401(k) Plans

19,275 topics in this forum

1. Profit Sharing for Terminated Unvested Participant

   By 401kSteve, October 26, 2020
   • 5 replies
   • 2.9k views
   • 
   • Bird
   • October 26, 2020

2. Carryover of deferral elections to new plan

   By Carol V. Calhoun, September 6, 2022
   • 20 replies
   • 2.9k views
   • 
   • david rigby
   • September 12, 2022

3. EGTRRA and ACP/ADP testing

   By Guest sampat, August 8, 2001
   • 20 replies
   • 2.9k views
   • 
   • Medusa
   • August 10, 2001

4. 401k Participation

   By Guest ADP, July 26, 2002
   • 13 replies
   • 2.9k views
   • 
   • Guest
   • July 30, 2002

5. average 401(k) participation rates

   By Guest buyertoday, July 7, 2003
   • 4 replies
   • 2.9k views
   • 
   • Guest
   • July 14, 2003

6. More than 1,000 Hours for Allocation Condition

   By Guest Statler, October 30, 2013
   • 4 replies
   • 2.9k views
   • 
   • rcline46
   • October 31, 2013

7. Signing 5500 on behalf of clients

   By austin3515, July 21, 2010
   • 4 replies
   • 2.9k views
   • 
   • austin3515
   • July 23, 2010

8. May a plan change from “no true-up” to “true-up” for a year already begun?

   By Peter Gulia, November 28, 2017   

   • amendment; retroactive; matching; safe-harbor
   • 5 replies
   • 2.9k views
   • 
   • Peter Gulia
   • November 28, 2017

9. Safe Harbor and permitted disparity

   By Chippy, January 12, 2010
   • 8 replies
   • 2.9k views
   • 
   • K2retire
   • January 12, 2010

10. Deferred Vested Benefit Statement

    By Guest padmin, August 9, 2005
    • 2 replies
    • 2.9k views
    • 
    • Guest
    • August 9, 2005

11. Otherwise Excludable Employees

    By Guest dll, January 8, 2003
    • 4 replies
    • 2.9k views
    • 
    • Tom Poje
    • January 13, 2003

12. Amend Vesting

    By John Feldt ERPA CPC QPA, June 10, 2008
    • 20 replies
    • 2.9k views
    • 
    • Kimberly S
    • June 16, 2008

13. Minimum Deferral %

    By 30Rock, April 27, 2010
    • 16 replies
    • 2.9k views
    • 
    • GMK
    • May 7, 2010

14. 401k fund selection - Share class

    By Guest dsw713, April 29, 2010
    • 2 replies
    • 2.9k views
    • 
    • Bird
    • April 30, 2010

15. Corrective Contribution

    By blue, February 28, 2011
    • 4 replies
    • 2.9k views
    • 
    • BG5150
    • March 1, 2011

16. Can't locate former 401(k) plan participants--what's the next step?

    By Guest pstowers, August 11, 1999
    • 9 replies
    • 2.9k views
    • 
    • Medusa
    • May 31, 2001

17. Restoration of forfeiture

    By Guest Do, February 25, 1999
    • 1 reply
    • 2.9k views
    • 
    • Disco Stu
    • February 26, 1999

18. Bundled vs. Unbundled 401(k) Plans for small businesses

    By Guest mnovak13, December 12, 2002
    • 1 reply
    • 2.9k views
    • 
    • 2muchstress
    • December 12, 2002

19. In-Plan Roth Conversion

    By Molgilny89, December 14, 2023
    • 5 replies
    • 2.9k views
    • 
    • Lou S.
    • December 14, 2023

20. Fringe benefit definition

    By DLavigne, December 16, 2010
    • 1 reply
    • 2.9k views
    • 
    • QDROphile
    • December 16, 2010

21. Cannabis Companies

    By coleboy, July 16, 2020
    • 16 replies
    • 2.9k views
    • 
    • Luke Bailey
    • November 2, 2021

22. 2000 hours for a match???

    By Guest Tim Baker, July 25, 2000
    • 7 replies
    • 2.9k views
    • 
    • pjkoehler
    • July 28, 2000

23. Safe harbor match withdrawal restrictions

    By PAL, September 25, 2006
    • 2 replies
    • 2.9k views
    • 
    • Tom Poje
    • September 25, 2006

24. HCEs, prior year data, eligible compensation questions for ADP test

    By Guest EBC, January 26, 1999
    • 5 replies
    • 2.9k views
    • 
    • Tom Poje
    • January 28, 1999

25. Notice Requirements

    By Guest nmyers, June 9, 2009
    • 6 replies
    • 2.9k views
    • 
    • John Feldt ERPA CPC QPA
    • June 10, 2009

