401(k) Plans

19,319 topics in this forum

1. lost employer matching contributions

   By Guest baxterdale, July 10, 2001
   • 10 replies
   • 3.2k views
   • 
   • Guest
   • August 24, 2001

2. ADP/ACP Test

   By Guest fender5150, June 5, 2007
   • 10 replies
   • 2.1k views
   • 
   • Guest
   • June 7, 2007

3. Safe Harbor Plan and Sale/acquisition

   By 30Rock, April 10, 2025
   • 10 replies
   • 1.8k views
   • 
   • Belgarath
   • April 14, 2025

4. Limited Scope Audits

   By Guest Taxman, June 13, 2003
   • 10 replies
   • 2.8k views
   • 
   • Guest
   • June 21, 2003

5. How do we roll over 401(k) plans for new employees?

   By Guest Hayliebunny, December 3, 2003
   • 10 replies
   • 2.3k views
   • 
   • Appleby
   • December 4, 2003

6. Can partners reverse deferrals after year end?

   By Spencer, June 14, 2010
   • 10 replies
   • 2.4k views
   • 
   • Spencer
   • June 23, 2010

7. Dual Eligibility - New Plan waiver of eligibility requirements

   By JustMe, March 30, 2020
   • 10 replies
   • 1.3k views
   • 
   • JustMe
   • April 2, 2020

8. 401k plan - annual Comp limits

   By alexa, October 23, 2020
   • 10 replies
   • 2.4k views
   • 
   • Bird
   • October 26, 2020

9. Can a plan administrator allow a hardship withdrawal without requiring

   By KIP KRAUS, June 28, 2000
   • 10 replies
   • 2.6k views
   • 
   • R. Butler
   • August 3, 2000

10. Excess Contribution

    By TH 401k, September 30, 2025
    • 10 replies
    • 908 views
    • 
    • TH 401k
    • October 3, 2025

11. Statutory Entry Requirements

    By emmetttrudy, September 28, 2012
    • 10 replies
    • 5.1k views
    • 
    • BG5150
    • October 1, 2012

12. Contributions to money purchase and profit sharing plans

    By Guest Theresa, November 23, 1999
    • 10 replies
    • 1.9k views
    • 
    • jquazza
    • November 5, 2004

13. Separate Plan Checking Account?

    By Guest jmarini, April 16, 2003
    • 10 replies
    • 3.7k views
    • 
    • Guest
    • April 25, 2003

14. Service Based Exclusions

    By LANDO, March 18, 2015   

    • eligibility
    • service based exclusions
    • (and 4 more)

      Tagged with:

      • eligibility
      • service based exclusions
      • 410(a)
      • Maximum age and service
      • business classification
      • excluded employees
    • 10 replies
    • 3.7k views
    • 
    • Kevin C
    • March 20, 2015

15. Missed Match more than 12 months after plan year end

    By Vlad401k, February 8, 2021
    • 10 replies
    • 993 views
    • 
    • Mike Preston
    • February 16, 2021

16. Participant wants to change distribution election

    By Ananda, August 25, 2022
    • 10 replies
    • 2.4k views
    • 
    • Luke Bailey
    • August 26, 2022

17. Comingling (& no accounting for separate) sources?

    By John A, August 20, 2001
    • 10 replies
    • 2.3k views
    • 
    • R. Butler
    • August 29, 2001

18. RMD's from Roth Accounts

    By Dougsbpc, March 18, 2014
    • 10 replies
    • 2.1k views
    • 
    • masteff
    • March 19, 2014

19. Missing Participants

    By Guest Sheryl L, April 23, 2002
    • 10 replies
    • 3.2k views
    • 
    • mbozek
    • November 13, 2002

20. 1099 income

    By Scuba 401, October 6, 2010
    • 10 replies
    • 3.5k views
    • 
    • austin3515
    • November 24, 2010

21. Missed Deferral - Catch Up Contribution

    By 52626, January 27, 2019
    • 10 replies
    • 3.4k views
    • 
    • cheersmate
    • January 31, 2019

22. Our Plan is top heavy - HELP

    By Guest BJW, May 23, 2001
    • 10 replies
    • 2.3k views
    • 
    • Guest
    • June 12, 2001

23. Ownership interst in sponsoring employer held in trust plan income?

    By Purplemandinga, February 9, 2021
    • 10 replies
    • 775 views
    • 
    • Luke Bailey
    • February 11, 2021

24. Plan Amendments after the Plan Year

    By Guest Marjorie Rogers, February 23, 1999
    • 10 replies
    • 3.5k views
    • 
    • Guest
    • February 26, 1999

25. Gift cards - how to include in comp & treat for 401k

    By TPApril, March 15, 2017
    • 10 replies
    • 6.3k views
    • 
    • RatherBeGolfing
    • March 16, 2017

