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401(k) Plans

19,337 topics in this forum

  1. 415(c) and Amended Tax Returns

    By Cephas,
    • 2 replies
    • 688 views

  2. insurance paid by deferrals... PS-58 needed?

    By AlbanyConsultant,
    • 5 replies
    • 2.4k views

  3. Is this nondiscriminatory?

    By erisageek1978,
    • 8 replies
    • 1.1k views

  4. Investment Fiduciary

    By austin3515,
    • 2 replies
    • 749 views

  5. About a higher-wage participant’s age-based catch-up, what is an effective opportunity to elect against Roth contributions?

    By Peter Gulia,
    • 3 replies
    • 737 views

  6. 401k participant deceased and beneficiary deceased before any distribution made

    By t.haley,
    • 7 replies
    • 980 views

  7. Participant's deferral election and non cash compensation

    By TPA Bob,
    • 3 replies
    • 808 views

  8. Super Catch-up for off-calendar plan year

    By pholosofizer,
    • 2 replies
    • 785 views

  9. Controlled Group - Multiple 401k Plans and Nondiscrimination Testing

    By LauraS,   
    • 1 reply
    • 519 views

  10. Loan Basis after Deemed Distribution

    By GU,
    • 0 replies
    • 212 views
    • GU
    • GU

  11. MEP

    By TH 401k,
    • 1 reply
    • 350 views

  12. Company Wants to Leave PEO Plan

    By 401kSteve,
    • 0 replies
    • 340 views

  13. New safe harbor plan

    By PensionPro,
    • 6 replies
    • 835 views

  14. Wording of Merger effective date

    By austin3515,
    • 25 replies
    • 3.2k views

  15. Missed Deferral Opportunity? - Controlled Group - $0 Deferral

    By Vlad401k,
    • 3 replies
    • 841 views

  16. Trustee Was Killed

    By Coleboy1,
    • 10 replies
    • 1.5k views

  17. 401(k) Plan for Collectively Bargained Employees -- Is ADP/Safe Harbor Language Required?

    By rocknrolls2,
    • 1 reply
    • 451 views

  18. Form 5500 - Mistake On Participant Count (Amended Form Needed?)

    By metsfan026,
    • 3 replies
    • 1.6k views
    • Bri
    • Bri

  19. Mega Back Door Roth

    By thepensionmaven,
    • 4 replies
    • 2.2k views

  20. LTPT in Average Benefit Test

    By Vlad401k,
    • 1 reply
    • 448 views

  21. Terminating from a PEP

    By MATRIX,
    • 1 reply
    • 685 views

  22. 3 months eligibility with 520 hours

    By jsample,
    • 6 replies
    • 1.4k views

  23. Does a recordkeeper have an indicator for whether a participant is an employee or is a self-employed individual?

    By Peter Gulia,
    • 7 replies
    • 697 views

  24. Self Employment Income determination

    By Rose,
    • 8 replies
    • 2.5k views

  25. Failed ADP Test, Excess Contributions, Fiscal Years & Taxation

    By TPApril,
    • 1 reply
    • 891 views

  26. Catch-ups and Roth availability

    By BG5150,
    • 7 replies
    • 984 views

  27. Is $150,000 the limit on 2025 FICA wages before a participant must make 2026 age-based-catch-up elective deferrals as Roth contributions?

    By Peter Gulia,
    • 1 reply
    • 992 views

  28. Loans from 401(k) Were for More Than 50% of Vested Balance; How to Fix?

    By MikeB,
    • 2 replies
    • 945 views

  29. AE Mandate

    By MATRIX,
    • 7 replies
    • 2k views

  30. Form 5500 Extension Requirement

    By metsfan026,
    • 6 replies
    • 2k views

  31. Reclassifying safe harbor match contributions?

    By Mleech,   
    • 1 reply
    • 913 views

  32. Employer Contributions for SIMPLE to 401(k) SECURE 2.0

    By justanotheradmin,
    • 30 replies
    • 5.3k views

  33. Secure 2.0/Cares/CAA addendum

    By Pixie,
    • 2 replies
    • 565 views

  34. 401k Plan - must a QDRO be prepared

    By DDB BN,
    • 14 replies
    • 2.2k views

  35. A higher-paid employee’s catch-up must be Roth deferrals—how to implement?

    By Peter Gulia,
    • 14 replies
    • 1.8k views

  36. Letting some NHCEs in early by name

    By Tonya,
    • 15 replies
    • 1.7k views

  37. When did a merger really happen

    By austin3515,
    • 6 replies
    • 1.1k views

  38. Making Up Missed Roth Contributions

    By metsfan026,
    • 5 replies
    • 1k views

  39. ADP Test: can switch from prior to current after EOY

    By TPApril,
    • 2 replies
    • 704 views

  40. Late deferral deposits and earnings calculation

    By Tom,
    • 12 replies
    • 2.2k views

  41. Profit Sharing Plan Adding 401(k) Features

    By mming,
    • 3 replies
    • 656 views

  42. Opt-out

    By Bruce1,
    • 3 replies
    • 1k views

  43. eligibility question

    By Tom,
    • 3 replies
    • 842 views

  44. Company going broke and closing doors. Can't afford safe harbor match

    By Santo Gold,
    • 10 replies
    • 1.3k views

  45. RMD from Roth

    By Brenda Wren,
    • 4 replies
    • 1.3k views

  46. Prevailing Wages Issues

    By Senior Pension Admin,
    • 2 replies
    • 826 views

  47. Aggregate Testing for 401(k) Plans under same employer

    By Senior Pension Admin,
    • 8 replies
    • 984 views

  48. Successor Plan & adoption vs effective date

    By TPApril,
    • 6 replies
    • 1.2k views

  49. Form 5500 Question - Pre-Funded Contribution

    By metsfan026,
    • 5 replies
    • 1k views

  50. Matching Contribution for New Acquisition (Can It Be Different Than Entire Company?)

    By metsfan026,
    • 1 reply
    • 698 views
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