401(k) Plans

19,321 topics in this forum

1. Overdistibution to Plan Particpant

   By Guest stevef, November 3, 2005
   • 6 replies
   • 2k views
   • 
   • Earl
   • November 18, 2005

2. After tax(not Roth) go against deferral limits?

   By Lori H, March 26, 2007
   • 6 replies
   • 1.7k views
   • 
   • Blinky the 3-eyed Fish
   • March 29, 2007

3. Suspending or Amending to remove Safe Harbor

   By Guest Twinky, December 29, 2008
   • 6 replies
   • 6.1k views
   • 
   • Guest
   • January 14, 2009

4. 401k Plan / Child Hire

   By BeanCounterBlues, March 10, 2009
   • 6 replies
   • 2.4k views
   • 
   • Jim Chad
   • March 11, 2009

5. Question on W2 Box 13

   By khn, January 8, 2014
   • 6 replies
   • 2.3k views
   • 
   • Flyboyjohn
   • January 9, 2014

6. Comingling Elective Deferrals and Employer Contributions

   By mming, September 30, 2020
   • 6 replies
   • 861 views
   • 
   • mming
   • October 2, 2020

7. ABT-Imputing Disparity

   By Guest dietpepsi, December 10, 2002
   • 6 replies
   • 2k views
   • 
   • Mike Preston
   • January 9, 2003

8. 403(b) as "successor" to terminating 401(k) plan

   By Guest APierce, October 13, 2003
   • 6 replies
   • 1.7k views
   • 
   • Guest
   • October 16, 2003

9. SECURE 2.0 Roth Catch-up - Automatic Spillover

   By Gruegen, June 23, 2023
   • 6 replies
   • 1.5k views
   • 
   • Peter Gulia
   • June 27, 2023

10. ADP/ACP Test

    By Guest CCarter, January 23, 2002
    • 6 replies
    • 1.9k views
    • 
    • MWeddell
    • January 25, 2002

11. USERRA & company contribs

    By Brian Gallagher, November 1, 2002
    • 6 replies
    • 2k views
    • 
    • Guest
    • May 4, 2004

12. Employer Match and participant employment agreement

    By whitboston, January 4, 2017
    • 6 replies
    • 1.4k views
    • 
    • whitboston
    • January 5, 2017

13. Is an endorsed check a legally enforceable agreement against borrower from "paperless" 401(k) plan?

    By Guest oscar, June 30, 2004
    • 6 replies
    • 3k views
    • 
    • MoJo
    • July 2, 2004

14. Pro-rating comp in a short plan year

    By Craig Schiller, May 10, 2016   

    • drowning in my own sweat
    • 6 replies
    • 2.1k views
    • 
    • Tom Poje
    • May 16, 2016

15. Automatic Rollovers

    By coleboy, November 9, 2016
    • 6 replies
    • 663 views
    • 
    • Belgarath
    • November 10, 2016

16. IRS Tax Assessment Because No Rollover Reported

    By austin3515, September 15, 2018
    • 6 replies
    • 899 views
    • 
    • austin3515
    • September 22, 2018

17. Can deferrals be deposited monthly, even though employer's payroll is bi-weekly?

    By Guest bgrazetti, September 22, 2003
    • 6 replies
    • 2.2k views
    • 
    • Brian Gallagher
    • October 10, 2003

18. Participating Employer Contribution

    By Dougsbpc, September 18, 2009
    • 6 replies
    • 2.4k views
    • 
    • Dougsbpc
    • September 22, 2009

19. Funding PS contribution

    By bzorc, June 3, 2011
    • 6 replies
    • 1.5k views
    • 
    • Bird
    • June 9, 2011

20. Rules on NRA with Market-value adjustment

    By CFP, April 18, 2019
    • 6 replies
    • 1.4k views
    • 
    • Patricia Neal Jensen
    • May 1, 2019

21. Safe Harbor Matching Contributions - Two Basic Questions

    By metsfan026, October 4, 2022
    • 6 replies
    • 1.5k views
    • 
    • MWeddell
    • October 5, 2022

22. Safe Harbor Match and Top Heavy Rules

    By ldr, February 28, 2019   

    • safe harbor match
    • top heavy
    • 6 replies
    • 2.2k views
    • 
    • BG5150
    • March 4, 2019

23. Massachusetts State Taxes on Distributions

    By Guest CHRISTA, June 28, 2001
    • 6 replies
    • 8.3k views
    • 
    • AndyH
    • July 11, 2001

24. Roth 401(k): All can contribute, regardless of income?

    By Don Levit, June 3, 2005
    • 6 replies
    • 1.9k views
    • 
    • Guest
    • September 15, 2005

25. two jobs-- one with 401K, one with 457-- two maximums?