26. Required match causes ACP failure

    By Belgarath, September 2, 2009
    • 10 replies
    • 2.1k views
    • 
    • Tom Poje
    • September 4, 2009

27. Eligibility - previous employer

    By Guest JPIngold, December 31, 2010
    • 10 replies
    • 2.1k views
    • 
    • My 2 cents
    • January 3, 2011

28. Loan Interest Rates

    By austin3515, December 23, 2015
    • 10 replies
    • 1.3k views
    • 
    • austin3515
    • December 24, 2015

29. Safe Harbor 401(k), Top Heavy and uses permitted disparity formula

    By katieinny, April 13, 2009
    • 10 replies
    • 6.3k views
    • 
    • katieinny
    • April 16, 2009

30. Fidelity will only release retirement with a QDRO. Options??

    By paterinick, January 26, 2017   

    • qdro
    • fidelity
    • 10 replies
    • 5.9k views
    • 
    • paterinick
    • January 26, 2017

31. Hardships / Self-Certification

    By austin3515, March 15, 2017
    • 10 replies
    • 1.8k views
    • 
    • RatherBeGolfing
    • March 16, 2017

32. QNECs and catch up contributions

    By Guest phyphy, March 22, 2004
    • 10 replies
    • 2.7k views
    • 
    • jquazza
    • March 24, 2004

33. Monthly instead of per pay period withholding?

    By mgcpension, December 9, 2013
    • 10 replies
    • 3.3k views
    • 
    • Peter Gulia
    • December 18, 2013

34. 401(k) Plan excluding EE's by Job Title

    By Alex Daisy, November 25, 2014
    • 10 replies
    • 1.9k views
    • 
    • pholosofizer
    • December 1, 2014

35. new comparability and partners

    By Chippy, December 28, 2015
    • 10 replies
    • 1.5k views
    • 
    • QDROphile
    • December 28, 2015

36. Forfeiture Before 5 Years

    By EBECatty, January 6, 2023
    • 10 replies
    • 2.3k views
    • 
    • EBECatty
    • January 18, 2023

37. Timing of forfeiture use

    By Guest tman265, August 26, 2004
    • 10 replies
    • 3.3k views
    • 
    • WDIK
    • August 27, 2004

38. Mistake of Fact question

    By Kimberly S, October 1, 2008
    • 10 replies
    • 4.1k views
    • 
    • Guest
    • October 2, 2008

39. Carryover 10 year term?

    By austin3515, November 19, 2012
    • 10 replies
    • 1.3k views
    • 
    • masteff
    • November 20, 2012

40. Catch-up Rechartization after Failed ADP

    By Guest A_Dude, February 1, 2013   

    • Nondiscimination Testing
    • 10 replies
    • 6.3k views
    • 
    • K2retire
    • February 4, 2013

41. Safe Harbor Plan

    By Guest WMiller, May 9, 2014   

    • true up
    • last day requirement
    • (and 2 more)

      Tagged with:

      • true up
      • last day requirement
      • non-elective & matching ctb
      • Top Heavy test
    • 10 replies
    • 3.7k views
    • 
    • Kevin C
    • May 12, 2014

42. Long Term Part Time Employees

    By 52626, August 1, 2024
    • 10 replies
    • 1.4k views
    • 
    • R Griffith
    • August 2, 2024

43. DoL Problems

    By Below Ground, February 12, 2025   

    • dont answer the phone!
    • 10 replies
    • 1.5k views
    • 
    • Peter Gulia
    • February 25, 2025

44. suspensions vs stopping elective contribution

    By thepensionmaven, May 6, 2018
    • 10 replies
    • 1.5k views
    • 
    • thepensionmaven
    • May 9, 2018

45. Year End Census Data

    By Mr Bagwell, August 9, 2016
    • 10 replies
    • 1.4k views
    • 
    • ESOP Guy
    • August 10, 2016

46. Administration and Audits

    By Guest Melissa Winslow, April 24, 2002
    • 10 replies
    • 2.2k views
    • 
    • BeckyMiller
    • May 10, 2002

47. Crediting Service On An Aggregate Basis

    By Guest caddieadmin, April 10, 2007
    • 10 replies
    • 3k views
    • 
    • wsp
    • April 12, 2007

48. Client refuses to remove excess contributions; wants to reduce future

    By Brenda Wren, October 4, 2000
    • 10 replies
    • 2.6k views
    • 
    • Disco Stu
    • October 7, 2000

49. plan asset question

    By Guest RBeck, May 24, 2001
    • 10 replies
    • 2.1k views
    • 
    • Guest
    • May 29, 2001

50. Money Purchase Contribution

    By Alex Daisy, November 20, 2008
    • 10 replies
    • 1.9k views
    • 
    • John Feldt ERPA CPC QPA
    • November 23, 2008