401(k) Plans

19,275 topics in this forum

1. Top-heavy plan that fails ADP test - help

   By Guest MikeD, March 11, 2005
   • 6 replies
   • 2.2k views
   • 
   • Guest
   • March 11, 2005

2. Repayment of Loan Upon Termination

   By Guest MicheleCaldwell, November 4, 2004
   • 2 replies
   • 2.2k views
   • 
   • Guest
   • November 4, 2004

3. Contribution in year of termination

   By Guest esi-jht, June 29, 2006
   • 8 replies
   • 2.2k views
   • 
   • Locust
   • July 3, 2006

4. Fund Change Notices and other heahaches

   By 52626, May 24, 2013
   • 1 reply
   • 2.2k views
   • 
   • Bill Presson
   • May 26, 2013

5. Terminated Employee receiving severance pay.

   By Guest Dianne Day, April 6, 2004
   • 1 reply
   • 2.2k views
   • 
   • david rigby
   • April 6, 2004

6. Application of Section 415 limits when employer is dissolved and new c

   By Guest, March 8, 2000
   • 3 replies
   • 2.2k views
   • 
   • KJohnson
   • March 9, 2000

7. SH Match Question

   By buckaroo, August 14, 2014
   • 8 replies
   • 2.2k views
   • 
   • MWeddell
   • August 15, 2014

8. can IRS grab 401(k) to pay taxes owed?

   By MR, December 4, 2003
   • 3 replies
   • 2.2k views
   • 
   • MR
   • December 5, 2003

9. Vesting and USERRA

   By Brian Gallagher, February 4, 2004
   • 4 replies
   • 2.2k views
   • 
   • QDROphile
   • February 4, 2004

10. Roth Safe Harbor Plan

    By RLTGroup, May 6, 2013   

    • Roth
    • Safe Harbor
    • (and 1 more)

      Tagged with:

      • Roth
      • Safe Harbor
      • Post Tax
    • 6 replies
    • 2.2k views
    • 
    • RLTGroup
    • May 8, 2013

11. PROHIBITED?

    By Guest CHRISTIE BOSS, November 7, 1998
    • 7 replies
    • 2.2k views
    • 
    • Guest
    • November 11, 1998

12. Catch Up Contributions

    By SteveH, October 13, 2006
    • 2 replies
    • 2.2k views
    • 
    • Appleby
    • October 14, 2006

13. Time frame for amending Eligibility service Requirement

    By Guest ChopperPilot, February 24, 2005
    • 16 replies
    • 2.2k views
    • 
    • Earl
    • February 27, 2005

14. illegal participants

    By Guest Betsy Oakey, September 1, 2006
    • 13 replies
    • 2.2k views
    • 
    • Guest
    • September 7, 2006

15. Certain Terminated Employee

    By fiona1, February 24, 2009
    • 1 reply
    • 2.2k views
    • 
    • J Simmons
    • February 28, 2009

16. Holding Company with plan

    By Guest tjt169, July 10, 2012
    • 3 replies
    • 2.2k views
    • 
    • 12AX7
    • July 15, 2012

17. employer mistakes/mixups

    By lexi, September 22, 2006
    • 9 replies
    • 2.2k views
    • 
    • Jim Chad
    • September 23, 2006

18. 2019-19 EPCRS

    By austin3515, July 25, 2019
    • 11 replies
    • 2.2k views
    • 
    • Luke Bailey
    • July 26, 2019

19. 2 Partnerships - Earned Income

    By TBob, March 27, 2006
    • 5 replies
    • 2.2k views
    • 
    • Stevo-PDX
    • March 29, 2006

20. Employer withheld 401k election amount twice

    By Dkozer, July 6, 2017   

    • 401k with holding error
    • 9 replies
    • 2.2k views
    • 
    • Dkozer
    • July 7, 2017

21. Puerto Rico Participants

    By Guest jjuergens, June 23, 2004
    • 2 replies
    • 2.2k views
    • 
    • david rigby
    • June 23, 2004

22. Final 401(k) Regs. and Gap Earnings

    By Guest M. Martin, January 26, 2006
    • 4 replies
    • 2.2k views
    • 
    • Archimage
    • February 2, 2006

23. Second 401k Loan and Vested Balance

    By Greygoose, April 13, 2024
    • 4 replies
    • 2.2k views
    • 
    • ESOP Guy
    • April 15, 2024

24. Safe Harbor 401(k) with 3% Non-elective (not a Maybe)

    By msmith, January 7, 2009
    • 10 replies
    • 2.2k views
    • 
    • rcline46
    • January 8, 2009

25. Problem amending a Safe Harbor Plan

    By Barbara, May 1, 2018
    • 17 replies
    • 2.2k views
    • 
    • duckthing
    • May 7, 2018

26. Retirement Allocation Condition

    By Vlad401k, January 13, 2021
    • 7 replies
    • 2.2k views
    • 
    • Cardscrazy
    • January 16, 2021

