401(k) Plans

19,321 topics in this forum

1. plan amendment and vesting

   By PensionNewbee, August 13, 2003
   • 7 replies
   • 2.1k views
   • 
   • Blinky the 3-eyed Fish
   • August 19, 2003

2. Risk in accepting a loan payoff (pre-tax) for a loan that should have been deemed?

   By FundeK, October 25, 2004
   • 7 replies
   • 1.7k views
   • 
   • Guest
   • October 26, 2004

3. Qualification question

   By fiona1, August 30, 2010
   • 7 replies
   • 1.2k views
   • 
   • Guest
   • April 13, 2011

4. Matching Employer Contributions

   By Guest BigO0328, June 12, 2011
   • 7 replies
   • 2k views
   • 
   • Guest
   • June 13, 2011

5. IRS information request regarding unreasonable compensation

   By 7806akp, January 16, 2014
   • 7 replies
   • 1.2k views
   • 
   • austin3515
   • January 16, 2014

6. Can someone explain this to me

   By Eaglepi, November 14, 2023
   • 7 replies
   • 17.3k views
   • 
   • Luke Bailey
   • November 15, 2023

7. New 401k Regs

   By Brian Gallagher, July 24, 2003
   • 7 replies
   • 1.4k views
   • 
   • mbozek
   • July 25, 2003

8. Per Payroll Match

   By Guest CygnusX1, February 3, 2006
   • 7 replies
   • 2.6k views
   • 
   • goldtpa
   • July 29, 2006

9. ADP Test and Refunds

   By ratherbereading, January 28, 2021
   • 7 replies
   • 1.6k views
   • 
   • Mike Preston
   • January 28, 2021

10. Installment Payments Upon Plan Termination

    By Anaahu, May 26, 2022
    • 7 replies
    • 1.7k views
    • 
    • Bird
    • May 27, 2022

11. "Lost Participants"

    By Guest Laura Millwood, May 27, 1999
    • 7 replies
    • 1.9k views
    • 
    • david rigby
    • June 23, 1999

12. Correcting an excess contribution for a participant

    By Guest Judy S, October 25, 2004
    • 7 replies
    • 2.8k views
    • 
    • Belgarath
    • October 27, 2004

13. ACP refund processed and later determined too much was distributed

    By RPP2001, December 22, 2010
    • 7 replies
    • 2.2k views
    • 
    • BG5150
    • January 23, 2013

14. How To Handle RMD for Non-Owner who Terminated and was rehired part-time

    By Dawn Marlar, November 11, 2021
    • 7 replies
    • 2.6k views
    • 
    • Dawn Marlar
    • November 16, 2021

15. Automatic Distributions - finding old participants

    By Guest Karen Renee, March 3, 1999
    • 7 replies
    • 1.7k views
    • 
    • david rigby
    • June 23, 1999

16. Different vesting schedules for members of a controlled group?

    By jkharvey, August 30, 2010
    • 7 replies
    • 3.6k views
    • 
    • Archimage
    • August 31, 2010

17. Participant Notice For Self-Directed 401(k) Plans

    By mming, August 7, 2018
    • 7 replies
    • 1.5k views
    • 
    • Bird
    • August 8, 2018

18. Participant in prison , wife and father each have a power of attorney and want to withdraw full amount

    By Jim Chad, May 18, 2004
    • 7 replies
    • 7.5k views
    • 
    • TPApril
    • September 14, 2013

19. Forfeiture buy back rules

    By Brenda Wren, June 14, 2004
    • 7 replies
    • 2.2k views
    • 
    • Guest
    • June 16, 2004

20. Silver Boullions in a 401(k) Plan?

    By Guest notapensiongeek, April 21, 2006
    • 7 replies
    • 1.8k views
    • 
    • Guest
    • April 26, 2006

21. Benefit Election Forms

    By Below Ground, February 6, 2008
    • 7 replies
    • 1.5k views
    • 
    • Guest
    • February 7, 2008

22. 2008 ADP TEST

    By Guest Big Al, January 5, 2009
    • 7 replies
    • 1.8k views
    • 
    • Guest
    • January 21, 2009

23. 401k Loan -No Payments Ever Made

    By goldtpa, October 25, 2006
    • 7 replies
    • 2.5k views
    • 
    • austin3515
    • November 4, 2006

24. moving money out of a plan

    By Santo Gold, June 30, 2009
    • 7 replies
    • 1.8k views
    • 
    • Guest
    • July 1, 2009

25. Highly Compensated in NonProfit

    By coleboy, August 6, 2014
    • 7 replies
    • 3.3k views
    • 
    • BG5150
    • November 12, 2019

