401(k) Plans

19,319 topics in this forum

1. Form 5500 Schedule D

   By Guest Nanetta45, May 12, 2009
   • 2 replies
   • 2.5k views
   • 
   • BG5150
   • May 13, 2009

2. Amending match contribution to add last day/hours requirement

   By R. Butler, February 12, 2019
   • 6 replies
   • 2.5k views
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   • dmwe
   • February 15, 2019

3. Overfunding Safe Harbor Contribution can use classify as "mistake

   By Guest Kelly Musico, March 7, 2000
   • 0 replies
   • 2.5k views
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   • Guest
   • March 7, 2000

4. Historical Applicable Federal Rates

   By Guest TheBadger, December 5, 2004
   • 3 replies
   • 2.5k views
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   • GBurns
   • December 8, 2004

5. Retroactive amendment to loosen eligibility

   By EBECatty, May 19, 2022
   • 7 replies
   • 2.5k views
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   • Bri
   • May 23, 2022

6. ADP Refunds / Total vs PD

   By fiona1, July 9, 2007
   • 12 replies
   • 2.5k views
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   • Guest
   • July 12, 2007

7. Cross Tested plan with QNEC's

   By Mr Bagwell, October 19, 2016   

   • QNEC
   • Cross Tested Plan
   • 11 replies
   • 2.5k views
   • 
   • austin3515
   • November 11, 2016

8. Included Excluded Employees

   By goldtpa, December 30, 2011
   • 6 replies
   • 2.5k views
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   • EBDI
   • November 30, 2012

9. DOL Calculator w/o VFCP Filing

   By austin3515, June 19, 2006
   • 6 replies
   • 2.5k views
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   • austin3515
   • June 28, 2006

10. PEO 401(k) Provisions

    By bzorc, December 18, 2001
    • 5 replies
    • 2.5k views
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    • GBurns
    • December 21, 2001

11. 401(k) and Third Party Administrators

    By Guest DAraniti, January 15, 1999
    • 2 replies
    • 2.5k views
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    • Guest
    • January 5, 2000

12. SCAM - Loaning deferral monies to participants? Have you seen this!

    By Erik Read, February 7, 2002
    • 9 replies
    • 2.5k views
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    • mbozek
    • April 11, 2002

13. Control Group

    By Guest MNR, July 2, 2002
    • 16 replies
    • 2.5k views
    • 
    • Guest
    • July 3, 2002

14. Unique requirements for vesting

    By Guest caddieadmin, February 16, 2007
    • 10 replies
    • 2.5k views
    • 
    • Guest
    • February 28, 2007

15. Multiple Use test

    By fiona1, December 22, 2005
    • 5 replies
    • 2.5k views
    • 
    • fiona1
    • December 28, 2005

16. Deferral Limit on HCE's

    By Guest scuba80, September 17, 2008
    • 6 replies
    • 2.5k views
    • 
    • Guest
    • September 18, 2008

17. skipped as opposed to missed deferrals

    By pmacduff, August 11, 2016
    • 9 replies
    • 2.5k views
    • 
    • K-t-F
    • September 30, 2016

18. Partial Termination and Multiple Employer Plan

    By Guest CRC02, May 15, 2002
    • 2 replies
    • 2.5k views
    • 
    • Mike Preston
    • May 16, 2002

19. Those darn leased employees!

    By Guest erisafried, October 16, 2002
    • 9 replies
    • 2.5k views
    • 
    • Guest
    • October 22, 2002

20. Recharacterized Deferrals as Catch-Up and 415 limit

    By Guest darrensoup, November 4, 2005
    • 3 replies
    • 2.5k views
    • 
    • Leopurrd
    • November 10, 2005

21. Forgotten Enrollment Entry

    By Guest Twinky, July 11, 2008
    • 8 replies
    • 2.5k views
    • 
    • Peter Gulia
    • July 9, 2011

22. Consolidating Multiple Solo 401k Plans into One

    By ill, October 6, 2023
    • 6 replies
    • 2.5k views
    • 
    • Bird
    • October 9, 2023

23. Voting employer stock

    By Guest krijowri, March 5, 2009
    • 3 replies
    • 2.5k views
    • 
    • Guest
    • March 11, 2009

24. Prefunding a PS contribution

    By Guest chris4013, November 30, 2005
    • 7 replies
    • 2.5k views
    • 
    • AndyH
    • December 1, 2005

25. Should all One Part. Sole Proprietor Plans be 401(k)?

    By Alf, July 22, 2005
    • 5 replies
    • 2.5k views
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    • Appleby
    • July 22, 2005