27. Walmartization of 401(k) Plans

    By Locust, May 26, 2006
    • 6 replies
    • 2.2k views
    • 
    • Guest
    • June 3, 2006

28. Amount of Excise Tax from failure of ADP test

    By Brian Gallagher, February 3, 2004
    • 1 reply
    • 2.2k views
    • 
    • Guest
    • February 3, 2004

29. Safe Harbor NEC - odd formula

    By 401QUE, October 23, 2013   

    • Safe Harbor
    • 414(s) Test
    • (and 2 more)

      Tagged with:

      • Safe Harbor
      • 414(s) Test
      • reasonableness test
      • excluding bonus
    • 3 replies
    • 2.2k views
    • 
    • BG5150
    • October 24, 2013

30. Safe Harbor contribution deadline

    By Jakyasar, October 11, 2021
    • 13 replies
    • 2.2k views
    • 
    • Jakyasar
    • October 20, 2021

31. Schedule C compensation

    By pensionLifer, April 10, 2018
    • 5 replies
    • 2.2k views
    • 
    • Larry Starr
    • April 10, 2018

32. Same firm as TPA and IQPA CPA?

    By justanotheradmin, March 3, 2014
    • 3 replies
    • 2.2k views
    • 
    • Flyboyjohn
    • March 3, 2014

33. One Person 401(k) when there is no salary?

    By Guest Ashlea, January 7, 2005
    • 19 replies
    • 2.2k views
    • 
    • GBurns
    • January 10, 2005

34. IRA Minimum Withdrawal Age

    By Guest majerczak, October 27, 1998
    • 2 replies
    • 2.2k views
    • 
    • Guest
    • October 29, 1998

35. Corrected 1099-R

    By austin3515, July 21, 2016
    • 17 replies
    • 2.2k views
    • 
    • austin3515
    • July 22, 2016

36. S-Corp owner-only 401(k) plan, deferral deposit deadline

    By JustnERPA, December 18, 2018
    • 5 replies
    • 2.2k views
    • 
    • spiritrider
    • December 19, 2018

37. Fully Vesting only Active Employees

    By 401QUE, April 7, 2017   

    • vesting
    • protected benefits
    • (and 1 more)

      Tagged with:

      • vesting
      • protected benefits
      • irc 411
    • 9 replies
    • 2.2k views
    • 
    • 401QUE
    • April 28, 2017

38. Bottom Up QNEC

    By Guest tjt169, June 17, 2014
    • 3 replies
    • 2.2k views
    • 
    • Kevin C
    • June 27, 2014

39. Mandatory Cash-Out Question--Unresponsive Accounts Under $1000

    By TPAJake, October 19, 2016
    • 10 replies
    • 2.2k views
    • 
    • ESOP Guy
    • April 7, 2017

40. Triple Stacked Match

    By 401(k)athryn, November 8, 2016   

    • triple stacked match
    • fixed match
    • (and 1 more)

      Tagged with:

      • triple stacked match
      • fixed match
      • plan amendment
    • 10 replies
    • 2.2k views
    • 
    • TPAJake
    • November 11, 2016

41. Change in election amount

    By Guest Nini, June 21, 2007
    • 7 replies
    • 2.2k views
    • 
    • John Feldt ERPA CPC QPA
    • June 26, 2007

42. Sole Proprietor

    By Guest robertcusick, December 15, 2009
    • 8 replies
    • 2.2k views
    • 
    • Guest
    • July 3, 2011

43. Includable in 2005 Dec ye ADP test?

    By Beltane, July 17, 2006
    • 13 replies
    • 2.2k views
    • 
    • Beltane
    • July 20, 2006

44. 401(k) Safe Harbor and Union Employees

    By Gilmore, May 2, 2016
    • 2 replies
    • 2.2k views
    • 
    • Lou S.
    • May 2, 2016

45. Help ASAP! Former Key Employee Accounts

    By sloble@crowleyfleck.com, October 5, 2004
    • 4 replies
    • 2.2k views
    • 
    • sloble@crowleyfleck.com
    • October 5, 2004

46. SECURE 2.0: Classifying catch-ups as roth for ADP testing in 2024

    By drakecohen, January 2, 2023
    • 15 replies
    • 2.2k views
    • 
    • RatherBeGolfing
    • January 5, 2023

47. Excess Elective Deferrals

    By Guest sbavely, November 17, 1998
    • 10 replies
    • 2.2k views
    • 
    • Guest
    • November 25, 1998

48. Safe Harbor & Severance Pay

    By Guest CHRISTA, January 7, 2002
    • 1 reply
    • 2.2k views
    • 
    • Erik Read
    • January 8, 2002

49. Forfeitures to fund late earnings ?

    By Guest jvandyke, February 12, 2010
    • 1 reply
    • 2.2k views
    • 
    • Lou S.
    • February 12, 2010

50. HCE using top paid group

    By cdavis25, November 12, 2008
    • 6 replies
    • 2.2k views
    • 
    • Mike Preston
    • November 13, 2008