401(k) Plans

19,275 topics in this forum

1. Long-Term PArt-Time Employees

   By austin3515, May 22, 2023
   • 26 replies
   • 3.3k views
   • 
   • Paul I
   • May 25, 2023

2. Can participants be charged a distribution fee upon leaving the plan?

   By k man, March 9, 2000
   • 18 replies
   • 3.3k views
   • 
   • Kirk Maldonado
   • March 16, 2000

3. Top Heavy minimum when plan has dual eligibility

   By AdKu, May 26, 2020
   • 12 replies
   • 3.3k views
   • 
   • C. B. Zeller
   • May 29, 2020

4. Need a refresher on eligibility requirements

   By Dennis Povloski, November 11, 2009
   • 15 replies
   • 3.3k views
   • 
   • Guest
   • November 12, 2009

5. Definition of Plan Year Compensation in a dual-entry top-heavy 401(k) plan

   By Guest Dave Peckham, March 3, 2005
   • 2 replies
   • 3.3k views
   • 
   • Blinky the 3-eyed Fish
   • March 3, 2005

6. Stock Options and 415 Comp

   By Gilmore, October 22, 2020
   • 11 replies
   • 3.3k views
   • 
   • Gilmore
   • October 28, 2020

7. How can a person defer on tip wages if base wages are lower than the d

   By Guest Marie Velen, March 1, 2001
   • 7 replies
   • 3.3k views
   • 
   • Medusa
   • April 6, 2001

8. Privately held company stock as a match?

   By Guest Kendall, March 21, 2000
   • 5 replies
   • 3.3k views
   • 
   • k man
   • March 22, 2000

9. Shifting Elective Deferrals

   By austin3515, December 11, 2009
   • 7 replies
   • 3.3k views
   • 
   • MWeddell
   • December 15, 2009

10. BRF Testing for this Match formula

    By 30Rock, June 23, 2011
    • 11 replies
    • 3.3k views
    • 
    • C. B. Zeller
    • May 25, 2023

11. 401k Loans Primary Residence

    By PainPA, March 21, 2007
    • 4 replies
    • 3.3k views
    • 
    • Guest
    • March 21, 2007

12. QACA Safe Harbor Match and Plan is Top Heavy

    By steverenner, November 12, 2015   

    • Top Heavy
    • QACA
    • 7 replies
    • 3.3k views
    • 
    • BG5150
    • November 13, 2015

13. Excluding Employees - Safe Harbor

    By CJS07, September 24, 2015   

    • Safe Harbor Non-Elective
    • coverage
    • (and 1 more)

      Tagged with:

      • Safe Harbor Non-Elective
      • coverage
      • exclusions
    • 2 replies
    • 3.3k views
    • 
    • Belgarath
    • September 24, 2015

14. 414(s) Compensation Test on Deferrals

    By Inquiring Mind, March 5, 2024
    • 7 replies
    • 3.3k views
    • 
    • MDCPA
    • March 7, 2024

15. PEO and controlled group Issue(s)?

    By Guest tintree73, October 17, 2003
    • 6 replies
    • 3.3k views
    • 
    • Guest
    • October 27, 2003

16. Simple 401k Rollover to 401k

    By MGOAdmin, January 28, 2014   

    • simple
    • 401k
    • (and 1 more)

      Tagged with:

      • simple
      • 401k
      • rollover
    • 4 replies
    • 3.3k views
    • 
    • Guest
    • February 3, 2014

17. When can a traditional 401(k) plan convert to a Safe Habor formula?

    By Guest, April 17, 2000
    • 10 replies
    • 3.3k views
    • 
    • Guest
    • May 5, 2000

18. 401(k) true-up -- include pre-participation compensation?

    By Sum_Guy, March 29, 2022
    • 10 replies
    • 3.3k views
    • 
    • Nate S
    • March 30, 2022

19. Summary Annual Report Model Notice Updates

    By 5500sorBust, June 11, 2019
    • 6 replies
    • 3.3k views
    • 
    • Kristina
    • June 13, 2019

20. Can a calendar year 401(k) plan be made safe harbor 401(k) by distribu

    By John A, December 4, 2000
    • 17 replies
    • 3.3k views
    • 
    • Guest
    • December 8, 2000

21. Leased Employees Change of Status

    By emmetttrudy, November 9, 2011
    • 6 replies
    • 3.3k views
    • 
    • ETA Consulting LLC
    • November 11, 2011

22. Eligibility/hours of service while on workers comp

    By Guest Peggy806, February 14, 2011
    • 5 replies
    • 3.3k views
    • 
    • Belgarath
    • February 15, 2011

23. davis bacon plan

    By Guest Susan M., January 30, 2012
    • 9 replies
    • 3.3k views
    • 
    • rcline46
    • January 31, 2012

24. Late Deferrals -Form 5330

    By amcorson, October 25, 2006
    • 2 replies
    • 3.3k views
    • 
    • amcorson
    • October 25, 2006

