401(k) Plans

19,332 topics in this forum

1. Hardship Distribution

   By Guest John Makarevich, June 23, 2007
   • 9 replies
   • 2.6k views
   • 
   • masteff
   • June 26, 2007

2. Last Day Allocation Condition Beyond Plan Year

   By Gruegen, August 28, 2007
   • 5 replies
   • 2.6k views
   • 
   • SavingsRUS
   • March 23, 2015

3. Elective Deferrals

   By Guest Don123, October 14, 2005
   • 10 replies
   • 2.6k views
   • 
   • Beltane
   • October 20, 2005

4. ADP Compensation Testing

   By Guest SPOT, May 10, 2002
   • 4 replies
   • 2.6k views
   • 
   • Blinky the 3-eyed Fish
   • May 13, 2002

5. 100% of pay

   By pmacduff, June 24, 2002
   • 7 replies
   • 2.6k views
   • 
   • Archimage
   • June 26, 2002

6. Distribution while still employed

   By Guest CGBS, January 5, 2000
   • 3 replies
   • 2.6k views
   • 
   • Guest
   • January 6, 2000

7. Solo 401(k) & Max Profit Sharing Contribution

   By ubermax, April 18, 2017
   • 14 replies
   • 2.6k views
   • 
   • Mike Preston
   • April 21, 2017

8. Form 5330

   By 12AX7, October 23, 2012
   • 14 replies
   • 2.6k views
   • 
   • 12AX7
   • October 25, 2012

9. PEO vs leased employees

   By 52626, October 26, 2015
   • 2 replies
   • 2.6k views
   • 
   • shERPA
   • October 26, 2015

10. Forfeitures and QNEC's

    By Guest welcomehome, March 5, 2004
    • 5 replies
    • 2.6k views
    • 
    • Kirk Maldonado
    • March 10, 2004

11. Per Payroll Match

    By Guest CygnusX1, February 3, 2006
    • 7 replies
    • 2.6k views
    • 
    • goldtpa
    • July 29, 2006

12. 401(k) Loan Rollover from one plan to next

    By Guest Tdavid, August 26, 2011
    • 5 replies
    • 2.6k views
    • 
    • austin3515
    • August 29, 2011

13. Employee excess deferrals moved to forfeiture account

    By Guest Quacka, April 28, 2011
    • 5 replies
    • 2.6k views
    • 
    • masteff
    • May 2, 2011

14. Rate Group Testing - Mid-Point vs. Actual Coverage %age

    By austin3515, March 3, 2015
    • 7 replies
    • 2.6k views
    • 
    • Tom Poje
    • March 3, 2015

15. Prior record keeper refuses to do final valuation

    By Guest paradigm, July 25, 2002
    • 16 replies
    • 2.6k views
    • 
    • Guest
    • August 9, 2002

16. QDRO for Top Hat Plan

    By ERISA25, August 6, 2009
    • 4 replies
    • 2.6k views
    • 
    • mbozek
    • August 7, 2009

17. hardship distributions and tax withholding

    By Guest cbclark, April 13, 2012
    • 2 replies
    • 2.6k views
    • 
    • masteff
    • April 13, 2012

18. Disability Payments as W2 Compensation

    By Guest SWH, January 22, 2009
    • 5 replies
    • 2.6k views
    • 
    • QDROphile
    • January 23, 2009

19. Multiple Match Safe Harbor

    By ConnieStorer, October 26, 2010
    • 10 replies
    • 2.6k views
    • 
    • John Feldt ERPA CPC QPA
    • October 10, 2012

20. Foreign company with U.S. employees

    By LisaS, July 16, 2019   

    • foreign corporation with u.s. employees
    • 7 replies
    • 2.6k views
    • 
    • LisaS
    • July 26, 2019

21. Mid-Year Safe Harbor Changes

    By austin3515, January 7, 2021
    • 9 replies
    • 2.6k views
    • 
    • Kevin C
    • February 22, 2021

22. Loan repayments from Severance pay

    By Guest Lisak, June 18, 2008
    • 3 replies
    • 2.6k views
    • 
    • JanetM
    • June 18, 2008

23. Safe Harbor and top heavy free ride

    By Tom Poje, July 24, 2006
    • 7 replies
    • 2.6k views
    • 
    • Tom Poje
    • August 25, 2006

24. Fronting Loan Or Distribution Proceeds

    By Disco Stu, February 22, 2002
    • 11 replies
    • 2.6k views
    • 
    • Guest
    • February 26, 2002

25. Rollover From Simple IRA

    By Guest esi-jht, August 15, 2006
    • 3 replies
    • 2.6k views
    • 
    • Belgarath
    • August 15, 2006

