401(k) Plans

19,319 topics in this forum

1. Overtime Compensation in 401(k) Calculation

   By Guest kp, October 14, 1998
   • 10 replies
   • 10.5k views
   • 
   • david shipp
   • October 15, 1998

2. 401(k) Profit Sharing Plan contribution

   By Guest Theresa, March 7, 2000
   • 10 replies
   • 2k views
   • 
   • Guest
   • March 10, 2000

3. Sole proprietor deferral election

   By Belgarath, May 29, 2024
   • 10 replies
   • 6.3k views
   • 
   • Peter Gulia
   • June 3, 2024

4. Audit Triggers

   By Guest Laura, July 12, 2001
   • 10 replies
   • 3.5k views
   • 
   • AndyH
   • July 17, 2001

5. orphan plan question

   By k man, February 4, 2004
   • 10 replies
   • 2.2k views
   • 
   • chris
   • February 5, 2004

6. Blackout notice

   By Guest jim williams, August 11, 2005
   • 10 replies
   • 3.4k views
   • 
   • R. Butler
   • August 11, 2005

7. hardship calculations

   By Guest Wolves1962, October 25, 2005
   • 10 replies
   • 3k views
   • 
   • Guest
   • October 25, 2005

8. Have a profit sharing plan question

   By Guest DonnaF, May 17, 2011
   • 10 replies
   • 2.9k views
   • 
   • Tom Poje
   • May 19, 2011

9. 401k 3% safe harbor qnec

   By Guest Susan M., October 3, 2012
   • 10 replies
   • 3.8k views
   • 
   • 12AX7
   • October 4, 2012

10. Comp used for a Safe Harbor Plan

    By austin3515, June 29, 2018
    • 10 replies
    • 1.8k views
    • 
    • Kevin C
    • July 2, 2018

11. 401(k) elective deferral hierarchy

    By Guest Thomas2006, April 14, 2008
    • 10 replies
    • 10.5k views
    • 
    • GMK
    • April 18, 2008

12. Start Date/Term Date

    By 401Kerfuffle, January 26, 2018
    • 10 replies
    • 3.9k views
    • 
    • XTitan
    • January 31, 2018

13. Large Plan Filer requiring CPA audit finds solution with Payroll Provider plan

    By Brenda Wren, November 2, 2007
    • 10 replies
    • 2k views
    • 
    • austin3515
    • November 12, 2007

14. 401(k) Default Funds

    By Guest stevena1, February 6, 2009
    • 10 replies
    • 2.1k views
    • 
    • Guest
    • February 11, 2009

15. ERISA Expense Account - Allocation to Participants

    By 401klubkid, June 30, 2017
    • 10 replies
    • 5.5k views
    • 
    • RatherBeGolfing
    • July 3, 2017

16. Safe Harbor Notice

    By k man, November 18, 2005
    • 10 replies
    • 2.5k views
    • 
    • R. Butler
    • November 29, 2005

17. Safe Harbor Nonelective Contributions

    By 12AX7, August 10, 2009
    • 10 replies
    • 1.5k views
    • 
    • 12AX7
    • August 12, 2009

18. Davis Bacon/Prevailing Wage

    By justatester, February 19, 2020
    • 10 replies
    • 3.2k views
    • 
    • justatester
    • February 21, 2020

19. 401K Safe Harbor Match with Discretionary PS

    By thepensionmaven, December 7, 2021
    • 9 replies
    • 1.5k views
    • 
    • thepensionmaven
    • December 7, 2021

20. Can you restate a MPPP into a 401kPSP?

    By Guest Lisa Karlin, December 22, 2003
    • 9 replies
    • 2.2k views
    • 
    • Blinky the 3-eyed Fish
    • December 31, 2003

21. Truly Discretionary Matching Contribution

    By Guest PBJ, June 11, 2007
    • 9 replies
    • 14.9k views
    • 
    • 401 Chaos
    • November 3, 2008

22. skipped as opposed to missed deferrals

    By pmacduff, August 11, 2016
    • 9 replies
    • 2.5k views
    • 
    • K-t-F
    • September 30, 2016

23. Catch-up Guidance

    By Guest T-BONE, October 25, 2001
    • 9 replies
    • 2.1k views
    • 
    • Guest
    • October 26, 2001

24. SECURE 2.0 - Mandatory Auto Enrollment for New 401(k) Plans (What is considered "new"?)

    By youngbenefitslawyer, January 10, 2023
    • 9 replies
    • 1.8k views
    • 
    • Peter Gulia
    • January 20, 2023

25. Newlywed HCE?

    By Leopurrd, August 2, 2011
    • 9 replies
    • 1.8k views
    • 
    • 12AX7
    • August 3, 2011

26. Notice 2020-52

    By thepensionmaven, July 9, 2020
    • 9 replies
    • 1.7k views
    • 
    • Zoey
    • July 13, 2020

27. 402g Excess-Can it be distributed after 4/15?

