401(k) Plans

19,275 topics in this forum

1. Semi-annual entry allows exclusion of 1 year employee?

   By Guest Commuter Rex, November 5, 2004
   • 7 replies
   • 2.1k views
   • 
   • Bird
   • November 6, 2004

2. Dividend Payouts and Hardships

   By RCT, July 13, 2017
   • 7 replies
   • 1.2k views
   • 
   • CuseFan
   • July 14, 2017

3. Look-Back HCE Status in First Plan Year

   By Guest LWYRRCM, November 13, 1998
   • 7 replies
   • 6.3k views
   • 
   • MWeddell
   • November 16, 1998

4. prospectus delivery

   By Scuba 401, December 27, 1999
   • 7 replies
   • 3.2k views
   • 
   • Guest
   • April 13, 2001

5. Reallocation of forfs, after 415 date

   By BG5150, October 24, 2016
   • 7 replies
   • 1.3k views
   • 
   • BG5150
   • October 25, 2016

6. Solo(k) Document / Registration Failures? Need guidance please....

   By ColeC, April 22, 2022
   • 7 replies
   • 1.2k views
   • 
   • Luke Bailey
   • May 1, 2022

7. Hardship for medical expenses paid on credit card?

   By jkharvey, December 6, 2006
   • 7 replies
   • 2.7k views
   • 
   • JanetM
   • January 5, 2007

8. question about entry date and payroll

   By Lori H, October 16, 2014
   • 7 replies
   • 2.4k views
   • 
   • QDROphile
   • October 16, 2014

9. 5500 SF to 5500EZ

   By FishOn, August 21, 2023
   • 7 replies
   • 997 views
   • 
   • RatherBeGolfing
   • January 2, 2024

10. When is a participant loan "made"? When they call or when t

    By Guest Cliff Langwith, April 17, 2001
    • 7 replies
    • 2k views
    • 
    • Guest
    • April 18, 2001

11. QACA Safe Harbor Match and Plan is Top Heavy

    By steverenner, November 12, 2015   

    • Top Heavy
    • QACA
    • 7 replies
    • 3.3k views
    • 
    • BG5150
    • November 13, 2015

12. Deferrals Not Withheld From Pay

    By Guest ERead, November 16, 1998
    • 7 replies
    • 2.7k views
    • 
    • Guest
    • December 23, 2002

13. Safe Harbor Top Heavy Test

    By Brenda Wren, August 29, 2002
    • 7 replies
    • 1.9k views
    • 
    • Mike Preston
    • August 30, 2002

14. Participant Disclosures - What does non-compliance mean?

    By austin3515, July 24, 2012
    • 7 replies
    • 2k views
    • 
    • MoJo
    • July 24, 2012

15. Excludable Employees

    By Guest J Samuelson, April 2, 1999
    • 7 replies
    • 3.7k views
    • 
    • Guest
    • April 7, 1999

16. Catch up contributions only allowed?

    By Guest jusducki, November 29, 2005
    • 7 replies
    • 2.1k views
    • 
    • Guest
    • December 16, 2005

17. Solo 401 and Simple - Controlled Group Questions

    By Guest xi9001, April 28, 2010
    • 7 replies
    • 2.5k views
    • 
    • austin3515
    • April 30, 2010

18. Successor plan foolishness

    By Belgarath, February 15, 2019
    • 7 replies
    • 1.3k views
    • 
    • Belgarath
    • February 20, 2019

19. Participant with loan is filing Bankruptcy

    By Guest mmc, November 8, 2004
    • 7 replies
    • 2.5k views
    • 
    • R. Butler
    • May 4, 2005

20. Match Forfeiture reinstate

    By alexa, April 21, 2008
    • 7 replies
    • 3.4k views
    • 
    • BG5150
    • April 22, 2008

21. Management function - Controlled Group

    By rmaker, August 24, 2016
    • 7 replies
    • 927 views
    • 
    • david rigby
    • August 26, 2016

22. 401(k) Safe Harbor with Profit Sharing

    By MBCarey, October 8, 2003
    • 7 replies
    • 2.3k views
    • 
    • Blinky the 3-eyed Fish
    • October 8, 2003

23. Can a duplicate 401(k) RMD be corrected or reversed

    By Guest Jackson, February 12, 2014   

    • Correction of duplicate RMD
    • 7 replies
    • 2.2k views
    • 
    • Guest
    • February 12, 2014

24. Time Frame to pay off loan after participant terminates

    By Pammie57, February 8, 2018
    • 7 replies
    • 3k views
    • 
    • Bird
    • February 9, 2018

25. Religious exemption from plan participation

    By Tom, November 28, 2022
    • 7 replies
    • 1.8k views
    • 
    • CuseFan
    • November 30, 2022

26. Board resolution used to limit deferral percentage and define catch-up contributions

    By baileybear, August 1, 2019
    • 7 replies
    • 1.2k views
    • 
    • Luke Bailey
    • August 2, 2019

