401(k) Plans

19,337 topics in this forum

1. 401(k) deposit check lost in mail, ultimately late, can it be excused?

   By TPApril, October 6, 2012
   • 7 replies
   • 7.2k views
   • 
   • austin3515
   • October 9, 2012

2. Backdating of 401k enrollment?

   By Guest EricW, December 1, 2009
   • 7 replies
   • 4.6k views
   • 
   • K2retire
   • December 2, 2009

3. Tracking Employer vs Employee contributions in a Solo(K)

   By Guest snmhanson, March 25, 2014
   • 7 replies
   • 3.5k views
   • 
   • ESOP Guy
   • March 26, 2014

4. W-2 compensation, but no hours

   By Guest mmc, September 9, 2005
   • 7 replies
   • 2.3k views
   • 
   • mbozek
   • September 12, 2005

5. GAP on 415 refunds - Yes or No?

   By fiona1, October 2, 2008
   • 7 replies
   • 4.6k views
   • 
   • BG5150
   • February 26, 2016

6. last day rule for match

   By k man, March 15, 2000
   • 7 replies
   • 2.4k views
   • 
   • Guest
   • March 17, 2000

7. Investment Expenses paid by employer

   By austin3515, August 6, 2004
   • 7 replies
   • 2k views
   • 
   • KJohnson
   • August 6, 2004

8. Multiple Profit Sharing Contributions

   By WesleyT, August 3, 2011
   • 7 replies
   • 2.2k views
   • 
   • ETA Consulting LLC
   • August 4, 2011

9. RMD Rules under CARES Act

   By Benefits Vet, April 2, 2020
   • 7 replies
   • 1.2k views
   • 
   • Larry Starr
   • April 2, 2020

10. Amendment to Limit HCE to $1 of 401k

    By austin3515, March 31, 2011
    • 7 replies
    • 2k views
    • 
    • Guest
    • July 25, 2011

11. "Effective Opportunity" to defer and new SH plan

    By QP_Guy, September 16, 2019   

    • 401k safe harbor
    • 7 replies
    • 1.7k views
    • 
    • Larry Starr
    • September 19, 2019

12. SPD Requirement

    By Bruce1, December 6, 2024
    • 7 replies
    • 930 views
    • 
    • Bruce1
    • December 11, 2024

13. Top-Heavy Safe-Harbor

    By Bruce1, December 12, 2025
    • 7 replies
    • 833 views
    • 
    • TPABob
    • December 16, 2025

14. What's deadline for filing 5500 for a short plan year?

    By MBCarey, September 12, 2003
    • 7 replies
    • 2.4k views
    • 
    • Lynn Campbell
    • September 17, 2003

15. IRA withdrawal by mistake

    By Guest riabaj, March 16, 2007
    • 7 replies
    • 3.8k views
    • 
    • Appleby
    • March 27, 2007

16. hardship grossed up for taxes

    By AlbanyConsultant, May 30, 2023
    • 7 replies
    • 1.8k views
    • 
    • Peter Gulia
    • June 5, 2023

17. How much notice must employees be given of 401(k) change?

    By Guest Attyinaz, March 21, 2001
    • 7 replies
    • 3.3k views
    • 
    • QDROphile
    • April 3, 2001

18. Partnership 401(k)'s

    By austin3515, November 13, 2002
    • 7 replies
    • 1.7k views
    • 
    • Blinky the 3-eyed Fish
    • November 14, 2002

19. New or Succesor plan?

    By Guest WWPDRC, July 17, 2006
    • 7 replies
    • 2k views
    • 
    • Guest
    • July 19, 2006

20. EACA with Automatic Escalator

    By ErisaGooroo, July 5, 2018   

    • covered employee
    • eaca
    • (and 1 more)

      Tagged with:

      • covered employee
      • eaca
      • uniformity
    • 7 replies
    • 2.6k views
    • 
    • pmacduff
    • April 23, 2019

21. Who is the beneficiary?

    By ejohnke, January 12, 2023
    • 7 replies
    • 915 views
    • 
    • FormsRstillmylife
    • January 16, 2023

22. Securities Broker Giving Plan Sponsor Advice; Prohibited Transaction?

    By Guest RIA, September 11, 2007
    • 7 replies
    • 2.1k views
    • 
    • Bird
    • September 14, 2007

23. Lost Earnings on Safe Harbor 401(k) Contributions

    By Danny CPA, August 26, 2014
    • 7 replies
    • 2.4k views
    • 
    • Kevin C
    • August 29, 2014

24. Benefit Rights & Features Issue - Timing of PS Allocation?

    By moose401k, March 22, 2018   

    • brf issue
    • 7 replies
    • 1.2k views
    • 
    • Bird
    • March 23, 2018

25. Key Determination - Officer, need advice

    By stephen20, January 5, 2021
    • 7 replies
    • 1.4k views
    • 
    • C. B. Zeller
    • January 6, 2021

