401(k) Plans

19,275 topics in this forum

1. PSP/Universal individual life insurance/premiums charged to participant

   By JCS, February 12
   • 5 replies
   • 812 views
   • 
   • Bird
   • February 14

2. What is the compensation?

   By Basically, February 11
   • 9 replies
   • 1.5k views
   • 
   • RatherBeGolfing
   • February 13

3. Employer forgot to make a Roth deferral

   By gc@chimentowebb.com, February 11
   • 9 replies
   • 1.7k views
   • 
   • gc@chimentowebb.com
   • February 12

4. Mid year auto enroll change

   By 401KsRme, February 11
   • 0 replies
   • 444 views
   • 
   • 401KsRme
   • February 11

5. Top-heavy contributions for plans without deferrals

   By Mleech, February 11
   • 1 reply
   • 1k views
   • 
   • C. B. Zeller
   • February 11

6. Plan Termination and Forfeitures

   By 30Rock, February 11
   • 3 replies
   • 954 views
   • 
   • Peter Gulia
   • February 11

7. SECURE 2.0 Roth treatment of catch-up contributions

   By youngbenefitslawyer, February 11
   • 3 replies
   • 807 views
   • 
   • Peter Gulia
   • February 11

8. ACP 4% non-discretionary match

   By Bruce1, January 29
   • 12 replies
   • 1.2k views
   • 
   • RatherBeGolfing
   • February 11

9. Compensation for HCE determination

   By justatester, February 6
   • 2 replies
   • 807 views
   • 
   • Artie M
   • February 10

10. Sign-on bonuses

    By austin3515, November 6, 2015
    • 13 replies
    • 3.3k views
    • 
    • austin3515
    • February 7

11. Individual Brokerage 401k

    By Bruce1, February 6
    • 13 replies
    • 913 views
    • 
    • Paul I
    • February 7

12. Is a 401(k) Spin Off a Viable Option? What are the considerations?

    By youngbenefitslawyer, February 6
    • 2 replies
    • 848 views
    • 
    • Paul I
    • February 6

13. Resources for Independent Valuations

    By HCE, February 6
    • 2 replies
    • 669 views
    • 
    • Paul I
    • February 6

14. Does a de minimis financial incentive work?

    By Peter Gulia, February 5
    • 3 replies
    • 661 views
    • 
    • Peter Gulia
    • February 6

15. No Rollover Contribution Fees for 6 Months -- Any Issues?

    By Interested Party, February 5
    • 5 replies
    • 807 views
    • 
    • Interested Party
    • February 5

16. Off calendar plan year (6/30 year end) - catch-up reclass

    By MGOAdmin, January 15   

    • cathup
    • reclass
    • 4 replies
    • 992 views
    • 
    • MGOAdmin
    • February 5

17. Employee Who Sponsors Their Own Plan

    By Connor, February 4
    • 3 replies
    • 721 views
    • 
    • Connor
    • February 4

18. Controlled Group Question

    By Vlad401k, January 31
    • 5 replies
    • 771 views
    • 
    • Artie M
    • February 4

19. Hardship Self Certification

    By MGOAdmin, February 4
    • 1 reply
    • 611 views
    • 
    • Connor
    • February 4

20. self-employed participants vs. mandatory automatic enrollment

    By AlbanyConsultant, February 4
    • 0 replies
    • 443 views
    • 
    • AlbanyConsultant
    • February 4

21. returning a refund... or not

    By AlbanyConsultant, January 31
    • 2 replies
    • 925 views
    • 
    • AlbanyConsultant
    • February 4

22. Safe Harbor 401(k) Match top heavy plan - PS only to non-key/non-HCE

    By Tom, February 4
    • 1 reply
    • 516 views
    • 
    • RatherBeGolfing
    • February 4

23. match increase amendment (non s/h plan)

    By TPApril, February 3
    • 0 replies
    • 376 views
    • 
    • TPApril
    • February 3

24. Beneficiary Designations and Divorce

    By youngbenefitslawyer, January 31
    • 6 replies
    • 1k views
    • 
    • fmsinc
    • February 1

