
    • 480 views
    • 
    • Madison71
    • August 6, 2018

25. Contribution error

    By BellaBee41, October 3, 2025
    • 3 replies
    • 480 views
    • 
    • BellaBee41
    • October 13, 2025

26. Requesting "Minor" Modification of Compliance Statement

    By IhrtERISA, December 1, 2017
    • 0 replies
    • 480 views
    • 
    • IhrtERISA
    • December 1, 2017

27. Multiple Plan Entry Requirements

    By metsfan026, August 20, 2021
    • 3 replies
    • 479 views
    • 
    • C. B. Zeller
    • August 20, 2021

28. Hurricane Debby tax relief

    By doombuggy, August 27, 2024
    • 2 replies
    • 479 views
    • 
    • doombuggy
    • August 28, 2024

29. More than 1% Ownership

    By ahasan, January 22, 2024
    • 2 replies
    • 479 views
    • 
    • Paul I
    • January 22, 2024

30. Short Plan year and top heavy

    By Tom, February 15, 2023
    • 1 reply
    • 479 views
    • 
    • Lou S.
    • February 15, 2023

31. Prior year testing for first plan test

    By 30Rock, November 24, 2025
    • 3 replies
    • 479 views
    • 
    • CuseFan
    • November 25, 2025

32. Correction of erroneous Roth deferrals

    By M_2015, August 13, 2024
    • 1 reply
    • 478 views
    • 
    • R Griffith
    • September 10, 2024

33. Medical Hardship

    By Ray H, February 24, 2019
    • 1 reply
    • 478 views
    • 
    • CuseFan
    • February 25, 2019

34. US Company with Puerto Rican employee

    By Gilmore, July 12, 2021
    • 0 replies
    • 478 views
    • 
    • Gilmore
    • July 12, 2021

35. Safe Harbor 401k and Tradional 401k in a Controlled Group

    By timofeo, April 23, 2020
    • 2 replies
    • 478 views
    • 
    • timofeo
    • July 1, 2020

36. One participant 401k real estate lawsuit

    By Lawrence, August 9, 2018   

    • 401k
    • law suit
    • (and 1 more)

      Tagged with:

      • 401k
      • law suit
      • real estate
    • 1 reply
    • 478 views
    • 
    • Larry Starr
    • August 9, 2018

37. Refinancing Participant Loans

    By Cobras59, September 14, 2022
    • 1 reply
    • 477 views
    • 
    • Gilmore
    • September 15, 2022

38. Rolling Real Estate into an IRA

    By rblum50, March 22, 2023
    • 2 replies
    • 477 views
    • 
    • Bill Presson
    • March 24, 2023

39. Mandatory Distributions

    By Tom, October 22, 2024
    • 1 reply
    • 477 views
    • 
    • justanotheradmin
    • October 22, 2024

40. Fund Replacement in MultiVendor Plan

    By khn, December 3, 2020
    • 2 replies
    • 477 views
    • 
    • khn
    • December 4, 2020

41. Escaping a PEP and establishing a new single-Employer 401(k) plan

    By 415 Limit, February 21, 2023
    • 0 replies
    • 477 views
    • 
    • 415 Limit
    • February 21, 2023

42. Single Member LLC deferred (ROTH) and had a net loss on both Schedule C's

    By Pammie57, May 20, 2021
    • 1 reply
    • 477 views
    • 
    • Lou S.
    • May 20, 2021

43. Can you correct Incorrect QNEC???

    By kmhaab, October 3, 2017
    • 0 replies
    • 477 views
    • 
    • kmhaab
    • October 3, 2017

44. ARA Asks IRS for More Time on LTPTE Rule

    By RatherBeGolfing, November 29, 2023
    • 1 reply
    • 477 views
    • 
    • Peter Gulia
    • November 29, 2023

45. Early Retirement Age

    By baileybear, August 15, 2023
    • 1 reply
    • 476 views
    • 
    • CuseFan
    • August 16, 2023

46. Safe Harbor Contribution Required?

    By Dougsbpc, October 28, 2023
    • 2 replies
    • 476 views
    • 
    • Paul I
    • October 28, 2023

47. Compensation after year end and testing

    By khr, December 21, 2020
    • 1 reply
    • 476 views
    • 
    • Bird
    • December 21, 2020

48. timing for deposit for quarterly match

    By AlbanyConsultant, February 2, 2017
    • 2 replies
    • 475 views
    • 
    • AlbanyConsultant
    • February 3, 2017

49. Help needed...tough situation

    By scarabrad, April 2, 2018
    • 1 reply
    • 475 views
    • 
    • jpod
    • April 2, 2018

50. SECURE Act, RMDs to designed beneficary, and annuity under DC Plan

    By DKE, June 29, 2020
    • 0 replies
    • 475 views
    • 
    • DKE
    • June 29, 2020