401(k) Plans

19,332 topics in this forum

1. Loan Corrections

   By austin3515, March 30, 2022
   • 1 reply
   • 371 views
   • 
   • austin3515
   • March 30, 2022

2. Sole Proprietor has a loss

   By Egold, March 28, 2022
   • 4 replies
   • 884 views
   • 
   • Egold
   • March 29, 2022

3. Spousal Consent + RMD

   By metsfan026, March 23, 2022
   • 8 replies
   • 4.1k views
   • 
   • bito'money
   • March 28, 2022

4. Mid-year amendment to vesting provisions in QACA

   By Belgarath, March 28, 2022
   • 0 replies
   • 297 views
   • 
   • Belgarath
   • March 28, 2022

5. What's the Max PS contribution for...

   By RayJJohnsonJr, March 23, 2022
   • 3 replies
   • 959 views
   • 
   • RayJJohnsonJr
   • March 25, 2022

6. Who's The Employer?

   By AmyETPA, March 23, 2022
   • 1 reply
   • 494 views
   • 
   • CuseFan
   • March 24, 2022

7. auto enrollment to pretax or Roth

   By WCC, March 22, 2022
   • 3 replies
   • 655 views
   • 
   • Peter Gulia
   • March 24, 2022

8. Participating Employer, Controlled Group, Income from all Employers & SHNEC - HELP!

   By JGordon, March 22, 2022
   • 2 replies
   • 530 views
   • 
   • Bill Presson
   • March 23, 2022

9. Self Directed Brokerage / FBO Accounts / Lifetime Income Disclosures

   By austin3515, March 22, 2022
   • 2 replies
   • 663 views
   • 
   • austin3515
   • March 22, 2022

10. Profit Sharing Contributions Exceeding Annual Additions Limit Across Multiple Employers

    By 401 Chaos, March 22, 2022
    • 2 replies
    • 1.3k views
    • 
    • Nate S
    • March 22, 2022

11. Deferrals start 7/1, PY is full year--calc match?

    By BG5150, March 22, 2022
    • 1 reply
    • 418 views
    • 
    • Nate S
    • March 22, 2022

12. SoloK plan and Participating Employers

    By cpc0506, March 13, 2022
    • 3 replies
    • 782 views
    • 
    • Nate S
    • March 22, 2022

13. Very wealthy doctor

    By rblum50, March 18, 2022
    • 7 replies
    • 926 views
    • 
    • Nate S
    • March 22, 2022

14. 402g Excess - Withholding Requirement on Small excess

    By Gilmore, March 18, 2022
    • 3 replies
    • 723 views
    • 
    • Gilmore
    • March 21, 2022

15. Paying fees on behalf of plan

    By Molgilny89, March 21, 2022
    • 1 reply
    • 678 views
    • 
    • Peter Gulia
    • March 21, 2022

16. Lifetime Income Illustration - SECURE Act

    By RSPGH18, March 21, 2022
    • 1 reply
    • 761 views
    • 
    • Peter Gulia
    • March 21, 2022

17. Removing Roth Option

    By RestAssured, February 24, 2022
    • 7 replies
    • 807 views
    • 
    • #toomanyrules
    • March 18, 2022

18. Assets from suspense account inadvertantly transferred to Employer

    By Renee H, March 14, 2022
    • 7 replies
    • 1.3k views
    • 
    • Renee H
    • March 17, 2022

19. Mistake In Fact Duplicate Deposit

    By AmyETPA, March 15, 2022
    • 3 replies
    • 1.4k views
    • 
    • Doc Ument
    • March 17, 2022

20. Coverage Testing - No wages paid during plan year.

    By 52626, March 15, 2022
    • 3 replies
    • 772 views
    • 
    • Nate S
    • March 16, 2022

21. Excise Tax on Refund of Match Deposited as a Lump-Sum after the End of the Plan Year

    By Christopher Wilson, March 15, 2022
    • 1 reply
    • 852 views
    • 
    • Lou S.
    • March 15, 2022

22. 1099-R(s) for 402(g) excess

    By BG5150, March 15, 2022
    • 1 reply
    • 1.2k views
    • 
    • Lou S.
    • March 15, 2022

23. Correcting a sequence number on a solo 401(k) plan

    By scottsb, March 11, 2022
    • 1 reply
    • 884 views
    • 
    • Bri
    • March 14, 2022

24. 1% key employees and options

    By Griswold, March 6, 2022
    • 8 replies
    • 1.3k views
    • 
    • Luke Bailey
    • March 10, 2022

25. Partner with Negative Self Employment Income and PPP Forgiveness

    By Mr Bagwell, March 9, 2022
    • 4 replies
    • 1.1k views
    • 
    • Dare Johnson
    • March 10, 2022

