401(k) Plans

19,275 topics in this forum

1. Deposit of Elective Deferrals

   By BTG, June 21, 2011
   • 7 replies
   • 1.8k views
   • 
   • Bill Presson
   • June 21, 2011

2. rehired participants and re-entry.

   By Lori H, May 11, 2015
   • 7 replies
   • 2.8k views
   • 
   • ESOP Guy
   • May 12, 2015

3. Is a self-directed brokerage investment option that requires a minimum

   By Guest ak, November 15, 1999
   • 7 replies
   • 4.2k views
   • 
   • Dowist
   • November 19, 1999

4. Plan Distributions

   By Guest KevinP, February 15, 2002
   • 7 replies
   • 1.8k views
   • 
   • Guest
   • March 5, 2002

5. Catch-up Contribution Question

   By Guest Max Power, February 19, 2004
   • 7 replies
   • 1.3k views
   • 
   • Mike Preston
   • February 20, 2004

6. Business owners reversing prior paychecks due to cashflow. Need deferrals refunded.

   By 401king, December 17, 2015
   • 7 replies
   • 1.1k views
   • 
   • EBECatty
   • December 19, 2015

7. Can the annual 401(k) match be paid say June 30 in the year following the plan year?

   By Cardscrazy, February 24, 2023   

   • 401(k) plans
   • matching contributions
   • 7 replies
   • 880 views
   • 
   • MWeddell
   • March 22, 2023

8. Prior Year vs. Current Year Testing Method

   By Pension Nerd, February 11, 2016
   • 7 replies
   • 5k views
   • 
   • imchipbrown
   • February 13, 2016

9. 402(f) Notice

   By Guest L, July 19, 1999
   • 7 replies
   • 2.2k views
   • 
   • Alf
   • December 11, 2001

10. Safe Harbor Match with Discretionary Match

    By Will.I.Am, June 20, 2018   

    • safe harbor match
    • discretionary match
    • 7 replies
    • 6.3k views
    • 
    • Tom Poje
    • June 22, 2018

11. Start new 401(k) within 12 months of terminating PSP?

    By 401king, May 8, 2019
    • 7 replies
    • 3.5k views
    • 
    • Carol V. Calhoun
    • May 13, 2019

12. What can an employer do with unclaimed money?

    By Guest Adriana Hook, May 22, 2001
    • 7 replies
    • 2.6k views
    • 
    • AndyH
    • May 25, 2001

13. plan loan

    By stevena, September 27, 2001
    • 7 replies
    • 1.9k views
    • 
    • Kirk Maldonado
    • October 1, 2001

14. safe harbor match with top heavy plan

    By MR, September 12, 2002
    • 7 replies
    • 1.9k views
    • 
    • R. Butler
    • September 19, 2002

15. Short plan year, what hours to prorate?

    By BG5150, August 28, 2020
    • 7 replies
    • 1.4k views
    • 
    • Belgarath
    • September 1, 2020

16. Missed match deposit

    By Chippy, July 18, 2013
    • 7 replies
    • 1k views
    • 
    • Chippy
    • July 18, 2013

17. Retroactive Amendment adding participating employer

    By austin3515, October 2, 2016
    • 7 replies
    • 3.3k views
    • 
    • Belgarath
    • October 3, 2016

18. Missed loan payments; when does deemed distribution occur?

    By LCARUSI, August 27, 1998
    • 7 replies
    • 5.4k views
    • 
    • Guest
    • September 16, 1998

19. Participant Statements

    By Mr B., November 4, 2011
    • 7 replies
    • 1.3k views
    • 
    • austin3515
    • November 7, 2011

20. Effective date of new plan w/ mid-year deferrals

    By BG5150, May 1, 2018
    • 7 replies
    • 1.7k views
    • 
    • John Feldt ERPA CPC QPA
    • May 4, 2018

21. 401k Loan Payments Not Stopped

    By apcf, October 24, 2019
    • 7 replies
    • 1.6k views
    • 
    • apcf
    • October 25, 2019

22. Form 5500 Archive Link

    By Guest Robin Hopkins, June 28, 2000
    • 7 replies
    • 1.6k views
    • 
    • Guest
    • June 30, 2000

23. Form 8955-SSA / Can't get it from IRS website

    By gc@chimentowebb.com, July 26, 2023
    • 7 replies
    • 1.1k views
    • 
    • Paul I
    • July 26, 2023

24. Where to Deduct on Tax Return

    By rblum50, June 21, 2011
    • 7 replies
    • 10.1k views
    • 
    • Lou S.
    • June 22, 2011

25. Deducted too much pretax

    By Loves401(k), March 9, 2018
    • 7 replies
    • 2k views
    • 
    • Luke Bailey
    • March 12, 2018

