401(k) Plans

19,320 topics in this forum

1. Involuntary Employer Suspension of Employee Deferrals

   By LMOC, July 9, 2014
   • 7 replies
   • 1.3k views
   • 
   • Kevin C
   • July 9, 2014

2. prohibited transaction

   By MR, August 24, 2001
   • 7 replies
   • 1.9k views
   • 
   • Jim Chad
   • August 29, 2001

3. Does anyone have a good checklist of things to ask the client for when

   By Guest Juracek, December 20, 1999
   • 7 replies
   • 1.7k views
   • 
   • Guest
   • December 29, 1999

4. Suspending nonelective Safe Harbor mid-year

   By perplexedbypensions, February 13, 2019
   • 7 replies
   • 2.9k views
   • 
   • RatherBeGolfing
   • February 14, 2019

5. 410(b) Failsafe

   By Lori Foresz, July 20, 2005
   • 7 replies
   • 3.9k views
   • 
   • kgr12
   • September 12, 2013

6. Discriminatory Investment Choices In 404(c) Plan?

   By mming, December 3, 2009
   • 7 replies
   • 1.9k views
   • 
   • Bird
   • December 8, 2009

7. Land purchase with 401k assets

   By Pixie, September 23, 2019   

   • real estate
   • 7 replies
   • 2k views
   • 
   • Christine Roberts
   • September 25, 2019

8. Min Coverage Testing in light of contribution eligibility amendment to

   By Guest cascigm, April 17, 2001
   • 7 replies
   • 2.2k views
   • 
   • Guest
   • April 18, 2001

9. Hiring someone during the year with large salary and immediate entry

   By Jakyasar, August 20, 2021
   • 7 replies
   • 693 views
   • 
   • Lou S.
   • August 23, 2021

10. Merger of Safe Harbor plan to non safe harbor

    By Guest Mk9522, November 29, 2012
    • 7 replies
    • 5.4k views
    • 
    • justatester
    • January 7, 2013

11. ADP Test

    By Archimage, July 18, 2002
    • 7 replies
    • 1.6k views
    • 
    • Guest
    • July 18, 2002

12. Safe Harbor and top heavy

    By Guest philc, February 25, 2004
    • 7 replies
    • 1.4k views
    • 
    • Brian Gallagher
    • February 26, 2004

13. Semi-annual entry allows exclusion of 1 year employee?

    By Guest Commuter Rex, November 5, 2004
    • 7 replies
    • 2.1k views
    • 
    • Bird
    • November 6, 2004

14. Dividend Payouts and Hardships

    By RCT, July 13, 2017
    • 7 replies
    • 1.2k views
    • 
    • CuseFan
    • July 14, 2017

15. Look-Back HCE Status in First Plan Year

    By Guest LWYRRCM, November 13, 1998
    • 7 replies
    • 6.3k views
    • 
    • MWeddell
    • November 16, 1998

16. prospectus delivery

    By Scuba 401, December 27, 1999
    • 7 replies
    • 3.2k views
    • 
    • Guest
    • April 13, 2001

17. Reallocation of forfs, after 415 date

    By BG5150, October 24, 2016
    • 7 replies
    • 1.3k views
    • 
    • BG5150
    • October 25, 2016

18. Solo(k) Document / Registration Failures? Need guidance please....

    By ColeC, April 22, 2022
    • 7 replies
    • 1.3k views
    • 
    • Luke Bailey
    • May 1, 2022

19. Hardship for medical expenses paid on credit card?

    By jkharvey, December 6, 2006
    • 7 replies
    • 2.7k views
    • 
    • JanetM
    • January 5, 2007

20. question about entry date and payroll

    By Lori H, October 16, 2014
    • 7 replies
    • 2.5k views
    • 
    • QDROphile
    • October 16, 2014

21. 5500 SF to 5500EZ

    By FishOn, August 21, 2023
    • 7 replies
    • 1k views
    • 
    • RatherBeGolfing
    • January 2, 2024

22. When is a participant loan "made"? When they call or when t

    By Guest Cliff Langwith, April 17, 2001
    • 7 replies
    • 2k views
    • 
    • Guest
    • April 18, 2001

23. QACA Safe Harbor Match and Plan is Top Heavy

    By steverenner, November 12, 2015   

    • Top Heavy
    • QACA
    • 7 replies
    • 3.3k views
    • 
    • BG5150
    • November 13, 2015

24. Deferrals Not Withheld From Pay

    By Guest ERead, November 16, 1998
    • 7 replies
    • 2.7k views
    • 
    • Guest
    • December 23, 2002

25. Safe Harbor Top Heavy Test

    By Brenda Wren, August 29, 2002
    • 7 replies
    • 1.9k views
    • 
    • Mike Preston
    • August 30, 2002

26. Participant Disclosures - What does non-compliance mean?

    By austin3515, July 24, 2012
    • 7 replies
    • 2k views
    • 
    • MoJo
    • July 24, 2012

