401(k) Plans

19,321 topics in this forum

1. EACAs

   By zimbo, June 5, 2008
   • 7 replies
   • 3.3k views
   • 
   • Guest
   • August 25, 2008

2. Fiduciary duty in regards to beneficiary designations

   By oriecat, November 19, 2009
   • 7 replies
   • 1.3k views
   • 
   • oriecat
   • November 20, 2009

3. correcting excess deferrals after April 15

   By K2retire, May 14, 2010
   • 7 replies
   • 3.9k views
   • 
   • 401 Chaos
   • February 11, 2013

4. PS Plan- medical benefits

   By Guest Lex, May 31, 2002
   • 7 replies
   • 1.8k views
   • 
   • Mike Preston
   • August 19, 2002

5. Auto enroll opt out

   By pmacduff, January 24, 2014
   • 7 replies
   • 2.3k views
   • 
   • pmacduff
   • January 29, 2014

6. QACA Amendment

   By 30Rock, March 8, 2018
   • 7 replies
   • 1.2k views
   • 
   • stephen
   • March 9, 2018

7. Taking 401(k) distribution for home purchase

   By Guest rpetrk, April 19, 2005
   • 7 replies
   • 1.6k views
   • 
   • R. Butler
   • April 25, 2005

8. Excess Contribution and ADP Testing

   By Guest AJM 34, August 3, 2007
   • 7 replies
   • 2.8k views
   • 
   • Tom Poje
   • August 13, 2007

9. Paying Federal & State taxes on distributions

   By bpenfold, November 21, 2017   

   • taxes
   • federal
   • (and 4 more)

     Tagged with:

     • taxes
     • federal
     • state
     • government
     • 945
     • 1099-r
   • 7 replies
   • 1.2k views
   • 
   • Luke Bailey
   • November 22, 2017

10. 401k's and layoffs

    By Guest Guilbert, January 22, 2007
    • 7 replies
    • 2.5k views
    • 
    • four01kman
    • January 25, 2007

11. No Assets, No 5500

    By Guest MS TPA, May 17, 2010
    • 7 replies
    • 2.2k views
    • 
    • Mike Preston
    • May 19, 2010

12. Funding deadline terminating safe harbor plan

    By Scuba 401, April 28, 2017
    • 7 replies
    • 940 views
    • 
    • RatherBeGolfing
    • May 2, 2017

13. Deposit of Elective Deferrals

    By BTG, June 21, 2011
    • 7 replies
    • 1.8k views
    • 
    • Bill Presson
    • June 21, 2011

14. rehired participants and re-entry.

    By Lori H, May 11, 2015
    • 7 replies
    • 2.9k views
    • 
    • ESOP Guy
    • May 12, 2015

15. Is a self-directed brokerage investment option that requires a minimum

    By Guest ak, November 15, 1999
    • 7 replies
    • 4.3k views
    • 
    • Dowist
    • November 19, 1999

16. Plan Distributions

    By Guest KevinP, February 15, 2002
    • 7 replies
    • 1.8k views
    • 
    • Guest
    • March 5, 2002

17. Catch-up Contribution Question

    By Guest Max Power, February 19, 2004
    • 7 replies
    • 1.3k views
    • 
    • Mike Preston
    • February 20, 2004

18. Business owners reversing prior paychecks due to cashflow. Need deferrals refunded.

    By 401king, December 17, 2015
    • 7 replies
    • 1.1k views
    • 
    • EBECatty
    • December 19, 2015

19. Can the annual 401(k) match be paid say June 30 in the year following the plan year?

    By Cardscrazy, February 24, 2023   

    • 401(k) plans
    • matching contributions
    • 7 replies
    • 929 views
    • 
    • MWeddell
    • March 22, 2023

20. Prior Year vs. Current Year Testing Method

    By Pension Nerd, February 11, 2016
    • 7 replies
    • 5.1k views
    • 
    • imchipbrown
    • February 13, 2016

21. 402(f) Notice

    By Guest L, July 19, 1999
    • 7 replies
    • 2.2k views
    • 
    • Alf
    • December 11, 2001

22. Safe Harbor Match with Discretionary Match

    By Will.I.Am, June 20, 2018   

    • safe harbor match
    • discretionary match
    • 7 replies
    • 6.4k views
    • 
    • Tom Poje
    • June 22, 2018

23. Start new 401(k) within 12 months of terminating PSP?

    By 401king, May 8, 2019
    • 7 replies
    • 3.7k views
    • 
    • Carol V. Calhoun
    • May 13, 2019

24. What can an employer do with unclaimed money?

    By Guest Adriana Hook, May 22, 2001
    • 7 replies
    • 2.7k views
    • 
    • AndyH
    • May 25, 2001