    By Guest indie doc, November 17, 2007
    • 6 replies
    • 3.5k views
    • 
    • John Feldt ERPA CPC QPA
    • January 13, 2010

26. Prototype -11(g) Amendment

    By austin3515, March 10, 2009
    • 6 replies
    • 1.8k views
    • 
    • jpod
    • March 12, 2009

27. Alien in 401(k) Plan

    By rblum50, August 24, 2010
    • 6 replies
    • 5.8k views
    • 
    • Laura Harrington
    • August 24, 2010

28. New/First Solo 401K: Contributions under Limit(s), but More than I intended/needed

    By ALouise37, December 30, 2018
    • 6 replies
    • 991 views
    • 
    • SoCalActuary
    • January 16, 2019

29. Eligible compensation issue and correction

    By Zach Del, September 7, 2023
    • 6 replies
    • 2.9k views
    • 
    • EBP Guy
    • September 21, 2023

30. RMD

    By 401Karina, November 2, 2023
    • 6 replies
    • 759 views
    • 
    • Lou S.
    • November 2, 2023

31. Safe Harbor Plan / Top Heavy Question

    By Guest MikeD, April 6, 2010
    • 6 replies
    • 1.5k views
    • 
    • rcline46
    • April 13, 2010

32. Auto Enroll Auto Escalation

    By austin3515, September 15, 2014
    • 6 replies
    • 1.7k views
    • 
    • austin3515
    • September 16, 2014

33. Safe Harbor Match / Exclusion of Bonus

    By austin3515, November 24, 2015
    • 6 replies
    • 4.5k views
    • 
    • austin3515
    • November 25, 2015

34. controlled group with different eligibility

    By hileman, September 20, 2017
    • 6 replies
    • 3.3k views
    • 
    • Tom Poje
    • September 20, 2017

35. Help with formula

    By Pink cupcake, May 4, 2021
    • 6 replies
    • 5k views
    • 
    • Bri
    • May 4, 2021

36. SHNEC Contribution and ACP testing

    By justatester, February 7, 2023
    • 6 replies
    • 1k views
    • 
    • Nate S
    • February 10, 2023

37. How many participants are burdened by the condition that a catch-up deferral must be a Roth contribution?

    By Peter Gulia, September 19, 2025
    • 6 replies
    • 3.5k views
    • 
    • FishOn
    • September 24, 2025

38. Improving Overall Knowledge

    By Guest MikeAIGFA, January 30, 2008
    • 6 replies
    • 1.7k views
    • 
    • jevd
    • January 30, 2008

39. Required Minimum Distribution Plan Amendment

    By Guest sheTexasHammer, April 1, 2009
    • 6 replies
    • 1.4k views
    • 
    • Kevin C
    • April 1, 2009

40. QACA Definition of Compensation

    By ERISA25, July 28, 2009
    • 6 replies
    • 3k views
    • 
    • ERISA25
    • July 29, 2009

41. Compensation definition

    By Guest JM123, December 5, 2011
    • 6 replies
    • 1.7k views
    • 
    • ETA Consulting LLC
    • December 13, 2011

42. Protected benefit for timing of distribution?

    By Richard Anderson, December 13, 2001
    • 6 replies
    • 3k views
    • 
    • QDROphile
    • December 19, 2001

43. Cap on Deferrals for HCE in Plan Document?

    By lkpittman, January 23, 2002
    • 6 replies
    • 2.7k views
    • 
    • Mike Preston
    • January 24, 2002

44. Missed RMD

    By cpc0506, January 19, 2011
    • 6 replies
    • 5.1k views
    • 
    • TPApril
    • April 4, 2013

45. TPA responsibility for late 401k deposits

    By Guest Stacey Richard, December 5, 2011
    • 6 replies
    • 2.8k views
    • 
    • Below Ground
    • December 7, 2011

46. Compensation for deferral and match

    By MPLSLAW, November 14, 2013   

    • testing
    • 414(s) non-discrimination
    • 6 replies
    • 4k views
    • 
    • austin3515
    • February 17, 2014

47. Employer switched participants deferrals

    By khr, June 16, 2015
    • 6 replies
    • 1.1k views
    • 
    • austin3515
    • June 17, 2015

48. using integrated formula instead of cross testing

    By Pixie, July 28, 2017   

    • cross testing
    • new comparability
    • 6 replies
    • 2.1k views
    • 
    • CuseFan
    • July 31, 2017

49. 415 Limit - Compensation Definition

    By richard, May 22, 1999
    • 6 replies
    • 3.7k views
    • 
    • Guest
    • May 27, 1999

50. Enrollment Statistics on SH Match vs SH Nonelective

    By EJS_TPA, January 10, 2025   

    • help
    • 6 replies
    • 745 views
    • 
    • R Griffith
    • January 28, 2025