401(k) Plans

19,334 topics in this forum

1. Fees to plan

   By Guest jimmybeau, December 1, 2008
   • 14 replies
   • 2.6k views
   • 
   • J Simmons
   • December 2, 2008

2. No more determination letters...

   By austin3515, July 23, 2015
   • 19 replies
   • 2.6k views
   • 
   • TPApril
   • March 21, 2016

3. Benchmarking - Waiting Period for 401(k) Plans

   By Guest AnnB, October 30, 1998
   • 3 replies
   • 2.6k views
   • 
   • Guest
   • November 5, 1998

4. PARTICIPANT VESTING IN MERGERS AND SAME DESK RULES VERY ODD SET OF HAP

   By Guest ACM, April 5, 2000
   • 7 replies
   • 2.6k views
   • 
   • card
   • February 1, 2002

5. Excluded Divisions, ACP Testing, and Coverage Testing

   By buckaroo, December 6, 2013
   • 5 replies
   • 2.6k views
   • 
   • Tom Poje
   • December 9, 2013

6. Adding Safe Harbor Non-Elective and Deferrals to Profit Sharing Plan Mid-Year

   By Phlyers, June 27, 2017
   • 5 replies
   • 2.6k views
   • 
   • Kevin C
   • June 28, 2017

7. Canadian citizens living and working in Canada, paid in Canadian curre

   By John A, February 27, 2003
   • 7 replies
   • 2.6k views
   • 
   • John A
   • March 4, 2003

8. -11(g) to Integrate at 50% of Wage Base

   By austin3515, February 22, 2018
   • 35 replies
   • 2.6k views
   • 
   • shERPA
   • February 28, 2018

9. QMACs in ADP test

   By Guest jae3207, February 7, 2006
   • 4 replies
   • 2.6k views
   • 
   • Guest
   • February 10, 2006

10. EACA with Automatic Escalator

    By ErisaGooroo, July 5, 2018   

    • covered employee
    • eaca
    • (and 1 more)

      Tagged with:

      • covered employee
      • eaca
      • uniformity
    • 7 replies
    • 2.6k views
    • 
    • pmacduff
    • April 23, 2019

11. Prior vs. Current year testing

    By Guest hpaine, December 11, 2002
    • 5 replies
    • 2.6k views
    • 
    • Blinky the 3-eyed Fish
    • December 12, 2002

12. K-1 income

    By pbarrett, April 8, 2004
    • 5 replies
    • 2.6k views
    • 
    • Lame Duck
    • April 8, 2004

13. Roth excess deferrals

    By Luke Bailey, June 9, 2018   

    • 402a
    • 402(g)
    • (and 2 more)

      Tagged with:

      • 402a
      • 402(g)
      • excess deferrals
      • roth
    • 5 replies
    • 2.6k views
    • 
    • Luke Bailey
    • June 11, 2018

14. Audit Requirements

    By Guest lforesz, September 26, 2001
    • 3 replies
    • 2.6k views
    • 
    • Guest
    • October 5, 2001

15. Top Heavy Minimum Benefit

    By James Matt Ullakko, June 21, 2001
    • 6 replies
    • 2.6k views
    • 
    • Earl
    • June 30, 2001

16. late matching contributions deposit associated with late deferrals & Form 5500

    By AdKu, December 1, 2016   

    • late matching contributions
    • Form 5500 schedule H line 4a
    • 10 replies
    • 2.6k views
    • 
    • benconsulting
    • December 3, 2016

17. QDRO / In Service Distribution / Top Heavy

    By sdix401k, November 22, 2005
    • 2 replies
    • 2.6k views
    • 
    • saabraa
    • November 23, 2005

18. Non-US Citizen as Trustee?

    By austin3515, November 28, 2012
    • 1 reply
    • 2.6k views
    • 
    • DMcGovern
    • November 28, 2012

19. Does this vesting schedule and definition of year of service satisfy ERISA requirements?

    By Guest MapleUno, February 4, 2005
    • 8 replies
    • 2.6k views
    • 
    • austin3515
    • February 8, 2005

20. QNEC for Missed Deferral and 402(g) Limit

    By EBECatty, May 13, 2021
    • 4 replies
    • 2.6k views
    • 
    • casey72
    • May 17, 2021

21. Plan assets as collateral

    By Guest TrustMe401k, February 5, 2014
    • 6 replies
    • 2.6k views
    • 
    • Bill Presson
    • February 6, 2014

22. Matching contributions for Self-employed/Partners

    By Guest GeorgeK, March 17, 1999
    • 2 replies
    • 2.6k views
    • 
    • Guest
    • March 26, 1999

23. Participant with loan is filing Bankruptcy

    By Guest mmc, November 8, 2004
    • 7 replies
    • 2.6k views
    • 
    • R. Butler
    • May 4, 2005

24. Catch Up Exceed 100% of Comp

    By jd1433, January 21, 2022
    • 5 replies
    • 2.6k views
    • 
    • Lou S.
    • January 24, 2022