26. yet another otherwise excludable question

    By pmacduff, January 14, 2019
    • 7 replies
    • 1.3k views
    • 
    • Kevin C
    • January 15, 2019

27. Do we have a Multiple Employer plan?

    By Guest willoughby, May 17, 2001
    • 7 replies
    • 2k views
    • 
    • Guest
    • May 29, 2001

28. Deemed IRA

    By Brenda Wren, July 28, 2004
    • 7 replies
    • 2.6k views
    • 
    • Guest
    • August 3, 2004

29. safe harbor plan

    By Gary, August 30, 2010
    • 7 replies
    • 1.4k views
    • 
    • Gary
    • September 3, 2010

30. 401(k) deferrals in top heavy plan make contributions exceed 415 for g

    By Guest MEGary, August 19, 2002
    • 7 replies
    • 2.1k views
    • 
    • Mike Preston
    • August 22, 2002

31. Payroll Service Stops 401k Deduction in Error

    By DP, September 23, 2009
    • 7 replies
    • 6.5k views
    • 
    • Kevin C
    • October 1, 2009

32. Elective Deferrals Before Adoption of 401(k)

    By Guest smckinlay, July 16, 2011
    • 7 replies
    • 2.1k views
    • 
    • rcline46
    • July 19, 2011

33. Special Participation Date- PS Eligibility

    By Coleboy1, December 21, 2022
    • 7 replies
    • 720 views
    • 
    • Bill Presson
    • December 21, 2022

34. spd disclosure

    By k man, May 11, 2004
    • 7 replies
    • 2.3k views
    • 
    • R. Butler
    • May 18, 2004

35. Automatic Enrollment

    By John Feldt ERPA CPC QPA, March 23, 2016   

    • Automatic Enrollment
    • default deferral
    • (and 4 more)

      Tagged with:

      • Automatic Enrollment
      • default deferral
      • negative election
      • VCP
      • Self-correction
      • SCP
    • 7 replies
    • 1.5k views
    • 
    • Peter Gulia
    • March 23, 2016

36. Matching Contribution

    By Stash026, January 11, 2018
    • 7 replies
    • 1.7k views
    • 
    • Luke Bailey
    • January 11, 2018

37. Does this rehired employee have to wait another year before becoming a

    By Guest Sara H, August 3, 1999
    • 7 replies
    • 5.3k views
    • 
    • Wessex
    • November 6, 1999

38. Employer has exceeded 15% deductibility limit.

    By Guest Sara H, April 26, 2001
    • 7 replies
    • 1.9k views
    • 
    • Guest
    • April 30, 2001

39. Salary deferrals deposited after close of plan year

    By lp1965, July 21, 2016
    • 7 replies
    • 1.3k views
    • 
    • Tom Poje
    • July 22, 2016

40. Profit Sharing, employee vs. employer contribution?

    By Guest oppy, January 19, 1999
    • 7 replies
    • 6.2k views
    • 
    • Greg Judd
    • January 22, 1999

41. ACP Safe Harbor Plan

    By austin3515, January 24, 2025
    • 7 replies
    • 715 views
    • 
    • austin3515
    • January 25, 2025

42. Terminated Employee?

    By Archimage, January 22, 2003
    • 7 replies
    • 1.7k views
    • 
    • Archimage
    • January 23, 2003

43. Life Insurance and loans

    By artvandelay3, June 24, 2015
    • 7 replies
    • 2.4k views
    • 
    • PJF414
    • October 26, 2015

44. Subsequent Eligibility Computation Periods

    By ejohnke, November 12, 2024
    • 7 replies
    • 1.2k views
    • 
    • Bill Presson
    • November 15, 2024

45. Prototype Documents

    By austin3515, May 12, 2010
    • 7 replies
    • 2.3k views
    • 
    • Below Ground
    • May 12, 2010

46. Controlled Group Situation & Owner Sold One Business - Help

    By HarleyBabe, July 11, 2013
    • 7 replies
    • 1.3k views
    • 
    • MoJo
    • July 16, 2013

47. Should I file a Sched H or 5500-SF? - Count of BOY participants

    By Bruddah Kimo, March 23, 2016
    • 7 replies
    • 818 views
    • 
    • My 2 cents
    • March 24, 2016

48. Controlled Group Issue

    By Guest PES, June 18, 2002
    • 7 replies
    • 2k views
    • 
    • Blinky the 3-eyed Fish
    • June 18, 2002

49. 402(g) limitation violation due to 2 plans

    By Fred Payne, November 22, 2002
    • 7 replies
    • 4.4k views
    • 
    • mbozek
    • November 25, 2002

50. Merging a 401k plan into a 403b plan

    By cpc0506, September 25, 2014
    • 7 replies
    • 6.7k views
    • 
    • Ben Jensen
    • July 31, 2024