25. PPA restatement deadline

    By JPIngold, December 22, 2015
    • 23 replies
    • 3.3k views
    • 
    • Peter Gulia
    • December 31, 2015

26. ADP testing for Roth Deferrals

    By KevinMc, June 21, 2012
    • 5 replies
    • 3.3k views
    • 
    • ETA Consulting LLC
    • June 22, 2012

27. Cross Tested (New Comp) - Mortality Tables

    By Alex Daisy, January 21, 2011
    • 10 replies
    • 3.3k views
    • 
    • austin3515
    • January 24, 2011

28. RMD over MORE than the RMD?

    By austin3515, January 24, 2014
    • 21 replies
    • 3.3k views
    • 
    • Bird
    • January 29, 2014

29. Loan not taken before Hardship Withdrawal

    By pixmax, July 29, 2010
    • 4 replies
    • 3.3k views
    • 
    • Tom Poje
    • July 29, 2010

30. For a merger of 401(k) plans, do you like December 31 or January 1

    By Peter Gulia, June 18, 2014
    • 7 replies
    • 3.3k views
    • 
    • anspai
    • March 29, 2015

31. EACAs

    By zimbo, June 5, 2008
    • 7 replies
    • 3.3k views
    • 
    • Guest
    • August 25, 2008

32. Rolling non-conduit IRA (w/aftertax) to 401(a) Pla

    By Guest DeePA, May 6, 2003
    • 1 reply
    • 3.3k views
    • 
    • Belgarath
    • May 6, 2003

33. Phony employees (family members) = phony contributions & tax fraud

    By TPApril, July 28, 2015
    • 21 replies
    • 3.3k views
    • 
    • TPApril
    • August 4, 2015

34. Auto Enrollment and Immediate Entry Date and Administrative Lag

    By CO Bank, April 28, 2015
    • 3 replies
    • 3.3k views
    • 
    • Kevin C
    • June 4, 2015

35. MP Merger w/401(k) Plan

    By Guest MEWilson, August 19, 2003
    • 21 replies
    • 3.2k views
    • 
    • Earl
    • April 8, 2004

36. 415 Annual Limit Calculation

    By Guest KathyL, October 15, 1998
    • 3 replies
    • 3.2k views
    • 
    • Guest
    • October 16, 1998

37. ADP test and HCE w/ $0 comp

    By dmb, February 26, 2003
    • 14 replies
    • 3.2k views
    • 
    • Gilmore
    • March 3, 2003

38. can US citizen residing abroad serve as trustee of own solo 401(k) ?

    By JJA, October 16, 2015
    • 5 replies
    • 3.2k views
    • 
    • JJA
    • October 18, 2015

39. Profit Sharing intended for 2005, but not yet made

    By John Feldt ERPA CPC QPA, April 4, 2007
    • 15 replies
    • 3.2k views
    • 
    • Mike Preston
    • April 5, 2007

40. 8955-SSA

    By austin3515, April 10, 2012
    • 13 replies
    • 3.2k views
    • 
    • Tom Poje
    • October 9, 2012

41. Asset transfer

    By pmacduff, June 15, 2007
    • 12 replies
    • 3.2k views
    • 
    • pmacduff
    • June 19, 2007

42. Balance Forward 401(k)

    By Guest Achilles, February 4, 2008
    • 6 replies
    • 3.2k views
    • 
    • Kimberly S
    • February 5, 2008

43. 10% Withholding on Excess Contributions?

    By Guest KD40, April 9, 2003
    • 4 replies
    • 3.2k views
    • 
    • MWeddell
    • April 10, 2003

44. safe harbor 401(k) and the 6 percent match

    By Guest lskin, September 23, 2005
    • 12 replies
    • 3.2k views
    • 
    • Bird
    • September 26, 2005

45. Notice to Interested Parties

    By fiona1, January 28, 2010
    • 6 replies
    • 3.2k views
    • 
    • fiona1
    • January 29, 2010

46. Failure to Auto-Enroll Employee Correction?

    By holdco, August 18, 2011
    • 6 replies
    • 3.2k views
    • 
    • K2retire
    • August 26, 2011

47. Participant defers $20,000 into two unrelated 401(k) plans ($10,000 in

    By Richard Anderson, November 8, 2000
    • 18 replies
    • 3.2k views
    • 
    • david rigby
    • November 16, 2000

48. Clarification on forfeitures included or not in ADP/ACP test?

    By Guest Kim S., March 18, 2002
    • 5 replies
    • 3.2k views
    • 
    • Guest
    • March 18, 2002

49. Annual Additions Limit considering Catch-up contributions

    By Guest ADMINREX, March 11, 2004
    • 5 replies
    • 3.2k views
    • 
    • MGB
    • March 12, 2004

50. safe-harbor 401(k) / top-heavy

    By kmciver, March 21, 2003
    • 18 replies
    • 3.2k views
    • 
    • Mike Preston
    • April 7, 2003