401(k) Plans

19,321 topics in this forum

1. Restitution from an embezzler

   By Guest JPIngold, February 4, 2013
   • 7 replies
   • 3.7k views
   • 
   • Guest
   • February 8, 2013

2. Resuming deferrals after 6 month break after hardship

   By ldr, April 8, 2022   

   • hardship
   • 7 replies
   • 1k views
   • 
   • ldr
   • April 14, 2022

3. TPA Fees to be recovered

   By Guest MEGary, January 15, 2002
   • 7 replies
   • 2.1k views
   • 
   • John A
   • January 21, 2002

4. ACH Contributions

   By Guest Frank Jackson, February 1, 2002
   • 7 replies
   • 9.7k views
   • 
   • Mike Preston
   • February 21, 2020

5. Safe Harbor Non-Elective Amendment

   By Guest notapensiongeek, April 27, 2011
   • 7 replies
   • 1.1k views
   • 
   • rcline46
   • April 28, 2011

6. Amending Safe Harbor

   By MGOAdmin, March 25, 2015   

   • safe habror
   • amending
   • 7 replies
   • 1.3k views
   • 
   • MGOAdmin
   • March 31, 2015

7. ERISA plan document disclosure to former participant

   By 30Rock, April 21, 2025
   • 6 replies
   • 2.5k views
   • 
   • 30Rock
   • April 22, 2025

8. CATCH UP & 415

   By Guest Rutager, November 30, 2006
   • 6 replies
   • 2.4k views
   • 
   • WDIK
   • December 1, 2006

9. Waiver of Participation in a Safe Harbor 401(k) Plan

   By mming, January 15, 2008
   • 6 replies
   • 4.1k views
   • 
   • Kimberly S
   • January 16, 2008

10. Late deferrals

    By EBDI, May 13, 2014
    • 6 replies
    • 1.9k views
    • 
    • EBDI
    • May 13, 2014

11. Participant Notice for non-safe harbor 401(k) plan Termination

    By stephen, October 11, 2017   

    • plan termination
    • participant notice
    • 6 replies
    • 5.3k views
    • 
    • stephen
    • October 11, 2017

12. Excess Employer Safe Harbor Match

    By Theresa, March 26, 2019
    • 6 replies
    • 2.1k views
    • 
    • C. B. Zeller
    • March 27, 2019

13. 414(s) compensation

    By cdavis25, July 19, 2019
    • 6 replies
    • 1.3k views
    • 
    • Luke Bailey
    • July 22, 2019

14. Anyone recognize this website?

    By austin3515, February 19, 2020
    • 6 replies
    • 985 views
    • 
    • Bill Presson
    • February 20, 2020

15. FT William Loan Procedures / QDRO Procedures

    By austin3515, December 5, 2024
    • 6 replies
    • 610 views
    • 
    • QDROphile
    • December 5, 2024

16. overpayment of loan repayments

    By Guest mk2308, July 18, 2005
    • 6 replies
    • 4.1k views
    • 
    • JanetM
    • July 18, 2005

17. Consolidating Multiple Solo 401k Plans into One

    By ill, October 6, 2023
    • 6 replies
    • 2.5k views
    • 
    • Bird
    • October 9, 2023

18. SARSEP is dead , we need to move on!

    By Guest Brad Cozzi, March 1, 2001
    • 6 replies
    • 1.7k views
    • 
    • rcline46
    • March 5, 2001

19. Forced IRA Rollovers - Who will take them?

    By ljr, April 1, 2005
    • 6 replies
    • 2k views
    • 
    • Guest
    • April 1, 2005

20. Hardship as Loan Offset

    By austin3515, August 7, 2008
    • 6 replies
    • 2.7k views
    • 
    • ERISAnut
    • August 13, 2008

21. HCE excluded from 3% SH. Still get a TH pass?

    By BG5150, March 20, 2018
    • 6 replies
    • 1.4k views
    • 
    • Lou S.
    • March 20, 2018

22. SHNEC, Top Heavy and Otherwise Excludable EE's

    By LMD1, February 2, 2019
    • 6 replies
    • 1.8k views
    • 
    • QP_Guy
    • February 6, 2019

23. How long is too long?

    By Guest KaroliHayes, December 22, 1998
    • 6 replies
    • 1.6k views
    • 
    • Guest
    • March 11, 1999

24. Student Loan Matching Form

    By austin3515, December 10, 2025
    • 6 replies
    • 365 views
    • 
    • Belgarath
    • December 12, 2025

25. Reasonable Segregation

    By Dagwood, November 3, 2020
    • 6 replies
    • 854 views
    • 
    • Dagwood
    • November 13, 2020

