401(k) Plans

19,275 topics in this forum

1. Automatic Rollovers

   By coleboy, November 9, 2016
   • 6 replies
   • 648 views
   • 
   • Belgarath
   • November 10, 2016

2. IRS Tax Assessment Because No Rollover Reported

   By austin3515, September 15, 2018
   • 6 replies
   • 872 views
   • 
   • austin3515
   • September 22, 2018

3. Can deferrals be deposited monthly, even though employer's payroll is bi-weekly?

   By Guest bgrazetti, September 22, 2003
   • 6 replies
   • 2.1k views
   • 
   • Brian Gallagher
   • October 10, 2003

4. Participating Employer Contribution

   By Dougsbpc, September 18, 2009
   • 6 replies
   • 2.3k views
   • 
   • Dougsbpc
   • September 22, 2009

5. Funding PS contribution

   By bzorc, June 3, 2011
   • 6 replies
   • 1.4k views
   • 
   • Bird
   • June 9, 2011

6. Rules on NRA with Market-value adjustment

   By CFP, April 18, 2019
   • 6 replies
   • 1.3k views
   • 
   • Patricia Neal Jensen
   • May 1, 2019

7. Safe Harbor Matching Contributions - Two Basic Questions

   By metsfan026, October 4, 2022
   • 6 replies
   • 1.3k views
   • 
   • MWeddell
   • October 5, 2022

8. Safe Harbor Match and Top Heavy Rules

   By ldr, February 28, 2019   

   • safe harbor match
   • top heavy
   • 6 replies
   • 2.1k views
   • 
   • BG5150
   • March 4, 2019

9. Massachusetts State Taxes on Distributions

   By Guest CHRISTA, June 28, 2001
   • 6 replies
   • 7.8k views
   • 
   • AndyH
   • July 11, 2001

10. Roth 401(k): All can contribute, regardless of income?

    By Don Levit, June 3, 2005
    • 6 replies
    • 1.9k views
    • 
    • Guest
    • September 15, 2005

11. two jobs-- one with 401K, one with 457-- two maximums?

    By Guest indie doc, November 17, 2007
    • 6 replies
    • 3.5k views
    • 
    • John Feldt ERPA CPC QPA
    • January 13, 2010

12. Prototype -11(g) Amendment

    By austin3515, March 10, 2009
    • 6 replies
    • 1.8k views
    • 
    • jpod
    • March 12, 2009

13. Alien in 401(k) Plan

    By rblum50, August 24, 2010
    • 6 replies
    • 5.6k views
    • 
    • Laura Harrington
    • August 24, 2010

14. New/First Solo 401K: Contributions under Limit(s), but More than I intended/needed

    By ALouise37, December 30, 2018
    • 6 replies
    • 956 views
    • 
    • SoCalActuary
    • January 16, 2019

15. Eligible compensation issue and correction

    By Zach Del, September 7, 2023
    • 6 replies
    • 2.5k views
    • 
    • EBP Guy
    • September 21, 2023

16. RMD

    By 401Karina, November 2, 2023
    • 6 replies
    • 739 views
    • 
    • Lou S.
    • November 2, 2023

17. Safe Harbor Plan / Top Heavy Question

    By Guest MikeD, April 6, 2010
    • 6 replies
    • 1.5k views
    • 
    • rcline46
    • April 13, 2010

18. Auto Enroll Auto Escalation

    By austin3515, September 15, 2014
    • 6 replies
    • 1.7k views
    • 
    • austin3515
    • September 16, 2014

19. Safe Harbor Match / Exclusion of Bonus

    By austin3515, November 24, 2015
    • 6 replies
    • 4.4k views
    • 
    • austin3515
    • November 25, 2015

20. controlled group with different eligibility

    By hileman, September 20, 2017
    • 6 replies
    • 3.3k views
    • 
    • Tom Poje
    • September 20, 2017

21. Help with formula

    By Pink cupcake, May 4, 2021
    • 6 replies
    • 4.6k views
    • 
    • Bri
    • May 4, 2021

22. SHNEC Contribution and ACP testing

    By justatester, February 7, 2023
    • 6 replies
    • 989 views
    • 
    • Nate S
    • February 10, 2023

23. How many participants are burdened by the condition that a catch-up deferral must be a Roth contribution?

    By Peter Gulia, September 19
    • 6 replies
    • 3.4k views
    • 
    • FishOn
    • September 24

24. Improving Overall Knowledge

    By Guest MikeAIGFA, January 30, 2008
    • 6 replies
    • 1.6k views
    • 
    • jevd
    • January 30, 2008

