401(k) Plans

19,275 topics in this forum

1. Partial Termination and Multiple Employer Plan

   By Guest CRC02, May 15, 2002
   • 2 replies
   • 2.5k views
   • 
   • Mike Preston
   • May 16, 2002

2. ACP Test in Safe Harbor Plan

   By BG5150, July 30, 2019
   • 3 replies
   • 2.5k views
   • 
   • AKconsult
   • August 5, 2019

3. Second 401K Covid Hardship Withdraw?? Can it be done?

   By MikeOD, September 25, 2020
   • 5 replies
   • 2.5k views
   • 
   • Puffinator
   • November 9, 2020

4. Those darn leased employees!

   By Guest erisafried, October 16, 2002
   • 9 replies
   • 2.5k views
   • 
   • Guest
   • October 22, 2002

5. Unusual 401k Loan Issue

   By Guest dskmh, August 26, 2003
   • 7 replies
   • 2.5k views
   • 
   • Guest
   • August 27, 2003

6. Does your company charge participants an administrative fee for loans?

   By Guest Tammie Palchanes, February 22, 2000
   • 4 replies
   • 2.5k views
   • 
   • rcline46
   • February 25, 2000

7. 401(k) Nondiscrimination Testing ADP Failure

   By 401(k)Ben, March 15, 2019
   • 8 replies
   • 2.5k views
   • 
   • Kevin C
   • March 18, 2019

8. 401K Distribution on terminated plan due to company ownership change.

   By Guest JamesRRogers, July 21, 1999
   • 1 reply
   • 2.5k views
   • 
   • Guest
   • July 21, 1999

9. SCAM - Loaning deferral monies to participants? Have you seen this!

   By Erik Read, February 7, 2002
   • 9 replies
   • 2.5k views
   • 
   • mbozek
   • April 11, 2002

10. 401(k) Hardship Provisions

    By lkpittman, September 17, 1999
    • 2 replies
    • 2.5k views
    • 
    • lkpittman
    • September 20, 1999

11. Participant with loan is filing Bankruptcy

    By Guest mmc, November 8, 2004
    • 7 replies
    • 2.5k views
    • 
    • R. Butler
    • May 4, 2005

12. HCE in Iraq - Is he in the ADP test

    By Guest annieap1, February 7, 2005
    • 13 replies
    • 2.5k views
    • 
    • could be me maybe not
    • February 9, 2005

13. Prior Year Testing and Change in Comp provisions

    By Guest Cinco, March 29, 2006
    • 3 replies
    • 2.5k views
    • 
    • Tom Poje
    • April 6, 2006

14. Compensation Limit and 401k deferrals

    By Guest benefitsanalyst, November 8, 2002
    • 4 replies
    • 2.5k views
    • 
    • david rigby
    • November 21, 2002

15. ADP Refunds / Total vs PD

    By fiona1, July 9, 2007
    • 12 replies
    • 2.5k views
    • 
    • Guest
    • July 12, 2007

16. Participant Loan Default

    By austin3515, January 12, 2017
    • 12 replies
    • 2.5k views
    • 
    • austin3515
    • January 16, 2017

17. LTPT and Per Diem Employees

    By Coleboy1, November 16, 2023
    • 10 replies
    • 2.5k views
    • 
    • Peter Gulia
    • March 3

18. Restrictions on salary deferrals after a hardship withdrawal has been

    By Guest Kelly Igel, January 2, 2002
    • 2 replies
    • 2.5k views
    • 
    • MGB
    • January 2, 2002

19. Stable Value Fund - What questions do you ask?

    By Guest Fred Benefits, November 5, 2001
    • 4 replies
    • 2.5k views
    • 
    • Jon Chambers
    • November 7, 2001

20. Unique requirements for vesting

    By Guest caddieadmin, February 16, 2007
    • 10 replies
    • 2.5k views
    • 
    • Guest
    • February 28, 2007

21. surrender charges not restorative payment but ER contribution

    By pmacduff, September 2, 2011
    • 4 replies
    • 2.5k views
    • 
    • BG5150
    • February 27, 2013

22. CARES Act

    By Ian, March 29, 2020
    • 37 replies
    • 2.5k views
    • 
    • Belgarath
    • April 1, 2020

23. Catch-up contributions included in ADP/ACP tests?

    By Guest jkrad, February 7, 2003
    • 4 replies
    • 2.5k views
    • 
    • QDROphile
    • February 10, 2003

24. Excluding union employees from safe harbor match?

    By Flyboyjohn, July 24, 2019   

    • union
    • safe harbor
    • 7 replies
    • 2.5k views
    • 
    • AMDG
    • August 6, 2019

25. Should disabled but working employee enroll in the 401k?

    By CFP, June 7, 2024
    • 4 replies
    • 2.5k views
    • 
    • FPGuy
    • June 11, 2024

