401(k) Plans

19,320 topics in this forum

1. Plan does not want to make Safe Harbor contribution-what happens?

   By JHalligan, October 26, 2022
   • 8 replies
   • 1.3k views
   • 
   • Bird
   • October 28, 2022

2. Disability Optional Forms of Distribution

   By Guest annabelle, March 29, 2005
   • 8 replies
   • 1.4k views
   • 
   • Kirk Maldonado
   • March 31, 2005

3. Charitable IRA contributions

   By lexi, September 28, 2006
   • 8 replies
   • 2.7k views
   • 
   • Guest
   • November 28, 2006

4. basic top heavy

   By pmacduff, January 28, 2011
   • 8 replies
   • 1.2k views
   • 
   • BG5150
   • January 28, 2011

5. must it be 11g - ee incorrectly included

   By TPApril, May 9, 2023
   • 8 replies
   • 1.3k views
   • 
   • TPApril
   • May 15, 2023

6. Life Insurance in a Qualified Plan

   By Guest Karen Szy, November 8, 2001
   • 8 replies
   • 4.2k views
   • 
   • Belgarath
   • November 13, 2001

7. Compensation

   By k man, February 27, 2002
   • 8 replies
   • 2.2k views
   • 
   • Mike Preston
   • March 11, 2002

8. missed p/s contribution deadline

   By wsp, October 6, 2004
   • 8 replies
   • 3.2k views
   • 
   • Guest
   • September 28, 2010

9. Control Group Testing Issue

   By Guest jkrad, September 1, 2005
   • 8 replies
   • 2.3k views
   • 
   • Mike Preston
   • September 9, 2005

10. Off Calendar Plans

    By justatester, January 28, 2013   

    • Calendar vs Plan Year
    • 8 replies
    • 3.7k views
    • 
    • ETA Consulting LLC
    • January 29, 2013

11. Temporary Employees

    By Lori Foresz, August 23, 2004
    • 8 replies
    • 8.8k views
    • 
    • mbozek
    • August 27, 2004

12. ROBS 401(k) with existing individual plan and loan

    By matth100, October 2, 2017
    • 8 replies
    • 2.9k views
    • 
    • imchipbrown
    • October 5, 2017

13. Can we reinstate a terminated plan?

    By ESI2015, June 19, 2018
    • 8 replies
    • 4.3k views
    • 
    • Doc Ument
    • June 19, 2018

14. Missed Safe Harbor and ADP testing

    By BG5150, March 9, 2017
    • 8 replies
    • 1.8k views
    • 
    • RatherBeGolfing
    • March 10, 2017

15. One person 401(k) Plan

    By FJR, December 16, 2002
    • 8 replies
    • 1.8k views
    • 
    • Guest
    • December 23, 2002

16. Summary Annual Report

    By Guest benefitsanalyst, September 15, 2004
    • 8 replies
    • 26.3k views
    • 
    • Lori Friedman
    • September 15, 2004

17. Family attribution apply in Top Paid Group election?

    By kwalified, November 12, 2012
    • 8 replies
    • 3.4k views
    • 
    • BG5150
    • November 13, 2012

18. EPCRS Correction / Missed Match

    By austin3515, August 14, 2018
    • 8 replies
    • 1.8k views
    • 
    • RatherBeGolfing
    • August 15, 2018

19. Impact of Roth IRA Contributions on 401(k) Deferral

    By Below Ground, October 28, 2010
    • 8 replies
    • 1.4k views
    • 
    • Below Ground
    • November 1, 2010

20. SH Match Question

    By buckaroo, August 14, 2014
    • 8 replies
    • 2.3k views
    • 
    • MWeddell
    • August 15, 2014

21. Coverage for controlled group with separeate plans

    By MR, April 30, 2001
    • 8 replies
    • 1.7k views
    • 
    • Guest
    • May 2, 2001

22. K-1 Income

    By Guest shm3803, October 28, 2010
    • 8 replies
    • 2.5k views
    • 
    • Guest
    • November 4, 2010

23. 401(k) Nondiscrimination Testing ADP Failure

    By 401(k)Ben, March 15, 2019
    • 8 replies
    • 2.5k views
    • 
    • Kevin C
    • March 18, 2019

24. Eligibility requirements for 401k

    By Pammie57, August 26, 2020
    • 8 replies
    • 1.3k views
    • 
    • Mike Preston
    • August 28, 2020

25. safe harbor for those still employed on LDOY only

    By Tom, November 25, 2025
    • 8 replies
    • 493 views
    • 
    • Paul I
    • December 3, 2025