26. Is it an RMD if taken before the RBD?

    By MrKnowItLittle, February 4, 2015
    • 16 replies
    • 2.6k views
    • 
    • mbozek
    • February 6, 2015

27. Overpayment of ADP Test Refund

    By Just Me, September 15, 2006
    • 3 replies
    • 2.6k views
    • 
    • Guest
    • May 9, 2007

28. Can You Take a Hardship Distribution If You Have An Outstanding Loan?

    By metsfan026, September 16, 2025
    • 4 replies
    • 2.6k views
    • 
    • David D
    • September 17, 2025

29. How To Handle RMD for Non-Owner who Terminated and was rehired part-time

    By Dawn Marlar, November 11, 2021
    • 7 replies
    • 2.6k views
    • 
    • Dawn Marlar
    • November 16, 2021

30. New Audit requirements for small plans?

    By Guest fender5150, September 6, 2008
    • 11 replies
    • 2.6k views
    • 
    • Bird
    • September 11, 2008

31. Missed contribution by employer

    By Dhaval Mehta, April 9, 2019
    • 6 replies
    • 2.6k views
    • 
    • justanotheradmin
    • April 10, 2019

32. Company starts a new 401(k) plan

    By Santo Gold, March 15, 2006
    • 11 replies
    • 2.6k views
    • 
    • WDIK
    • March 17, 2006

33. Who set up a plan with for a small company

    By Guest And another thing ..., May 1, 2002
    • 14 replies
    • 2.6k views
    • 
    • Guest
    • June 19, 2002

34. safe harbor 401k rules for 2000

    By Guest rhp, January 17, 2000
    • 1 reply
    • 2.6k views
    • 
    • Guest
    • January 21, 2000

35. Is this a Discretionary Match that Can Be Reduced Now?

    By 401 Chaos, September 21, 2009
    • 7 replies
    • 2.6k views
    • 
    • K2retire
    • September 22, 2009

36. Loan refinance

    By SCSFAM03, September 24, 2018   

    • loan
    • refinance
    • 10 replies
    • 2.6k views
    • 
    • CJ Allen
    • September 27, 2018

37. Participant Loan Default

    By austin3515, January 12, 2017
    • 12 replies
    • 2.6k views
    • 
    • austin3515
    • January 16, 2017

38. HCE Limitations

    By Jilliandiz, October 21, 2004
    • 10 replies
    • 2.6k views
    • 
    • jquazza
    • October 23, 2004

39. Is it possible to do anything when "pre-test" indicates ADP

    By John A, November 29, 1999
    • 17 replies
    • 2.6k views
    • 
    • Guest
    • December 3, 1999

40. Form 5558's

    By Pammie57, July 29, 2019
    • 14 replies
    • 2.6k views
    • 
    • Nicola
    • October 13, 2019

41. Multiple employer plan and Safe Harbor

    By PMC, June 29, 2006
    • 8 replies
    • 2.6k views
    • 
    • QDROphile
    • July 12, 2006

42. Blackout Notice

    By OSU, December 30, 2017
    • 8 replies
    • 2.6k views
    • 
    • Pam Shoup
    • January 2, 2018

43. 3rd Party Sick Pay

    By Guest Mike Schwing, May 21, 2003
    • 2 replies
    • 2.6k views
    • 
    • Guest
    • May 24, 2003

44. Can you exclude refunded deferrals from account balances for calculati

    By Guest pension222, April 26, 2001
    • 7 replies
    • 2.6k views
    • 
    • Medusa
    • April 30, 2001

45. Annual additions

    By Guest bdm_7458, November 13, 2008
    • 12 replies
    • 2.6k views
    • 
    • austin3515
    • November 15, 2008

46. guam and puerto rico

    By k man, July 9, 2004
    • 3 replies
    • 2.6k views
    • 
    • Harwood
    • July 9, 2004

47. Force-Out of Small Balances

    By Catch22PGM, March 30, 2022   

    • distribution
    • force-out distribution
    • (and 1 more)

      Tagged with:

      • distribution
      • force-out distribution
      • forfeiture
    • 11 replies
    • 2.6k views
    • 
    • BG5150
    • April 19, 2022

48. Excluding a NHCE from safe harbor

    By Tom, January 31, 2018
    • 3 replies
    • 2.6k views
    • 
    • ERISA1
    • February 6, 2018

49. Forced Cashout of Required Minimum Distribution

    By Guest PenGuy, December 8, 2003
    • 2 replies
    • 2.6k views
    • 
    • QDROphile
    • December 8, 2003

50. Safe Harbor Mid-Year Suspension and Top Heavy

    By ERISAAPPLE, May 24, 2018   

    • safe harbor
    • top heavy
    • 16 replies
    • 2.6k views
    • 
    • ERISAAPPLE
    • May 26, 2018