25. Discrimination Testing If Everyone Is An HCE

    By metsfan026, January 31
    • 4 replies
    • 940 views
    • 
    • Artie M
    • January 31

26. In Plan Roth Rollovers In Service Withdrawals

    By AJ North, January 24
    • 4 replies
    • 762 views
    • 
    • AJ North
    • January 30

27. 401k safe harbor nonunion/union

    By MURPHY, January 28
    • 8 replies
    • 873 views
    • 
    • Bri
    • January 30

28. Avoiding Single-Employer Treatment for Portfolio Company Benefits

    By NonQualified, January 29
    • 4 replies
    • 867 views
    • 
    • Peter Gulia
    • January 29

29. Deferral Change frequency

    By Santo Gold, January 28
    • 4 replies
    • 1.1k views
    • 
    • Artie M
    • January 29

30. ADP Test Correction & RMD

    By pixiebear, January 29
    • 1 reply
    • 501 views
    • 
    • C. B. Zeller
    • January 29

31. Enrollment Statistics on SH Match vs SH Nonelective

    By EJS_TPA, January 10   

    • help
    • 6 replies
    • 672 views
    • 
    • R Griffith
    • January 28

32. Amendment Required

    By DPSRich, January 25
    • 6 replies
    • 639 views
    • 
    • DPSRich
    • January 28

33. 3% Nonelective SH with QACA

    By DavidO, January 28
    • 3 replies
    • 797 views
    • 
    • Bill Presson
    • January 28

34. Not too good to be true is it?

    By austin3515, January 26
    • 2 replies
    • 620 views
    • 
    • austin3515
    • January 28

35. Help with Beneficiary Designation

    By Vanessa, January 23
    • 5 replies
    • 1.2k views
    • 
    • Appleby
    • January 28

36. affiliated service group after tax deferral

    By Nic Pospiech, January 27
    • 3 replies
    • 614 views
    • 
    • Nic Pospiech
    • January 27

37. ACP Safe Harbor Plan

    By austin3515, January 24
    • 7 replies
    • 666 views
    • 
    • austin3515
    • January 25

38. 401(k) Plan Accepts Invalid Rollover from Roth IRA . . . What Now?

    By Interested Party, January 23
    • 17 replies
    • 1.1k views
    • 
    • rocknrolls2
    • January 24

39. Auto Enrollment for New Plans - Auto Enroll Everyone or New Hires?

    By austin3515, December 5, 2023
    • 34 replies
    • 4.6k views
    • 
    • RatherBeGolfing
    • January 24

40. Safe Harbor Diminimus?

    By rjterpstra19, January 24
    • 5 replies
    • 1.2k views
    • 
    • Artie M
    • January 24

41. Discretionary Match

    By khn, January 21
    • 3 replies
    • 700 views
    • 
    • Artie M
    • January 23

42. Discretionary Match Notice Requirement

    By Tom, January 23
    • 2 replies
    • 1.9k views
    • 
    • Artie M
    • January 23

43. Employer contributions as Roth

    By Belgarath, January 22
    • 3 replies
    • 1.3k views
    • 
    • Paul I
    • January 22

44. Distributions from 401(k) plan when employer in bankruptcy?

    By erisageek1978, January 21
    • 13 replies
    • 2.4k views
    • 
    • Peter Gulia
    • January 22

45. Union - LTPT

    By TH 401k, January 21
    • 1 reply
    • 524 views
    • 
    • ratherbereading
    • January 22

46. not for profit funding match for 2023 in 2025

    By Tom, January 20
    • 6 replies
    • 1.1k views
    • 
    • Peter Gulia
    • January 22

47. Mandatory Roth catch-up

    By Ian, January 19
    • 2 replies
    • 1.1k views
    • 
    • Ian
    • January 20

48. Transaction reporting for contributions in brokerage accounts

    By TPApril, January 15
    • 4 replies
    • 1.2k views
    • 
    • Bruce1
    • January 17

49. Roth deferrals deducted by CPA on Sole Prop tax return

    By Tom, January 16
    • 0 replies
    • 627 views
    • 
    • Tom
    • January 16

50. 410b

    By TH 401k, January 16
    • 1 reply
    • 578 views
    • 
    • Bri
    • January 16