401(k) Plans

19,336 topics in this forum

1. In Plan Roth Rollovers vs Roth Conversions

   By austin3515, August 2, 2020
   • 4 replies
   • 3.2k views
   • 
   • CarolC
   • August 4, 2020

2. missed p/s contribution deadline

   By wsp, October 6, 2004
   • 8 replies
   • 3.2k views
   • 
   • Guest
   • September 28, 2010

3. Are terminated parts. 100% vested upon plan termination.

   By Guest Don J. Smith, October 10, 2000
   • 2 replies
   • 3.2k views
   • 
   • John A
   • October 10, 2000

4. When is 'loss date' for late deferrals?

   By BG5150, August 2, 2018
   • 11 replies
   • 3.2k views
   • 
   • John Feldt ERPA CPC QPA
   • August 3, 2018

5. 401(k)'s legal for family business?

   By Guest Eric Cernyar, August 23, 2001
   • 18 replies
   • 3.2k views
   • 
   • actuarysmith
   • August 29, 2001

6. Can owners opt out of the 3% safe harbor contribution

   By Guest rffahey, February 13, 2004
   • 3 replies
   • 3.2k views
   • 
   • Blinky the 3-eyed Fish
   • February 16, 2004

7. Excess deferral across two plans--too late now?

   By BG5150, May 6, 2024
   • 11 replies
   • 3.2k views
   • 
   • Lou S.
   • May 7, 2024

8. When to issue a SMM

   By Guest Bud, March 24, 2005
   • 9 replies
   • 3.2k views
   • 
   • E as in ERISA
   • March 29, 2005

9. QNEC Distribution

   By Guest arihalli, November 1, 2012
   • 5 replies
   • 3.2k views
   • 
   • Guest
   • November 6, 2012

10. Handling residual earnings

    By PLAN MAN, April 14, 2010
    • 6 replies
    • 3.2k views
    • 
    • Jim Norman
    • April 16, 2010

11. Exclude Temporary Employees

    By austin3515, October 2, 2014
    • 3 replies
    • 3.2k views
    • 
    • KJohnson
    • October 2, 2014

12. Unravel Key contributions back through payroll in top heavy year

    By legort69, August 25, 2016   

    • Top heavy key contributions
    • 29 replies
    • 3.2k views
    • 
    • Belgarath
    • September 14, 2016

13. Coverage Failure

    By jpod, March 22, 2016
    • 14 replies
    • 3.2k views
    • 
    • jpod
    • March 29, 2016

14. What are the differences between a 401k rollover and a 401k transfer?

    By DonReynolds, July 1, 2015   

    • 401k
    • 401k rollover
    • 12 replies
    • 3.2k views
    • 
    • Mike Preston
    • July 6, 2015

15. SEC settlement with a mutual fund company

    By John Feldt ERPA CPC QPA, June 17, 2009
    • 4 replies
    • 3.2k views
    • 
    • Peter Gulia
    • June 17, 2009

16. May a Money Purchase Plan be amended & restated to become a Safe H

    By Guest PLHart, May 7, 1999
    • 6 replies
    • 3.2k views
    • 
    • Ervin Barham
    • May 13, 1999

17. Life insurance in a 401k plan

    By Jakyasar, May 31, 2022
    • 12 replies
    • 3.2k views
    • 
    • ErnieG
    • June 2, 2022

18. New Comp Plans - 5% Gateway

    By Guest AJM 34, November 28, 2007
    • 13 replies
    • 3.2k views
    • 
    • Guest
    • December 3, 2007

19. 3401a wages

    By Cathy from Chicago, December 9, 2002
    • 0 replies
    • 3.2k views
    • 
    • Cathy from Chicago
    • December 9, 2002

20. Stop my loan payments

    By 52626, October 25, 2019
    • 4 replies
    • 3.2k views
    • 
    • Peter Gulia
    • October 25, 2019

21. Straight line amortization

    By Demosthenes, June 17, 2002
    • 1 reply
    • 3.2k views
    • 
    • QDROphile
    • June 17, 2002

22. Completing Form 5330

    By PLAN MAN, December 19, 2007
    • 5 replies
    • 3.2k views
    • 
    • JanetM
    • January 3, 2008

23. Receiving comission on your own plan?

    By Guest Rexx, September 2, 2004
    • 8 replies
    • 3.2k views
    • 
    • Guest
    • September 4, 2004

24. FORM 5330

    By Guest Chuck118, July 27, 2011
    • 6 replies
    • 3.2k views
    • 
    • Ron Snyder
    • July 27, 2011

25. ADP Testing Compensation

    By Guest Robk, July 20, 2006
    • 9 replies
    • 3.2k views
    • 
    • Mike Preston
    • July 28, 2006

