401(k) Plans

19,275 topics in this forum

1. LTPT in Average Benefit Test

   By Vlad401k, August 6
   • 1 reply
   • 400 views
   • 
   • CuseFan
   • August 6

2. Eligibility

   By Chippy, January 18, 2017
   • 1 reply
   • 399 views
   • 
   • duckthing
   • January 18, 2017

3. Affiliated employer wants to start own plan

   By Santo Gold, March 13, 2017
   • 0 replies
   • 399 views
   • 
   • Santo Gold
   • March 13, 2017

4. Tribal 401(k) Plans

   By TPApril, July 12, 2019
   • 0 replies
   • 399 views
   • 
   • TPApril
   • July 12, 2019

5. Top Heavy Testing

   By Tom, March 17, 2023
   • 1 reply
   • 398 views
   • 
   • Nate S
   • March 20, 2023

6. Automatic enrollment and grandfathered plan

   By cathyw, April 5, 2024
   • 1 reply
   • 397 views
   • 
   • Paul I
   • April 5, 2024

7. Coverage and Rate Group Testing

   By justatester, October 18, 2024
   • 1 reply
   • 397 views
   • 
   • John Feldt ERPA CPC QPA
   • October 20, 2024

8. Carryover of Deferral Elections to QACA? Uniformity Requirement an issue?

   By casey72, April 26, 2022
   • 0 replies
   • 397 views
   • 
   • casey72
   • April 26, 2022

9. timing of disclosure

   By Jim Bender, December 2, 2019
   • 1 reply
   • 397 views
   • 
   • EPCRSGuru
   • December 4, 2019

10. How to determine HCE if the company did not have payroll in the prior year?

    By dragondon, November 8, 2022
    • 1 reply
    • 397 views
    • 
    • Bill Presson
    • November 8, 2022

11. DDR Allocation condition waivers

    By 30Rock, February 24
    • 0 replies
    • 396 views
    • 
    • 30Rock
    • February 24

12. Treatment of Otherwise Excludable Employees for Coverage and ADP Testing-Option 1

    By Logan401, August 23, 2023
    • 1 reply
    • 396 views
    • 
    • Logan401
    • August 28, 2023

13. Integrated Formula

    By Mr Bagwell, December 22, 2021
    • 3 replies
    • 396 views
    • 
    • Bri
    • December 22, 2021

14. QLAC

    By cathyw, March 3, 2017
    • 0 replies
    • 396 views
    • 
    • cathyw
    • March 3, 2017

15. Tax withhholding versus 401k deferral on irregular pay

    By Pammie57, August 24, 2020
    • 1 reply
    • 396 views
    • 
    • Bird
    • August 25, 2020

16. MEP 401(k) Plan-Does account balance transfer with eEE when changing ER?

    By fynn6%7, May 4, 2017   

    • mep
    • 0 replies
    • 396 views
    • 
    • fynn6%7
    • May 4, 2017

17. Traditional 401(k) plan to Safe Harbor 401(k) plan

    By Dougsbpc, February 27, 2024
    • 1 reply
    • 395 views
    • 
    • Bill Presson
    • February 27, 2024

18. LLC no pay in 2020 but wants to do PS

    By TPApril, January 22, 2021
    • 1 reply
    • 395 views
    • 
    • Bill Presson
    • January 22, 2021

19. Life Insurance Plans in 401(k)

    By 401(k) DUDE, March 28, 2017
    • 1 reply
    • 394 views
    • 
    • Belgarath
    • March 29, 2017

20. Mandatory Roth Catch Up related

    By Jakyasar, Wednesday at 10:10 PM
    • 8 replies
    • 394 views
    • 
    • Pam Shoup
    • 22 hours ago

21. No S-8 if matching shares

    By Fortunate Freddy, July 29, 2021
    • 0 replies
    • 394 views
    • 
    • Fortunate Freddy
    • July 29, 2021

22. Key employee determination in a short plan year

    By SW77, September 9, 2020
    • 0 replies
    • 394 views
    • 
    • SW77
    • September 9, 2020

23. Plan Document Restatement - Non Volume Submitter DC

    By metsfan026, December 9, 2021
    • 1 reply
    • 393 views
    • 
    • CuseFan
    • December 9, 2021

24. Partnership Comp Calcs Forfeitures

    By sdix401k, February 14, 2020
    • 1 reply
    • 393 views
    • 
    • Bri
    • February 14, 2020

25. Bottom Up QNEC

    By Vlad401k, February 27, 2017
    • 1 reply
    • 392 views
    • 
    • Kevin C
    • February 27, 2017

