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401(k) Plans

19,317 topics in this forum

  1. Terminating from a PEP

    By MATRIX,
    • 1 reply
    • 655 views

  2. 3 months eligibility with 520 hours

    By jsample,
    • 6 replies
    • 1.3k views

  3. Does a recordkeeper have an indicator for whether a participant is an employee or is a self-employed individual?

    By Peter Gulia,
    • 7 replies
    • 658 views

  4. Self Employment Income determination

    By Rose,
    • 8 replies
    • 2.4k views

  5. Failed ADP Test, Excess Contributions, Fiscal Years & Taxation

    By TPApril,
    • 1 reply
    • 868 views

  6. Catch-ups and Roth availability

    By BG5150,
    • 7 replies
    • 933 views

  7. Is $150,000 the limit on 2025 FICA wages before a participant must make 2026 age-based-catch-up elective deferrals as Roth contributions?

    By Peter Gulia,
    • 1 reply
    • 924 views

  8. Loans from 401(k) Were for More Than 50% of Vested Balance; How to Fix?

    By MikeB,
    • 2 replies
    • 878 views

  9. AE Mandate

    By MATRIX,
    • 7 replies
    • 2k views

  10. Form 5500 Extension Requirement

    By metsfan026,
    • 6 replies
    • 1.8k views

  11. Reclassifying safe harbor match contributions?

    By Mleech,   
    • 1 reply
    • 877 views

  12. Employer Contributions for SIMPLE to 401(k) SECURE 2.0

    By justanotheradmin,
    • 30 replies
    • 5.1k views

  13. Secure 2.0/Cares/CAA addendum

    By Pixie,
    • 2 replies
    • 544 views

  14. 401k Plan - must a QDRO be prepared

    By DDB BN,
    • 14 replies
    • 2.1k views

  15. A higher-paid employee’s catch-up must be Roth deferrals—how to implement?

    By Peter Gulia,
    • 14 replies
    • 1.8k views

  16. Letting some NHCEs in early by name

    By Tonya,
    • 15 replies
    • 1.6k views

  17. When did a merger really happen

    By austin3515,
    • 6 replies
    • 1k views

  18. Making Up Missed Roth Contributions

    By metsfan026,
    • 5 replies
    • 969 views

  19. ADP Test: can switch from prior to current after EOY

    By TPApril,
    • 2 replies
    • 677 views

  20. Late deferral deposits and earnings calculation

    By Tom,
    • 12 replies
    • 2.2k views

  21. Profit Sharing Plan Adding 401(k) Features

    By mming,
    • 3 replies
    • 621 views

  22. Opt-out

    By Bruce1,
    • 3 replies
    • 962 views

  23. eligibility question

    By Tom,
    • 3 replies
    • 799 views

  24. Company going broke and closing doors. Can't afford safe harbor match

    By Santo Gold,
    • 10 replies
    • 1.2k views

  25. RMD from Roth

    By Brenda Wren,
    • 4 replies
    • 1.1k views

  26. Prevailing Wages Issues

    By Senior Pension Admin,
    • 2 replies
    • 765 views

  27. Aggregate Testing for 401(k) Plans under same employer

    By Senior Pension Admin,
    • 8 replies
    • 890 views

  28. Successor Plan & adoption vs effective date

    By TPApril,
    • 6 replies
    • 1.2k views

  29. Form 5500 Question - Pre-Funded Contribution

    By metsfan026,
    • 5 replies
    • 999 views

  30. Matching Contribution for New Acquisition (Can It Be Different Than Entire Company?)

    By metsfan026,
    • 1 reply
    • 676 views

  31. PTE 80-51 (amended & restated by PTE 91-38) - the 10% investment limit

    By MeAgainst401K,
    • 0 replies
    • 533 views

  32. correcting failed ADP Test

    By Lou81,   
    • 3 replies
    • 688 views

  33. Another LTPT Inquiry

    By thepensionmaven,
    • 8 replies
    • 822 views

  34. 414s test

    By gregburst,
    • 6 replies
    • 1.1k views

  35. QACA Safe Harbor Matching Contribution

    By mming,
    • 1 reply
    • 903 views

  36. minimum gateway with statutory exclusion

    By Tom,
    • 2 replies
    • 580 views

  37. Form 5330 / E-Filing

    By austin3515,
    • 9 replies
    • 2.4k views

  38. Safe Harbor Match to HCE

    By metsfan026,
    • 5 replies
    • 1.1k views

  39. US Company with Canadian Subsidiary

    By 401kSteve,
    • 1 reply
    • 727 views

  40. Counting of Hours for DC Plan

    By metsfan026,
    • 3 replies
    • 930 views

  41. 410 b test failure options for average benefits?

    By Traci,
    • 3 replies
    • 833 views

  42. Designated Beneficiary (Annulment)

    By youngbenefitslawyer,
    • 2 replies
    • 727 views

  43. Does EPCRS require calculating and depositing "earnings on earnings" for missed contributions?

    By ERISA guy,
    • 2 replies
    • 636 views

  44. Participant not notified of eligibility - Correction

    By Vlad401k,
    • 4 replies
    • 597 views

  45. Roth Catch Up 1.1.2026

    By 52626,
    • 2 replies
    • 973 views

  46. 414(s) Test

    By TJ,
    • 3 replies
    • 1.1k views

  47. Discretionary Match

    By Connor,
    • 4 replies
    • 930 views

  48. Testing & 5500 for plan with brokerage and vendor accounts

    By user001,
    • 4 replies
    • 585 views

  49. Top Heavy Minimum

    By TH 401k,
    • 4 replies
    • 755 views

  50. Is a Non-owner spouse considered an HCE for 2024 if newly married?

    By Renee Crabill,
    • 1 reply
    • 643 views
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