27. Excludable Employees

    By Guest J Samuelson, April 2, 1999
    • 7 replies
    • 3.7k views
    • 
    • Guest
    • April 7, 1999

28. Catch up contributions only allowed?

    By Guest jusducki, November 29, 2005
    • 7 replies
    • 2.1k views
    • 
    • Guest
    • December 16, 2005

29. Solo 401 and Simple - Controlled Group Questions

    By Guest xi9001, April 28, 2010
    • 7 replies
    • 2.5k views
    • 
    • austin3515
    • April 30, 2010

30. Successor plan foolishness

    By Belgarath, February 15, 2019
    • 7 replies
    • 1.3k views
    • 
    • Belgarath
    • February 20, 2019

31. Participant with loan is filing Bankruptcy

    By Guest mmc, November 8, 2004
    • 7 replies
    • 2.5k views
    • 
    • R. Butler
    • May 4, 2005

32. Match Forfeiture reinstate

    By alexa, April 21, 2008
    • 7 replies
    • 3.4k views
    • 
    • BG5150
    • April 22, 2008

33. Management function - Controlled Group

    By rmaker, August 24, 2016
    • 7 replies
    • 941 views
    • 
    • david rigby
    • August 26, 2016

34. 401(k) Safe Harbor with Profit Sharing

    By MBCarey, October 8, 2003
    • 7 replies
    • 2.4k views
    • 
    • Blinky the 3-eyed Fish
    • October 8, 2003

35. Can a duplicate 401(k) RMD be corrected or reversed

    By Guest Jackson, February 12, 2014   

    • Correction of duplicate RMD
    • 7 replies
    • 2.2k views
    • 
    • Guest
    • February 12, 2014

36. Time Frame to pay off loan after participant terminates

    By Pammie57, February 8, 2018
    • 7 replies
    • 3k views
    • 
    • Bird
    • February 9, 2018

37. Religious exemption from plan participation

    By Tom, November 28, 2022
    • 7 replies
    • 1.9k views
    • 
    • CuseFan
    • November 30, 2022

38. Board resolution used to limit deferral percentage and define catch-up contributions

    By baileybear, August 1, 2019
    • 7 replies
    • 1.2k views
    • 
    • Luke Bailey
    • August 2, 2019

39. Partic termed in late Dec '20 but paid in early Jan--in ADP test?

    By BG5150, February 23, 2022
    • 7 replies
    • 1.1k views
    • 
    • MWeddell
    • March 1, 2022

40. Vanguard Individual 401 K Roth contributions

    By Guest Capt. Mike, July 2, 2011
    • 7 replies
    • 3.2k views
    • 
    • Guest
    • July 11, 2011

41. ADP/ACP testing of otherwise excludable in plan document?

    By Guest Giovanni, July 20, 2004
    • 7 replies
    • 1.7k views
    • 
    • Guest
    • July 22, 2004

42. One Person Plan and 401(k) Deferral Deposit Deadline

    By PensionPro, February 10, 2015
    • 7 replies
    • 2k views
    • 
    • Bill Presson
    • February 11, 2015

43. VEBA 501c9

    By fidu, June 27, 2002
    • 7 replies
    • 4.7k views
    • 
    • Ron Snyder
    • July 12, 2002

44. ACP Failures of contributions that have not been deposited

    By Guest lfriede, March 11, 2004
    • 7 replies
    • 2.2k views
    • 
    • Guest
    • March 12, 2004

45. Employer with union employees must participate in a multiemployer plan, but would like to establish a safe harbor 401(k) plan for non-union employees.

    By katieinny, April 6, 2005
    • 7 replies
    • 1.5k views
    • 
    • JanetM
    • April 7, 2005

46. Solo 401(k) question

    By cbendertpa23, January 15, 2016   

    • solo
    • individual
    • (and 3 more)

      Tagged with:

      • solo
      • individual
      • 401k
      • children
      • owner
    • 7 replies
    • 1.6k views
    • 
    • ETA Consulting LLC
    • January 21, 2016

47. Prior Year Testing Method

    By TH 401k, March 4, 2025
    • 7 replies
    • 1.1k views
    • 
    • C. B. Zeller
    • March 5, 2025

48. Maximum 402(g) limit and ADP

    By cathyw, February 1, 2007
    • 7 replies
    • 2.7k views
    • 
    • TLGeer
    • February 4, 2007

49. How is a 401(k) plan affected by a "stock split purchase" of the sponsoring company?

    By Guest Cinadr, December 26, 2013
    • 7 replies
    • 5.7k views
    • 
    • PensionPro
    • December 27, 2013

50. 401k question: did not include Bonus in deferral

    By Victor, September 12, 2017
    • 7 replies
    • 2.3k views
    • 
    • Flyboyjohn
    • September 13, 2017