401(k) Plans

19,337 topics in this forum

1. safe harbor match with HCE discretionary match

   By kgrant, August 6, 2018   

   • safe harbor
   • 8 replies
   • 3.1k views
   • 
   • kgrant
   • August 10, 2018

2. Investment Losses and 415 Refunds

   By Guest Luis G, January 8, 1999
   • 8 replies
   • 3.6k views
   • 
   • John A
   • March 29, 2001

3. Help with TPA Error

   By Guest MaryMac, August 13, 2003
   • 8 replies
   • 2.1k views
   • 
   • ljr
   • August 15, 2003

4. Excess distributions before 2 1/2 months

   By Brian Gallagher, March 17, 2004
   • 8 replies
   • 2.1k views
   • 
   • Guest
   • March 17, 2004

5. Inclusion of Ineligible employee

   By Guest emcscottey, December 17, 2006
   • 8 replies
   • 5.2k views
   • 
   • Guest
   • June 4, 2008

6. Exclude HCE from 3% safe harbor nonelective

   By alwaysaquestion, July 10, 2024
   • 8 replies
   • 1.9k views
   • 
   • Belgarath
   • July 15, 2024

7. Aggregate Testing for 401(k) Plans under same employer

   By Senior Pension Admin, July 7, 2025
   • 8 replies
   • 979 views
   • 
   • John Feldt ERPA CPC QPA
   • July 8, 2025

8. Controlled Group

   By Guest Twinky, June 2, 2008
   • 8 replies
   • 1.9k views
   • 
   • BG5150
   • June 9, 2008

9. Multiple employer plan and Safe Harbor

   By PMC, June 29, 2006
   • 8 replies
   • 2.6k views
   • 
   • QDROphile
   • July 12, 2006

10. Catch-up cont only?

    By Guest DazedAndConfused, August 4, 2006
    • 8 replies
    • 2.3k views
    • 
    • stephen
    • August 10, 2006

11. Filed for penalty relief for failure to file 5500 years 2013-2020 . IRS says 2013-2015 not eligible for relief ?

    By supernole, December 20, 2022
    • 8 replies
    • 1.4k views
    • 
    • supernole
    • September 16, 2023

12. Controlled Groups and the Transition Rule

    By justatester, September 23, 2009
    • 8 replies
    • 2.7k views
    • 
    • justatester
    • September 24, 2009

13. Control Group Relationship? Family Aggragation?

    By Guest ButchElfers, May 23, 2006
    • 8 replies
    • 2.1k views
    • 
    • Guest
    • May 26, 2006

14. Employee Transfers to Foreign Subsidiaries

    By 401 Chaos, May 30, 2007
    • 8 replies
    • 7k views
    • 
    • Guest
    • May 30, 2007

15. DOL 401k Deposits Safe Harbpr

    By austin3515, February 15, 2010
    • 8 replies
    • 1.3k views
    • 
    • masteff
    • February 15, 2010

16. controlled group; self-employed

    By pmacduff, September 24, 2012
    • 8 replies
    • 2.9k views
    • 
    • pmacduff
    • September 25, 2012

17. 401(k) Plan - with Coverage, ADP/ACP failures

    By msmith, June 13, 2017
    • 8 replies
    • 1.5k views
    • 
    • msmith
    • June 19, 2017

18. De minimus excise tax amount for Form 5330 late deposit?

    By Santo Gold, May 30, 2007
    • 8 replies
    • 17k views
    • 
    • R. Butler
    • July 20, 2011

19. Coverage Testing in a Controlled Group

    By Archimage, May 11, 2004
    • 8 replies
    • 1.4k views
    • 
    • Archimage
    • May 11, 2004

20. compensation cap

    By masteff, June 2, 2008
    • 8 replies
    • 2.6k views
    • 
    • BG5150
    • June 3, 2008

21. Participant Count for form 5500

    By EBDI, July 11, 2013
    • 8 replies
    • 1.5k views
    • 
    • BG5150
    • July 11, 2013

22. ASPPA Q&A Question 2014 - Anyone hear the discussion?

    By austin3515, October 19, 2015
    • 8 replies
    • 1.2k views
    • 
    • austin3515
    • October 27, 2015

23. Employer Contribution Due Date

    By Stash026, May 14, 2021
    • 8 replies
    • 2.2k views
    • 
    • Peter Gulia
    • May 20, 2021

24. Transfers between union and nonunion plans.

    By Guest revier, September 13, 2004
    • 8 replies
    • 6.5k views
    • 
    • RCK
    • September 15, 2004

25. Safe Harbor Plan with different elig. and ADP Testing

    By buckaroo, October 9, 2013
    • 8 replies
    • 2.3k views
    • 
    • Guest
    • October 21, 2013

