401(k) Plans

19,275 topics in this forum

1. Can a parent make a deferral election for their child?

   By MSN, September 12, 2019
   • 32 replies
   • 3.3k views
   • 
   • MoJo
   • September 23, 2019

2. Control Group with Non-Profit

   By Sarah R, September 15, 2017
   • 2 replies
   • 3.3k views
   • 
   • Luke Bailey
   • September 20, 2017

3. Overlapping Controlled Groups

   By justatester, March 2, 2009
   • 6 replies
   • 3.3k views
   • 
   • justatester
   • March 3, 2009

4. Deferrals from Compensation over the limit

   By Guest HRAdvisor, January 3, 2008
   • 9 replies
   • 3.3k views
   • 
   • Bird
   • February 11, 2008

5. HCE determination in merged 401(k) plans

   By Guest Diane DuFresne, March 5, 2001
   • 7 replies
   • 3.3k views
   • 
   • Guest
   • August 4, 2003

6. Contributions after age 70 1/2 for owner

   By Guest JimmyG, November 22, 2006
   • 1 reply
   • 3.3k views
   • 
   • thepensionmaven
   • November 23, 2006

7. How much notice must employees be given of 401(k) change?

   By Guest Attyinaz, March 21, 2001
   • 7 replies
   • 3.3k views
   • 
   • QDROphile
   • April 3, 2001

8. Employees Xfer to a Leasing Company

   By austin3515, August 18, 2010
   • 21 replies
   • 3.3k views
   • 
   • K2retire
   • August 19, 2010

9. Same Desk Rule/RevRul 2000-27

   By Christine Roberts, June 17, 2000
   • 8 replies
   • 3.3k views
   • 
   • Guest
   • November 3, 2000

10. Calculating Gains on Excess Deferrals for failed ADP

    By MBCarey, February 16, 2005
    • 3 replies
    • 3.3k views
    • 
    • MBCarey
    • February 16, 2005

11. Retroactive Amendment adding participating employer

    By austin3515, October 2, 2016
    • 7 replies
    • 3.3k views
    • 
    • Belgarath
    • October 3, 2016

12. 70 1/2 Minimum Required Distribution

    By Guest dmband1, November 9, 2001
    • 12 replies
    • 3.3k views
    • 
    • Guest
    • March 5, 2002

13. Plan Mergers/Safe Harbor Election

    By KevinMc, April 11, 2024
    • 11 replies
    • 3.3k views
    • 
    • Peter Gulia
    • April 12, 2024

14. Adding New Participating Employer in Fidelity 401(k) Plan

    By Eric Taylor, January 12, 2018
    • 2 replies
    • 3.3k views
    • 
    • ESOP Guy
    • January 15, 2018

15. Broker v. TPA

    By Guest Quacka, January 6, 2009
    • 3 replies
    • 3.3k views
    • 
    • K2retire
    • January 7, 2009

16. Seasonal employees in a 401k plan

    By Guest scott34, August 13, 2008
    • 7 replies
    • 3.3k views
    • 
    • BG5150
    • August 14, 2008

17. controlled group with different eligibility

    By hileman, September 20, 2017
    • 6 replies
    • 3.3k views
    • 
    • Tom Poje
    • September 20, 2017

18. Manual ADP/ACP test

    By Guest nbs, December 10, 2002
    • 6 replies
    • 3.3k views
    • 
    • Brian Gallagher
    • December 12, 2002

19. Nondiscrim and Controlled Group

    By Randy Watson, August 7, 2008
    • 7 replies
    • 3.3k views
    • 
    • Randy Watson
    • August 8, 2008

20. Aggregating a Safe Harbor and a Non-Safe Harbor

    By austin3515, February 10, 2003
    • 12 replies
    • 3.3k views
    • 
    • austin3515
    • February 14, 2003

21. Changing eligibilty - nondiscriminatory?

    By AlbanyConsultant, February 16, 2017
    • 21 replies
    • 3.3k views
    • 
    • RatherBeGolfing
    • February 22, 2017

22. Change of Union Status for ADP/ACP testing

    By Guest jvi, July 6, 1999
    • 6 replies
    • 3.3k views
    • 
    • MWeddell
    • March 28, 2002

23. LTPT rules - anniversary year vs. plan year or calendar year

    By Tom, October 4, 2023
    • 6 replies
    • 3.3k views
    • 
    • C. B. Zeller
    • October 6, 2023

24. Missed Deferral - Catch Up Contribution

    By 52626, January 27, 2019
    • 10 replies
    • 3.3k views
    • 
    • cheersmate
    • January 31, 2019

25. 2 separate plans - one for union one for regular - asset account question

    By HarleyBabe, December 3, 2015
    • 27 replies
    • 3.3k views
    • 
    • HarleyBabe
    • December 15, 2015

26. Benefits to Employees who are Eligible for Rehire

    By Guest schoenenbergerj, October 9, 1998
    • 0 replies
    • 3.3k views
    • 
    • Guest
    • October 9, 1998

27. Applying the Otherwise Excludable Rules

    By justatester, January 2, 2014   

    • Prior Year for ADP/ACP
    • 5 replies
    • 3.3k views
    • 
    • MWeddell
    • April 7, 2014

28. discretionary match - notice to participants required if discontinue making match?