26. Failed ACP Match Refunds

    By Coleboy1, February 24, 2022
    • 3 replies
    • 1k views
    • 
    • Bri
    • March 10, 2022

27. HCEs not receiving regular employer match

    By Rose, March 9, 2022
    • 2 replies
    • 557 views
    • 
    • BG5150
    • March 9, 2022

28. Leased Employees - Problems with 410(b)

    By Y401k, March 8, 2022
    • 3 replies
    • 966 views
    • 
    • Y401k
    • March 9, 2022

29. ADP Refund--HCE has both Roth and Pre-Tax deferrals

    By BG5150, March 3, 2022
    • 11 replies
    • 3k views
    • 
    • Luke Bailey
    • March 8, 2022

30. Non Discrimination Testing for Amendment Permitting Early Entry Into 401(k) Plan

    By PensionPro, February 25, 2022
    • 7 replies
    • 1.4k views
    • 
    • Mike Preston
    • March 8, 2022

31. Wants to change Solo 401(k) plan as Corp is hiring first common law employee.

    By kpension, March 2, 2022
    • 14 replies
    • 1.4k views
    • 
    • ERISA1
    • March 8, 2022

32. safe harbor match plan, retro amendment to make employee eligible and top heavy exemption

    By DMcGovern, March 1, 2022
    • 1 reply
    • 509 views
    • 
    • mming
    • March 4, 2022

33. Affiliated Service Group Question

    By metsfan026, March 2, 2022
    • 3 replies
    • 528 views
    • 
    • C. B. Zeller
    • March 4, 2022

34. SAFE HARBOR AND CONTROLLED GROUP

    By Earl, February 28, 2007
    • 38 replies
    • 22.9k views
    • 
    • Luke Bailey
    • March 3, 2022
35. Sale of business

    Topic was moved to forum Operating a TPA or Consulting Firm

36. Partic termed in late Dec '20 but paid in early Jan--in ADP test?

    By BG5150, February 23, 2022
    • 7 replies
    • 1.1k views
    • 
    • MWeddell
    • March 1, 2022

37. Deferral... Voluntary Contribution... Mess!

    By K-t-F, March 1, 2022
    • 0 replies
    • 333 views
    • 
    • K-t-F
    • March 1, 2022

38. Multiple Employer Plan - Excess Contributions

    By metsfan026, February 4, 2022
    • 5 replies
    • 799 views
    • 
    • metsfan026
    • March 1, 2022

39. Retired or Terminated for purposes of Match

    By Pammie57, February 22, 2022
    • 6 replies
    • 1.2k views
    • 
    • ESOP Guy
    • March 1, 2022

40. Safe Harbor mid-year amendment to compensation definition - nonelective contribution plan

    By Belgarath, February 28, 2022
    • 0 replies
    • 706 views
    • 
    • Belgarath
    • February 28, 2022

41. Participant Took Coronavirus-Related Distribution in 2020, Tax Spread over 3 Years; Can Repayment of Amount Otherwise Taxed Be Deducted?

    By rocknrolls2, February 26, 2022
    • 2 replies
    • 359 views
    • 
    • C. B. Zeller
    • February 28, 2022

42. QACA Plan

    By 52626, February 25, 2022
    • 4 replies
    • 1.4k views
    • 
    • Gadgetfreak
    • February 27, 2022

43. Top Heavy and Safe Harbor

    By justatester, February 25, 2022
    • 4 replies
    • 819 views
    • 
    • C. B. Zeller
    • February 25, 2022

44. 401k payroll missed 3 loan repayments of $57.02...Using VCFP Model Form..Is there a Fee to use ? Is form 5530 Required?

    By Ken_BenefitScape, February 25, 2022
    • 1 reply
    • 678 views
    • 
    • EBP
    • February 25, 2022

45. Final 5500 after entire solo 401k rolled over into SEP IRA

    By NJ Harrington, February 24, 2022
    • 4 replies
    • 800 views
    • 
    • Bird
    • February 25, 2022

46. Lifetime Income Illustration Formula

    By JOH, August 25, 2021
    • 8 replies
    • 3k views
    • 
    • 401king
    • February 25, 2022

47. new payroll company forgot to withhold 401k

    By Old Reliable, February 23, 2022
    • 2 replies
    • 721 views
    • 
    • EBP
    • February 24, 2022

48. Final 5500 after entire solo 401k rolled over into SEP IRA

    By NJ Harrington, February 24, 2022
    • 1 reply
    • 431 views
    • 
    • Bri
    • February 24, 2022

49. Service Spanning rules and entry date

    By BG5150, February 22, 2022
    • 4 replies
    • 982 views
    • 
    • Nate S
    • February 24, 2022

50. Lost Wages

    By Dazednconfused, February 23, 2022
    • 3 replies
    • 1.4k views
    • 
    • Nate S
    • February 23, 2022