26. Form for an Indemnification Agreement

    By Guest sodbuster, March 7, 2001
    • 2 replies
    • 2.5k views
    • 
    • MoJo
    • March 13, 2001

27. Free CPE for ASPPA

    By austin3515, November 22, 2016
    • 10 replies
    • 2.5k views
    • 
    • RatherBeGolfing
    • November 25, 2016

28. 1099-R coding for rollover of taxable amount to Roth IRA

    By Tom, January 11, 2024
    • 2 replies
    • 2.5k views
    • 
    • Tom
    • January 11, 2024

29. Class Action Proceeds, Terminated Plan

    By Guest BWNWE, September 29, 2010
    • 5 replies
    • 2.5k views
    • 
    • Guest
    • October 1, 2010

30. 401(k) plans with different plan years? Why? How would ADP test be do

    By John A, September 7, 2001
    • 3 replies
    • 2.5k views
    • 
    • Tom Poje
    • September 7, 2001

31. ESOP match is based on deferrals to a separate 401(k) - is this OK an

    By Guest LMalone, August 14, 2000
    • 3 replies
    • 2.5k views
    • 
    • Guest
    • August 17, 2000

32. ADP/ACP Prior Year Testing

    By Archimage, March 23, 2005
    • 13 replies
    • 2.5k views
    • 
    • Archimage
    • March 28, 2005

33. MultiEmployer 401(k) Plan

    By Guest Stephanie G, March 5, 1999
    • 2 replies
    • 2.5k views
    • 
    • Guest
    • March 10, 1999

34. Elective Deferral Contribution by Ineligible Employee

    By Guest AJM 34, October 9, 2007
    • 6 replies
    • 2.5k views
    • 
    • Tom Poje
    • October 11, 2007

35. QNEC Testing

    By justatester, December 4, 2012
    • 8 replies
    • 2.5k views
    • 
    • justatester
    • December 6, 2012

36. Relius Users

    By austin3515, February 21, 2006
    • 5 replies
    • 2.5k views
    • 
    • austin3515
    • February 23, 2006

37. QNECs and statutorily exludable employees under final 401(k) regs

    By AndrewZ, December 6, 2011
    • 4 replies
    • 2.5k views
    • 
    • AndrewZ
    • December 7, 2011

38. Primary Residence Loans

    By Guest Julie, October 28, 2004
    • 1 reply
    • 2.5k views
    • 
    • Harwood
    • October 29, 2004

39. Commisioned employee with not enough pay to coever loan payments.

    By Guest Una M, January 2, 2001
    • 12 replies
    • 2.5k views
    • 
    • AndyH
    • January 19, 2001

40. retroactive amendment

    By K2retire, February 21, 2008
    • 11 replies
    • 2.5k views
    • 
    • K2retire
    • February 26, 2008

41. Cross Tested plan with QNEC's

    By Mr Bagwell, October 19, 2016   

    • QNEC
    • Cross Tested Plan
    • 11 replies
    • 2.5k views
    • 
    • austin3515
    • November 11, 2016

42. 401(a)(17) limit

    By fiona1, August 26, 2011
    • 5 replies
    • 2.5k views
    • 
    • BG5150
    • August 29, 2011

43. In-Service Withdrawal after attainment of NRA

    By Pixie, December 4, 2007
    • 5 replies
    • 2.5k views
    • 
    • Kimberly S
    • December 10, 2007

44. CARES Act Qualified Individual

    By Lolo, April 14, 2020
    • 16 replies
    • 2.5k views
    • 
    • spiritrider
    • June 6, 2020

45. Asset acquisition

    By fiona1, July 21, 2008
    • 5 replies
    • 2.5k views
    • 
    • fiona1
    • July 24, 2008

46. Safe Harbor 401(k) plan deduction

    By John Feldt ERPA CPC QPA, January 13, 2010
    • 11 replies
    • 2.5k views
    • 
    • Kevin C
    • January 18, 2010

47. HCE status in asset acquisition

    By Guest friedbrain, February 25, 1999
    • 2 replies
    • 2.5k views
    • 
    • david shipp
    • February 25, 1999

48. ADP, Catch-Up and Refund

    By imchipbrown, February 27, 2009
    • 14 replies
    • 2.5k views
    • 
    • imchipbrown
    • March 3, 2009

49. Mechanics of funding deferrals of partners in a partnership (law firm)

    By Guest Melissa Winslow, March 28, 2000
    • 4 replies
    • 2.5k views
    • 
    • Ervin Barham
    • May 8, 2001

50. Age 50-plus catch-up contribution question

    By Guest Kola, November 6, 2003
    • 4 replies
    • 2.5k views
    • 
    • Mike Preston
    • November 9, 2003