401(k) Plans

19,334 topics in this forum

1. QACA Definition of Compensation

   By ERISA25, July 28, 2009
   • 6 replies
   • 3k views
   • 
   • ERISA25
   • July 29, 2009

2. Deferral Election: Dollar Amount or Percentage of Pay?

   By Lori H, January 31, 2017
   • 8 replies
   • 3k views
   • 
   • Lori H
   • January 31, 2017

3. How flexible is "discretionary match"?

   By AKconsult, February 17, 2015
   • 8 replies
   • 3k views
   • 
   • LANDO
   • March 23, 2015

4. HCE and Current Year Testing Method

   By Guest think2much, December 12, 2006
   • 4 replies
   • 3k views
   • 
   • Tom Poje
   • April 13, 2007

5. Family and ownership attribution

   By Pammie57, January 31, 2019
   • 3 replies
   • 3k views
   • 
   • Larry Starr
   • February 5, 2019

6. Form 8905

   By Guest jefe96, December 21, 2006
   • 4 replies
   • 3k views
   • 
   • John Feldt ERPA CPC QPA
   • December 26, 2006

7. hardship calculations

   By Guest Wolves1962, October 25, 2005
   • 10 replies
   • 3k views
   • 
   • Guest
   • October 25, 2005

8. I have a client who utilizes top paid group election for HCE determination.

   By Guest Why, November 2, 2004
   • 12 replies
   • 3k views
   • 
   • Alf
   • November 5, 2004

9. What should we do if an employee’s paycheck isn’t big enough to make his or her deferral election?

   By Guest Bud, August 4, 2005
   • 6 replies
   • 3k views
   • 
   • austin3515
   • August 5, 2005

10. Lifetime Income Illustration Formula

    By JOH, August 25, 2021
    • 8 replies
    • 3k views
    • 
    • 401king
    • February 25, 2022

11. Allocating Gains Loss on Pooled Accounts

    By Karoline Curran, March 1, 2019
    • 12 replies
    • 3k views
    • 
    • justanotheradmin
    • March 5, 2019

12. Beneficiary's consent for a distribution

    By Guest Do, March 7, 2003
    • 10 replies
    • 3k views
    • 
    • Mike Preston
    • March 10, 2003

13. Participating Employer Terminating Participation in Multiple Employer Plan - Merger

    By spartytax, April 28, 2016   

    • Multiple Employer Plan
    • Plan Termination
    • (and 1 more)

      Tagged with:

      • Multiple Employer Plan
      • Plan Termination
      • Successor Plan Rule
    • 1 reply
    • 3k views
    • 
    • My 2 cents
    • April 28, 2016

14. Interest on True-Up?

    By J2D2, November 6, 2006
    • 13 replies
    • 3k views
    • 
    • mschwechter
    • November 17, 2006

15. Prevailing Wage as QNEC

    By Guest Rutager, September 24, 2007
    • 1 reply
    • 3k views
    • 
    • Mike Preston
    • September 24, 2007

16. merging safe harbor 401k with non-safe harbor 401k

    By Santo Gold, May 15, 2007
    • 4 replies
    • 3k views
    • 
    • Guest
    • May 30, 2007

17. Where do I file an ERISA complaint?

    By Guest rachel miller, June 5, 2000
    • 2 replies
    • 3k views
    • 
    • pjkoehler
    • June 6, 2000

18. Top Heavy minimum for mid year entrants in a Safe Harbor 401(k).

    By R. Butler, February 21, 2001
    • 5 replies
    • 3k views
    • 
    • AndyH
    • February 23, 2001

19. EGTRRA Conformance

    By Guest Jose Rosario, May 13, 2002
    • 19 replies
    • 3k views
    • 
    • Guest
    • February 27, 2003

20. Overfunding Contributions

    By Nassau, October 10, 2011
    • 7 replies
    • 3k views
    • 
    • Kevin C
    • October 11, 2011

21. Must the first day of a plan year be an entry date?

    By BG5150, December 4, 2015
    • 11 replies
    • 3k views
    • 
    • MWeddell
    • February 19, 2018

22. Eligibility Computation Period for Re-Hired Employees

    By Vlad401k, May 15, 2019
    • 3 replies
    • 3k views
    • 
    • Doc Ument
    • May 17, 2019

23. Prefunding ER Match Contributions

    By Guest gself, December 29, 1998
    • 10 replies
    • 3k views
    • 
    • Guest
    • December 31, 1998

24. Beneficiary on a Life Policy

    By Guest MrT, April 27, 2005
    • 11 replies
    • 3k views
    • 
    • mbozek
    • April 29, 2005

