401(k) Plans

19,275 topics in this forum

1. can a change in vesting schedule affect a terminated employee?

   By Gudgergirl, July 7, 2014
   • 7 replies
   • 5.3k views
   • 
   • Kevin C
   • July 8, 2014

2. Canadian citizens living and working in Canada, paid in Canadian curre

   By John A, February 27, 2003
   • 7 replies
   • 2.5k views
   • 
   • John A
   • March 4, 2003

3. Disproportionate Safe Harbor Match

   By Blackbirch, July 29, 2013   

   • Safe Harbor
   • Match
   • (and 2 more)

     Tagged with:

     • Safe Harbor
     • Match
     • Disproportionate Match
     • Safe Harbor Match
   • 7 replies
   • 4.2k views
   • 
   • masteff
   • August 5, 2013

4. 404(c) Implications of Elimination of an Investment Option and/or Imposition of a Cap

   By Guest wendycatherine, August 16, 2005
   • 7 replies
   • 1.8k views
   • 
   • Guest
   • September 9, 2005

5. calculation of lost earnings

   By Guest semitek, October 10, 2006
   • 7 replies
   • 10.7k views
   • 
   • austin3515
   • October 13, 2006

6. Top Paid Group

   By cpc0506, September 16, 2010
   • 7 replies
   • 2.7k views
   • 
   • John Feldt ERPA CPC QPA
   • September 16, 2010

7. Match based on incorrect compensation

   By oldman, August 30, 2012
   • 7 replies
   • 3.5k views
   • 
   • 12AX7
   • September 6, 2012

8. Safe Harbor and laid-off employee

   By Guest etalia, July 29, 2013
   • 7 replies
   • 2.5k views
   • 
   • masteff
   • July 30, 2013

9. Solo 401k Investments in Startups with Plan Funds

   By dragondon, June 5, 2023
   • 7 replies
   • 715 views
   • 
   • Peter Gulia
   • June 7, 2023

10. SEP IRA In SAme Year as 401k

    By austin3515, March 28, 2017
    • 7 replies
    • 1k views
    • 
    • austin3515
    • March 28, 2017

11. Curing excess 402(g) deferral after separation of service?

    By matthny, December 14, 2021
    • 7 replies
    • 1.1k views
    • 
    • BG5150
    • December 17, 2021

12. DOL examination

    By Guest lbz123, January 5, 2010
    • 7 replies
    • 1.6k views
    • 
    • Guest
    • January 12, 2010

13. safe Harbor Non-Elective contributions

    By mphs77, June 29, 2011
    • 7 replies
    • 3k views
    • 
    • 12AX7
    • June 30, 2011

14. Different Entry Dates - PS/401(k)

    By metsfan026, April 10, 2024
    • 7 replies
    • 691 views
    • 
    • John Feldt ERPA CPC QPA
    • April 11, 2024

15. Ineligible participant funds Salary Deferrals in Safe Harbor 401(k) Plan

    By Dougsbpc, March 20, 2023
    • 7 replies
    • 1.2k views
    • 
    • BG5150
    • March 22, 2023

16. SECOND REQUEST - are there any comparable provisions under ERISA AND T

    By fidu, January 17, 2002
    • 7 replies
    • 1.6k views
    • 
    • Guest
    • January 22, 2002

17. NIPA vs. ASPA

    By Guest CCarter, June 6, 2002
    • 7 replies
    • 6.4k views
    • 
    • Guest
    • June 11, 2002

18. DB plan with a DC provision. Is this weird or what?

    By Guest perplexed, February 1, 2005
    • 7 replies
    • 1.9k views
    • 
    • g8r
    • February 8, 2005

19. If catch-up is being used in a 401(k) PS plan, is the maximum $42,000 increased by the amount of the catch up?

    By Guest stephentaft, October 5, 2005
    • 7 replies
    • 1.8k views
    • 
    • Blinky the 3-eyed Fish
    • October 28, 2005

20. adp test and terminated participants

    By Chippy, May 21, 2014
    • 7 replies
    • 4.2k views
    • 
    • Chippy
    • May 28, 2014

21. Forfeitures & buy-back provisions in the plan doc

    By TPApril, July 8, 2014
    • 7 replies
    • 1.9k views
    • 
    • BG5150
    • July 9, 2014

22. RMD and post-tax contributions

    By RCK, October 8, 2002
    • 7 replies
    • 8k views
    • 
    • RCK
    • October 10, 2002

23. Short first year; in determining maximum compensation for the match calculation, how many months do I prorate the $200K limit? 1 or 2?

