401(k) Plans

19,275 topics in this forum

1. Eligible for deferrals now, want to exclude in future

   By John Feldt ERPA CPC QPA, March 23, 2007
   • 19 replies
   • 4.1k views
   • 
   • Blinky the 3-eyed Fish
   • March 29, 2007

2. CARES Act Loan Provisions - Ambiguities

   By Luke Bailey, April 14, 2020
   • 19 replies
   • 2.5k views
   • 
   • Luke Bailey
   • April 16, 2020

3. Plan Document Question

   By khn, March 3, 2021
   • 19 replies
   • 2.6k views
   • 
   • Elizabeth G
   • March 5, 2021

4. Top Heavy Determination

   By Guest kgsingletary, December 9, 2002
   • 19 replies
   • 4.3k views
   • 
   • Tom Poje
   • January 10, 2003

5. a way to avoid a plan audit?

   By betheeg, February 23, 2006
   • 19 replies
   • 7.4k views
   • 
   • betheeg
   • March 9, 2006

6. Employer's profit-sharing and money purchase programs are under a sing

   By JWK, November 22, 2000
   • 19 replies
   • 5.8k views
   • 
   • stephen
   • February 28, 2003

7. Hardship Distribution

   By CLE401kGuy, June 14, 2012
   • 19 replies
   • 5.3k views
   • 
   • ETA Consulting LLC
   • June 18, 2012

8. Otherwise Excludable Employees

   By Alex Daisy, March 10, 2009
   • 19 replies
   • 10k views
   • 
   • pookah
   • October 21, 2014

9. Administration Distribution Fees

   By Guest TLCPension, November 4, 2002
   • 19 replies
   • 3.9k views
   • 
   • Mike Preston
   • January 14, 2003

10. Benefits, Rights, and Features

    By Guest ghenson08, December 11, 2012
    • 19 replies
    • 4.7k views
    • 
    • Guest
    • March 7, 2013

11. End-of-Year requirement for 401k?

    By Guest rickw, July 2, 2003
    • 19 replies
    • 5.8k views
    • 
    • Tom Poje
    • August 18, 2003

12. Emailing new SPD

    By austin3515, April 16, 2013
    • 19 replies
    • 2k views
    • 
    • austin3515
    • April 25, 2013

13. Change to employer directed from employee

    By Guest S FISCHER, May 8, 2002
    • 19 replies
    • 3k views
    • 
    • mbozek
    • May 10, 2002

14. Docusign for Plan documents

    By austin3515, August 10, 2017
    • 19 replies
    • 3.8k views
    • 
    • Peter Gulia
    • August 11, 2017

15. Participant dies with loan outstanding

    By austin3515, June 16, 2014
    • 19 replies
    • 10.4k views
    • 
    • Bird
    • April 27, 2021

16. prototype not 404(c) compliant

    By jlea, October 20, 2008
    • 19 replies
    • 3.2k views
    • 
    • J Simmons
    • October 22, 2008

17. Match and First $205,000

    By Guest CMcCull, October 5, 2004
    • 19 replies
    • 3.2k views
    • 
    • jquazza
    • October 18, 2004

18. Beneficiary is estate -- inherited IRA?

    By LauraS, July 3, 2019   

    • 401k
    • death benefit
    • (and 2 more)

      Tagged with:

      • 401k
      • death benefit
      • beneficiary; estate
      • inherited ira
    • 19 replies
    • 9.6k views
    • 
    • Appleby
    • July 11, 2019

19. ER Forfeitures - ongoing balance

    By TPApril, October 2, 2017
    • 19 replies
    • 2.1k views
    • 
    • RatherBeGolfing
    • October 5, 2017

20. Documenting an acquisition....

    By Guest A_Dude, October 15, 2013
    • 19 replies
    • 2.3k views
    • 
    • Guest
    • October 21, 2013

21. Beneficiary Designations

    By Randy Watson, April 4, 2007
    • 19 replies
    • 3.6k views
    • 
    • Bob R
    • April 11, 2007

22. Deferrals upon rehire

    By Guest caseyb, July 7, 2008
    • 19 replies
    • 6.8k views
    • 
    • Guest
    • July 15, 2008

23. EGTRRA Conformance

    By Guest Jose Rosario, May 13, 2002
    • 19 replies
    • 3k views
    • 
    • Guest
    • February 27, 2003

24. For 15% calculation purposes do you subtract deferrals before applying

    By R. Butler, April 9, 2001
    • 19 replies
    • 4.1k views
    • 
    • Guest
    • April 11, 2001

25. Funeral expenses for hardship distribution

    By austin3515, January 25, 2018
    • 19 replies
    • 6.2k views
    • 
    • TPApril
    • October 29, 2021