25. Required Minimum Distribution Plan Amendment

    By Guest sheTexasHammer, April 1, 2009
    • 6 replies
    • 1.4k views
    • 
    • Kevin C
    • April 1, 2009

26. QACA Definition of Compensation

    By ERISA25, July 28, 2009
    • 6 replies
    • 3k views
    • 
    • ERISA25
    • July 29, 2009

27. Compensation definition

    By Guest JM123, December 5, 2011
    • 6 replies
    • 1.7k views
    • 
    • ETA Consulting LLC
    • December 13, 2011

28. Protected benefit for timing of distribution?

    By Richard Anderson, December 13, 2001
    • 6 replies
    • 2.9k views
    • 
    • QDROphile
    • December 19, 2001

29. Cap on Deferrals for HCE in Plan Document?

    By lkpittman, January 23, 2002
    • 6 replies
    • 2.6k views
    • 
    • Mike Preston
    • January 24, 2002

30. Missed RMD

    By cpc0506, January 19, 2011
    • 6 replies
    • 5k views
    • 
    • TPApril
    • April 4, 2013

31. TPA responsibility for late 401k deposits

    By Guest Stacey Richard, December 5, 2011
    • 6 replies
    • 2.7k views
    • 
    • Below Ground
    • December 7, 2011

32. Compensation for deferral and match

    By MPLSLAW, November 14, 2013   

    • testing
    • 414(s) non-discrimination
    • 6 replies
    • 4k views
    • 
    • austin3515
    • February 17, 2014

33. Employer switched participants deferrals

    By khr, June 16, 2015
    • 6 replies
    • 1.1k views
    • 
    • austin3515
    • June 17, 2015

34. using integrated formula instead of cross testing

    By Pixie, July 28, 2017   

    • cross testing
    • new comparability
    • 6 replies
    • 2k views
    • 
    • CuseFan
    • July 31, 2017

35. 415 Limit - Compensation Definition

    By richard, May 22, 1999
    • 6 replies
    • 3.7k views
    • 
    • Guest
    • May 27, 1999

36. Enrollment Statistics on SH Match vs SH Nonelective

    By EJS_TPA, January 10   

    • help
    • 6 replies
    • 673 views
    • 
    • R Griffith
    • January 28

37. Passage of time eligibility

    By 30Rock, November 5
    • 6 replies
    • 555 views
    • 
    • RatherBeGolfing
    • November 11

38. Requirements for new deferral or insurance elections?

    By AlbanyConsultant, July 28, 2005
    • 6 replies
    • 1.5k views
    • 
    • WDIK
    • July 28, 2005

39. plan compensation

    By mehmgo, January 15, 2013
    • 6 replies
    • 2.9k views
    • 
    • Kevin C
    • January 18, 2013

40. Last Day of Plan Year - Matching Contribution

    By abernat, May 11, 2016
    • 6 replies
    • 1.1k views
    • 
    • My 2 cents
    • May 11, 2016

41. Changing from eligible to excluded class

    By Debbie A., April 19, 2019
    • 6 replies
    • 6.4k views
    • 
    • Luke Bailey
    • April 22, 2019

42. quarterly benefit statements

    By R. Butler, December 13, 2006
    • 6 replies
    • 2.2k views
    • 
    • Belgarath
    • December 13, 2006

43. Failure to Auto-Enroll Employee Correction?

    By holdco, August 18, 2011
    • 6 replies
    • 3.2k views
    • 
    • K2retire
    • August 26, 2011

44. determining what are salary deferrals

    By AJC, April 19, 2019
    • 6 replies
    • 1.2k views
    • 
    • AJC
    • April 23, 2019

45. 401(k) payroll deductions and employer match

    By Guest Leo, December 2, 1999
    • 6 replies
    • 2.3k views
    • 
    • Kirk Maldonado
    • February 1, 2000

46. Part-Time Employee Exclusions & Secure Act

    By metsfan026, January 9, 2024
    • 6 replies
    • 1.6k views
    • 
    • Belgarath
    • January 11, 2024

47. Loans and fees

    By Guest CAM223, March 30, 2004
    • 6 replies
    • 1.9k views
    • 
    • maverick
    • April 7, 2004

48. Auto Enrollment with annual 1% increases

    By Guest M. Martin, January 22, 2009
    • 6 replies
    • 2.5k views
    • 
    • J Simmons
    • January 24, 2009

49. 415 Failures

    By justatester, May 6, 2010
    • 6 replies
    • 1.6k views
    • 
    • Mike Preston
    • May 6, 2010

50. Is this match ok--controlled group, two plans

    By BG5150, November 26, 2019
    • 6 replies
    • 714 views
    • 
    • MWeddell
    • November 27, 2019