401(k) Plans

19,275 topics in this forum

1. Can a plan administrator allow a hardship withdrawal without requiring

   By KIP KRAUS, June 28, 2000
   • 10 replies
   • 2.5k views
   • 
   • R. Butler
   • August 3, 2000

2. Excess Contribution

   By TH 401k, September 30
   • 10 replies
   • 760 views
   • 
   • TH 401k
   • October 3

3. Statutory Entry Requirements

   By emmetttrudy, September 28, 2012
   • 10 replies
   • 5.1k views
   • 
   • BG5150
   • October 1, 2012

4. Contributions to money purchase and profit sharing plans

   By Guest Theresa, November 23, 1999
   • 10 replies
   • 1.9k views
   • 
   • jquazza
   • November 5, 2004

5. Separate Plan Checking Account?

   By Guest jmarini, April 16, 2003
   • 10 replies
   • 3.6k views
   • 
   • Guest
   • April 25, 2003

6. Service Based Exclusions

   By LANDO, March 18, 2015   

   • eligibility
   • service based exclusions
   • (and 4 more)

     Tagged with:

     • eligibility
     • service based exclusions
     • 410(a)
     • Maximum age and service
     • business classification
     • excluded employees
   • 10 replies
   • 3.6k views
   • 
   • Kevin C
   • March 20, 2015

7. Missed Match more than 12 months after plan year end

   By Vlad401k, February 8, 2021
   • 10 replies
   • 951 views
   • 
   • Mike Preston
   • February 16, 2021

8. Participant wants to change distribution election

   By Ananda, August 25, 2022
   • 10 replies
   • 2.2k views
   • 
   • Luke Bailey
   • August 26, 2022

9. Comingling (& no accounting for separate) sources?

   By John A, August 20, 2001
   • 10 replies
   • 2.2k views
   • 
   • R. Butler
   • August 29, 2001

10. RMD's from Roth Accounts

    By Dougsbpc, March 18, 2014
    • 10 replies
    • 2.1k views
    • 
    • masteff
    • March 19, 2014

11. Missing Participants

    By Guest Sheryl L, April 23, 2002
    • 10 replies
    • 3.1k views
    • 
    • mbozek
    • November 13, 2002

12. 1099 income

    By Scuba 401, October 6, 2010
    • 10 replies
    • 3.5k views
    • 
    • austin3515
    • November 24, 2010

13. Missed Deferral - Catch Up Contribution

    By 52626, January 27, 2019
    • 10 replies
    • 3.3k views
    • 
    • cheersmate
    • January 31, 2019

14. Our Plan is top heavy - HELP

    By Guest BJW, May 23, 2001
    • 10 replies
    • 2.2k views
    • 
    • Guest
    • June 12, 2001

15. Ownership interst in sponsoring employer held in trust plan income?

    By Purplemandinga, February 9, 2021
    • 10 replies
    • 758 views
    • 
    • Luke Bailey
    • February 11, 2021

16. Plan Amendments after the Plan Year

    By Guest Marjorie Rogers, February 23, 1999
    • 10 replies
    • 3.5k views
    • 
    • Guest
    • February 26, 1999

17. Gift cards - how to include in comp & treat for 401k

    By TPApril, March 15, 2017
    • 10 replies
    • 6.2k views
    • 
    • RatherBeGolfing
    • March 16, 2017

18. Required match causes ACP failure

    By Belgarath, September 2, 2009
    • 10 replies
    • 2.1k views
    • 
    • Tom Poje
    • September 4, 2009

19. Eligibility - previous employer

    By Guest JPIngold, December 31, 2010
    • 10 replies
    • 2.1k views
    • 
    • My 2 cents
    • January 3, 2011

20. Loan Interest Rates

    By austin3515, December 23, 2015
    • 10 replies
    • 1.3k views
    • 
    • austin3515
    • December 24, 2015

21. Safe Harbor 401(k), Top Heavy and uses permitted disparity formula

    By katieinny, April 13, 2009
    • 10 replies
    • 6.2k views
    • 
    • katieinny
    • April 16, 2009

22. Fidelity will only release retirement with a QDRO. Options??

    By paterinick, January 26, 2017   

    • qdro
    • fidelity
    • 10 replies
    • 5.7k views
    • 
    • paterinick
    • January 26, 2017

23. Hardships / Self-Certification

    By austin3515, March 15, 2017
    • 10 replies
    • 1.7k views
    • 
    • RatherBeGolfing
    • March 16, 2017

24. QNECs and catch up contributions

    By Guest phyphy, March 22, 2004
    • 10 replies
    • 2.7k views
    • 
    • jquazza
    • March 24, 2004