25. Volutary After-Tax Contributions

    By Guest dhall5, March 28, 2006
    • 5 replies
    • 3k views
    • 
    • Guest
    • March 28, 2006

26. Loan default due to death of participant - who is liable for the taxes

    By Guest John Grace, December 2, 1999
    • 5 replies
    • 3k views
    • 
    • Guest
    • December 7, 1999

27. USERRA - Company Contributions

    By Guest Tdavid, September 13, 2011
    • 6 replies
    • 3k views
    • 
    • GMK
    • September 16, 2011

28. Can owner participate in 401(k) plan that excludes union employees?

    By Guest dburge01, April 16, 2002
    • 2 replies
    • 3k views
    • 
    • R. Butler
    • April 18, 2002

29. Eligible compensation issue and correction

    By Zach Del, September 7, 2023
    • 6 replies
    • 3k views
    • 
    • EBP Guy
    • September 21, 2023

30. Protected benefit for timing of distribution?

    By Richard Anderson, December 13, 2001
    • 6 replies
    • 3k views
    • 
    • QDROphile
    • December 19, 2001

31. Corrective Distributions

    By Alex Daisy, April 1, 2008
    • 4 replies
    • 3k views
    • 
    • Guest
    • April 2, 2008

32. When is a loan in default?

    By Guest DWARD, September 13, 2000
    • 5 replies
    • 3k views
    • 
    • MWeddell
    • April 18, 2001

33. Suspending 401k Match mid-year - the plan has a true up provision

    By Sofinka, December 8, 2019
    • 8 replies
    • 3k views
    • 
    • MWeddell
    • April 22, 2020

34. Coverage problems with excluding employees eligible for a money purcha

    By Guest MES, March 13, 2001
    • 9 replies
    • 3k views
    • 
    • Guest
    • March 15, 2001

35. Can a Plan Sponsor issue a promissory note on distribution?

    By Guest KoreAmBear, December 14, 2005
    • 6 replies
    • 3k views
    • 
    • BeckyMiller
    • January 11, 2006

36. Parent-Sub Controlled Group Issues

    By Guest ELS, August 28, 2000
    • 1 reply
    • 3k views
    • 
    • pjkoehler
    • August 28, 2000

37. Plan Termination and Successor Plan Rules

    By Alex Daisy, October 24, 2014
    • 2 replies
    • 3k views
    • 
    • david rigby
    • October 24, 2014

38. Is it okay to delay the deposit of elective deferrals if TPA says that their fees will increase if deposits are made more frequently?

    By katieinny, April 6, 2005
    • 17 replies
    • 3k views
    • 
    • RCK
    • April 15, 2005

39. Form 5330

    By commishvp, September 19, 2008
    • 4 replies
    • 3k views
    • 
    • BG5150
    • September 23, 2008

40. Cost of Living Adjustments for 2001

    By Guest Laura, October 18, 2000
    • 8 replies
    • 3k views
    • 
    • Guest
    • December 11, 2000

41. ADP refund was too much.

    By fiona1, October 21, 2008
    • 3 replies
    • 3k views
    • 
    • Tom Poje
    • October 23, 2008

42. ADP/ACP Test Shifting Question

    By Lou S., February 10, 2009
    • 3 replies
    • 3k views
    • 
    • Below Ground
    • February 10, 2009

43. Dual Eligibility

    By Kimberly S, September 16, 2008
    • 10 replies
    • 3k views
    • 
    • Kimberly S
    • September 23, 2008

44. Ineligible Rollover & 1099-R

    By Zoey, September 5, 2017
    • 18 replies
    • 3k views
    • 
    • Zoey
    • September 6, 2017

45. Years of Service

    By Guest jnewman, July 16, 2003
    • 10 replies
    • 3k views
    • 
    • RTK
    • July 17, 2003

46. Help with regards to moving abroad and 401(k) plans

    By Guest joapepchi, June 16, 2011
    • 1 reply
    • 3k views
    • 
    • ETA Consulting LLC
    • June 17, 2011

47. DC/DB Combo Top-Heavy Minimum

    By austin3515, March 6, 2012
    • 5 replies
    • 3k views
    • 
    • Tom Poje
    • March 7, 2012

48. Are Revenue Sharing Fees Part of Plan Assets?

    By Guest jmiskey, June 3, 2003
    • 9 replies
    • 3k views
    • 
    • MoJo
    • June 5, 2003

49. Failed ADP Test - how to correct?

    By Francis, August 30, 2007
    • 6 replies
    • 3k views
    • 
    • Tom Poje
    • September 5, 2007

50. 4k/ESOP Top Heavy aggregation

    By Guest dannyoc13, February 20, 2007
    • 3 replies
    • 3k views
    • 
    • John Feldt ERPA CPC QPA
    • February 20, 2007