27. Partic termed in late Dec '20 but paid in early Jan--in ADP test?

    By BG5150, February 23, 2022
    • 7 replies
    • 1k views
    • 
    • MWeddell
    • March 1, 2022

28. Vanguard Individual 401 K Roth contributions

    By Guest Capt. Mike, July 2, 2011
    • 7 replies
    • 2.9k views
    • 
    • Guest
    • July 11, 2011

29. ADP/ACP testing of otherwise excludable in plan document?

    By Guest Giovanni, July 20, 2004
    • 7 replies
    • 1.7k views
    • 
    • Guest
    • July 22, 2004

30. One Person Plan and 401(k) Deferral Deposit Deadline

    By PensionPro, February 10, 2015
    • 7 replies
    • 2k views
    • 
    • Bill Presson
    • February 11, 2015

31. VEBA 501c9

    By fidu, June 27, 2002
    • 7 replies
    • 4.7k views
    • 
    • Ron Snyder
    • July 12, 2002

32. ACP Failures of contributions that have not been deposited

    By Guest lfriede, March 11, 2004
    • 7 replies
    • 2.1k views
    • 
    • Guest
    • March 12, 2004

33. Employer with union employees must participate in a multiemployer plan, but would like to establish a safe harbor 401(k) plan for non-union employees.

    By katieinny, April 6, 2005
    • 7 replies
    • 1.5k views
    • 
    • JanetM
    • April 7, 2005

34. Solo 401(k) question

    By cbendertpa23, January 15, 2016   

    • solo
    • individual
    • (and 3 more)

      Tagged with:

      • solo
      • individual
      • 401k
      • children
      • owner
    • 7 replies
    • 1.6k views
    • 
    • ETA Consulting LLC
    • January 21, 2016

35. Prior Year Testing Method

    By TH 401k, March 4
    • 7 replies
    • 1k views
    • 
    • C. B. Zeller
    • March 5

36. Maximum 402(g) limit and ADP

    By cathyw, February 1, 2007
    • 7 replies
    • 2.7k views
    • 
    • TLGeer
    • February 4, 2007

37. How is a 401(k) plan affected by a "stock split purchase" of the sponsoring company?

    By Guest Cinadr, December 26, 2013
    • 7 replies
    • 5.7k views
    • 
    • PensionPro
    • December 27, 2013

38. 401k question: did not include Bonus in deferral

    By Victor, September 12, 2017
    • 7 replies
    • 2.1k views
    • 
    • Flyboyjohn
    • September 13, 2017

39. Top Heavy

    By Walter, November 14, 2019
    • 7 replies
    • 914 views
    • 
    • Mr Bagwell
    • November 14, 2019

40. Different EIN for 5500 and Form 945 filings?

    By Guest Commuter Rex, February 9, 2004
    • 7 replies
    • 3.1k views
    • 
    • Earl
    • February 13, 2004

41. Allocating cents to 401(k) subaccounts

    By Guest hk73, October 21, 2014
    • 7 replies
    • 1.6k views
    • 
    • Bird
    • October 23, 2014

42. In and out of Safe Harbor year to year

    By Guest BJContreary, November 27, 1998
    • 7 replies
    • 1.5k views
    • 
    • Dowist
    • September 15, 1999

43. After-Tax Contributions (Again!)

    By mjbais1489, May 8
    • 7 replies
    • 1.3k views
    • 
    • BenefitJack
    • May 13

44. Match of more than 100%

    By CJS07, June 18, 2009
    • 7 replies
    • 4.4k views
    • 
    • Kevin C
    • March 5, 2010

45. persuading Fidelity to fix an error

    By K2retire, June 4, 2015
    • 7 replies
    • 2.7k views
    • 
    • Kevin C
    • June 5, 2015

46. Safe Harbor and top heavy free ride

    By Tom Poje, July 24, 2006
    • 7 replies
    • 2.6k views
    • 
    • Tom Poje
    • August 25, 2006

47. Safe Harbor contribution and eligibility

    By Guest EPS2, January 23, 2008
    • 7 replies
    • 16.2k views
    • 
    • Tom Poje
    • January 17, 2017

48. When does absent Employee cease to be an Employee of the Employer?

    By cheersmate, May 27, 2020   

    • 401k
    • eligibility
    • (and 2 more)

      Tagged with:

      • 401k
      • eligibility
      • inactive employee
      • absent without leave
    • 7 replies
    • 1.4k views
    • 
    • cheersmate
    • May 27, 2020

49. Seasonal employees in a 401k plan

    By Guest scott34, August 13, 2008
    • 7 replies
    • 3.3k views
    • 
    • BG5150
    • August 14, 2008

50. BRF Testing

    By justatester, July 22, 2009
    • 7 replies
    • 2.4k views
    • 
    • Jim Chad
    • July 28, 2009