25. Monthly instead of per pay period withholding?

    By mgcpension, December 9, 2013
    • 10 replies
    • 3.2k views
    • 
    • Peter Gulia
    • December 18, 2013

26. 401(k) Plan excluding EE's by Job Title

    By Alex Daisy, November 25, 2014
    • 10 replies
    • 1.9k views
    • 
    • pholosofizer
    • December 1, 2014

27. new comparability and partners

    By Chippy, December 28, 2015
    • 10 replies
    • 1.5k views
    • 
    • QDROphile
    • December 28, 2015

28. Forfeiture Before 5 Years

    By EBECatty, January 6, 2023
    • 10 replies
    • 2.1k views
    • 
    • EBECatty
    • January 18, 2023

29. Timing of forfeiture use

    By Guest tman265, August 26, 2004
    • 10 replies
    • 3.3k views
    • 
    • WDIK
    • August 27, 2004

30. Mistake of Fact question

    By Kimberly S, October 1, 2008
    • 10 replies
    • 4.1k views
    • 
    • Guest
    • October 2, 2008

31. Carryover 10 year term?

    By austin3515, November 19, 2012
    • 10 replies
    • 1.2k views
    • 
    • masteff
    • November 20, 2012

32. Catch-up Rechartization after Failed ADP

    By Guest A_Dude, February 1, 2013   

    • Nondiscimination Testing
    • 10 replies
    • 6.2k views
    • 
    • K2retire
    • February 4, 2013

33. Safe Harbor Plan

    By Guest WMiller, May 9, 2014   

    • true up
    • last day requirement
    • (and 2 more)

      Tagged with:

      • true up
      • last day requirement
      • non-elective & matching ctb
      • Top Heavy test
    • 10 replies
    • 3.6k views
    • 
    • Kevin C
    • May 12, 2014

34. Long Term Part Time Employees

    By 52626, August 1, 2024
    • 10 replies
    • 1.3k views
    • 
    • R Griffith
    • August 2, 2024

35. DoL Problems

    By Below Ground, February 12   

    • dont answer the phone!
    • 10 replies
    • 1.4k views
    • 
    • Peter Gulia
    • February 25

36. suspensions vs stopping elective contribution

    By thepensionmaven, May 6, 2018
    • 10 replies
    • 1.4k views
    • 
    • thepensionmaven
    • May 9, 2018

37. Year End Census Data

    By Mr Bagwell, August 9, 2016
    • 10 replies
    • 1.3k views
    • 
    • ESOP Guy
    • August 10, 2016

38. Administration and Audits

    By Guest Melissa Winslow, April 24, 2002
    • 10 replies
    • 2.2k views
    • 
    • BeckyMiller
    • May 10, 2002

39. Crediting Service On An Aggregate Basis

    By Guest caddieadmin, April 10, 2007
    • 10 replies
    • 2.9k views
    • 
    • wsp
    • April 12, 2007

40. Client refuses to remove excess contributions; wants to reduce future

    By Brenda Wren, October 4, 2000
    • 10 replies
    • 2.6k views
    • 
    • Disco Stu
    • October 7, 2000

41. plan asset question

    By Guest RBeck, May 24, 2001
    • 10 replies
    • 2.1k views
    • 
    • Guest
    • May 29, 2001

42. Money Purchase Contribution

    By Alex Daisy, November 20, 2008
    • 10 replies
    • 1.8k views
    • 
    • John Feldt ERPA CPC QPA
    • November 23, 2008

43. Overtime Compensation in 401(k) Calculation

    By Guest kp, October 14, 1998
    • 10 replies
    • 10.3k views
    • 
    • david shipp
    • October 15, 1998

44. 401(k) Profit Sharing Plan contribution

    By Guest Theresa, March 7, 2000
    • 10 replies
    • 2k views
    • 
    • Guest
    • March 10, 2000

45. Sole proprietor deferral election

    By Belgarath, May 29, 2024
    • 10 replies
    • 4.1k views
    • 
    • Peter Gulia
    • June 3, 2024

46. Audit Triggers

    By Guest Laura, July 12, 2001
    • 10 replies
    • 3.5k views
    • 
    • AndyH
    • July 17, 2001

47. orphan plan question

    By k man, February 4, 2004
    • 10 replies
    • 2.2k views
    • 
    • chris
    • February 5, 2004

48. Blackout notice

    By Guest jim williams, August 11, 2005
    • 10 replies
    • 3.4k views
    • 
    • R. Butler
    • August 11, 2005

49. hardship calculations

    By Guest Wolves1962, October 25, 2005
    • 10 replies
    • 3k views
    • 
    • Guest
    • October 25, 2005

50. Have a profit sharing plan question

    By Guest DonnaF, May 17, 2011
    • 10 replies
    • 2.8k views
    • 
    • Tom Poje
    • May 19, 2011