25. plan loan

    By stevena, September 27, 2001
    • 7 replies
    • 1.9k views
    • 
    • Kirk Maldonado
    • October 1, 2001

26. safe harbor match with top heavy plan

    By MR, September 12, 2002
    • 7 replies
    • 1.9k views
    • 
    • R. Butler
    • September 19, 2002

27. Short plan year, what hours to prorate?

    By BG5150, August 28, 2020
    • 7 replies
    • 1.5k views
    • 
    • Belgarath
    • September 1, 2020

28. Missed match deposit

    By Chippy, July 18, 2013
    • 7 replies
    • 1k views
    • 
    • Chippy
    • July 18, 2013

29. Retroactive Amendment adding participating employer

    By austin3515, October 2, 2016
    • 7 replies
    • 3.4k views
    • 
    • Belgarath
    • October 3, 2016

30. Missed loan payments; when does deemed distribution occur?

    By LCARUSI, August 27, 1998
    • 7 replies
    • 5.5k views
    • 
    • Guest
    • September 16, 1998

31. Participant Statements

    By Mr B., November 4, 2011
    • 7 replies
    • 1.3k views
    • 
    • austin3515
    • November 7, 2011

32. Effective date of new plan w/ mid-year deferrals

    By BG5150, May 1, 2018
    • 7 replies
    • 1.8k views
    • 
    • John Feldt ERPA CPC QPA
    • May 4, 2018

33. 401k Loan Payments Not Stopped

    By apcf, October 24, 2019
    • 7 replies
    • 1.6k views
    • 
    • apcf
    • October 25, 2019

34. Form 5500 Archive Link

    By Guest Robin Hopkins, June 28, 2000
    • 7 replies
    • 1.7k views
    • 
    • Guest
    • June 30, 2000

35. Form 8955-SSA / Can't get it from IRS website

    By gc@chimentowebb.com, July 26, 2023
    • 7 replies
    • 1.2k views
    • 
    • Paul I
    • July 26, 2023

36. Where to Deduct on Tax Return

    By rblum50, June 21, 2011
    • 7 replies
    • 10.3k views
    • 
    • Lou S.
    • June 22, 2011

37. Deducted too much pretax

    By Loves401(k), March 9, 2018
    • 7 replies
    • 2k views
    • 
    • Luke Bailey
    • March 12, 2018

38. Refund due to participant election error?

    By EPCRSGuru, February 27, 2023
    • 7 replies
    • 1.3k views
    • 
    • Roycal
    • March 1, 2023

39. K-1, Comp definition

    By Guest m.n.ouellette, May 3, 2007
    • 7 replies
    • 20.6k views
    • 
    • jpod
    • May 3, 2007

40. Prohibitive Transaction

    By Guest elang, March 17, 2014   

    • Loan
    • 7 replies
    • 1.3k views
    • 
    • Peter Gulia
    • March 18, 2014

41. Plan Document Excludes Key - Plan Fails

    By Vlad401k, March 13, 2015
    • 7 replies
    • 1.3k views
    • 
    • Kevin C
    • March 16, 2015

42. How to handle funds of missing beneficiary; participant died 15 years ago

    By PensionNewbee, September 30, 2003
    • 7 replies
    • 6.7k views
    • 
    • Guest
    • October 1, 2003

43. Plan doc allows for provisions, but no service provider offers it

    By 401kay, August 24, 2022
    • 7 replies
    • 1.1k views
    • 
    • MWeddell
    • August 29, 2022

44. RMD for "of counsel" attorney

    By nancy, April 9, 2025
    • 7 replies
    • 1.8k views
    • 
    • david rigby
    • April 14, 2025

45. How would self-insured short-term disability benefits affect our compa

    By Guest NFalci, February 26, 2001
    • 7 replies
    • 13.8k views
    • 
    • Guest
    • March 12, 2001

46. Prohibited Transactions

    By Guest num1sherm, March 31, 2003
    • 7 replies
    • 2.1k views
    • 
    • Guest
    • April 3, 2003

47. One Person Plan: 401(k) or Profit Sharing

    By Guest elem, February 14, 2005
    • 7 replies
    • 2k views
    • 
    • david rigby
    • February 15, 2005

48. Prorate Compensation - SH Termination

    By 12AX7, December 28, 2012
    • 7 replies
    • 3.7k views
    • 
    • 12AX7
    • January 3, 2013

49. Amending Normal Retirement Age in DC Plan (Impact on Vesting)

    By metsfan026, June 15, 2022
    • 7 replies
    • 2k views
    • 
    • casey72
    • March 14, 2023

50. ADP Test Failure - not enough in 401(k) Account due to Loan

    By Towanda, March 12, 2018
    • 7 replies
    • 2.1k views
    • 
    • Tom Poje
    • March 14, 2018