401(k) Plans

19,320 topics in this forum

1. Employer Stock in 401(k) Plan

   By bzorc, June 12, 2022
   • 9 replies
   • 1.7k views
   • 
   • Linda Wilkins
   • June 30, 2022

2. Safe Harbor and Profit Sharing

   By 401kay, October 28, 2022
   • 9 replies
   • 1.2k views
   • 
   • Lou S.
   • November 17, 2022

3. FIdelity Bonding Coverage

   By stevena, January 14, 2004
   • 9 replies
   • 4.3k views
   • 
   • Guest
   • April 28, 2005

4. Schedule C SEP and 100% owner of sponsor of 401k plan

   By Guest johnpetrancosta, June 14, 2005
   • 9 replies
   • 2.2k views
   • 
   • Lame Duck
   • June 14, 2005

5. Otherwise Excludable Employees and ADP Testing

   By EBECatty, May 27, 2021
   • 9 replies
   • 2.8k views
   • 
   • BG5150
   • May 27, 2021

6. Access to Safe Harbor money

   By Guest Hartnett123, January 14, 2004
   • 9 replies
   • 1.9k views
   • 
   • ccassetty
   • January 15, 2004

7. Top heavy and safe harbor nonelective contribution

   By Guest Dolores Lawrence, March 4, 2004
   • 9 replies
   • 3k views
   • 
   • Tom Poje
   • March 12, 2004

8. spousal consent required when no J&S exists

   By WCC, September 2, 2015
   • 9 replies
   • 2.4k views
   • 
   • mbozek
   • September 2, 2015

9. Calculating 415 Limit for SP with QRP allocations + 401k

   By VeryOldMan, September 26, 2021
   • 9 replies
   • 996 views
   • 
   • VeryOldMan
   • September 29, 2021

10. SH match basic

    By Guest Peggy806, October 23, 2009
    • 9 replies
    • 1.8k views
    • 
    • GMK
    • October 26, 2009

11. ADP refund question

    By roy819, November 20, 2024
    • 9 replies
    • 2.1k views
    • 
    • Lou S.
    • November 21, 2024

12. davis bacon plan

    By Guest Susan M., January 30, 2012
    • 9 replies
    • 3.3k views
    • 
    • rcline46
    • January 31, 2012

13. Marriage after designation of death beneficiary

    By J Simmons, May 9, 2019
    • 9 replies
    • 4k views
    • 
    • loserson
    • May 14, 2019

14. Restatement Fees

    By rwhiles, October 22, 2020
    • 9 replies
    • 1.9k views
    • 
    • RatherBeGolfing
    • October 23, 2020

15. Testing Method for safe harbor

    By Tom Poje, July 9, 2003
    • 9 replies
    • 3.1k views
    • 
    • Guest
    • November 12, 2003

16. Coverage Testing - (a)4 testing?

    By Guest mpark, December 13, 2004
    • 9 replies
    • 2.3k views
    • 
    • Tom Poje
    • December 22, 2004

17. safe harbor, new plan, eligible but not yet entered?

    By Guest francegirl, September 29, 2011
    • 9 replies
    • 1.5k views
    • 
    • austin3515
    • September 30, 2011

18. Intentionally Defaulting on a Loan

    By austin3515, September 16, 2004
    • 9 replies
    • 4k views
    • 
    • austin3515
    • September 16, 2004

19. Safe Harbor Hardship Distribution and 409A

    By Randy Watson, February 12, 2008
    • 9 replies
    • 5k views
    • 
    • XTitan
    • April 4, 2018

20. Plan Terminations

    By Guest lap716, November 20, 2009
    • 9 replies
    • 2.3k views
    • 
    • Guest
    • September 22, 2010

21. Switching from Safe Harbor Non-elective to Safe Harbor Match?

    By Lori H, March 16, 2015
    • 9 replies
    • 1.8k views
    • 
    • Kevin C
    • March 25, 2015

22. Company buyout effects on 401k plans

    By Guest DDDlump, April 22, 2002
    • 9 replies
    • 3.9k views
    • 
    • pjkoehler
    • April 24, 2002

23. Can a participant use 401(k) $ to pay equity to ex spouse ?

    By Guest W. Blake, July 12, 2005
    • 9 replies
    • 7.1k views
    • 
    • david rigby
    • July 14, 2005

24. Corrections to HCE Give-backs

    By Cynchbeast, February 26, 2009
    • 9 replies
    • 1.2k views
    • 
    • Tom Poje
    • February 27, 2009

25. 401(k) Plans for Loans Only?

