401(k) Plans

19,275 topics in this forum

1. Distributions during plan termination

   By Guest ksumner, July 20, 1999
   • 8 replies
   • 2.9k views
   • 
   • david rigby
   • July 31, 1999

2. OK to terminate calendar year plan as of today (10/1/03)?

   By chris, October 1, 2003
   • 3 replies
   • 2.9k views
   • 
   • chris
   • October 2, 2003

3. How flexible is "discretionary match"?

   By AKconsult, February 17, 2015
   • 8 replies
   • 2.9k views
   • 
   • LANDO
   • March 23, 2015

4. Is it okay to delay the deposit of elective deferrals if TPA says that their fees will increase if deposits are made more frequently?

   By katieinny, April 6, 2005
   • 17 replies
   • 2.9k views
   • 
   • RCK
   • April 15, 2005

5. Electronic Statement Delivery

   By FundeK, July 8, 2004
   • 4 replies
   • 2.9k views
   • 
   • k man
   • July 8, 2004

6. Form 5330 Excise Penalty Tax

   By Below Ground, May 9, 2007
   • 3 replies
   • 2.9k views
   • 
   • Belgarath
   • May 10, 2007

7. moving from common law to leased employee

   By Guest Livia, September 16, 2008
   • 9 replies
   • 2.9k views
   • 
   • ERISAnut
   • September 18, 2008

8. Prohibitted Transaction?

   By austin3515, November 14, 2014
   • 29 replies
   • 2.9k views
   • 
   • chc93
   • November 18, 2014

9. No Highly Compensated Employees in 401(k) Plan?

   By Guest PAM, January 8, 1999
   • 10 replies
   • 2.9k views
   • 
   • MWeddell
   • January 14, 1999

10. Lost earnings from Forfeiture account

    By JKW, July 28, 2014
    • 6 replies
    • 2.9k views
    • 
    • masteff
    • July 29, 2014

11. QDRO - In-service for Top Heavy???

    By Guest tropicgetaway, June 24, 2003
    • 6 replies
    • 2.9k views
    • 
    • g8r
    • March 15, 2004

12. 401(k) payroll deductions - deadline to submit to plan

    By Guest BPC, January 20, 2005
    • 6 replies
    • 2.9k views
    • 
    • Guest
    • January 25, 2005

13. Stop my loan payments

    By 52626, October 25, 2019
    • 4 replies
    • 2.9k views
    • 
    • Peter Gulia
    • October 25, 2019

14. Ineligible Rollover & 1099-R

    By Zoey, September 5, 2017
    • 18 replies
    • 2.9k views
    • 
    • Zoey
    • September 6, 2017

15. Any statutory rule against one-year hold-out from 401(k) deferrals for

    By John A, April 17, 2001
    • 8 replies
    • 2.9k views
    • 
    • Richard Anderson
    • April 17, 2001

16. Who is included in ADP test when Safe Harbor eligibility is more restrictive?

    By Megandps, April 28, 2021
    • 7 replies
    • 2.9k views
    • 
    • shERPA
    • April 28, 2021

17. Look Back for Distributions Top Heavy

    By Guest ROB VIDOVICH, May 1, 2003
    • 1 reply
    • 2.9k views
    • 
    • Tom Poje
    • May 2, 2003

18. How to answer the 404(c) question answered on the 5500?

    By Guest JimP, September 28, 2000
    • 7 replies
    • 2.9k views
    • 
    • Guest
    • September 30, 2000

19. Overriding Vesting

    By khn, June 27, 2017
    • 14 replies
    • 2.9k views
    • 
    • Below Ground
    • June 30, 2017

20. Is this a 401k transfer or rollover? And reporting requirements.

    By Guest Carl C, September 23, 2011
    • 4 replies
    • 2.9k views
    • 
    • ESOP Guy
    • September 23, 2011

21. 404(c) statement to particpants

    By Guest cculhane, December 21, 1999
    • 8 replies
    • 2.9k views
    • 
    • Kirk Maldonado
    • June 5, 2000

22. Vanguard Individual 401 K Roth contributions

    By Guest Capt. Mike, July 2, 2011
    • 7 replies
    • 2.9k views
    • 
    • Guest
    • July 11, 2011

23. 415 Limits with regard to non-deductible IRA contributions

    By Guest fiddler, January 23, 2005
    • 3 replies
    • 2.9k views
    • 
    • Guest
    • January 24, 2005

24. When does an employee cease being an "Employee" for plan pur

    By John A, September 20, 2000
    • 3 replies
    • 2.9k views
    • 
    • rcline46
    • September 22, 2000

25. HCE and Key Employee Question?

    By Guest KD40, November 18, 2002
    • 5 replies
    • 2.9k views
    • 
    • kocak
    • November 18, 2002

26. are flat fees reasonable

    By TPApril, April 17, 2014
    • 8 replies
    • 2.9k views
    • 
    • Kevin C
    • April 21, 2014

27. Plan termination - safe harbor match

    By Belgarath, September 9, 2013
    • 5 replies
    • 2.9k views
    • 
    • Bird
    • September 10, 2013

28. Are Revenue Sharing Fees Part of Plan Assets?

    By Guest jmiskey, June 3, 2003
    • 9 replies
    • 2.9k views
    • 
    • MoJo
    • June 5, 2003

29. 1099R for which year for 2004 or 2005?