26. Was it a loan, or a disbursement?

    By Soconfused, December 19, 2017   

    • loan
    • default
    • 13 replies
    • 2.9k views
    • 
    • My 2 cents
    • December 21, 2017

27. Am I do this right? (using 401k calculator for missed payments)

    By 401krepays, September 21, 2023   

    • using 401k calculator for missed payments
    • 4 replies
    • 2.9k views
    • 
    • 401krepays
    • September 21, 2023

28. Does 401(a)(17) Include Nonqualified Deferrals?

    By Guest wwest, August 31, 1999
    • 4 replies
    • 2.9k views
    • 
    • Guest
    • September 12, 1999

29. Unregistered Employer Securities

    By Guest JDL, July 24, 2003
    • 3 replies
    • 2.9k views
    • 
    • Guest
    • October 22, 2003

30. Rollover of foreign pension money into a U.S. qualified plan

    By Guest GMedley, September 15, 2000
    • 1 reply
    • 2.9k views
    • 
    • david rigby
    • September 16, 2000

31. Related employers - NOND testing, mandatory aggregation, permissive ag

    By James Matt Ullakko, April 15, 2001
    • 4 replies
    • 2.9k views
    • 
    • James Matt Ullakko
    • April 19, 2001

32. Controlled Group

    By MGOAdmin, May 2, 2014   

    • controlled group
    • entry
    • (and 1 more)

      Tagged with:

      • controlled group
      • entry
      • eligibility
    • 6 replies
    • 2.9k views
    • 
    • LANDO
    • November 19, 2015

33. Conditional Employer Match

    By Guest Tom Moses, November 11, 1998
    • 3 replies
    • 2.9k views
    • 
    • Guest
    • November 24, 1998

34. QNEC

    By Guest AJM 34, September 26, 2007
    • 4 replies
    • 2.9k views
    • 
    • BG5150
    • October 2, 2007

35. ADP test(s) for control group

    By Richard Anderson, June 26, 2001
    • 4 replies
    • 2.9k views
    • 
    • austin3515
    • July 11, 2007

36. ERISA compliance requirements for school district (public agency) 401(a) or 401(k) plans

    By Guest Gary C, April 5, 2005
    • 4 replies
    • 2.9k views
    • 
    • mbozek
    • April 6, 2005

37. ADP Refund for deceased participant

    By buckaroo, March 10, 2014
    • 2 replies
    • 2.9k views
    • 
    • jpod
    • March 14, 2018

38. Can contributions exceed compensation?

    By Guest Bob Monte, March 20, 2002
    • 6 replies
    • 2.9k views
    • 
    • Guest
    • March 21, 2002

39. Multiple ER Plan

    By Lori Foresz, December 9, 2004
    • 10 replies
    • 2.9k views
    • 
    • Lori Foresz
    • December 15, 2004

40. Forfeiture Reallocations Timing

    By Guest Charles G, December 22, 2000
    • 2 replies
    • 2.9k views
    • 
    • Guest
    • December 27, 2000

41. Puzzled over 401(k) Beneficiary Rights

    By Guest cole stevenson, January 4, 2001
    • 9 replies
    • 2.9k views
    • 
    • MoJo
    • January 8, 2001

42. can ex-employee waive his right to employer contributions in a severance agreement?

    By Gudgergirl, April 7, 2014
    • 10 replies
    • 2.9k views
    • 
    • david rigby
    • April 9, 2014

43. Allocating Gains Loss on Pooled Accounts

    By Karoline Curran, March 1, 2019
    • 12 replies
    • 2.9k views
    • 
    • justanotheradmin
    • March 5, 2019

44. New Plan or Restatement?

    By Guest steve55, October 26, 2004
    • 11 replies
    • 2.9k views
    • 
    • Guest
    • October 27, 2004

45. Brain cramp - controlled group, mandatory aggregation

    By Belgarath, February 21, 2014
    • 7 replies
    • 2.9k views
    • 
    • Kevin C
    • February 25, 2014

46. Tax status of forfeiture buyback

    By Guest GMedley, June 8, 2001
    • 7 replies
    • 2.9k views
    • 
    • masteff
    • November 2, 2009

47. Negative 401(k) payroll contribution

    By justasking, November 7, 2014
    • 1 reply
    • 2.9k views
    • 
    • Lou S.
    • November 7, 2014

48. Irrevocable Election Not to Participate

    By WhiteWolf17, November 3, 2020
    • 4 replies
    • 2.9k views
    • 
    • Luke Bailey
    • November 4, 2020

49. plan compensation

    By mehmgo, January 15, 2013
    • 6 replies
    • 2.9k views
    • 
    • Kevin C
    • January 18, 2013

50. What is deadline for making a QNEC?

    By Guest Theresa, October 26, 1999
    • 1 reply
    • 2.9k views
    • 
    • Ervin Barham
    • October 27, 1999