    By PensionNewbee, December 16, 2003
    • 6 replies
    • 3.3k views
    • 
    • Guest
    • December 18, 2003

29. Safe Harbor Notice

    By Guest Xiomara914, November 17, 2006
    • 7 replies
    • 3.3k views
    • 
    • Bird
    • November 22, 2006

30. How can I find a missing beneficiary under a 401k plan, for whom I hav

    By Guest Gage, October 2, 2000
    • 6 replies
    • 3.3k views
    • 
    • Bill Berke
    • November 3, 2000

31. Is there a way to learn ADP/ACP testing on my own? Is there a book, or

    By Guest Kimberly Stewart, August 30, 2000
    • 9 replies
    • 3.3k views
    • 
    • MR
    • September 1, 2000

32. Control group with tax-exempt subsidiary

    By Guest JDL, March 6, 2003
    • 9 replies
    • 3.3k views
    • 
    • Guest
    • March 7, 2003

33. How is loss reported for corrective distribution within 2 1/2 months o

    By John A, January 22, 2001
    • 5 replies
    • 3.3k views
    • 
    • Alf
    • March 22, 2001

34. Refund of Excess Contributions and gap period income

    By Guest SPOT, January 5, 2007
    • 1 reply
    • 3.3k views
    • 
    • Guest
    • February 22, 2007

35. EACA: Where to start auto-deferrals after rehire

    By BG5150, June 11, 2019
    • 3 replies
    • 3.3k views
    • 
    • Kevin C
    • June 12, 2019

36. Vesting

    By Guest Chicchica, March 7, 2011
    • 4 replies
    • 3.3k views
    • 
    • GMK
    • March 9, 2011

37. HCE-Attribution

    By PFranckowiak, February 10, 2010
    • 2 replies
    • 3.3k views
    • 
    • PFranckowiak
    • February 11, 2010

38. Highly Compensated in NonProfit

    By coleboy, August 6, 2014
    • 7 replies
    • 3.3k views
    • 
    • BG5150
    • November 12, 2019

39. 401k Education - Seminar or Conference

    By Guest lmmangrum, February 10, 2006
    • 5 replies
    • 3.3k views
    • 
    • Guest
    • February 11, 2006

40. After Tax contribution limit

    By Guest Mst Shake, December 19, 2008
    • 6 replies
    • 3.3k views
    • 
    • Bird
    • December 22, 2008

41. Davis Bacon EE contributions?

    By Guest Green92, May 12, 2008
    • 5 replies
    • 3.3k views
    • 
    • Guest
    • June 13, 2008

42. Incorrect Elective Deferral

    By AAS2, February 23, 2017   

    • elective deferral
    • correction
    • (and 1 more)

      Tagged with:

      • elective deferral
      • correction
      • payroll period
    • 8 replies
    • 3.3k views
    • 
    • CuseFan
    • February 24, 2017

43. 12b-1 fees

    By Guest anne1, January 17, 2006
    • 13 replies
    • 3.3k views
    • 
    • GBurns
    • January 24, 2006

44. Service as an unpaid intern

    By Guest Aust916, April 27, 2011
    • 4 replies
    • 3.3k views
    • 
    • Kevin C
    • April 28, 2011

45. Failed ADP

    By Guest lindamichals, June 24, 2003
    • 3 replies
    • 3.3k views
    • 
    • Guest
    • June 24, 2003

46. Forfeiture Reallocation

    By Chippy, May 21, 2015
    • 6 replies
    • 3.3k views
    • 
    • Bird
    • September 4, 2015

47. Privacy and safety re: 401k Loan

    By interestedparty, August 27, 2015   

    • privacy and expediency
    • 16 replies
    • 3.3k views
    • 
    • BigMitch
    • July 10, 2019

48. Which Plan should I integrate with Social Security

    By Guest Don J. Smith, January 14, 2000
    • 2 replies
    • 3.3k views
    • 
    • Guest
    • January 15, 2000

49. death of beneficiary

    By Jennifer D., August 28, 2013
    • 7 replies
    • 3.3k views
    • 
    • masteff
    • August 29, 2013

50. 402(g) Excess Deferrals-negative earnings and 1099-Rs

    By AndrewZ, January 30, 2002
    • 3 replies
    • 3.3k views
    • 
    • Archimage
    • July 30, 2002