26. off calendar year

    By thepensionmaven, June 2, 2017
    • 2 replies
    • 391 views
    • 
    • CuseFan
    • June 2, 2017

27. Tax Credits Available under SECURE 2.0

    By FishOn, July 28, 2023
    • 1 reply
    • 391 views
    • 
    • Tom Veal
    • August 1, 2023

28. Auto enrollment requirements for controlled group

    By B21, December 19, 2024
    • 0 replies
    • 390 views
    • 
    • B21
    • December 19, 2024

29. Funding Contribution for Terminated Participants Now

    By JustMe, May 15, 2020
    • 1 reply
    • 389 views
    • 
    • Mike Preston
    • May 16, 2020

30. Letter from State 401k Funds Unclaimed

    By James56, April 30, 2023
    • 0 replies
    • 389 views
    • 
    • James56
    • April 30, 2023

31. Integration - Maximize

    By TH 401k, October 16
    • 5 replies
    • 388 views
    • 
    • TH 401k
    • October 18

32. 401k funded by employer and not fixed

    By AlbanyConsultant, May 19, 2020
    • 1 reply
    • 388 views
    • 
    • Bird
    • May 19, 2020

33. Recapture Account Allocation Method Change - new 404a-5 disclosure?

    By JustMe, December 20, 2018
    • 0 replies
    • 388 views
    • 
    • JustMe
    • December 20, 2018

34. IRS Approved Nonbank Trustees

    By C. Walker, September 27, 2017
    • 1 reply
    • 386 views
    • 
    • Flyboyjohn
    • September 27, 2017

35. Exclude Non-U.S. Source Income from Compensation

    By EBECatty, November 12, 2020
    • 0 replies
    • 384 views
    • 
    • EBECatty
    • November 12, 2020

36. Hardship Distribution - Services Completed

    By 52626, April 29, 2024
    • 0 replies
    • 384 views
    • 
    • 52626
    • April 29, 2024

37. Withdraw 401k while acquisition

    By Kris Alya, December 13, 2021
    • 1 reply
    • 383 views
    • 
    • WCC
    • December 13, 2021

38. Late Form 5500 Filing - Multiple Plans

    By metsfan026, May 7, 2024
    • 1 reply
    • 383 views
    • 
    • Belgarath
    • May 7, 2024

39. Forfeiture Allocation of PS funds

    By 52626, July 11, 2022
    • 1 reply
    • 382 views
    • 
    • Lou S.
    • July 11, 2022

40. QACA vs SHMAC

    By gregburst, August 24, 2023
    • 0 replies
    • 382 views
    • 
    • gregburst
    • August 24, 2023

41. Earned Income Calculation

    By austin3515, March 23, 2017
    • 1 reply
    • 381 views
    • 
    • Bird
    • March 24, 2017

42. Exclusion of otherwise eligbile ee

    By austin3515, January 8, 2017
    • 0 replies
    • 381 views
    • 
    • austin3515
    • January 8, 2017

43. Department of Labor Wage and Hour Division FLSA Back Wages

    By jkharvey, July 10, 2023
    • 0 replies
    • 381 views
    • 
    • jkharvey
    • July 10, 2023

44. Top Heavy and Safe Harbor

    By coleboy, February 24, 2021
    • 2 replies
    • 380 views
    • 
    • coleboy
    • February 24, 2021

45. About long-term part-time employees, interpreting Internal Revenue Code § 401(k)(2)(D)(ii) and § 401(k)(15)

    By Peter Gulia, June 14, 2023
    • 2 replies
    • 380 views
    • 
    • Peter Gulia
    • June 14, 2023

46. Historical corrections for 5500's & late 401k

    By TPApril, April 24, 2017
    • 0 replies
    • 379 views
    • 
    • TPApril
    • April 24, 2017

47. CODE 4 ON THE 1099-R

    By SHARON M., March 24, 2021
    • 1 reply
    • 377 views
    • 
    • C. B. Zeller
    • March 24, 2021

48. match increase amendment (non s/h plan)

    By TPApril, February 3
    • 0 replies
    • 376 views
    • 
    • TPApril
    • February 3

49. Controlled Group - Multiple 401k Plans and Nondiscrimination Testing

    By LauraS, August 13   

    • 401k
    • testing
    • (and 3 more)

      Tagged with:

      • 401k
      • testing
      • controlled group
      • qaca
      • safe harbor
    • 1 reply
    • 376 views
    • 
    • justanotheradmin
    • August 14

50. State paid leave laws

    By R. Butler, March 25, 2023
    • 0 replies
    • 375 views
    • 
    • R. Butler
    • March 25, 2023