26. Enrolled against will

    By Dug29, March 10, 2023
    • 6 replies
    • 3.7k views
    • 
    • MWeddell
    • March 22, 2023

27. Reversion to Employer from a 401(k) Plan

    By bzorc, August 10, 2023
    • 6 replies
    • 1.5k views
    • 
    • rocknrolls2
    • August 11, 2023

28. 401k Loan Defaulted due to EMPLOYER/SPONSOR inablility to administer l

    By Guest 401khelp, November 12, 2002
    • 6 replies
    • 2.6k views
    • 
    • Guest
    • November 15, 2002

29. Overlapping Controlled Groups

    By justatester, March 2, 2009
    • 6 replies
    • 3.4k views
    • 
    • justatester
    • March 3, 2009

30. Frontloading 401(k) Deferrals

    By BTH, December 31, 2009
    • 6 replies
    • 1.7k views
    • 
    • Guest
    • January 3, 2010

31. Loan as a Deemed Distribution

    By CLE401kGuy, February 5, 2013
    • 6 replies
    • 19.7k views
    • 
    • Bird
    • February 21, 2014

32. Plan Legal Documents as Settlor Functions

    By CLE401kGuy, December 3, 2014
    • 6 replies
    • 2.1k views
    • 
    • Kevin C
    • December 8, 2014

33. Top Heavy question

    By drewmc2001, May 25, 2015   

    • Top Heavy
    • 6 replies
    • 2k views
    • 
    • Tom Poje
    • November 11, 2015

34. 3-year cliff vesting still allowed

    By TPApril, October 7, 2021
    • 6 replies
    • 1.7k views
    • 
    • Luke Bailey
    • October 8, 2021

35. Do we have a problem with different subsidiaries administering Catch-Ups differently?

    By ERISA-Bubs, August 10, 2023
    • 6 replies
    • 714 views
    • 
    • ERISA-Bubs
    • August 11, 2023

36. Is he a more than 5% owner?

    By Soundbc1, February 12, 2024
    • 6 replies
    • 1.5k views
    • 
    • Peter Gulia
    • February 12, 2024

37. Is the calculation method used for correcting the failed test incompatible with the test failed?

    By dragondon, April 3, 2024
    • 6 replies
    • 666 views
    • 
    • dragondon
    • April 5, 2024

38. What administrative expenses may be charged to a plan?

    By Guest Letocha, December 7, 2000
    • 6 replies
    • 1.7k views
    • 
    • Guest
    • February 28, 2001

39. Plan Design

    By Guest naveen, September 8, 2008
    • 6 replies
    • 1.2k views
    • 
    • GBurns
    • September 9, 2008

40. Match to HCE

    By Guest bernie lomax, February 26, 2010
    • 6 replies
    • 1.2k views
    • 
    • austin3515
    • March 1, 2010

41. Three strikes rule for ADP tests?

    By RayRay, May 21, 2019   

    • adp test
    • 6 replies
    • 1.2k views
    • 
    • RayRay
    • May 29, 2019

42. Excluding from testing EE left with less than 500 hours

    By Jim Chad, February 9, 2022
    • 6 replies
    • 1.4k views
    • 
    • CuseFan
    • February 9, 2022

43. Excess deferral and related matching

    By Guest Dennis Siko, March 11, 1999
    • 6 replies
    • 3.2k views
    • 
    • Guest
    • March 12, 1999

44. Life Insurance surrender and investing CSV into other plan assets

    By JohnEPNFP, February 12, 2024
    • 6 replies
    • 1.4k views
    • 
    • Bird
    • February 13, 2024

45. PPA Amendments

    By ERISA-Bubs, November 14, 2011
    • 6 replies
    • 2.1k views
    • 
    • masteff
    • November 15, 2011

46. Compensation for ADP Testing

    By msmith, February 5, 2019
    • 6 replies
    • 2.2k views
    • 
    • BG5150
    • February 6, 2019

47. Prohibited Transactions and reporting on From 5330

    By Guest kwagner, October 24, 2002
    • 6 replies
    • 3.4k views
    • 
    • E as in ERISA
    • May 9, 2003

48. Do the rules of converting a regular 401(k) to a safe harbor 401(k) re

    By Archimage, February 7, 2003
    • 6 replies
    • 1.7k views
    • 
    • Archimage
    • February 10, 2003

49. Ineligible Distribution

    By Guest Amanda Davis, February 26, 2003
    • 6 replies
    • 4.3k views
    • 
    • Appleby
    • February 26, 2003

50. 401(k)

    By Guest cconnell, July 17, 2006
    • 6 replies
    • 1.8k views
    • 
    • Guest
    • July 20, 2006