26. Splitting Plans to avoid audit

    By cpc0506, December 28, 2018
    • 14 replies
    • 3.2k views
    • 
    • Kevin C
    • January 4, 2019

27. corrective QNEC and 402(g) limit

    By Guest anne1, November 16, 2006
    • 2 replies
    • 3.2k views
    • 
    • BG5150
    • November 17, 2006

28. Wording of Merger effective date

    By austin3515, August 10, 2025
    • 25 replies
    • 3.2k views
    • 
    • MoJo
    • August 12, 2025

29. merger question

    By Earl, August 12, 2008
    • 10 replies
    • 3.2k views
    • 
    • Guest
    • August 13, 2008

30. Fringe Benefit? Meals and Lodging?

    By justanotheradmin, March 11, 2019
    • 6 replies
    • 3.2k views
    • 
    • justanotheradmin
    • March 13, 2019

31. Safe Harbor Plans with After-tax

    By justatester, September 21, 2021
    • 9 replies
    • 3.2k views
    • 
    • Mr Bagwell
    • September 22, 2021

32. Are these amounts included in ACP test for the HCE

    By jkharvey, July 11, 2008
    • 6 replies
    • 3.2k views
    • 
    • fiona1
    • July 14, 2008

33. Matching contributions after comp limit

    By Guest Phineas, December 5, 2009
    • 9 replies
    • 3.2k views
    • 
    • masteff
    • December 28, 2009

34. Well I just got burned again by another attorney

    By Guest dulan, August 22, 2007
    • 8 replies
    • 3.2k views
    • 
    • Guest
    • September 16, 2007

35. lost employer matching contributions

    By Guest baxterdale, July 10, 2001
    • 10 replies
    • 3.2k views
    • 
    • Guest
    • August 24, 2001

36. After Tax Safe Harbor

    By pixmax, January 24, 2018
    • 3 replies
    • 3.2k views
    • 
    • Bri
    • January 25, 2018

37. 401k loan default

    By tomaszp, February 17, 2015
    • 9 replies
    • 3.2k views
    • 
    • ESOP Guy
    • April 27, 2015

38. Elective vs non-elective question

    By Guest Carma Christensen, December 23, 2002
    • 4 replies
    • 3.2k views
    • 
    • AndyH
    • January 2, 2003

39. In-Service Withdrawals in Money Purchase Plans

    By Guest BS, September 11, 2000
    • 4 replies
    • 3.2k views
    • 
    • IRC401
    • September 17, 2000

40. Successor Plan

    By Guest jim williams, October 20, 2004
    • 5 replies
    • 3.2k views
    • 
    • Guest
    • October 22, 2004

41. EGTRRA Non-Amender

    By austin3515, March 21, 2012
    • 11 replies
    • 3.2k views
    • 
    • Guest
    • March 23, 2012

42. Is it Practicing Law?

    By austin3515, August 16, 2017
    • 24 replies
    • 3.2k views
    • 
    • Old Benefits Dog
    • August 23, 2017

43. Dual Eligibility with ADP/ACP Safe Harbor?

    By Guest noelwolfe, October 14, 2003
    • 2 replies
    • 3.2k views
    • 
    • Guest
    • October 15, 2003

44. Changing Entry Dates

    By Monica Barnard, October 27, 2011
    • 12 replies
    • 3.2k views
    • 
    • Monica Barnard
    • October 31, 2011

45. Single-Participant 401(k) Plan - 5500 Filing

    By Guest tgraham, June 29, 2004
    • 9 replies
    • 3.2k views
    • 
    • Guest
    • June 29, 2004

46. Off-Calendar year end plan, catch-up contributions

    By AATPA, April 11, 2018   

    • catch-up
    • off-calendar
    • 9 replies
    • 3.2k views
    • 
    • AATPA
    • April 12, 2018

47. Participant Loan status with Severance Pay and Partial Distributions

    By RPP2001, October 14, 2013
    • 3 replies
    • 3.2k views
    • 
    • QDROphile
    • October 16, 2013

48. Gateway Contribution Eligibility

    By MBCarey, December 5, 2003
    • 7 replies
    • 3.2k views
    • 
    • Tom Poje
    • December 5, 2003

49. Deductability of QNC

    By Guest Ella, July 13, 2001
    • 3 replies
    • 3.2k views
    • 
    • QDROphile
    • July 14, 2001

50. UNIK ower dies. Can we make a post death profit sharing contribution?

    By Pixie, December 11, 2018
    • 25 replies
    • 3.2k views
    • 
    • Appleby
    • December 23, 2018