26. In-Plan Roth Conversions

    By Guest Tom:, May 11, 2011
    • 8 replies
    • 2.4k views
    • 
    • masteff
    • May 12, 2011

27. Possible to request/receive specific plan provision approval to be included in IRS' favorable letter?

    By Guest Twitch, September 25, 2003
    • 8 replies
    • 1.9k views
    • 
    • GBurns
    • September 30, 2003

28. Hardship Distribution - Medical Expenses

    By Guest Karen Geiger, August 21, 2000
    • 8 replies
    • 8.6k views
    • 
    • R. Butler
    • August 23, 2000

29. New plan after plan termination

    By Guest Achilles, July 29, 2008
    • 8 replies
    • 3.5k views
    • 
    • Guest
    • February 2, 2009

30. Bonuses in Safe Harbor Plans

    By Madison71, April 4, 2012
    • 8 replies
    • 8.6k views
    • 
    • BG5150
    • April 5, 2012

31. Contingent Benefit Rule

    By EBECatty, October 15, 2019
    • 8 replies
    • 1.9k views
    • 
    • Luke Bailey
    • November 4, 2019

32. 404(c) statement to particpants

    By Guest cculhane, December 21, 1999
    • 8 replies
    • 2.9k views
    • 
    • Kirk Maldonado
    • June 5, 2000

33. Conversion held hostage by a participant

    By JohnEPNFP, September 19, 2024
    • 8 replies
    • 1.6k views
    • 
    • applebreeeze
    • September 23, 2024

34. Two Plan Documents

    By goldtpa, September 13, 2004
    • 8 replies
    • 1.9k views
    • 
    • QDROphile
    • September 14, 2004

35. Partial Loan Payments

    By Guest sritts, May 12, 2010
    • 8 replies
    • 1.6k views
    • 
    • rcline46
    • May 13, 2010

36. Suspending 401k Match mid-year - the plan has a true up provision

    By Sofinka, December 8, 2019
    • 8 replies
    • 3k views
    • 
    • MWeddell
    • April 22, 2020

37. Prototype solo 401(k) switching plan document provider ("restatement")

    By Guest hk73, December 19, 2012
    • 8 replies
    • 4.5k views
    • 
    • movedon
    • December 20, 2012

38. Automatic Rollover IRA - Set-up Fee

    By J. Bringhurst, April 17, 2013
    • 8 replies
    • 1.6k views
    • 
    • J. Bringhurst
    • April 23, 2013

39. Rollovers

    By ERISAWiz, March 4, 2015
    • 8 replies
    • 1.4k views
    • 
    • ESOP Guy
    • March 5, 2015

40. ACP refund due... but this year's match not deposited yet

    By AlbanyConsultant, March 15, 2024
    • 8 replies
    • 2k views
    • 
    • Bill Presson
    • March 18, 2024

41. 401k plans

    By Guest mattsmalls, July 7, 2010
    • 8 replies
    • 1.6k views
    • 
    • masteff
    • July 15, 2010

42. Entry date for a rehired participant?

    By Lori H, January 14, 2015
    • 8 replies
    • 1.9k views
    • 
    • My 2 cents
    • January 14, 2015

43. Mistake or not?

    By Guest HJoseph, December 19, 2012
    • 8 replies
    • 1.7k views
    • 
    • shERPA
    • December 20, 2012

44. withdrawing from 401k penalty free at 55

    By linusbeagle, November 16, 2018
    • 8 replies
    • 2.3k views
    • 
    • spiritrider
    • November 22, 2018

45. Sole Owner W/ No EE's 401k Plan - No Document - No 5500 - Help

    By Guest RS Vatalaro, May 29, 2002
    • 8 replies
    • 1.8k views
    • 
    • mbozek
    • June 4, 2002

46. What is the deadline for employer to make matching contribution to the plan

    By k man, March 28, 2005
    • 8 replies
    • 1.7k views
    • 
    • Lori Friedman
    • March 28, 2005

47. Levy?

    By Guest tintree73, July 8, 2005
    • 8 replies
    • 2.4k views
    • 
    • Guest
    • July 12, 2005

48. sole proprietor/partnership 401(k) Plan

    By Guest tajcc, December 19, 2006
    • 8 replies
    • 2.3k views
    • 
    • Belgarath
    • December 21, 2006

49. Sale of business as of 10/1 (stock sale) and ADP test

    By Pammie57, September 27, 2018
    • 8 replies
    • 868 views
    • 
    • QP_Guy
    • September 28, 2018

50. Rabbi Trust

    By fidu, March 28, 2002
    • 8 replies
    • 4.1k views
    • 
    • fidu
    • April 2, 2002