    By Guest mmc, January 13, 2005
    • 18 replies
    • 2.9k views
    • 
    • GBurns
    • January 14, 2005

30. Life Insurance in a 401k plan- CSV reported or not

    By cpc0506, January 26, 2016
    • 9 replies
    • 2.9k views
    • 
    • Bird
    • January 28, 2016

31. ADP and Residual Compensation

    By Stevo-PDX, March 10, 2015   

    • ADP Test
    • 4 replies
    • 2.9k views
    • 
    • TPApril
    • April 14, 2016

32. Safe Harbor Plans with After-tax

    By justatester, September 21, 2021
    • 9 replies
    • 2.9k views
    • 
    • Mr Bagwell
    • September 22, 2021

33. multiple employer plan

    By Guest George Chimento, March 22, 2007
    • 3 replies
    • 2.9k views
    • 
    • spartytax
    • April 28, 2016

34. Top-paid group election and HCFE - is the following correct:

    By John A, February 4, 2000
    • 6 replies
    • 2.9k views
    • 
    • Guest
    • February 9, 2000

35. Eligibility - 6 Month Service

    By Guest Golden401k, October 20, 2006
    • 3 replies
    • 2.9k views
    • 
    • Leopurrd
    • October 20, 2006

36. Referral Fee Paid by New Trustee

    By Brian Haynes, February 22, 2011
    • 13 replies
    • 2.9k views
    • 
    • Kevin C
    • February 23, 2011

37. Sole Prop - retro 401k set up

    By Jakyasar, January 18, 2024
    • 6 replies
    • 2.9k views
    • 
    • Paul I
    • January 19, 2024

38. Years of Service

    By Guest jnewman, July 16, 2003
    • 10 replies
    • 2.9k views
    • 
    • RTK
    • July 17, 2003

39. Missing Participant IRA's

    By austin3515, September 2, 2015
    • 13 replies
    • 2.9k views
    • 
    • Bird
    • September 3, 2015

40. Excess life insurance included in definition of compensation?

    By kwalified, September 13, 2012
    • 4 replies
    • 2.9k views
    • 
    • kwalified
    • September 17, 2012

41. Due Date for Deferrals for Partner

    By MarZDoates, May 7, 2002
    • 6 replies
    • 2.9k views
    • 
    • Archimage
    • May 7, 2002

42. When can the plan year begin for a new company? Please help ASAP.

    By Guest chris4013, December 1, 2004
    • 17 replies
    • 2.9k views
    • 
    • Blinky the 3-eyed Fish
    • December 6, 2004

43. Where do I file an ERISA complaint?

    By Guest rachel miller, June 5, 2000
    • 2 replies
    • 2.9k views
    • 
    • pjkoehler
    • June 6, 2000

44. Additonal match contribution on top of safe harbor match?

    By R. Butler, March 16, 2001
    • 5 replies
    • 2.9k views
    • 
    • Richard Anderson
    • March 20, 2001

45. Late ADP failure correction - earnings

    By AlbanyConsultant, August 3, 2012
    • 3 replies
    • 2.9k views
    • 
    • BG5150
    • August 7, 2012

46. controlled group; self-employed

    By pmacduff, September 24, 2012
    • 8 replies
    • 2.9k views
    • 
    • pmacduff
    • September 25, 2012

47. Help with regards to moving abroad and 401(k) plans

    By Guest joapepchi, June 16, 2011
    • 1 reply
    • 2.9k views
    • 
    • ETA Consulting LLC
    • June 17, 2011

48. deferral exceed comp for SE

    By Guest tracys, April 15, 2003
    • 5 replies
    • 2.9k views
    • 
    • Guest
    • April 24, 2003

49. Hardship Distributions from Prevailing Wage Contributions

    By Guest kamp, February 16, 2007
    • 0 replies
    • 2.9k views
    • 
    • Guest
    • February 16, 2007

50. Profit Sharing for Terminated Unvested Participant

    By 401kSteve, October 26, 2020
    • 5 replies
    • 2.9k views
    • 
    • Bird
    • October 26, 2020