26. Forfeiture Vested Funds due to embezzlement

    By Leslie Kalec, August 17, 2021
    • 7 replies
    • 1.5k views
    • 
    • MoJo
    • August 19, 2021

27. W-2 Comp & Health Insurance Wage Expense

    By TPApril, February 23, 2025
    • 7 replies
    • 1.9k views
    • 
    • Ilene Ferenczy
    • February 25, 2025

28. Must a partner draw a salary and receive a W-2 to participate in a 401k plan?

    By Guest longterminvestor, September 8, 2009
    • 7 replies
    • 22k views
    • 
    • Guest
    • September 9, 2009

29. Loans and Summer Leaves

    By austin3515, August 29, 2012
    • 7 replies
    • 1.4k views
    • 
    • Guest
    • August 29, 2012

30. Can employee 401(k) contributions be made from severance pay?

    By Guest Sonia Kapoor, August 3, 2000
    • 7 replies
    • 24.3k views
    • 
    • Guest
    • August 10, 2000

31. How can a person defer on tip wages if base wages are lower than the d

    By Guest Marie Velen, March 1, 2001
    • 7 replies
    • 3.3k views
    • 
    • Medusa
    • April 6, 2001

32. solo 401(k)

    By Guest Pat Metallic, October 7, 2002
    • 7 replies
    • 2.1k views
    • 
    • Guest
    • October 9, 2002

33. Gateway Contribution Eligibility

    By MBCarey, December 5, 2003
    • 7 replies
    • 3.2k views
    • 
    • Tom Poje
    • December 5, 2003

34. Changed accrual requirements at the end of the year

    By Guest elirpa, February 5, 2004
    • 7 replies
    • 3.8k views
    • 
    • Guest
    • February 9, 2004

35. Safe Harbor Non Elective

    By Lori H, August 8, 2008
    • 7 replies
    • 2.4k views
    • 
    • BG5150
    • August 11, 2008

36. Profit Sharing contribution deposited after the tax return due date

    By Guest Tammy2006, May 5, 2006
    • 7 replies
    • 3.1k views
    • 
    • Archimage
    • May 5, 2006

37. Adoption of Non Safe Harbor 401(k) Plan

    By TPA Bob, December 10, 2018   

    • adoption
    • 7 replies
    • 752 views
    • 
    • Bob the Swimmer
    • December 11, 2018

38. Discretionary Match Discontinuance

    By austin3515, April 3, 2020
    • 7 replies
    • 940 views
    • 
    • Patricia Neal Jensen
    • April 6, 2020

39. Extra deferral deposited during the year

    By Jakyasar, October 10, 2023
    • 7 replies
    • 985 views
    • 
    • Jakyasar
    • October 10, 2023

40. Can employer amend 401(k) plan now (midyear) to provide for 3% safe harbor contribution?

    By Guest tws, October 3, 2003
    • 7 replies
    • 2k views
    • 
    • Guest
    • October 9, 2003

41. Does a disclaimer revive a beneficiary designation

    By EMB, June 30, 2022
    • 7 replies
    • 1.5k views
    • 
    • EMB
    • July 6, 2022

42. Reclassifying Salary Deferrals as Employer Contributions

    By Guest sacobb, December 16, 1999
    • 7 replies
    • 3.3k views
    • 
    • Tom Poje
    • April 30, 2008

43. profit sharing plan investment

    By Gary, July 15, 2010
    • 7 replies
    • 1.9k views
    • 
    • My 2 cents
    • July 16, 2010

44. forfeiture used for offset vs. reallocation

    By Guest ghal, June 1, 2012
    • 7 replies
    • 2.1k views
    • 
    • movedon
    • June 4, 2012

45. Start a 401k on 12/31/20 for 2020 Year

    By Gadgetfreak, January 5, 2021
    • 7 replies
    • 1.1k views
    • 
    • FORMER ESQ.
    • January 6, 2021

46. Can someone clarify?

    By Guest jhilliard, April 13, 2004
    • 7 replies
    • 1.8k views
    • 
    • david rigby
    • April 15, 2004

47. Safe Harbor, sort of

    By austin3515, September 7, 2011
    • 7 replies
    • 1.1k views
    • 
    • austin3515
    • September 8, 2011

48. Affililated Service Group

    By austin3515, October 29, 2013
    • 7 replies
    • 878 views
    • 
    • BG5150
    • October 30, 2013

49. Excluding union employees from safe harbor match?

    By Flyboyjohn, July 24, 2019   

    • union
    • safe harbor
    • 7 replies
    • 2.5k views
    • 
    • AMDG
    • August 6, 2019

50. How much can you contribute when plan year crosses calendar year

    By Alan Simpson, August 26, 1999
    • 7 replies
    • 1.5k views
    • 
    • Kathy
    • September 1, 1999