    By justatester, December 11, 2023
    • 9 replies
    • 3k views
    • 
    • Bird
    • December 12, 2023

28. Safe Harbor Weight for 401(k) Plan Contributons

    By Christopher Wilson, May 14, 2020
    • 9 replies
    • 1.1k views
    • 
    • Bird
    • May 15, 2020

29. Old Keogh -> 401(k).... same EIN?

    By K-t-F, June 28, 2022
    • 9 replies
    • 1.3k views
    • 
    • CuseFan
    • June 29, 2022

30. Which SECURE 2022 changes are in effect now?

    By Peter Gulia, January 11, 2023
    • 9 replies
    • 1.1k views
    • 
    • Anon401kTPA
    • January 13, 2023

31. Employer withheld 401k election amount twice

    By Dkozer, July 6, 2017   

    • 401k with holding error
    • 9 replies
    • 2.3k views
    • 
    • Dkozer
    • July 7, 2017

32. Can't locate former 401(k) plan participants--what's the next step?

    By Guest pstowers, August 11, 1999
    • 9 replies
    • 2.9k views
    • 
    • Medusa
    • May 31, 2001

33. Form 5330 / E-Filing

    By austin3515, June 3, 2024
    • 9 replies
    • 2.4k views
    • 
    • Leopurrd-401k
    • June 24, 2025

34. Employer terminating profit sharing plan. Adopting Safe Harbor 401(k)

    By MarZDoates, December 22, 2003
    • 9 replies
    • 1.9k views
    • 
    • Mike Preston
    • December 23, 2003

35. Beneficial Interest / Controlled Groups

    By austin3515, February 5, 2019
    • 9 replies
    • 2.8k views
    • 
    • PensionPro
    • February 5, 2019

36. 2 for 1 match

    By Nic Pospiech, February 13, 2024
    • 9 replies
    • 2.6k views
    • 
    • Lou S.
    • February 15, 2024

37. Last minute 401k

    By Santo Gold, December 19, 2005
    • 9 replies
    • 2.7k views
    • 
    • R. Butler
    • January 5, 2006

38. True up match

    By 30Rock, January 6, 2011
    • 9 replies
    • 4.1k views
    • 
    • rcline46
    • January 7, 2011

39. Are there ANY circumstances when a participant may cash out or rollover their 401k monies if they are not terminated, disabled or have passed away?

    By Guest Michael Anderson, February 5, 2004
    • 9 replies
    • 1.4k views
    • 
    • Brian Gallagher
    • February 5, 2004

40. QNEC - Top Heavy

    By Guest JimD, June 22, 2004
    • 9 replies
    • 5.3k views
    • 
    • Guest
    • June 23, 2004

41. more prior year testing ?...

    By pmacduff, March 16, 2007
    • 9 replies
    • 1.8k views
    • 
    • John Feldt ERPA CPC QPA
    • March 20, 2007

42. 410(b) coverage during partial termination

    By Pension Panda, December 7, 2007
    • 9 replies
    • 1.7k views
    • 
    • ak2ary
    • December 18, 2007

43. Life Insurance

    By nancy, May 15, 2020
    • 9 replies
    • 2.4k views
    • 
    • Larry Starr
    • May 19, 2020

44. Solo401k Do I need to send a form 5500ez?

    By Breakdown65, May 11, 2018   

    • corp
    • new corp
    • (and 4 more)

      Tagged with:

      • corp
      • new corp
      • final return
      • 5500ez
      • terminate plan
      • assetts
    • 9 replies
    • 969 views
    • 
    • thepensionmaven
    • May 14, 2018

45. 70 1/2 RMD from 401(k) and IRA

    By doombuggy, October 7, 2002
    • 9 replies
    • 2.4k views
    • 
    • Mary Kay Foss
    • November 20, 2002

46. Integrated with SS profit sharing allocation. HELP!

    By Guest jhilliard, January 19, 2004
    • 9 replies
    • 2k views
    • 
    • Tom Poje
    • January 21, 2004

47. Compliance Issues Unique to Pay Period Match

    By Guest Grumpy456, August 13, 2007
    • 9 replies
    • 2.2k views
    • 
    • austin3515
    • November 28, 2007

48. Overpayment due to vesting error

    By njkotz28, November 4, 2019   

    • overpayment
    • error correction
    • (and 1 more)

      Tagged with:

      • overpayment
      • error correction
      • vesting
    • 9 replies
    • 2.9k views
    • 
    • Larry Starr
    • November 7, 2019

49. Secure 2.0 - Traumatic Vel Non

    By fmsinc, February 21, 2025
    • 9 replies
    • 1.2k views
    • 
    • Peter Gulia
    • February 25, 2025

50. Safe Harbor 401(k)

    By jpod, October 28, 2013
    • 9 replies
    • 1.7k views
    • 
    • K2retire
    • October 28, 2013