26. Catch-up 60-63 clarification

    By Tom, November 19, 2024
    • 8 replies
    • 15.2k views
    • 
    • Peter Gulia
    • November 20, 2024

27. 402(g) issue

    By Pammie57, July 6, 2015
    • 8 replies
    • 994 views
    • 
    • Mike Preston
    • July 6, 2015

28. Multiple Employer Plan

    By Guest Mbrockway, March 4, 2004
    • 8 replies
    • 1.7k views
    • 
    • Guest
    • March 5, 2004

29. Can someone tell me the appropriate dollar amount used for the compens

    By k man, November 10, 2000
    • 8 replies
    • 3.1k views
    • 
    • R. Butler
    • November 15, 2000

30. Terminated Employee???

    By nancy, July 10, 2002
    • 8 replies
    • 2.4k views
    • 
    • Earl
    • July 12, 2002

31. Severance

    By rlb64, September 1, 2005
    • 8 replies
    • 1.9k views
    • 
    • austin3515
    • September 2, 2005

32. DOL Calculator & VFCP Submission re Late Contributions

    By Guest ggbrock, September 29, 2008
    • 8 replies
    • 5.7k views
    • 
    • BG5150
    • November 19, 2008

33. safe harbor plan startup

    By Santo Gold, December 1, 2016
    • 8 replies
    • 2.2k views
    • 
    • Beemer
    • December 19, 2016

34. SAR

    By PS, February 5, 2021
    • 8 replies
    • 1k views
    • 
    • PS
    • March 4, 2021

35. Allowing beneficiary to direct investment.

    By FundeK, January 14, 2004
    • 8 replies
    • 1.8k views
    • 
    • BG5150
    • July 10, 2008

36. Participant Completes Distribution Ppwk - then dies

    By austin3515, June 21, 2011
    • 8 replies
    • 2k views
    • 
    • Everett Moreland
    • June 23, 2011

37. Last Day Rule when adopting PS plan late (SECURE Act)

    By Jess C, May 5, 2020
    • 8 replies
    • 1.7k views
    • 
    • Larry Starr
    • May 6, 2020

38. Anyone have experience w/ late deferrals for HCE only?

    By jkharvey, May 18, 2005
    • 8 replies
    • 2.1k views
    • 
    • actuarysmith
    • May 19, 2005

39. Senior Moment

    By thepensionmaven, March 16, 2014
    • 8 replies
    • 1.1k views
    • 
    • Bill Presson
    • March 18, 2014

40. One total account per each participant

    By SSRRS, October 21, 2020
    • 8 replies
    • 1.5k views
    • 
    • BG5150
    • October 23, 2020

41. Same Desk Rule/RevRul 2000-27

    By Christine Roberts, June 17, 2000
    • 8 replies
    • 3.3k views
    • 
    • Guest
    • November 3, 2000

42. Matching By Payroll Period - No True Ups

    By Dennis Povloski, May 17, 2010
    • 8 replies
    • 2.2k views
    • 
    • Dennis Povloski
    • May 18, 2010

43. Solo plan to invest rollover in Real Estate

    By Jim Chad, December 18, 2015
    • 8 replies
    • 1k views
    • 
    • Belgarath
    • January 21, 2016

44. Hours for Vesting

    By Guest Jen Willard, November 27, 2002
    • 8 replies
    • 2.2k views
    • 
    • austin3515
    • November 28, 2002

45. 401K

    By Guest YouKnow, July 26, 2011
    • 8 replies
    • 1.5k views
    • 
    • 12AX7
    • July 26, 2011

46. Excludable Employees

    By Guest Midas, April 20, 2005
    • 8 replies
    • 2.1k views
    • 
    • Guest
    • April 20, 2005

47. Is there a waiting period or not (for testing)?

    By Guest user99, May 22, 2012
    • 8 replies
    • 1.8k views
    • 
    • Guest
    • May 23, 2012

48. TH min

    By AdKu, February 5, 2021
    • 8 replies
    • 1k views
    • 
    • C. B. Zeller
    • February 11, 2021

49. adding 401K feature

    By Guest MNR, January 30, 2002
    • 8 replies
    • 2.2k views
    • 
    • Erik Read
    • January 31, 2002

50. Deferred Vested Benefit (401k plan)

    By legort69, October 24, 2019
    • 8 replies
    • 4.7k views
    • 
    • Larry Starr
    • October 25, 2019