26. ADP/ACP Prior Year Testing

    By Archimage, March 23, 2005
    • 13 replies
    • 2.5k views
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    • Archimage
    • March 28, 2005

27. Top Heavy requirement for deferral only 401k

    By dmb, December 2, 2010
    • 5 replies
    • 2.5k views
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    • dmb
    • December 3, 2010

28. Make Whole Payment to HCE for Tax on Excess Contributions?

    By casey72, December 13, 2017
    • 22 replies
    • 2.5k views
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    • jpod
    • December 27, 2017

29. HCE in Iraq - Is he in the ADP test

    By Guest annieap1, February 7, 2005
    • 13 replies
    • 2.5k views
    • 
    • could be me maybe not
    • February 9, 2005

30. Primary Residence Loans

    By Guest Julie, October 28, 2004
    • 1 reply
    • 2.5k views
    • 
    • Harwood
    • October 29, 2004

31. Prior Year Testing and Change in Comp provisions

    By Guest Cinco, March 29, 2006
    • 3 replies
    • 2.5k views
    • 
    • Tom Poje
    • April 6, 2006

32. Qualified Termination Administrator

    By Guest LCJ12, April 14, 2009
    • 1 reply
    • 2.5k views
    • 
    • david rigby
    • April 14, 2009

33. Employee was non-union and now union employee

    By DDB BN, February 19, 2020
    • 4 replies
    • 2.5k views
    • 
    • Larry Starr
    • February 19, 2020

34. QNECs and statutorily exludable employees under final 401(k) regs

    By AndrewZ, December 6, 2011
    • 4 replies
    • 2.5k views
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    • AndrewZ
    • December 7, 2011

35. 401k Plan vs. 403(b) for a non-profit organization

    By Pammie57, January 20, 2022
    • 9 replies
    • 2.5k views
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    • jsample
    • February 2, 2022

36. QNECS

    By Guest chris4013, March 9, 2005
    • 9 replies
    • 2.5k views
    • 
    • Kirk Maldonado
    • March 12, 2005

37. 401(k) Hardship Provisions

    By lkpittman, September 17, 1999
    • 2 replies
    • 2.5k views
    • 
    • lkpittman
    • September 20, 1999

38. 401K Distribution on terminated plan due to company ownership change.

    By Guest JamesRRogers, July 21, 1999
    • 1 reply
    • 2.5k views
    • 
    • Guest
    • July 21, 1999

39. Compensation Limit and 401k deferrals

    By Guest benefitsanalyst, November 8, 2002
    • 4 replies
    • 2.5k views
    • 
    • david rigby
    • November 21, 2002

40. HCE status in asset acquisition

    By Guest friedbrain, February 25, 1999
    • 2 replies
    • 2.5k views
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    • david shipp
    • February 25, 1999

41. Elective Deferral Contribution by Ineligible Employee

    By Guest AJM 34, October 9, 2007
    • 6 replies
    • 2.5k views
    • 
    • Tom Poje
    • October 11, 2007

42. Mechanics of funding deferrals of partners in a partnership (law firm)

    By Guest Melissa Winslow, March 28, 2000
    • 4 replies
    • 2.5k views
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    • Ervin Barham
    • May 8, 2001

43. ESOP match is based on deferrals to a separate 401(k) - is this OK an

    By Guest LMalone, August 14, 2000
    • 3 replies
    • 2.5k views
    • 
    • Guest
    • August 17, 2000

44. 401(k) plans with different plan years? Why? How would ADP test be do

    By John A, September 7, 2001
    • 3 replies
    • 2.5k views
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    • Tom Poje
    • September 7, 2001

45. surrender charges not restorative payment but ER contribution

    By pmacduff, September 2, 2011
    • 4 replies
    • 2.5k views
    • 
    • BG5150
    • February 27, 2013

46. Treas.Reg. 1.410(b)-5(d)(3)(ii)

    By Guest Paula G., July 19, 2006
    • 2 replies
    • 2.5k views
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    • Tom Poje
    • July 24, 2006

47. QNEC Testing

    By justatester, December 4, 2012
    • 8 replies
    • 2.5k views
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    • justatester
    • December 6, 2012

48. Restrictions on salary deferrals after a hardship withdrawal has been

    By Guest Kelly Igel, January 2, 2002
    • 2 replies
    • 2.5k views
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    • MGB
    • January 2, 2002

49. MultiEmployer 401(k) Plan

    By Guest Stephanie G, March 5, 1999
    • 2 replies
    • 2.5k views
    • 
    • Guest
    • March 10, 1999

50. Stable Value Fund - What questions do you ask?

    By Guest Fred Benefits, November 5, 2001
    • 4 replies
    • 2.5k views
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    • Jon Chambers
    • November 7, 2001