    By coleboy, March 12, 2018
    • 9 replies
    • 1.4k views
    • 
    • Mike Preston
    • March 12, 2018

26. ADP/ACP Testing Method Change

    By Guest Henry P. Schneider, February 24, 2003
    • 9 replies
    • 2.6k views
    • 
    • Blinky the 3-eyed Fish
    • March 27, 2003

27. Are amounts forfeited included in the one-year add back when determining the top heavy ratio?

    By TPABob, May 1, 2018   

    • forfeitures
    • top heavy
    • (and 2 more)

      Tagged with:

      • forfeitures
      • top heavy
      • distributions
      • one-year addback
    • 9 replies
    • 1.1k views
    • 
    • TPABob
    • May 2, 2018

28. reimbursement for investment expense

    By justanotheradmin, July 10, 2019
    • 9 replies
    • 1.6k views
    • 
    • Bird
    • July 12, 2019

29. Employer contributions for forfeited amounts

    By Miner88, September 5, 2007
    • 9 replies
    • 2.1k views
    • 
    • Bird
    • September 6, 2007

30. Sub-S Stock in 401(k) Plan

    By Guest Thornton, October 23, 2009
    • 9 replies
    • 4.9k views
    • 
    • Guest
    • February 1, 2011

31. PEO Multiple Employer Plan

    By Guest Midas, May 19, 2005
    • 9 replies
    • 5.4k views
    • 
    • Guest
    • May 26, 2005

32. Permissively Aggregate Owner's Plan with Staff Plan

    By Oh so SIMPLE, July 21, 2013
    • 9 replies
    • 1.8k views
    • 
    • ESOP Guy
    • July 23, 2013

33. Compensation for Deferrals include GTL?

    By Kac1214, June 22, 2018
    • 9 replies
    • 9.7k views
    • 
    • PensionPro
    • June 26, 2018

34. Personal residence hardship

    By shERPA, November 15, 2012
    • 9 replies
    • 1.9k views
    • 
    • Bird
    • November 16, 2012

35. Vesting At Retirement Age

    By Coleboy1, May 23, 2024
    • 9 replies
    • 3.1k views
    • 
    • AMDG
    • April 24, 2025

36. SH QNEC and additoinal NEC

    By justatester, September 29, 2009
    • 9 replies
    • 2k views
    • 
    • Tom Poje
    • October 1, 2009

37. SH match when none paid

    By Cynchbeast, March 30, 2020
    • 9 replies
    • 1.2k views
    • 
    • BG5150
    • April 3, 2020

38. After-tax Contributions

    By Ahuntingus, August 6, 2021
    • 9 replies
    • 2.2k views
    • 
    • BG5150
    • September 17, 2021

39. SH 401K for employees under a CBA

    By RatherBeGolfing, September 30, 2021
    • 9 replies
    • 966 views
    • 
    • Luke Bailey
    • October 5, 2021

40. Once 401(k) deferrals are in plan's trust account, when does employer

    By Guest deagea, October 20, 2000
    • 9 replies
    • 2.6k views
    • 
    • Guest
    • November 15, 2000

41. carving out class based on tenure

    By k man, May 19, 2005
    • 9 replies
    • 1.4k views
    • 
    • david rigby
    • May 20, 2005

42. Integrated Top Heavy P.S. Allocation

    By Lori H, September 30, 2008
    • 9 replies
    • 4.9k views
    • 
    • Mike Preston
    • October 3, 2008

43. Other Documents "Exclude" Compensation

    By EBECatty, March 13, 2018
    • 9 replies
    • 2.2k views
    • 
    • Luke Bailey
    • March 15, 2018

44. Employer forgot to make a Roth deferral

    By gc@chimentowebb.com, February 11, 2025
    • 9 replies
    • 2k views
    • 
    • gc@chimentowebb.com
    • February 12, 2025

45. Excluded Employess & Cross Testing

    By Guest Michele Ciz, September 30, 2008
    • 9 replies
    • 1.9k views
    • 
    • Guest
    • October 14, 2008

46. 401(k) after tax contributions

    By Guest BruceC, March 23, 2010
    • 9 replies
    • 6.5k views
    • 
    • Guest
    • March 25, 2010

47. Minimum payroll for a loan deduction

    By 30Rock, October 3, 2014
    • 9 replies
    • 2.1k views
    • 
    • MoJo
    • October 7, 2014

48. Can plan tie matching contribution to measurable job performance crite

    By Guest KevinGordon, May 2, 2001
    • 9 replies
    • 2.6k views
    • 
    • Medusa
    • May 5, 2001

49. Voluntary Deemed Loan

    By Guest NGG53, March 28, 2011
    • 9 replies
    • 2.3k views
    • 
    • masteff
    • March 31, 2011

50. historical records

    By Guest HRrep, October 23, 2001
    • 9 replies
    • 2.4k views
    • 
    • Guest
    • October 24, 2001