26. Loan Payments

    By Guest CathyS, June 7, 2007
    • 19 replies
    • 4.6k views
    • 
    • 401_4_ever
    • June 8, 2007

27. One Person 401(k) when there is no salary?

    By Guest Ashlea, January 7, 2005
    • 19 replies
    • 2.2k views
    • 
    • GBurns
    • January 10, 2005

28. GICs and surrender charges

    By eilano, April 5, 2006
    • 19 replies
    • 7.3k views
    • 
    • RCK
    • April 14, 2006

29. ADP test excludable employee

    By EBDI, January 30, 2017
    • 19 replies
    • 2.3k views
    • 
    • My 2 cents
    • February 8, 2017

30. HCE limits

    By ratherbereading, February 19, 2020
    • 19 replies
    • 1.6k views
    • 
    • shERPA
    • March 13, 2020

31. ExpertPlan Pulling Plug On Website - Thanks Ascensus!

    By austin3515, January 5, 2016
    • 18 replies
    • 13.5k views
    • 
    • carabelli@gmail.com
    • December 10, 2020

32. Can participants be charged a distribution fee upon leaving the plan?

    By k man, March 9, 2000
    • 18 replies
    • 3.3k views
    • 
    • Kirk Maldonado
    • March 16, 2000

33. Self Employed With W2 Earnings and K1

    By Guest Midas, March 10, 2005
    • 18 replies
    • 11.3k views
    • 
    • Guest
    • March 11, 2005

34. Small Business 401k

    By jsmith1985, September 1, 2017
    • 18 replies
    • 1.6k views
    • 
    • TPAJake
    • September 6, 2017

35. 401(k)'s legal for family business?

    By Guest Eric Cernyar, August 23, 2001
    • 18 replies
    • 3k views
    • 
    • actuarysmith
    • August 29, 2001

36. Limit safe harbor contribution to HCEs

    By WhoLetTheDogsOut, November 26, 2012
    • 18 replies
    • 6.5k views
    • 
    • DMcGovern
    • November 28, 2012

37. Ineligible Rollover & 1099-R

    By Zoey, September 5, 2017
    • 18 replies
    • 2.9k views
    • 
    • Zoey
    • September 6, 2017

38. Fees Charged by IRA during Automatic IRA Forfceout

    By austin3515, March 30, 2015
    • 18 replies
    • 1.8k views
    • 
    • austin3515
    • June 14, 2015

39. Change for stricter eligibility

    By Guest Peggy806, May 20, 2011
    • 18 replies
    • 6.2k views
    • 
    • BG5150
    • May 1, 2018

40. New Comparability w/Integrated Allocation

    By Go401k, December 10, 2014
    • 18 replies
    • 5.5k views
    • 
    • Mike Preston
    • April 20, 2021

41. Death of participant - proof needed

    By Tom, April 29
    • 18 replies
    • 1.9k views
    • 
    • Lois Baker
    • May 1

42. EPCRS Loan Correction

    By austin3515, July 29, 2019
    • 18 replies
    • 2k views
    • 
    • austin3515
    • July 30, 2019

43. Timing issues to start solo 401k for 2004...Please help

    By robbie, December 20, 2004
    • 18 replies
    • 1.9k views
    • 
    • Bird
    • December 22, 2004

44. Forfeitures to pay expenses

    By jkharvey, July 20, 2012
    • 18 replies
    • 7.4k views
    • 
    • MoJo
    • August 1, 2012

45. Refusal to make a PS contribution by a division of an ER

    By ldr, September 5, 2018   

    • non-elective contribution
    • division
    • (and 1 more)

      Tagged with:

      • non-elective contribution
      • division
      • non-discrimination
    • 18 replies
    • 1.5k views
    • 
    • Larry Starr
    • September 6, 2018

46. Excess (over plan limit) deferrals

    By Guest A. Rostosky, January 5, 2001
    • 18 replies
    • 6.9k views
    • 
    • Guest
    • January 19, 2001

47. 1099R for which year for 2004 or 2005?

    By Guest mmc, January 13, 2005
    • 18 replies
    • 2.9k views
    • 
    • GBurns
    • January 14, 2005

48. Applying for a TIN for a new 401-k Plan

    By KevinMc, December 21, 2016
    • 18 replies
    • 4.5k views
    • 
    • RatherBeGolfing
    • January 26, 2017

49. ACP Refund Due Right After In-Service

    By austin3515, June 7, 2019
    • 18 replies
    • 2.3k views
    • 
    • loserson
    • June 11, 2019

50. Boss sold practice in 8/15. Termination letter of 401k 4/16

    By daniellerdh05, April 29, 2016   

    • Shady 401K by employer
    • 18 replies
    • 2.7k views
    • 
    • Lou S.
    • April 29, 2016