25. Family Attribution Rules - Grandkids

    By metsfan026, August 31, 2022
    • 5 replies
    • 2.6k views
    • 
    • ESOP Guy
    • September 1, 2022

26. Earned Income Calc

    By austin3515, August 14, 2008
    • 9 replies
    • 2.6k views
    • 
    • R. Butler
    • August 19, 2008

27. Safe Harbor 401k entry date requirements

    By Dazednconfused, November 9, 2009
    • 5 replies
    • 2.6k views
    • 
    • J Simmons
    • November 10, 2009

28. rollover contributions by former employees

    By Guest Marshall Franklin, April 27, 2001
    • 2 replies
    • 2.6k views
    • 
    • MWeddell
    • May 1, 2001

29. Triple Stack Match

    By Catch22PGM, February 8, 2021
    • 11 replies
    • 2.6k views
    • 
    • Catch22PGM
    • February 10, 2021

30. S-corp. pass thru income & dividends

    By R. Butler, January 28, 2004
    • 5 replies
    • 2.6k views
    • 
    • R. Butler
    • January 29, 2004

31. The 401(a)(17) Contribution Limit and Multiple Employers

    By ERISA-Bubs, September 21, 2023
    • 5 replies
    • 2.6k views
    • 
    • Lou S.
    • June 4, 2024

32. rollover ira transfer to qualified plan (conduit ira)

    By Guest amy darnell, May 24, 2000
    • 4 replies
    • 2.5k views
    • 
    • Guest
    • May 25, 2000

33. 401(k) forfeitures

    By Guest ANBFREE, June 13, 2003
    • 5 replies
    • 2.5k views
    • 
    • E as in ERISA
    • June 18, 2003

34. Encourage Retirees to take a Lump Sum Distribution

    By Ananda, October 7, 2021
    • 24 replies
    • 2.5k views
    • 
    • Luke Bailey
    • October 28, 2021

35. 401(k) Match with Private Company Stock - Valuation required?

    By Guest MarieLittle, May 27, 1999
    • 0 replies
    • 2.5k views
    • 
    • Guest
    • May 27, 1999

36. Auto Enrollment with annual 1% increases

    By Guest M. Martin, January 22, 2009
    • 6 replies
    • 2.5k views
    • 
    • J Simmons
    • January 24, 2009

37. Retirement Distribution

    By jim241, May 10, 2018   

    • 401k
    • retirement
    • (and 2 more)

      Tagged with:

      • 401k
      • retirement
      • distributions
      • lump sum
    • 23 replies
    • 2.5k views
    • 
    • Luke Bailey
    • May 16, 2018

38. Minimum Age Requirement

    By Guest hitt24, September 21, 2000
    • 5 replies
    • 2.5k views
    • 
    • Jon Chambers
    • October 3, 2000

39. 401(a)17 and Matching contributions.

    By Guest marie kelly, May 9, 2001
    • 6 replies
    • 2.5k views
    • 
    • Medusa
    • May 10, 2001

40. Plan Participant getting divorced

    By Guest Sara H, August 11, 1999
    • 10 replies
    • 2.5k views
    • 
    • Guest
    • November 12, 2000

41. Safe Harbor and the Top Heavy free pass

    By Guest EPS2, January 24, 2009
    • 11 replies
    • 2.5k views
    • 
    • Kevin C
    • January 27, 2009

42. deminimis ADP correction???

    By DMcGovern, February 19, 2013
    • 8 replies
    • 2.5k views
    • 
    • DMcGovern
    • February 20, 2013

43. must be a full moon tonight

    By wsp, November 7, 2002
    • 13 replies
    • 2.5k views
    • 
    • Guest
    • November 12, 2002

44. coordination of SEP and 401k plan

    By Gary, June 1, 2011
    • 5 replies
    • 2.5k views
    • 
    • austin3515
    • June 1, 2011

45. Huge unallocated forfeitures on takeover plan

    By Brenda Wren, July 2, 2004
    • 6 replies
    • 2.5k views
    • 
    • Brenda Wren
    • October 5, 2004

46. LLC, Retained Earnings and 401K plans

    By jsmith1985, September 17, 2016
    • 7 replies
    • 2.5k views
    • 
    • jsmith1985
    • September 24, 2016

47. Top Heavy Question

    By wsp, April 26, 2006
    • 4 replies
    • 2.5k views
    • 
    • wsp
    • April 27, 2006

48. Successor Plan Issue

    By SMB, February 4, 2011
    • 2 replies
    • 2.5k views
    • 
    • Kevin C
    • February 7, 2011

49. Can a non-trusteed plan be placed on a prototype adoption agreement?

    By Guest Powers, April 12, 2001
    • 12 replies
    • 2.5k views
    • 
    • Guest
    • April 20, 2001

50. QDRO Procedures: Compliant WIth ERISA?

    By ERISAlaw, February 25, 2025
    • 10 replies
    • 2.5k views
    • 
    • ERISAlaw
    • February 27, 2025