26. Refund due to participant election error?

    By EPCRSGuru, February 27, 2023
    • 7 replies
    • 1.3k views
    • 
    • Roycal
    • March 1, 2023

27. K-1, Comp definition

    By Guest m.n.ouellette, May 3, 2007
    • 7 replies
    • 20.3k views
    • 
    • jpod
    • May 3, 2007

28. Prohibitive Transaction

    By Guest elang, March 17, 2014   

    • Loan
    • 7 replies
    • 1.3k views
    • 
    • Peter Gulia
    • March 18, 2014

29. Plan Document Excludes Key - Plan Fails

    By Vlad401k, March 13, 2015
    • 7 replies
    • 1.3k views
    • 
    • Kevin C
    • March 16, 2015

30. How to handle funds of missing beneficiary; participant died 15 years ago

    By PensionNewbee, September 30, 2003
    • 7 replies
    • 6.6k views
    • 
    • Guest
    • October 1, 2003

31. Plan doc allows for provisions, but no service provider offers it

    By 401kay, August 24, 2022
    • 7 replies
    • 1.1k views
    • 
    • MWeddell
    • August 29, 2022

32. RMD for "of counsel" attorney

    By nancy, April 9
    • 7 replies
    • 1.6k views
    • 
    • david rigby
    • April 14

33. How would self-insured short-term disability benefits affect our compa

    By Guest NFalci, February 26, 2001
    • 7 replies
    • 13.2k views
    • 
    • Guest
    • March 12, 2001

34. Prohibited Transactions

    By Guest num1sherm, March 31, 2003
    • 7 replies
    • 2.1k views
    • 
    • Guest
    • April 3, 2003

35. One Person Plan: 401(k) or Profit Sharing

    By Guest elem, February 14, 2005
    • 7 replies
    • 2k views
    • 
    • david rigby
    • February 15, 2005

36. Prorate Compensation - SH Termination

    By 12AX7, December 28, 2012
    • 7 replies
    • 3.6k views
    • 
    • 12AX7
    • January 3, 2013

37. Amending Normal Retirement Age in DC Plan (Impact on Vesting)

    By metsfan026, June 15, 2022
    • 7 replies
    • 1.9k views
    • 
    • casey72
    • March 14, 2023

38. ADP Test Failure - not enough in 401(k) Account due to Loan

    By Towanda, March 12, 2018
    • 7 replies
    • 2.1k views
    • 
    • Tom Poje
    • March 14, 2018

39. 401(k) Testing

    By Guest mjakel, December 17, 2002
    • 7 replies
    • 1.7k views
    • 
    • Guest
    • December 20, 2002

40. Split Plan to Avoid 5500 Audit

    By BeanCounterBlues, May 31, 2006
    • 7 replies
    • 4.5k views
    • 
    • jpod
    • June 1, 2006

41. Problem client: wants to retroactively reduce benefits.

    By Lori H, August 4, 2008
    • 7 replies
    • 1.3k views
    • 
    • Guest
    • August 5, 2008

42. Profit sharing for only one

    By ombskid, May 5, 2014
    • 7 replies
    • 1.1k views
    • 
    • BG5150
    • May 6, 2014

43. Top Heavy and Gateway

    By jim241, May 2, 2018   

    • safe harbor
    • top heavy
    • (and 3 more)

      Tagged with:

      • safe harbor
      • top heavy
      • gateway
      • hce
      • non-key
    • 7 replies
    • 959 views
    • 
    • John Feldt ERPA CPC QPA
    • May 4, 2018

44. Forfeitures used to reduce future employer contributions

    By Guest SuperMan, November 22, 1999
    • 7 replies
    • 3.5k views
    • 
    • BG5150
    • December 18, 2008

45. Safe Harbor Match by Payroll - failing compensation ratio test

    By ekg24, May 22, 2024
    • 7 replies
    • 1.4k views
    • 
    • David Schultz
    • May 24, 2024

46. Nondiscrimination testing - disaggregation

    By Guest Rags, March 19, 2009
    • 7 replies
    • 2k views
    • 
    • Tom Poje
    • March 24, 2009

47. How to apply deferral percentage to compensation exceeding 415 limit?

    By SavingsRUS, June 2, 2016   

    • 415
    • 401(k)
    • 7 replies
    • 1.6k views
    • 
    • david rigby
    • June 2, 2016

48. Add Voluntary After tax to SH Plan--does it mess with TH?

    By BG5150, January 25, 2019
    • 7 replies
    • 898 views
    • 
    • Kevin C
    • February 4, 2019

49. Comp limit used for deferral contributions

    By Guest 2341mid, November 12, 2003
    • 7 replies
    • 1.3k views
    • 
    • david rigby
    • November 13, 2003

50. Eligibility for Owner

    By Pammie57, October 4, 2016
    • 7 replies
    • 1.4k views
    • 
    • Bird
    • October 12, 2016