    By alexa, December 6, 2003
    • 7 replies
    • 1.8k views
    • 
    • g8r
    • December 12, 2003

24. 401k Overcontribution Correction

    By Doghouse, March 27, 2018
    • 7 replies
    • 2k views
    • 
    • ERISAAPPLE
    • March 30, 2018

25. Early 401(k) Participation - Top Heavy Minimum Required?

    By Guest jvanheyde, November 14, 2002
    • 7 replies
    • 2.4k views
    • 
    • Tom Poje
    • November 15, 2002

26. Allocation of Forfeitures

    By anspai, March 26, 2009
    • 7 replies
    • 3.7k views
    • 
    • BG5150
    • March 27, 2009

27. Mid-Plan Year Termination and Failed ADP Test

    By msmith, July 10, 2018
    • 7 replies
    • 2.3k views
    • 
    • msmith
    • July 14, 2018

28. Husband & Wife Solo PS Allocation

    By Basically, August 26
    • 7 replies
    • 2.5k views
    • 
    • Jakyasar
    • August 26

29. Distribution made directly from Employer and not trust

    By jkharvey, February 26, 2007
    • 7 replies
    • 1.4k views
    • 
    • austin3515
    • February 27, 2007

30. PROHIBITED?

    By Guest CHRISTIE BOSS, November 7, 1998
    • 7 replies
    • 2.2k views
    • 
    • Guest
    • November 11, 1998

31. Notice to Interested Parties - one notice for two plans sponsored by the same employer, permissible?

    By Guest Bud, June 22, 2005
    • 7 replies
    • 2k views
    • 
    • No Name
    • August 12, 2005

32. deadline to set up 401(k) Plan

    By Earl, December 13, 2007
    • 7 replies
    • 2.6k views
    • 
    • Guest
    • December 14, 2007

33. Can a retirement plan by adopted by only one of two corporations owned

    By Guest Pat Metallic, May 8, 2001
    • 7 replies
    • 1.9k views
    • 
    • Moe Howard
    • May 10, 2001

34. Profit sharing wants to add end-of-year employment rule

    By CharlesLeggette, July 31, 2013
    • 7 replies
    • 2.4k views
    • 
    • 12AX7
    • August 1, 2013

35. Recoupment of overpayments

    By austin3515, August 16, 2024
    • 7 replies
    • 1.5k views
    • 
    • RatherBeGolfing
    • August 20, 2024

36. Maximum Participant Loan Duration

    By Guest Lisak, January 6, 2010
    • 7 replies
    • 1.5k views
    • 
    • BG5150
    • January 7, 2010

37. HCE determination in merged 401(k) plans

    By Guest Diane DuFresne, March 5, 2001
    • 7 replies
    • 3.3k views
    • 
    • Guest
    • August 4, 2003

38. Safe Harbor Plan Terminating

    By Jilliandiz, June 23, 2005
    • 7 replies
    • 1.3k views
    • 
    • R. Butler
    • June 23, 2005

39. Involuntary Employer Suspension of Employee Deferrals

    By LMOC, July 9, 2014
    • 7 replies
    • 1.3k views
    • 
    • Kevin C
    • July 9, 2014

40. prohibited transaction

    By MR, August 24, 2001
    • 7 replies
    • 1.9k views
    • 
    • Jim Chad
    • August 29, 2001

41. Does anyone have a good checklist of things to ask the client for when

    By Guest Juracek, December 20, 1999
    • 7 replies
    • 1.7k views
    • 
    • Guest
    • December 29, 1999

42. Suspending nonelective Safe Harbor mid-year

    By perplexedbypensions, February 13, 2019
    • 7 replies
    • 2.9k views
    • 
    • RatherBeGolfing
    • February 14, 2019

43. 410(b) Failsafe

    By Lori Foresz, July 20, 2005
    • 7 replies
    • 3.9k views
    • 
    • kgr12
    • September 12, 2013

44. Discriminatory Investment Choices In 404(c) Plan?

    By mming, December 3, 2009
    • 7 replies
    • 1.9k views
    • 
    • Bird
    • December 8, 2009

45. Land purchase with 401k assets

    By Pixie, September 23, 2019   

    • real estate
    • 7 replies
    • 1.9k views
    • 
    • Christine Roberts
    • September 25, 2019

46. Min Coverage Testing in light of contribution eligibility amendment to

    By Guest cascigm, April 17, 2001
    • 7 replies
    • 2.2k views
    • 
    • Guest
    • April 18, 2001

47. Hiring someone during the year with large salary and immediate entry

    By Jakyasar, August 20, 2021
    • 7 replies
    • 662 views
    • 
    • Lou S.
    • August 23, 2021

48. Merger of Safe Harbor plan to non safe harbor

    By Guest Mk9522, November 29, 2012
    • 7 replies
    • 5.4k views
    • 
    • justatester
    • January 7, 2013

49. ADP Test

    By Archimage, July 18, 2002
    • 7 replies
    • 1.6k views
    • 
    • Guest
    • July 18, 2002

50. Safe Harbor and top heavy

    By Guest philc, February 25, 2004
    • 7 replies
    • 1.4k views
    • 
    • Brian Gallagher
    • February 26, 2004